We know they're are a number of influential variables when emergencies occur. We know that a well understood and rehearsed preparedness plan will permit your family to execute their roles without needing instructions, that confusion cell calls or texts in the middle of chaos ar not required. Your family will be doing, while others are thinking. However, there are times when communication will be required, when you'll need to change the plan - then you'll need to know: text one word instructions, not calls; have both your shelter in place and evacuation plan well understood. 
If the cell networks fail, have a robust contingency idea. That may require alternate communications - a HAM or CB radio, satellite communications through Starlink or Garmin. Remember, those are not the norm, but for those whose circumstances require an additional system. 
Plan, think through. The time invested in a well understood preparedness plan will inform any issues that may require additional investment. If there is an economic barrier, then you can consider alternative ideas to collectively mitigating the threat through community groups, lobbying donations and a host of other methodologies.
Preparedness communications is free, it only requires an investment of time and energy.

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