This week in episode 28 of the Informed Choice Podcast, Martin talks about a return to inflation in the UK, interest rates expectations in the US and why experiences make you happier than material possessions. He answers a listener question about taking tax-free cash from a pension pot, but leaving the taxable bit behind. And he talks about why the Financial Conduct Authority (FCA) has banned the sale of a complex investment instrument called CoCos for retail investors.