Happy birthday Help to Buy!

The Help to Buy Equity Loan scheme is now six years old, but who is it really helping?

Marc Shoffman and Josh Gerstler analyse the government's flagship housing scheme:

How does Help to Buy work?How does it compare to other mortgage products?Does the government backing give it more gravitas?Do buyers understand the equity loan aspect?Is Help to Buy pushing up house prices?How can Help to Buy be improved?

Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss.

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

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