Home Buyer Radio
188 episodes - English - Latest episode: over 1 year ago - ★★★★★ - 19 ratingsSo your thinking of buying a home. In this podcast I share with you insider secrets and tips on how to successfully purchase a home. In addition, I will interview industry experts on real estate trends to help make sure you have the most cutting edge information available.
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Episodes
HBR 139 - How Soon Should You Start The Mortgage Process
September 12, 2019 12:18 - 11 minutes - 26 MBIn this weeks episode, I talk about when you should start the mortgage process and why. This was prompted by a listeners question I received via email. Do you have a question you would like me to answer? If so, please drop me a message at [email protected] and I will be happy to answer your question on a future podcast episode. If you are in the market for a mortgage, please reach out to me and my team. We would love to help you. You can reach me at 616-931-4629 or online at www.danm...
HBR 138 - Realtor Guest - Ashley Dietch-Schaefer
September 04, 2019 21:00 - 30 minutes - 42 MBThis week my good friend and awesome Realtor Ashley Dietch-Schaefer and I talk about the Greater Grand Rapids, Michigan market as well as her advice for both home buyers and sellers. Ashley is the broker owner of Hello Homes in Grand Rapids, Michigan and is a nationally recognized top producing Realtor. You can reach Ashley at 616-439-1272 or via email at [email protected]. If you are in the market for a home loan, my team and I would love to help you. You can reach me at 616-9...
HBR 137 - The Problems You Have
August 26, 2019 10:30 - 6 minutes - 9.09 MBIn this weeks episode I talk about problems clients have that sometimes they don't even know they have and how they can impact the loan approval process. I also explain why it is important that you start this process sooner rather than later. In the market to buy, build or refinance a mortgage? Looking for an experienced lender who knows what they are doing and how to properly structure your loan? My team and I would love to help you. You can reach us at 616-931-4629 or via our websit...
HBR 136 - Start The Process Earlier
August 19, 2019 10:30 - 8 minutes - 11 MBIf you are thinking about buying a home, I can't stress enough the importance of starting this process earlier. In this weeks episode I talk about that and other challenges that clients face when they wait too long to start the mortgage process. In the market to buy, build or refinance a mortgage? Looking for an experienced lender who knows what they are doing and how to properly structure your loan? My team and I would love to help you. You can reach us at 616-931-4629 or via our web...
HBR 135 - Trust But Verify
August 12, 2019 10:30 - 5 minutes - 7.54 MBWhen it comes to buying a home, verification of information on your loan application is the key. This week I talk about why documentation matters and how you can help to speed up the home buying process by being prepared to document income, assets, etc. In the market to buy, build or refinance a mortgage? Looking for an experienced lender who knows what they are doing and how to properly structure your loan? My team and I would love to help you. You can reach us at 616-931-4629 or via ...
HBR 134 - The Difference Between Being Pre-qualified vs. Pre-approved
August 06, 2019 10:30 - 6 minutes - 8.46 MBIn this weeks episode I talk about the difference between being pre-qualified vs. being pre-approved. There is a difference between the two. Find out what the difference is and why I recommend being pre-approved for a mortgage. In the market to buy, build or refinance a home? I would love to help you. You can reach me at 616-931-4629 or online at www.danmoralez.com. Dan Moralez VP - Mortgage Loan Officer NMLS #709729 Northpointe Bank is an Equal Housing Lender All loans are subjec...
HBR 133 - Mortgage Info Everywhere - What to Believe
July 29, 2019 11:11 - 11 minutes - 15.2 MBMortgage information is everywhere. But what should you believe and how can you check the accuracy of some of the information that is out there? In this weeks episode, I talk about how you can start to sort through the noise of mortgage marketing. You can always make it easier on yourself and just work directly with me and my team. If you are in the marketing for a mortgage, we would love to help you. You can reach me at 616-931-4629 or via my website at www.danmoralez.com. Dan Mora...
HBR 132 - Sandi Beelen from ReMax Lakeshore
July 23, 2019 10:30 - 20 minutes - 27.9 MBThis week Sandi Beelen from ReMax Lakeshore and I talk about the West Michigan Housing Market and buying a home in general. If you are in the Greater West Michigan area and need a competent Realtor you can reach Sandi at 616-218-4398 or via email at [email protected] If you are in need of a mortgage, I would love to help you. You can reach me at 616-931-4629 or online at www.danmoralez.com. Dan Moralez NMLS #709729 Regional Vice President Northpointe Bank Equal Housing L...
HBR 131 - The Cost of Waiting
July 15, 2019 11:00 - 5 minutes - 8.14 MBIn this weeks episode I talk about the cost of waiting to purchase a home. Often times, clients will want to wait to purchase a home until they have a bigger down payment. While in theory that may sound like a good idea, the reality is that plan can backfire. Would you like to determine what options you have to purchase a home? My team and I would love to help you. You can reach us at 616-931-4629 or online at www.danmoralez.com. Dan Moralez NMLS #709729 Regional Vice President Mor...
HBR 130 - Ever Changing World of Mortgages
July 08, 2019 11:00 - 7 minutes - 9.63 MBIn this weeks episode I talk about the ever changing world of mortgage finance and how it can impact your dreams of home ownership. The rules and guidelines for mortgages are ever changing. We stay on top of those rules to make sure that our clients are best positioned for success when it comes to buying a home. If you are in the market to buy a home, my team and I would love to help you out. You can reach us at 616-931-4629 or online at www.danmoralez.com. Dan Moralez NMLS #709...
HBR 129 - Changing Jobs During The Mortgage Process
July 01, 2019 10:30 - 6 minutes - 9.25 MBThis week I talk about what happens when you change jobs during the mortgage process. Changing jobs during the process of buying a home can have a huge impact on your ability to qualify and should only happen after you have spoken to us in detail about how it may impact you. If you are in the market to buy a home and need a mortgage, I would love to have the opportunity to help you finance it. You can reach me and my team at 616-931-4629 or online at www.danmoralez.com. Dan Moralez NML...
HBR 128 - Experience Matters!
June 24, 2019 10:30 - 6 minutes - 9.01 MBIn this weeks episode I talk about why the experience of your lender can either save you thousands or cost you thousands. I share a couple of stories about clients who tried to work with their local credit union only to have it backfire on them. If you are in the market to buy a home, we would love to help you. You can reach me and my team by calling 616-931-4629 or online at www.danmoralez.com Dan Moralez NMLS #709729 Regional Vice President Northpointe Bank Equal Housing Lender ...
HBR 127 - Help Us To Help You
June 18, 2019 10:30 - 6 minutes - 8.48 MBThis week I talk about the need for your cooperation in the mortgage process. Your cooperation is one of the biggest factors in determining how your mortgage process will go. If you are in the market or even thinking about buying a home, my team and I would love to help you. You can reach us at 616-931-4629 or online via my website at www.danmoralez.com. Dan Moralez NMLS #709729 Mortgage Loan Officer Northpointe Bank is an Equal Housing Lender
HBR 126 - Death of the Appraiser?
June 10, 2019 10:30 - 10 minutes - 24.4 MBIn this weeks episode I talk about the appraisal process. Many clients may soon be given the option to skip the appraisal as part of the home buying process. While you may think that is a good thing, it can potentially come with some risk. Want to learn more about the home buying process or want to get pre-approved for a new mortgage? Feel free to reach out to my team and I. We would love to help you. Dan Moralez NMLS #709729 616-931-4629 www.danmoralez.com Northpointe Bank is an...
HBR 125 - What is a Bridge/Swing Loan?
June 03, 2019 10:30 - 10 minutes - 11.7 MBThis week I talk about Bridge/Swing loans. What are they, why would you need one and what are the risk associated with them. If you want to explore this mortgage option or figure out what options you are eligible for, you can connect with my team and I via my website at www.danmoralez.com or call us at 616-931-4629. We would be happy to help you. Dan Moralez Mortgage Loan Officer Regional Vice President NMLS #709729 Equal Housing Lender - All loans subject to credit approval.
HBR 123 - Credit Karma - Bad Karma?
May 27, 2019 12:00 - 6 minutes - 222 MB VideoThis week I talk about credit score’s and why your Credit Karma score is not the same as your mortgage credit score. I know I have talked about this before but I still have clients who don’t understand the difference. I figured now would be a good time to bring the subject back up. As always, my team and I are here to help with all of your mortgage needs. If we can be of assistance you can reach me at 616-931-4629 or via my website at www.danmoralez.com. Dan Moralez NMLS #709729
HBR 122 - Be Careful with Online Home Buying Resources
May 13, 2019 10:30 - 8 minutes - 19.4 MBThis week I talk about why you need to be careful when it comes to online home buying resources. While some of these websites may seem to be helpful, the reality is they are in business to sell your personal information to the highest bidder. If you are in the market to buy a home, my team and I would love to help you. You can reach me at 616-931-4629 or via my website at www.danmoralez.com. Dan Moralez NMLS #709729 Regional Vice President Northpointe Bank Equal Housing Lender - ...
HBR 121 - Overcoming Discouragement During The Home Buying Process
May 06, 2019 10:30 - 5 minutes - 13.4 MBThis week I talk about overcoming discouragement during the home buying process. The housing market is highly competitive and it is easy to become discouraged with the process. I offer some insight on things I have learned since I started mortgage lending back in 1991. If you are in the market to buy a home, my team and I would love to help you. You can reach me at 616-931-4629 or via my website at www.danmoralez.com. Dan Moralez NMLS #709729 Regional Vice President Northpointe Ban...
HBR 120 - Documenting Your Income
April 29, 2019 21:30 - 6 minutes - 222 MB VideoThis week I talk about why and how we document your income when it comes to the mortgage process. Are you in the market for a mortgage and looking to buy a home? If so, we would love to help you. You can find us online at www.danmoralez.com or you can call me at 616-931-4629. Dan Moralez NMLS #709729 Regional Vice President Northpointe Bank Equal Housing Lender - All Loans Subject to Credit Approval
HBR 119 - Understanding Your Total Cash Investment
April 22, 2019 10:30 - 6 minutes - 15.7 MBThis week we talk about what your total cash investment is when buying a home. Often times clients only think of the down payment but overlook closing cost and escrows. I explain what you should expect when buying a home. If you are in the market to buy a home, my team and I would love to help you. You can reach me at 616-931-4629 or via my website at www.danmoralez.com. Dan Moralez NMLS #709729 Regional Vice President Northpointe Bank Equal Housing Lender - All Loans Subject to ...
HBR 118 - Documenting Your Down Payment
April 15, 2019 10:30 - 11 minutes - 25.2 MBThis week I talk about why documenting your funds you will be using for down payment is so important. This is one area that clients tend to be the most frustrated with. I break down the details and why it matters. In the market to buy a home? I would love to help you. You can reach me online at www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Regional Vice President Northpointe Bank Equal Housing Lender - All Loans Subject to Credit Approval
HBR 117 - Important Changes to FHA loans
April 08, 2019 00:37 - 4 minutes - 9.15 MBIf you were pre-approved for an FHA mortgage, recent changes to the FHA scorecard may have a huge impact on you and could make you potentially ineligible. If you are in the market to buy a home and need a mortgage, my team and I would love to help you. You can reach me online at www.danmoralez.com or via phone/text at 616-931-4629. We look forward to having the opportunity to work with you. Dan Moralez NMLS #709729 616-931-4629 Northpointe Bank is an Equal Housing Lender
HBR 116 - Rate vs. Cost
March 26, 2019 12:02 - 4 minutes - 118 MB VideoI wanted to try something new this week and push out a video vs. our standard audio podcast. I would love to hear your feedback on your preference. If you would prefer video vs. audio. This week I talk about why a lower rate with higher cost may not always be the best option for clients and why you may want to consider a higher rate with lower cost. If you are in the market for a mortgage, my team and I would love to help you. You can reach me at 616-931-4629 or via my website at www.d...
HBR 115 - What are Rates?
March 18, 2019 10:00 - 6 minutes - 15.2 MBThis week we talk about what are mortgage rates and the number of factors that can impact the rates and terms you are eligible for. If you want straight forward facts and options when it comes to your next mortgage, connect with my team and I. For nearly 28 years I have been working with clients all over the country to provide honest mortgage answers. You can reach me and my team online at http://www.danmoralez.com or at 616-931-4629. We look forward to having the opportunity to help ...
HBR 114 - Twice the Home - Half the Mortgage Payment?
March 11, 2019 10:00 - 6 minutes - 14.4 MBI feel like I record this episode every few weeks. It seems like a day doesn't go by that I don't talk to clients who have expectations that are unrealistic. If you are in the market for a mortgage, connect with my team and I so we can help you have realistic expectations about your home purchase. This will make your home buying process more realistic and a better overall experience for you. You can reach me and my team online at http://www.danmoralez.com or at 616-931-4629. We look f...
HBR 113 - Get Pre-approved BEFORE You Sell Your Current Home
March 04, 2019 11:00 - 6 minutes - 15.7 MBThinking of selling your current home? Get pre-approved BEFORE you sell your current home. I continue to see clients sell their current home before getting pre-approved for a new loan for a new home. A number of these clients have NOT been able to get approved for a new home when their current home is now under contract to be sold. Don't let that happen to you. Connect with us to get pre-approved BEFORE you sell your current home. You can reach me and my team online at http://www.dan...
HBR 112 - Turned Down For a Mortgage? Get a Second Opinion!
February 25, 2019 11:00 - 5 minutes - 13.7 MBIf you have been turned down for a mortgage, you should be getting a second opinion. In the recent week, I have had a number of clients who were turned down for a mortgage that we were able to get approved. Just because a lender tells you that you don't qualify, don't assume they know what they are doing. Reach out to my team and I for a second opinion. If we can't help you, we will give you a solid game plan to help you get to a point where home ownership may be a possibility for you. ...
HBR 111 - Creative Mortgage Insurance Structures
February 18, 2019 10:00 - 6 minutes - 14.3 MBYou don't have 20% down, but also don't want to pay mortgage insurance. In this weeks episode, I talk about some creative ways you can do a smaller down payment without the expense of monthly mortgage insurance. Are you in the market to finance a home? If so, we would love to help you out. You can reach me at 616-931-4629 or via my website at www.danmoralez.com. Dan Moralez NMLS #709729 Mortgage Loan Officer Northpointe Bank is an Equal Housing Lender
HBR 110 - Down Payment Myths
February 11, 2019 11:00 - 5 minutes - 13.5 MBThis week we are talking about down payments and down payment myths. There are a number of options now available that allow for little to no down payment. To find out what your eligible for please contact us. You can reach me at 616-931-4629 or via my website at www.danmoralez.com. Dan Moralez NMLS #709729 Mortgage Loan Officer Northpointe Bank is an Equal Housing Lender
HBR 109 - Why Getting Pre-approved Matters
February 04, 2019 08:00 - 6 minutes - 14 MBThis week I talk about why getting pre-approved matters and how it saved this client a ton of money. If you are in the market to purchase a home and need a mortgage, we would love to help you. You can reach us at 616-931-4629 or online at http://www.danmoralez.com. Dan Moralez Mortgage Loan Officer NMLS #709729 Northpointe Bank Northpointe Bank is an Equal Housing Lender. All loans subject to credit approval.
HBR 108 - Realtor Steve Volkers - Wisdom for Homebuyers
January 28, 2019 08:00 - 36 minutes - 83 MBThis week I am honored to have Realtor Steve Volkers join me. Steve is a dominant force in West Michigan Real Estate. Steve shares with me wisdom and insight that is applicable to home buyers no matter what part of the country they are located in. If you are in need of a mortgage, my team and I would love to help you. You can reach me at 616-931-4629 or you can find me online at http://www.danmoralez.com. Dan Moralez Mortgage Loan Officer (NMLS #709729) Northpointe Bank Northpoint...
HBR 107 - Brandon Faber of JH Realty
January 21, 2019 07:30 - 32 minutes - 73.8 MBThis week Brandon Faber of JH Realty Partners offers wisdom for both buyers and sellers as they approach the 2019 housing market. If you or someone you know is in the market to buy a home in 2019, we would love to help you finance it and help you find a Realtor who is experienced and can help you. Contact us for more information. We can be reached at 616-931-4629 or at http://www.danmoralez.com. Dan Moralez NMLS #709729 Regional Vice President Mortgage Loan Officer Northpointe Ba...
HBR 106 - Realtor Trish Cornelius - Market Update and Advice
January 14, 2019 08:00 - 32 minutes - 75.3 MBThis week Trish Cornelius from Keller Williams joins me to talk about what is happening in the Greater Grand Rapids, Michigan real estate market and offers advice for both buyers and sellers as they look at the 2019 housing market. If you or someone you know is in the market to buy a home in 2019, we would love to help you finance it and help you find a Realtor who is experienced and can help you. Contact us for more information. We can be reached at 616-931-4629 or at http://www.danmor...
HBR 105 - Thoughts for Home Sellers with Rebecca Perkins (Realtor)
January 07, 2019 11:30 - 14 minutes - 32.4 MBThis week Rebecca shares some tips for home sellers. Pricing a home requires data and market knowledge. It is super important to work with a Realtor who is seasoned and knows what they are doing. If you are in the market to buy a home my team and I would love to help you finance it. We lend in all 50 states. You can reach me at 616-931-4629 or via my website at www.danmoralez.com. Dan Moralez Regional Vice President Northpointe Bank NMLS #709729 616-931-4629 Northpointe Bank ...
HBR 104 - Importance of a skilled Realtor with Rebecca Perkins
December 31, 2018 11:30 - 11 minutes - 25.7 MBThis week Rebecca and I talk about the importance of working with a seasoned Realtor and share a story of how it cost one client a lot of time, money and frustration. If you are in the market to buy a home my team and I would love to help you finance it. We lend in all 50 states. You can reach me at 616-931-4629 or via my website at www.danmoralez.com. Dan Moralez Regional Vice President Northpointe Bank NMLS #709729 616-931-4629 Northpointe Bank is an Equal Housing Lender
HBR 103 - Market Update with Realtor Rebecca Perkins
December 24, 2018 11:30 - 8 minutes - 20.2 MBThis week Rebecca and I talk about what is currently happening in the real estate market in West Michigan. The market in West Michigan is similar to what we are seeing and hearing from others in the industry. If you are in the market to buy a home my team and I would love to help you finance it. We lend in all 50 states. You can reach me at 616-931-4629 or via my website at www.danmoralez.com. Dan Moralez Regional Vice President Northpointe Bank NMLS #709729 616-931-4629 Nort...
HBR 102 - Record Number of Real Estate Agents
December 17, 2018 06:00 - 10 minutes - 24.6 MBThis week we talk about how there are a record number of Real Estate Agents to work with and how that impacts you. If you are in the market to purchase a home, we would love to help you find a great Realtor and the best mortgage option. You can find us online at http://www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Mortgage Loan Officer Northpointe Bank Northpointe Bank is an Equal Housing Lender
HBR 101 - Year End Thoughts For Self Employed Clients
December 10, 2018 06:00 - 5 minutes - 13.2 MBIf you are self employed and you are planning to buy a house in 2019, you need to listen to this weeks podcast. This week we talk about things self employed clients can do that will hurt their chances of buying a home. If you are self employed and want an expert with self employed clients, please reach out to me. I have helped hundred's of self employed clients get approved for a mortgage. You can reach me at 616-931-4629 or online at http://www.danmoralez.com. Dan Moralez NMLS #7097...
HBR 100 - Budgeting
December 03, 2018 06:00 - 8 minutes - 19.9 MBFor episode #100 what better topic then Budgeting? How can you buy a home if you don't have a budget or plan in place to succeed. In this weeks episode I talk about the importance of having a budget before you get ready to buy a home. Are you in the market to buy a home? Before you get too far into the process of looking at homes, you need to make sure you have a game plan for your mortgage. Let me and my team of mortgage experts help you to succeed. You can reach me and my team at htt...
HBR 099 - The First Step to Buying a Home
November 26, 2018 06:00 - 4 minutes - 10.5 MBAre you just window shopping? Are you looking for a home without having a mortgage pre-approval? I talk about why you need to get pre-approved before looking at homes. We would love to help you finance your new home. You can reach me at 616-931-4629 or online at http://www.danmoralez.com Dan Moralez Mortgage Loan Officer Regional Vice President Northpointe Bank NMLS #709729 Northpointe Bank is an Equal Housing Lender
HBR 098 - Pitfalls of Store Credit Card Offers
November 19, 2018 10:00 - 2 minutes - 6.55 MBWith Black Friday upon us. I talk about why you want to stay away from store credit card offers and how they can be bad for you in the mortgage process. Thinking of buying a home? You need a solid mortgage source. My team and I are experts at the home loan process and would love to help you. You can reach me at 616-931-4629 or online at http://www.danmoralez.com. Dan Moralez Regional Vice President Mortgage Loan Officer Northpointe Bank NMLS #709729 616-931-4629 Northpointe Ban...
HBR 097 - Telling You What You Want To Hear
November 12, 2018 16:27 - 5 minutes - 13.5 MBIn this weeks episode we talk about lenders who tell you what you want to hear and not necessarily what you need to hear. As the real estate market slows down some, lenders can often times over promise and under deliver. I share a story about a client who recently had this happen to them. Don't let that be you. If you are in the market for a home loan, please contact us. We would love to help you. You can find us online at http://www.danmoralez.com Dan Moralez Regional Vice Preside...
HBR 096 - Buyer Fatigue
November 02, 2018 06:00 - 7 minutes - 17.8 MBYou have been looking for a home. Have had multiple offers fall short and can't quite get a deal to come together. You may be the victim of buyer fatigue. This week I talk about why now is not the time to be the victim of buyer fatigue. If you are in the market to buy a new home, I would love to help you finance it. You can reach me at 616-931-4629 or at www.danmoralez.com. Dan Moralez VP - Mortgage Loan Officer Northpointe Bank NMLS #709729 Northpointe Bank is an Equal Housing L...
HBR 095 - Why I Do What I Do & Higher Interest Rates
October 26, 2018 11:00 - 6 minutes - 14.5 MBThis week I talk about why I do the podcast and the trend of higher interest rates. If you are in the market to buy a home, I would love to help you finance it. You can reach me at 616-931-4629 or online at www.danmoralez.com. Dan Moralez VP - Mortgage Loan Officer Northpointe Bank NMLS #709729 616.931.4629 Northpointe Bank is an Equal Housing Lender
HBR 094 - Relocation, New Job and Credit
October 18, 2018 19:02 - 9 minutes - 22.7 MBThis week I answer a listeners questions about relocating, new jobs and how your new spouses credit may impact you. Do me a favor and please share the podcast with others who could benefit from this information. If you are thinking of buying a home, please contact me for a mortgage. I would love to work with you. Dan Moralez Mortgage Loan Officer NMLS #709729 616.931.4629 Northpointe Bank is an Equal Housing Lender
HBR 093 - Why Your Bank May Not Be The Best For a Mortgage
October 05, 2018 06:00 - 6 minutes - 14 MBOften times clients think by default they should go to their local bank where they have their bank accounts for their mortgage. In this weeks episode, I talk about why that may be a mistake you don't want to make. If you need a mortgage, you should be reaching out to me. You will get an experienced lender who knows what they are doing and options that you likely won't see somewhere else. You can reach me by using the contact information below: Dan Moralez NMLS #709729 616-931-4629 ...
HBR 092 - Working With An Experienced Loan Officer
September 28, 2018 08:00 - 7 minutes - 17 MBLast week we talked about why you need an experienced Realtor. This week I talk about why you need an experienced Loan Officer. You can save yourself a lot of hassle by just contacting me when you are ready to buy. You can reach me by using the following contact information: Dan Moralez NMLS #709729 616-931-4629 http://www.danmoralez.com Northpointe Bank is an Equal Housing Lender
HBR 091 - Do You Need A Realtor?
September 21, 2018 13:54 - 7 minutes - 17.2 MBYes! You need a Realtor to represent you on your home purchase. So often clients think they can do this without professional guidance and when you do that you create risk for yourself that you likely don't understand. In this weeks podcast, I talk about why you need a good seasoned Realtor to protect your interest. You can try to do this on your own, but don't say I did not warn you. Like you need a good Realtor, you need a seasoned and experienced lender. We have you covered there. Y...
HBR 090 - Mortgage Preapprovals
September 14, 2018 07:00 - 4 minutes - 11.3 MBWhy are you waiting to get pre-approved for a mortgage? If you are thinking of buying a home, this needs to be your first step in the process, not an after thought. If you enjoy this podcast, please make sure to give us a 5 star review on iTunes and share it with others. If you are in the market for a home purchase, my team and I would love to help you. You can reach me at 616-931-4629 or online at www.danmoralez.com. Daniel J Moralez VP - Mortgage Loan Officer Northpointe Bank ...
HBR 089 - Your Cooperation and Circumstances
September 07, 2018 07:00 - 4 minutes - 10.2 MBThis week I talk about your circumstances are a result of things you have done. I also talk about why your cooperation is key to a successful mortgage process. If you enjoy this podcast, please make sure to give us a 5 star review on iTunes and share it with others. If you are in the market for a home purchase, my team and I would love to help you. You can reach me at 616-931-4629 or online at www.danmoralez.com. Daniel J Moralez VP - Mortgage Loan Officer Northpointe Bank NMLS ...