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Imagine the toughest prospects in the world:

no claims data50 lives or fewerdon't want to fill in the Individual Medical Questionnaires (IMQs)expect to reduce the insurance costs...

How would you solve the puzzle and move them from Fully Insured to Self-Funding?

Well, meet the guy that's disrupting the market. 

The one who believes that the Fully Insured wall guard is going to be taken down quite soon. And he definitely plays a certain role in this process, as all of us do. 

TUNE IN for the provocative, honest and very emotional episode of the Heads Up Adviser Show "No More IMQs with Hari Sundram" on the collaboration between Virtue Alliance and Verikai. 

Here's what we cover: 

Why carriers want you to stay ignorantThe simple math of Fully Insured40% profitability that's hiddenYour prospects need to hear THIS. 


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