Financial Focus
228 episodes - English - Latest episode: 14 days ago -John and Brent Kuykendall welcome you to the GulfCoast Financial family of friends. Our mission at GulfCoast is to work individually with our clients to help secure their financial future. Experience the difference between being just a client and belonging to a family of friends.
GulfCoast Financial Services, Inc. operates as a Registered Investment Advisor (RIA) operating in Florida and Texas.
With Belinda, Blake, and Melissa, our commitment to our clients and our community never wavers.
Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/ SIPC. 6451 N. Federal Highway, Suite 1201, Ft. Lauderdale, FL 33308 (954) 782-4771. Advisory services are offered through GulfCoast Financial Services Inc., a Registered Investment Advisor, registered in Florida. GulfCoast Financial Services and GulfCoast Tax Services are not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.
Securities are offered to residents of Florida and Ohio. We are licensed to sell insurance products in Florida.
Riskalyze is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Investment decisions must be made on your own individual needs and risk tolerance. The content gather from a chart is just one of the factors that should be considered before making investment decisions. Past performance does not guarantee future results. Diversification does not guarantee a profit or protect against a loss.
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
Episodes
2021 EP0508 - JOHN KUYKENDALL - MOTHERS DAY
May 08, 2021 13:00 - 23 minutes - 31.8 MBOn this week’s episode John Kuykendall will discuss the ongoing roles and responsibility involved with being a continued caretaker for parents and we will also discuss how to provide protections against placing this burden on others.
Are you ready to retire?
May 02, 2021 13:00 - 24 minutes - 34.6 MBARE YOU PREPARED? – Do you hold annual reviews of your plan to assess if you have met previous goals and to set new goals and benchmarks? On this week’s episode John Kuykendall addresses different questions that you should ask yourself when planning for retirement.
2021 EP0501 - FINANCIAL FOCUS - ARE YOU READY TO RETIRE
May 02, 2021 13:00 - 24 minutes - 34.6 MBARE YOU PREPARED? – Do you hold annual reviews of your plan to assess if you have met previous goals and to set new goals and benchmarks? On this week’s episode John Kuykendall addresses different questions that you should ask yourself when planning for retirement.
Income Plan
April 30, 2021 18:10 - 22 minutes - 31.1 MBThe absence of planning is probably the most significant reason why fear is so common when it comes to retirement. Not addressing income planning can lead to a less fulfilling retirement lifestyle. Listen as John Kuykendall discusses the importance of having a written plan for generating retirement income.
2021 EP0424 - JOHN KUYKENDALL - INCOME PLAN
April 30, 2021 18:10 - 22 minutes - 31.1 MBThe absence of planning is probably the most significant reason why fear is so common when it comes to retirement. Not addressing income planning can lead to a less fulfilling retirement lifestyle. Listen as John Kuykendall discusses the importance of having a written plan for generating retirement income.
2021 EP0417 - FINANCIAL FOCUS - YOUR 401(K) & EMPLOYER PLAN
April 17, 2021 16:00 - 22 minutes - 31.5 MBYOUR 401(K) & EMPLOYER PLAN – What are the best options to save towards retirement? If a Roth 401(k) is offered, is that an option I should take advantage of? Tune in to learn about your employer retirement savings options and your 401(k) as John Kuykendall discusses what you need to know on Financial Focus.
2021 EP0410 - FINANCIAL FOCUS - ROTH OPPORTUNITIES
April 14, 2021 17:30 - 27 minutes - 37.7 MBROTH CONVERSION OPPORTUNITIES – Are you aware of the advantages of a ROTH IRA? Do you know the difference between contributions & conversions? Tune in to learn more as John Kuykendall discusses tax-deferral & it’s consequences, tax-free income, & Roth IRA’s.
2021 EP0403 - JOHN KUYKENDALL - LAST MINUTE TAXES
April 08, 2021 14:09 - 19 minutes - 27 MBLAST MINUTE TAX MOVES – Over a lifetime, taxes are one of our largest and most costly expenses. They help to pay for a lot of the services we use and count on, but many feel we could better decide how to use our own money and would be more responsible with it. On this week’s episode John Kuykendall talks strategy and some last-minute tax moves to consider that can substantially lower your bill. Find more information about John Kuykendall & Gulf Coast Financial Services, request a consultation...
2021 EP0327 - FINANCIAL FOCUS - CREDIT, DEBT, BUDGET, & INCOME
March 29, 2021 00:59 - 23 minutes - 32.5 MBDEBT, CREDIT, BUDGET & INCOME – The continuation of your paycheck in retirement is your “spending plan”. How do you know if you have one? Listen as John Kuykendall discusses this topic and more on this week’s episode
2021 EP0320 JOHN KUYKENDALL - TAXES
March 22, 2021 00:59 - 20 minutes - 28.3 MBTAXES (PLANNING VS FILING) – Tax planning presents us with great opportunity to get in front our future tax liability. Understanding and planning for taxes can help us to have a more stable and prosperous retirement. Listen as John Kuykendall discusses the importance of future tax planning on this week’s episode.
2021 EP0313 - JOHN KUYKENDALL - LUCK V PLANNING
March 15, 2021 01:00 - 23 minutes - 32.4 MBLUCK VS PLANNING – We do not want to leave our financial future up to chance and luck. We need to have a plan to achieve the outcome we desire. Listen as John Kuykendall discusses luck VS planning on this week’s episode.
2021 EP0306 - JOHN KUYKENDALL - WOMEN PLANNING
March 07, 2021 14:00 - 21 minutes - 29.5 MBTHE COUNTDOWN ISSUES – The potential costs associated with healthcare and healthcare related expenses in retirement are the elephant in the room of planning for a financially secure future. This is just one topic that John Kuykendall covers that should be addressed when counting down to retirement.
2021 EP0306 - JOHN KUYKENDALL - 8 MOMENTS TO MOVE YOUR MONEY
March 07, 2021 14:00 - 21 minutes - 29.5 MB8 MOMENTS TO MOVE YOUR MONEY - Rebalancing, Roth conversions, leaving a job, high fees, low performance... these are just a few of the reasons you may want to consider moving money, but you also want to be careful when doing so to avoid unintended consequences. Tune in as John Kuykendall discusses the 8 Moments to Move Your Money, and when NOT to.
2021 EP0227 - JOHN KUYKENDALL - RUNNING OUT
March 01, 2021 02:00 - 18 minutes - 25.6 MB(NOT) GOING BROKE IN RETIREMENT – What is worse, the day you run out of money, or the years leading up to it as you know you are running out? Confidence is retirement is quality of life. Listen as John Kuykendall discusses why it is important to have a plan put together that gives you confidence in retirement.
2021 EP0220 - JOHN KUYKENDALL - UNDERSTANDING YOUR INVESTMENT OPTIONS
February 22, 2021 02:00 - 20 minutes - 28.6 MBUNDERSTANDING YOUR INVESTMENT OPTIONS – Tune in to this week’s episode as John Kuykendall discusses bank savings and checking, CD’s, stocks and bonds, mutual funds, ETFs, annuities, and insurance.
2021 EP0213 - JOHN KUYKENDALL - PROTECTING YOUR SPOUSE
February 15, 2021 02:00 - 17 minutes - 24.3 MBPROTECTING YOUR SPOUSE – There are several aspects of Social Security that you need to understand. One of the most important is the impact your decision on when and how to claim will affect your spouse after your gone. Listen as John Kuykendall discusses this topic and more on this week’s episode.
2021 EP0206 FINANCIAL FOCUS - RETIREMENT NUMBER
February 08, 2021 02:00 - 19 minutes - 27.2 MBCALCULATING YOUR RETIREMENT NUMBER – How much is your Social Security worth as a lump sum? How much does your 401(k) represent if you turn it into an income? These are just a few questions that John Kuykendall addresses on this week’s episode.
2021 EP0130 FINANCIAL FOCUS - YOUR PLAN
February 01, 2021 02:00 - 24 minutes - 34 MBYOUR PLAN – The most important part of reading any map, any instructions, starting any journey or process, is knowing where you are. Listen as John Kuykendall discusses why it is important to take the time to get a snapshot of your current situation.
2021 EP0116 FINANCIAL FOCUS - BACK ON TRACK
January 12, 2021 18:30 - 17 minutes - 24.2 MBGETTING SAVINGS BACK ON TRACK – How much are you saving towards retirement? On this week’s episode of Financial Focus, John Kuykendall will be talking about making the most of your savings opportunities, including the importance of rebalancing.
2021 EP0109 FINANCIAL FOCUS - WHAT IS PLANNING
January 11, 2021 13:00 - 19 minutes - 26.6 MBWHAT PLANNING IS ABOUT – Planning is making what you envision come true though conscious intention and thoughtful action. Listen as John Kuykendall discusses the important of planning and why the beginning of the year is a great time to start or review your old plan.
2021 EP0102 FINANCIAL FOCUS - NEW YEAR
January 04, 2021 13:00 - 20 minutes - 27.9 MBIT’S (FINALLY) 2021! – Taxes could be one of the biggest stories for 2021. Listen as John Kuykendall discusses this topic and more on this week’s episode.
2020 EP1219 FINANCIAL FOCUS - RESOLUTIONS
December 21, 2020 02:00 - 16 minutes - 22.7 MBFINANCIAL RESOLUTIONS – Until December 26th, the focus will probably be on the Christmas holiday, but every new year is also a great time to review your financial situation, assess your progress, and set goals for the year ahead. Listen as John Kuykendall discusses this topic and more on this week’s episode
2020 EP1212 FINANCIAL FOCUS - PLANNING IN A PANDEMIC
December 14, 2020 14:00 - 23 minutes - 32.7 MBTHE HOLIDAYS – The holidays are a great time to talk about goals with family or evaluate and refocus your planning to make sure you are on track to achieving your goals. Listen as John Kuykendall discusses the importance of meeting with a financial professional this time of year.
2020 EP1205 FINANCIAL FOCUS - END OF YEAR PLANNING
December 07, 2020 02:00 - 19 minutes - 27.1 MBEND OF YEAR PLANNING – The holidays are a great time to talk about goals with family or evaluate and refocus your planning to make sure you are on track to achieving your goals. Listen as John Kuykendall discusses the importance of having a year-end review to check the progress you have made.
2020 EP1121 FINANCIAL FOCUS - THANKSGIVING
November 23, 2020 02:00 - 28 minutes - 39 MBMUCH TO BE THANKFUL FOR – As the Thanksgiving holiday rounds the corner many are reflecting on what a wild ride this crazy year has been. There has been a lot to be scared, worried, or nervous about, but there has also been a lot to be thankful for. In this week’s episode, John Kuykendall will share a little about what he is thankful for while discussing why planning in a pandemic is stressful.
2020 EP1114 FINANCIAL FOCUS - RISK & PROTECTION
November 16, 2020 02:00 - 22 minutes - 30.5 MBMARKET RISK & PROTECTION – Why is risk a component of most financial/investment plans? Has taking risk historically paid off for Main St. investors? Listen as John Kuykendall discusses issues and solutions when considering the opportunity for growth, risk, and risk exposure on this week’s episode.
2020 - 09 - 26 FINANCIAL FOCUS - FED POLICY & INFLATION
September 28, 2020 01:00 - 32 minutes - 44.9 MBTHE FED, INFLATION, AND MOVIES – The Federal Reserve is changing the rules when it comes to inflation. How does inflation play into planning? Listen as John Kuykendall discusses this topic and more on this week’s episode.
2020 EP0926 FINANCIAL FOCUS - FED POLICY & INFLATION
September 28, 2020 01:00 - 32 minutes - 44.9 MBTHE FED, INFLATION, AND MOVIES – The Federal Reserve is changing the rules when it comes to inflation. How does inflation play into planning? Listen as John Kuykendall discusses this topic and more on this week’s episode.
2020 EP0919 FINANCIAL FOCUS W John Kuykendall - INCOME PLANNING GOALS
September 23, 2020 01:20 - 20 minutes - 28.3 MBRETIREMENT INCOME PLANNING - Studies have repeatedly shown that the #1 concern for retirees is running out of money, yet most savers and investors, even those nearing or already in retirement do not have a true written retirement income plan. Listen as John Kuykendall discusses this topic and more on this week’s episode.
2020 EP 0912 FINANCIAL FOCUS W John Kuykendall - MEASURING RESULTS & EMOTIONS
September 14, 2020 17:46 - 28 minutes - 39.4 MBMEASURING RESULTS - If the purpose of your money is to help you live out your values and priorities, what is the value in measuring your returns relative to an external index? Listen as the founder of GulfCoast Financial Services, John Kuykendall discusses this topic and more on this week’s episode of "Financial Focus".
EP 200905 FINANCIAL FOCUS - Money In Motion
September 08, 2020 20:35 - 25 minutes - 34.4 MBMONEY IN MOTION - AGE 59 ½: One of the best opportunities to prepare assets for retirement occurs when we have the opportunity to access accounts at 591/2. First, at age 591/2 you have the ability to pull from retirement accounts without the additional 10% penalty. This is just one of the 8 moments to move your money that John discusses in this week’s episode.
EP 200829 FINANCIAL FOCUS - 7 Financial Myths
August 31, 2020 18:50 - 32 minutes - 44.5 MB“7 FINANCIAL MYTHS” TAXES WILL BE LOWER IN RETIREMENT - Nowhere is it written in stone (or in the tax code) that retirees will be paying lower taxes in retirement. Here is the problem - most of us are saving under the pretense that we WILL be paying lower taxes in retirement. What if we are wrong? This is just one of the “7 Financial Myths” that John Kuykendall covers on this week’s episode of Financial Focus.
EP 200822 FINANCIAL FOCUS - Reasons You Might Go Broke In Retirement
August 24, 2020 18:55 - 33 minutes - 46.1 MBReasons you might go broke in retirement – You are underinsured. Having insurance or a lack thereof is an important factor when planning for retirement. Listen as John Kuykendall discusses multiple reasons you might go broke in retirement without the right plan.
EP 200815 FINANCIAL FOCUS - Fifty 401(k) Mistakes
August 17, 2020 19:48 - 28 minutes - 39.3 MBFIFTY 401(K) MISTAKES - Not capturing the match (if available) is just one mistake you can make when it comes to your 401(K). Listen as John discusses fifty 401(K) mistakes on this week’s episode of Financial Focus with John Kuykendall.
EP 200808 FINANCIAL FOCUS - Social Security
August 12, 2020 17:34 - 25 minutes - 35.4 MBSOCIAL SECURITY & RETIREMENT PLANNING: Can I elect to receive my retirement benefits before I actually retire? This is just one question that John Kuykendall will discuss on this week’s episode of "Financial Focus" while addressing Social Security and retirement planning.
EP45 GulfCoast Financial - Countdown
July 29, 2020 17:52 - 25 minutes - 35.1 MBTHE 3 BIGGEST RETIREMENT EXPENSES There are obviously some expenses in retirement that are certain, and others that are potential expenses that can be very costly. Your retirement success may depend on how well you have identified these expenses either before or very early into retirement. Listen as John discusses the 3 biggest retirement expenses and how to plan to control them.
2020 - 07 - 11 John Kuykendall- Countdown
July 15, 2020 17:53 - 28 minutes - 39.7 MB"The Countdown to Retirement" - RETIREMENT CAN BE VERY EXPENSIVE! This is one of the top reasons there is so much worry, and why running out of money is the biggest concern for retirees. How do you know if you have saved enough? Listen to Financial Focus as John Kuykendall discusses this topic and more on this week’s episode.
EP42 GulfCoast Financial - Financial Freedom
July 01, 2020 18:42 - 26 minutes - 36.2 MBWithout a plan, many factors can leave continued doubt and worry. Will you be able to retire confidently, or do you fear you might still continue ‘doing what you have to do’ just to make ends meet. Listen as John Kuykendall discusses financial freedom on this week’s episode of GulfCoast Financial.
EP41 GulfCoast Financial - Legacy Planning
June 24, 2020 18:34 - 28 minutes - 39.2 MBThe FIRST STEP in leaving a legacy is making sure you have positioned yourself to be self-sufficient for your lifetime and beyond. So, do you have enough? Listen as John Kuykendall discusses this topic and more on this week’s episode of GulfCoast Financial.
EP40 GulfCoast Financial - Income Plan And 401k
June 17, 2020 19:17 - 25 minutes - 35.2 MBTime to take control! We have limited opportunities to gain more control and begin setting up the building blocks for a retirement plan. At 59.5, we may have one of these opportunities, but it is often missed.
EP39 GulfCoast Financial - Planning Today
June 12, 2020 20:29 - 29 minutes - 40.4 MBThis show reviews comprehensive planning from A-Z. Starting to save and budgeting to leaving a legacy. It is not everyone’s goal to leave a great deal of wealth behind, but for almost all of us, we will leave an impact on at least those closest to us. Will it be a positive impact? Listen as John Kuykendall discusses leaving a legacy and more on this week’s episode.
EP38 GulfCoast Financial - Goals And Risks
June 03, 2020 20:08 - 28 minutes - 39.8 MBThe amount that retirees can withdraw from savings depends on factors such as the sources of income. Some tools produce income differently than others. On this week’s episode, John talks about finding a safe withdrawal rate.
EP37 GulfCoast Financial - Spring Cleaning
May 20, 2020 19:31 - 25 minutes - 35.7 MBDebt can be useful, but it can also be a terrible burden. Taking time to understand your debt and formulating a written plan of attack is a great way to feel more in control. Listen to John Kuykendall discuss this topic and more on this week’s episode
EP36 GulfCoast Financial - Mothers Day
May 13, 2020 18:45 - 26 minutes - 35.8 MBWhat is the amount of money you should have in the bank or going towards savings? Why is this money important? Listen as John discusses proper savings in this week’s episode.
EP35 GulfCoast Financial - 401k Control
May 06, 2020 18:03 - 29 minutes - 41 MBThe 401(k) is a great tool for people to build wealth and save for retirement. Listen as John Kuykendall talks about the benefits of the 401(k) in this week’s episode.
EP34 GulfCoast Financial - New Normal
April 29, 2020 18:15 - 21 minutes - 29.9 MBThere are many reasons for, and benefits of having a specific, written Income Planning strategy, including what risks it will specifically help you address. Listen as John discusses the benefits of having an Income Plan.
EP33 GulfCoast Financial - New Reality
April 22, 2020 17:40 - 26 minutes - 36.4 MBIs this amount of volatility a “new normal” or do we see a return to more traditional market behavior? Does this change how investors should behave or what they should expect?
EP32 GulfCoast Financial - Strategic Long Term Planning
April 17, 2020 20:59 - 22 minutes - 31.5 MBJohn Kuykendall walks us through wise moves for strategic long term financial progress, even in times of market volatility and uncertainty.
EP31 Gulf Coast Financial - Action plan to take during Covid-19
April 08, 2020 17:37 - 19 minutes - 26.8 MBYou need a True Retirement Income Plan, a Market Protection Plan and a Market Recovery Plan. These are essential. Listen as John Kuykendall discusses the need for these plans on this week’s episode!
EP30 Gulf Coast Financial - Safe Money Strategies For Unstable Markets
March 23, 2020 22:18 - 28 minutes - 39.1 MBNo one wants to suffer market losses. Unfortunately, they are a part of the investment experience. Considering protection doesn’t have to mean giving up on gains. John Kuykendall discuss this topic and more!