Golden 1 Credit Union - Financial Wellness
90 episodes - English - Latest episode: about 1 month ago - ★★★★ - 21 ratingsFrom small to big purchases, we have the podcasts you need to make your money work for you. For even more financial wellness tools, videos, and webcasts visit www.golden1.com/financialwellness
Over time products and services may change. Please visit Golden1.com to learn about all current offerings.
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Episodes
Turning Homeownership Dreams into Reality
March 27, 2024 08:00 - 17 minutes - 23.8 MBTransform your homeownership dreams into reality by exploring various downpayment and closing cost assistance programs, such as the "WISH" program, "On My Way" closing cost program, and several options from the California Housing Finance Agency. Join us for success stories, tips, and guidance to navigate your path to homeownership with confidence.
Ins and Outs of Big-Ticket Purchases
March 20, 2024 08:00 - 27 minutes - 37.2 MBJoin us on a journey into the realm of big-ticket purchases. Boats, RVs, and vacation homes can offer not just joy but the potential for lasting legacies. We'll explore the financial complexities and long-term implications of these while guiding you in making informed decisions.
Diversifying Your Savings: Beyond the Ordinary
February 28, 2024 09:00 - 19 minutes - 27.2 MBThis podcast takes you on a journey to explore diverse saving options beyond typical savings accounts. In this episode, we delve into the world of high yield saving accounts, share certificates, and financial institution offered individual retirement accounts (IRAs), providing insights on selecting the perfect savings vehicle to achieve your financial inspirations.
2023 Tax Talk: Getting Ready to File
February 14, 2024 09:00 - 30 minutes - 42.4 MBLearn the importance of early filing, maximizing deductions, and explore key tax credits. Whether you prefer the DIY approach or seek professional guidance, we're here to offer valuable resources and tips to streamline your tax filing.
Debt Detox: How to Get Out of Debt
January 24, 2024 09:00 - 33 minutes - 46.4 MBIn this episode, we offer strategies to cleanse your financial slate and pave the way to debt-free living by uncovering root causes of debt and learning actionable steps for sustainable well-being.
Starting the New Year Right
January 04, 2024 16:38 - 29 minutes - 41.2 MBIn this episode, we discuss the power of quarterly resolutions and how breaking down your financial goals can lead to success. Whether it's saving for retirement, paying off debt, or simply reviewing your financial habits, we've got practical tips to keep you on track in the new year.
Wrap up the Year with a Bang
December 01, 2023 09:00 - 12 minutes - 17.6 MBJoin us as we discuss 10 essential steps to close out the new year with a bang and pave the way for a successful year ahead. From reviewing your tax withholdings with a professional to calculating your net worth, we'll cover everything you need to know to end the year on a high note.
Cybersecurity Insights: Safeguarding Your Assets in a Digital World
November 08, 2023 09:00 - 26 minutes - 42.4 MBIn an increasingly connected world, the need for robust cybersecurity practices has never been more important. Join us as we discuss practical, up-to-date cybersecurity tips and best practices. Don't miss this opportunity to fortify your digital defenses and stay one step ahead of cyber threats.
Thrills, Chills, and Bills: Overcoming Money Fears
October 18, 2023 08:00 - 28 minutes - 39.7 MBExperience the thrill of conquering spooky financial challenges this Halloween. We'll delve into financial topics that people often find scary. In this conversation, we'll impart valuable insights on facing these financial fears head on. Join us on this journey to transform uneasiness into empowerment, one step at a time.
Your Legacy, Your Way: Estate Planning Essentials
October 04, 2023 08:00 - 14 minutes - 19.9 MBDiscover why estate planning is relevant to individuals of all ages and financial backgrounds and learn how it can ensure your wishes are carried out, provide for your loved ones, and minimize confusion or disputes. Join us as we discuss wills, gain a deeper understanding of trusts, and explore the different types of power of attorney and their purposes in managing your financial, legal, and healthcare matters.
Money in Motion: Exploring Payment Methods
September 20, 2023 08:00 - 14 minutes - 19.8 MBDiscover how money moves, from exchanging cash to digital transfers, and explore the evolution of money movement over time. Gain insights into the benefits and considerations of different payment methods, such as cash transactions, checks, debit cards, online payment systems, and peer-to-peer money movement services like Zelle.
Powering up Your 401(k)
September 05, 2023 22:53 - 18 minutes - 25.8 MBJoin us as we demystify the complexities of 401(k) plans and provide knowledgeable guidance to help you make the most of your retirement contributions. We'll cover the ins and outs of 401(k) plans, discuss contributions, and learn about navigating investment options. Whether you're just starting your career or nearing retirement age, this podcast is an essential resource to pursue a golden retirement.
Renting with Confidence
August 18, 2023 08:00 - 14 minutes - 19.4 MBDiscover how to make the most of your rental experience while keeping your finances in check. From setting a budget and researching the rental market to understanding lease agreements and protecting your belongings with renter's insurance. Tune in for expert tips and valuable insights to become a savvy renter.
Financial Success in Your College Years
August 02, 2023 08:00 - 13 minutes - 18.5 MBJoin us as we discuss valuable college finance tips, explore smart spending habits, and unveil hidden resources that will empower your financial well-being. From effective saving strategies and setting up bank accounts to stretching your funds and building credit, we've got all the insights you need. Tune in and take control of your financial future today!
Overcoming Money Fears
July 19, 2023 08:00 - 16 minutes - 23.1 MBIn this episode, we explore how addressing money fears can help us gain control over our money. Through inspiring stories, we demystify the world of money and discuss the power of learning financial concepts. By taking baby steps and finding balance, we can create a healthier relationship with money and achieve financial empowerment. Join us as we navigate the path to financial peace of mind.
Sparking a Path to Financial Freedom
July 05, 2023 08:00 - 10 minutes - 14.8 MBIt's time to say goodbye to financial stress and hello to financial freedom! Join us for an inspiring episode where we share tips and insights on how to attain financial freedom through practical steps and a positive money mindset.
Financing Summer Fun
June 21, 2023 08:00 - 8 minutes - 12.2 MBGet ready to have a blast this summer without breaking the bank! While we all love soaking up the sun and making unforgettable memories, expenses can pile up fast. Join us as we share some savvy tips to help you save money on everyday summer activities, so you can make your summer budget last.
Protecting Yourself from AI Scams
June 07, 2023 08:00 - 10 minutes - 14.6 MBArtificial Intelligence has revolutionized numerous industries, providing innovative solutions that enhance efficiency and productivity. However, with the increasing use of this technology, scammers have also found ways to exploit it. In this discussion, we will explore various strategies to safeguard against these scams, empowering you to make informed decisions and take appropriate action if necessary.
Investing in Education through 529 Plans
May 24, 2023 08:00 - 17 minutes - 24 MBIn this episode, our hosts dive into the world of 529 plans and how they can help you save for your child's educational expenses. With rising college costs, planning is more important than ever and the power of compound interest can help you reach your college saving goals. So, join us and add another tool to your financial journey.
Raising Money Savvy Kids: Tips for Teaching Children to Spend Wisely
May 03, 2023 08:00 - 13 minutes - 18.4 MBTeaching kids about earning money, prioritizing spending, and making responsible choices helps set them up for financial success. Join us as we explore the benefits of early financial education and share tips and best practices.
Raising Money Savvy Kids: Tips for Teaching Children to Save
April 19, 2023 08:00 - 13 minutes - 18.3 MBTeaching children the importance of saving money is a valuable life lesson that can help them through adulthood. Join us as we discuss ways to instill these healthy habits to our children for a successful future.
Financial Education for a Better Tomorrow
April 05, 2023 08:00 - 9 minutes - 13.4 MBFinancial education is a powerful tool that can help individuals manage their money effectively and achieve their goals. Join us as we explore the benefits of financial literacy in communities and the ways in which financial education outreach can empower individuals to make informed decisions and improve their overall financial well-being.
Buying a Home in 2023
March 22, 2023 08:00 - 11 minutes - 16.4 MBAre you thinking of taking the next step in your homeownership journey? The current housing market is seeing significant changes, leaving many prospective buyers wondering how to proceed on their path to homeownership. Join us as we weigh the pros and cons of buying a home in 2023 and learn how to make your dreams of owning a home a reality!
Home Buyer Advantage Program
March 08, 2023 09:00 - 9 minutes - 13.5 MBJoin us as we sit down with Javier Rolon, Manager of Golden 1's Home Loans Production team to discuss the unique benefits and services available at Golden 1 Credit Union to purchase your home.
Saving for Life: The Importance of the 50/30/20 Budgeting Rule
February 22, 2023 09:00 - 13 minutes - 18.8 MBWhen it comes to personal finance, I think we can all agree it's important to save. We all have different life goals and timelines. Join us as we discuss with a financial advisor how the 50/30/20 Budgeting Rule helps us build our savings throughout our lives.
For Love and Money: Real Talk on Finances in Relationships
February 08, 2023 19:42 - 11 minutes - 15.3 MBMoney comes with emotions and is often tied to goals and expectations we have for ourselves and our loved ones. Join us as we uncover ways to discuss money in our relationships.
Don’t Abandon Your New Year's Resolutions Just Yet
January 17, 2023 09:00 - 8 minutes - 20.1 MBJoin us as we discuss how remembering our "why", recalibrating our SMART goals, and creating a new plan can help us get back on track with our New Year's resolutions.
New Year, New You
January 04, 2023 09:00 - 10 minutes - 24.2 MBJoin us as we discuss New Year's resolutions- how to prepare for them, how to make them, and how to keep them!
Staying Safe on Public Wi-Fi
December 08, 2022 09:00 - 9 minutes - 8.64 MBCyber fraud is on the rise and criminals are experts at exploiting the busyness of the season to catch us off guard. Join us as we explore ways to stay safe on public Wi-Fi and a few tips on how to identify fraudulent e-mails and phone calls.
Improve Your Finances with Gratitude
November 14, 2022 09:00 - 11 minutes - 15.5 MBJoin us as we discuss how practicing gratitude, weighing out needs versus wants, and keeping in mind our “why” can significantly impact our finances and overall well-being.
Student Financial Aid is in Full Swing
November 03, 2022 22:10 - 7 minutes - 6.83 MBNavigating student aid can be daunting- especially if you're applying for the first time. Join us to learn about deadlines, applications, common errors, and how to maximize the student aid that may be available to you.
Deciphering the Complexities of Medicare
October 19, 2022 18:07 - 8 minutes - 8.01 MBIn this podcast we sit down with Jimmy Chu from Golden 1's Insurance Service's team to discuss Golden 1's partnership with eHealth. Join us as we navigate the complexities of Medicare to help ensure you are empowered to select the coverage that best fits your needs.
Is it Time for the Holidays Already?
October 05, 2022 15:37 - 9 minutes - 8.69 MBStretching your dollars around the holidays is going to take a little more effort this year. Join us for some tips and tricks on how to make your holiday budget go further. You'll also learn how to get a head start on saving for next year's holiday season.
Is debt consolidation right for you?
September 22, 2022 15:36 - 8 minutes - 9.51 MBDebt can quickly and quietly pile up. If you're burdened by credit cards, personal loans, or a big ticket item you bought on a payment plan, consider debt consolidation. We'll explain how and why consolidating debt into just one can: reduce stress, raise your credit score, and get you on track to becoming debt-free.
How to achieve your financial goals with a HELOC
September 07, 2022 18:53 - 7 minutes - 10.9 MBA Home Equity Line of Credit (HELOC) is a versatile home loan that allows homeowners to access the value (equity) in their homes. We'll explore how HELOC's work and how they can be used to pay for big goals- home improvements, college, weddings, paying off debts. HELOCs usually feature flexible payment options, too. Take a listen.
Which credit card is right for you?
August 23, 2022 19:00 - 8 minutes - 11.3 MBShopping for your first credit card? Or looking to upgrade to more features and benefits? We can help you cut through the clutter. Learn why secured credit cards make sense for students and rebuilding credit. We'll also talk about rewards cards, tips for safely managing your credit card, and the value of a strong credit profile.
Make Your Career Golden
August 09, 2022 19:00 - 6 minutes - 9.53 MBOur economy is recovering from the pandemic, and people are getting back to work. Today, an employer's benefits and culture are more valued than ever, which makes Golden 1 a highly desirable place to work. We'll discuss what makes Golden 1 a great career choice and why you should join us!
Homebuying
April 13, 2022 21:25 - 8 minutes - 12.1 MBThe homebuying process can be complex. We unpack the process and provide some tips to help you purchase your new home.
Savings Tips and Success Stories
February 21, 2022 09:00 - 9 minutes - 12.4 MBWhat’s the best way to meet your savings goals? We tapped into our most valuable resource, our Golden 1 experts, to get advice on how to save successfully, choose the best savings products for your situation, and make the most of your money.
The Credit Union Difference: Fact vs Fiction
October 14, 2021 22:42 - 6 minutes - 8.89 MBCredit Unions, while very similar to banks as far as product offerings go, are actually very different when it comes to prioritizing people over profit. Credit Unions are non-profit member owned organizations that can reward members with lower rates on loans and higher rates, or dividends, on savings products.
Interview with local real estate expert Ryan Lundquist
June 25, 2021 17:22 - 42 minutes - 58.2 MBLocal real estate expert and blogger, Ryan Lundquist, is interviewed to breakdown the Sacramento housing market. He discusses how the current housing market compares to historical housing markets, defines and explains some commonly used terminology, summarizes the housing market activity over the past 16 months (including pre-pandemic, pandemic, and current), and much more.
Saving For A Big Summer Purchase
May 28, 2021 13:00 - 6 minutes - 8.76 MBSummer is almost here, but it can bring with it some big expenses! Learn how to save money throughout the year so you can buy your dream car or RV or take a much-needed summer vacation!
Credit Explained
April 01, 2021 23:06 - 7 minutes - 10.3 MBCredit. A word with many, many meanings. We break it down and explain what it is, why you need it, and how you can improve it.
A Discussion About Your 2020 Taxes
March 03, 2021 22:21 - 12 minutes - 17.1 MBWe sit down with Jason Crowell, an LPL Financial Advisor from Investment Services at Golden 1 Credit Union. We talk about how the CARES Act affects your taxes, how much you can contribute to your Traditional IRA, and what you can look forward to in 2021.
5 Tips to Show Your Wallet Some Love on Valentine's Day
February 12, 2021 19:01 - 7 minutes - 10.6 MBValentine's Day is almost here! Don't worry, we are here to help you make this year one that you and your loved one will never forget.
Shop Local During the Holiday Season
December 11, 2020 22:37 - 6 minutes - 9.38 MBLet's face it, we all spend more money than we should during the holiday season. However, just because you're spending money doesn't mean you have to spend it shopping at a big corporate store. Learn all about how you can help support local business and prop up your local economy.
An Interview with Erica Taylor - Vice President of Communication and Community Relations
October 15, 2020 12:00 - 11 minutes - 16.2 MBCelebrate International Credit Union Day with us! We chat with Erica Taylor, Vice President of Communication and Community Relations at Golden 1 Credit Union and learn about the history of credit unions, what makes credit unions unique, and what we do to enhance the financial wellbeing of the communities we serve.
How to Manage Money in College - Back to School with the Golden Word
September 28, 2020 18:06 - 6 minutes - 8.98 MBBudgeting during college isn't easy. It can be hard to be a full-time student and work a part-time job so that you can buy the things you need. We've got some helpful hints that will help keep your bank account in the black for the entire school year.
Finance 101 for Kids - Book Discussion - Back to School Edition with the Golden Word
September 24, 2020 12:00 - 6 minutes - 9.53 MBTeaching and learning financial education at home can be difficult. This book makes it easier! Martin and Rebecca discuss Finance 101 for Kids by Walter Andal and talk about ways you can use this book at home to teach your children, and maybe yourself, more about the importance of finances. Listen for the Golden Word at the end to enter our Back to School 2020 contest!
Finances for College Students - Back to School Edition with the Golden Word
September 17, 2020 19:37 - 11 minutes - 20.9 MBPrepare for higher education by learning about student loans and basic money management. Listen for the Golden Word!