Medigap Plan N vs. Plan G: Which is Best in 2023?

You may have already heard that Medigap plans are "standardized" which means that Medigap plans with the same plan letter provide the same basic medical coverage. But then, the question you may be asking is, "which Medigap plan letter is right for me?". This is exactly what we took the time to answer in today's episode.  Plan N and Plan G have both become the most popular Medigap plans in the past few years. But which one is better?

Giardini Medicare is an independent insurance agency specializing in helping Medicare beneficiaries enroll in the Medigap or Medicare Advantage plan that fits their needs during their transition to Medicare. We are licensed and work virtually in the following states:  AZ, CA, FL,  IL, IN, KY, MI, MD, NC, OH, PA, SC, TX  If we do NOT work in your state, we can refer to agents that we know, like & trust across the country. Fill out the form linked to our map.

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Sources for this episode:

Medicare and You 2023 Handbook

NAIC Plan N Official Guidance

Medicare Interactive's definition of excess charges

Psychiatry.org non-participating vs. participating providers

Learn about MOM States that don't charge excess charges

KFF how many providers have opted out of Medicare

KFF financial protections for Medicare patients

APA guide to participating vs. non-participating providers