Getting Money Right artwork

Getting Money Right

194 episodes - English - Latest episode: about 2 years ago - ★★★★★ - 214 ratings

A show dedicated to helping you achieve financial freedom through education and inspiration, so you can be freed-up to pursue your true life's purpose. Not understanding how to manage money will lead to financial stress, money fights, and unrealized dreams and goals. This doesn't have to be your reality! We make managing money simple to understand and easy to implement through practical advice and easy to use resources that will ensure your success.

Investing Business
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Episodes

GMR 91: Financial Scams and How to Avoid Them

September 30, 2019 06:00 - 40 minutes - 56.1 MB

Technology is wonderful! You can connect with anyone anywhere in the world through your smartphone or computer. Unfortunately, that same wonderful technology can be used against you, to scam you out of your hard-earned money. On this episode of GMR, we explore types of financial scams that you need to be aware of to stay financially protected.

GMR 90: Everything You Need to Know About Closing Costs

September 23, 2019 06:00 - 37 minutes - 51.5 MB

Buying a house, especially your first or your dream house is exciting. That is until you get hit with all the fees and costs of purchasing that house. Closing costs are numerous, and they are confusing. On this episode of GMR, we break down closing costs so you can be informed and prepared to buy your next house.

GMR 89: Is Now the Right Time to Refinance?

September 16, 2019 06:00 - 36 minutes - 50.7 MB

Refinancing your house can save you thousands in interest. With interest rates going down recently, this may be the right time to consider it. On this episode of GMR, we talk about things you need to know before you refinance.

GMR 88: Homestead Exemptions and Property Taxes

September 09, 2019 06:00 - 41 minutes - 57.4 MB

Buying your first home can be exciting! But there’s also a lot about homeownership you may not know; the kind of things that can save you money. On this episode of GMR, we talk about what homestead exemptions are and what you need to know about them. We also discuss ways to ensure you’re not paying more than you should on property taxes.

GMR 87: Budget Basics - This is How We Do It!

September 02, 2019 06:00 - 38 minutes - 53 MB

Budgeting is not a one size fits all. We are all different in so many ways that trying to find one way of managing money that everyone can use is, well, impossible. In this episode of GMR, David and I get personal about how we manage our budgets in hopes that you will understand the basics and build and run a budget that works for you.

GMR 86: The One Step to Better Finances

August 26, 2019 06:00 - 27 minutes - 38.3 MB

When it comes to managing money well, most people feel less than adequate. Listening to the ‘experts’ isn’t helping, it actually makes us feel even more confused. On this episode of Getting Money Right, we share a simple yet powerful step to help you succeed in your finances.

GMR 85: The Financial Superpower

August 19, 2019 06:00 - 27 minutes - 37.9 MB

Everyone wants to know the secret to financial freedom. You can’t get through a single day without seeing something on the news or social media about it. On this episode of GMR, we’ll introduce you to the on thing, the Financial Superpower that will get you there. And guess what?  Anyone can do it!

GMR 84: Keeping Your Financial Information Safe

August 12, 2019 06:00 - 34 minutes - 48 MB

With large data breaches at Capital One and Equifax, doing everything you can to keep your financial information safe is more important than ever. In this episode of GMR, we share 5 things you can do to make sure your identity and your finances stay safe.

GMR 83: F.I.R.E - Is It Right For You?

August 05, 2019 06:00 - 38 minutes - 52.7 MB

Financially Independent, Retire Early (FIRE) is a movement that started more than 27 years ago. It’s an interesting approach to retirement, but is it a sound retirement plan, and more importantly, is it right for you? In this episode of GMR, we’ll explore this growing movement and what if any aspects of it might benefit you.

GMR 82: Which is better, leasing or buying a car?

July 29, 2019 06:00 - 40 minutes - 55.7 MB

With the average price of cars continuing to rise, leasing has become more popular in recent years, especially for luxury brands.  But, is leasing really a less expensive way to drive?  In this episode of Getting Money Right, you'll learn everything there is to know about leasing to help you decide which is best for you, leasing or buying.

GMR 81: How Marketing Pushes You to Spend More

July 22, 2019 06:00 - 42 minutes - 58.5 MB

Marketing is BIG business and it’s EVERYWHERE! Whether you’re checking your media feed, doing your online banking, or driving down the street, you’re being influenced by marketing. On this episode of GMR well share ways marketing pushes you to spend beyond what’s good for you and what you can do to overcome their influence.

GMR 80: Pay Off Student Loans Cheaper and Faster

July 15, 2019 06:00 - 37 minutes - 51.1 MB

Student loans can delay or keep you from many of the good things you’d like to do. That’s why it’s so important to pay off your student loans as quickly as possible. On this episode of Getting Money Right, we’re sharing 6 steps to help you pay off your student loans cheaper and faster.

GMR 79: The Student Loan Debt Crisis Part 2

July 08, 2019 06:00 - 44 minutes - 61.6 MB

Student Loan debt is now at 1.6 trillion dollars, a figure that has tripled since 2005. To understand the magnitude of this number, consider that credit card debt is only 1 trillion dollars.  For those with student loans this crisis is all too real, but this predicament may soon impact many without student loan debt.

GMR 78: The Student Loan Debt Crisis

July 01, 2019 06:00 - 35 minutes - 49.2 MB

Student Loan debt is now at 1.6 trillion dollars, a figure that has tripled since 2005. To understand the magnitude of this number, consider that credit card debt is only 1 trillion dollars. For those with student loans this crisis is all too real, but this predicament may soon impact many without student loan debt.

GMR 77: 7 Money Tips for College Graduates Part 3

June 24, 2019 06:00 - 35 minutes - 48.4 MB

Congratulations to all the recent graduates!  To honor those who have worked hard to accomplish this great achievement, we’re sharing 7 money tips to help them build a solid financial foundation for their life.  If you’re not a recent grad, that’s ok, these tips can help you too!

GMR 76: 7 Money Tips for College Graduates Part 2

June 17, 2019 06:00 - 33 minutes - 45.4 MB

Congratulations to all the recent graduates!  To honor those who have worked hard to accomplish this great achievement, we’re sharing 7 money tips to help them build a solid financial foundation for their life.  If you’re not a recent grad, that’s ok, these tips can help you too!

GMR 75: 7 Money Tips for College Graduates

June 10, 2019 06:00 - 35 minutes - 49 MB

Congratulations to all the recent graduates! To honor those who have worked hard to accomplish this great achievement, we’re sharing 7 money tips to help you build a solid financial foundation for your life. If you’re not a recent grad, that’s ok, these tips can help you too!

GMR 74: Biblically Responsible Investing

June 03, 2019 06:00 - 35 minutes - 48.4 MB

Investing in the Market is investing in companies. How those companies conduct themselves and what they’re involved in matters because as part owner what they do personally reflects on you, whether good or bad. On this episode of GMR, we talk with David Sandhu, a financial planner whose specialty is Biblically Responsible Investing (BRI). Find out why BRI is important and why you don’t have to sacrifice your beliefs to invest responsibly and make a good return on your investments.

GMR 73: 4 Financial Steps to Purposeful Living Part 2

May 27, 2019 15:00 - 28 minutes - 38.5 MB

The world acts as if money is THE most important thing in life. We disagree! Money is not the most important thing, but money can be that vehicle that helps you accomplish that which is most important. On this episode of Getting Money Right we conclude our 4 Financial Steps to Purposeful Living. It’s a way of managing money that ensures your life is lived with purpose and impact.

GMR 72: 4 FINANCIAL STEPS TO PURPOSEFUL LIVING

May 20, 2019 06:00 - 27 minutes - 37.8 MB

The world acts as if money is THE most important thing in life. We disagree! Money is not the most important thing, but money can be that vehicle that helps you accomplish that which is most important. On this episode of Getting Money Right we introduce you to our 4 Financial Steps to Purposeful Living. It’s a way of managing money that ensures your life is lived with purpose and impact.

GMR 71: Don't Plan on Social Security Being Your Only Retirement Income

May 13, 2019 06:00 - 35 minutes - 48.9 MB

Social Security is in trouble but you don’t have to be. In this last episode on Social Security we share some things you can do to ensure Social Security is not your only source of income in retirement. Making these few adjustments in your financial plan can make a huge difference in income during retirement.

GMR 70: Social Security Is In Trouble, Are You? Part 2

May 06, 2019 06:00 - 32 minutes - 44.8 MB

The precarious position of the Social Security Program has been in the news lately, and for good reason.  It’s due to run out of money in the next 15 years. Is there anything that can be done to salvage it?  More importantly, how will this impact you personally if the program goes away or the benefits are severely reduced?  In this episode, we discuss what’s caused the current shortfall in the program and what the potential outcome will be as we look to the future. We’ll also share some thou...

GMR 69: Social Security Is In Trouble, Are You?

April 29, 2019 06:00 - 31 minutes - 43.1 MB

The precarious position of the Social Security Program has been in the news lately, and for good reason. It’s due to run out of money in the next 15 years. Is there anything that can be done to salvage it? More importantly, how will this impact you personally if the program goes away or the benefits are severely reduced? In this episode, we discuss the history, current state, and uncertain future of Social Security and what it all means to you.

GMR 68: What it Means to be Middle Class

April 22, 2019 06:00 - 35 minutes - 48.3 MB

We hear the term “Middle Class” thrown around a lot, especially by politicians during election years.  They use it to try and relate to what’s supposed to be a majority of us Americans, but does the term and its use foster unity and satisfaction or just the opposite?  And more importantly, how does this classification make us feel and behave as it relates to money and lifestyle?  On this episode of Getting Money Right, we discuss the impact social classes has on how we spend money and the sat...

GMR 67: Individual Company Stocks and IPO's

April 15, 2019 06:00 - 37 minutes - 51.2 MB

IPO’s (Initial Public Offerings) have been in the news lately with several well-known companies offering potential investors the chance to get in on the action and of course, the potential profit. In this episode we discuss individual company stocks and initial public offerings and whether they are a good option for your investment strategy.

GMR 66: WHAT'S NEW ABOUT FICO SCORES

April 08, 2019 06:00 - 32 minutes - 44.4 MB

Having a healthy FICO score is important to your financial well-being. Therefore, it’s important to understand how your FICO score is calculated and also to stay up to date on any changes that occur. On this episode we discuss some recent changes to the FICO score and why these changes are good for your score.

GMR 65: Habits that Build Wealth Part 2

April 01, 2019 07:00 - 43 minutes - 59.7 MB

I have yet to meet someone who wouldn’t like to become financially wealthy. Unfortunately, most people have little knowledge of what it takes to build wealth and even less have a plan on how they hope to accomplish it. Building wealth is not as hard as most people imagine. It turns out wealth building comes down to a few key habits applied consistently over a period of time.

GMR 64: Habits that Build Wealth Part 1

March 25, 2019 06:00 - 42 minutes - 58.7 MB

I have yet to meet someone who wouldn’t like to become financially wealthy. Unfortunately, most people have little knowledge of what it takes to build wealth and even less have a plan on how they hope to accomplish it. Building wealth is not as hard as most people imagine. It turns out wealth building comes down to a few key habits applied consistently over a period of time.

GMR 63: Long-Term Success in Marriage and Money Part 3

March 18, 2019 06:00 - 35 minutes - 48.4 MB

Managing your money is an important part of your life, especially when you’re considering joining your life and finances to another person. We’re in a 3-part series on managing your money through the seasons of dating, pre-marriage (engagement), and marriage. On this third and last episode we’ll share some keys to having long-term financial success in your life and marriage.

GMR 63: Long-Term Success in Marriage and Money

March 18, 2019 06:00 - 35 minutes - 48.4 MB

Managing your money is an important part of your life, especially when you’re considering joining your life and finances to another person. We’re in a 3-part series on managing your money through the seasons of dating, pre-marriage (engagement), and marriage. On this third and last episode we’ll share some keys to having long-term financial success in your life and marriage.

GMR 62: Pre-Marriage, Newly Married, and Money Part 2

March 11, 2019 18:00 - 33 minutes - 45.7 MB

Managing your money is an important part of your life, especially when you’re considering joining your life and finances to another person. This is a 3-part series on managing your money through the seasons of dating, pre-marriage (engagement), and marriage. On this second episode we’ll discuss pre-marriage and newly married and the money issues that are synonyms with this stage of your relationship. More importantly, we’ll share some ways you can begin working together and build a foundation...

GMR 62: Pre-Marriage, Newly Married, and Money

March 11, 2019 18:00 - 33 minutes - 45.7 MB

Managing your money is an important part of your life, especially when you’re considering joining your life and finances to another person. This is a 3-part series on managing your money through the seasons of dating, pre-marriage (engagement), and marriage. On this second episode we’ll discuss pre-marriage and newly married and the money issues that are synonyms with this stage of your relationship. More importantly, we’ll share some ways you can begin working together and build a foundation...

GMR 61: Dating, Pre-Marriage, and Money

March 04, 2019 07:00 - 34 minutes - 47.3 MB

Managing your money is an important part of your life, especially when you’re considering joining your life and finances to another person. We’re beginning a 3-part series on managing your money through the seasons of dating, pre-marriage (engagement), and marriage. On this episode we’ll discuss dating and pre-marriage and the money issues that are synonyms with this stage of your relationship. More importantly, we’ll share some ways you can begin working together and build a foundation of tr...

GMR 61: Dating, Pre-Marriage, and Money Part 3

March 04, 2019 07:00 - 34 minutes - 47.3 MB

Managing your money is an important part of your life, especially when you’re considering joining your life and finances to another person. We’re beginning a 3-part series on managing your money through the seasons of dating, pre-marriage (engagement), and marriage. On this episode we’ll discuss dating and pre-marriage and the money issues that are synonyms with this stage of your relationship. More importantly, we’ll share some ways you can begin working together and build a foundation of tr...

GMR 60: Taxes and Filing, What You Need to Know

February 25, 2019 07:00 - 40 minutes - 55.8 MB

As Americans we have the privilege of living in a country where we experience freedom and incredible opportunities, but it doesn’t come without a cost. In this episode of Getting Money Right we’re talking taxes. We’ll talk about why taxes are important and prepare you to make some important decisions as you prepare to file your taxes for last year and plan for this year.

GMR 59: Healthcare Sharing Programs

February 18, 2019 07:00 - 34 minutes - 47.1 MB

Healthcare cost has becoming a large part of our monthly spending. Every year the cost continues to rise, and the Affordable Care Act has made healthcare cost anything but affordable. Alternative healthcare sharing programs have been growing in popularity over the past few years and they may be the answer to lower healthcare cost you’ve been looking for.

GMR 58: Sharing Your Heart Sharing Your Treasure with Russell Baxter LPC.

February 11, 2019 07:00 - 33 minutes - 45.8 MB

Being able to communicate about finances with your spouse is crucial to a happy and satisfying marriage.  On this episode, professional counselor Russell Baxter who has recently released his book, Sharing Your Heart Sharing Your Treasure, continues sharing his insight and advice on what couples can do to improve their finances and as a result, their marriage. 

GMR 57: Sharing Your Heart Sharing Your Treasure with Russell Baxter

February 04, 2019 07:00 - 34 minutes - 47.6 MB

Being able to communicate about finances with your spouse is crucial to a happy and satisfying marriage.  On this episode, professional counselor Russell Baxter who has recently released his book, Sharing Your Heart Sharing Your Treasure, is sharing his insight and advice on what couples can do to improve their finances and as a result, their marriage. 

GMR 56: How to Make Your Budget More Successful Part 2

January 28, 2019 07:00 - 35 minutes - 48.8 MB

Having a budget is foundational to financial success. However, just having one doesn’t automatically make you financially successful. You must know how to use it to achieve success. On this podcast we continue sharing our many years of personal budgeting experience to help you gain insight into what will make your budget more successful.

GMR 55: How to Make Your Budget More Successful

January 21, 2019 13:55 - 34 seconds - 48 MB

Having a budget is foundational to financial success.  However, just having one doesn’t automatically make you financially successful.  You must know how to use it to achieve success.  On this podcast we discuss our many years of personal budgeting experience to help you gain insight into what will make your budget more successful.

GMR 54: The Challenge with Making Good Financial Decisions

January 14, 2019 07:00 - 36 minutes - 50 MB

We make financial decisions every day. Some of our decisions are complicated and can have long term ramifications. That’s why it’s so crucial to understand the process you go through in making financial decisions so that you can make the best decision for you and your wallet. On this episode, we discuss the challenges, shortcuts, and solutions to making good financial decisions.

GMR 53: Credit Freeze - A New Way to Keep Your Identity Safe

January 07, 2019 07:00 - 29 minutes - 40.1 MB

Your identity, especially your financial identity, is something you have to keep safe. In this information age most of your personal information is stored digitally, which means there’s an increasing risk that the wrong people will gain access to it. What you do to protect your information can either make you vulnerable or safe. In this episode we share ways you can keep your identity safe, including a new law that makes it much easier for you to ensure identity theft doesn’t happen to you.

GMR 52: Start the Year Off Right

December 31, 2018 15:35 - 37 minutes - 51.4 MB

We love the start of a New Year because in a literal sense it closes one door, the year past, and opens another door, the year ahead. With a new year comes new possibility and new endeavors. We always feel hopeful and enthusiastic about a new year because it means we can pursue new things or improve on the old ones. In this episode, we share our thoughts and ideas for how you can make 2019 a success and achieve even more financially and personally.

GMR 51: Economics and Your Personal Finances Part 2

December 24, 2018 07:00 - 33 minutes - 46.3 MB

We hear a lot about the economy and how it’s fluctuating and impacting our buying choices, but what do you really know how economics are really affecting your personal finances? In this second episode we continue discussing certain economic terms and phrases that have a significant impact in the way we make financial decisions. Having the knowledge and insight into these terms and phrases will help you better manage your own personal finances.

GMR 50: Economics and Your Personal Finances

December 17, 2018 07:00 - 34 minutes - 46.8 MB

We hear a lot about the economy and how it’s fluctuating and impacting our buying power, but do you really understand how economics is affecting your personal finances? In this episode we discuss certain economic terms that have a significant impact in the way we think and make financial decisions. Having knowledge and insight about these terms will help you better manage your finances.

GMR 49: Lifestyle Choices That Will Make You Wealthy

December 10, 2018 07:00 - 33 minutes - 46.4 MB

Living a happy and satisfying life is the pursuit of most people. We all want a good lifestyle. However, choosing the wrong lifestyle for you can have significant financial consequences. On this episode we look at two couples who chose slightly different lifestyles, even though they made the same income, and then compare their financial position after 10 and 30 years. The difference will surprise you!

GMR 48: Holiday Spending Tips

December 03, 2018 07:00 - 32 minutes - 45.1 MB

The Holiday season is upon and us and with it comes the traditional Christmas gift buying season.  On this episode we share some spending tips and ways to think about spending on gifts to make your holiday spending less expensive and your Christmas more enjoyable.

GMR 47: Getting Your Financial Affairs in Order Part 2

November 26, 2018 07:00 - 26 minutes - 36.4 MB

No one plans to die!  In fact, most of us rarely consider it even though each of us will one day pass on.  Perhaps that’s why most people don’t have a plan for what will happen after they die. On this episode of Getting Money Right, we continue our conversation with Dawn Pruchniak, whose husband died unexpectedly, leaving Dawn with the difficult task of having to navigate through all the financial affairs that followed.  Through her story and the book she’s written, you will learn what it tak...

GMR 46: Getting Your Financial Affairs in Order Part 1

November 19, 2018 07:00 - 29 minutes - 40.8 MB

No one plans to die!  In fact, most of us rarely consider it even though each of us will one day pass on.  Perhaps that’s why most people don’t have a plan for what will happen after they die. On this episode of Getting Money Right, we speak with Dawn Pruchniak, whose husband died unexpectedly, leaving Dawn with the difficult task of having to navigate through all the financial affairs that followed.  Through her story and the book she’s written, you will learn what it takes to get your own a...

GMR 45: Unleashing Your Superpower - An Interview with Jeff Tippett

November 12, 2018 07:00 - 35 minutes - 47.9 MB

Communication is the foundation of every relationship. In this episode, we are talking with Jeff Tippett, an author, and an expert in persuasive communication. Jeff is passionate about helping people improve their communication. Few subjects are more difficult to communicate about than money. Learning how to work together, avoid manipulation and find agreement, will not only improve your finances but your relationship.