First Time Home Buyer’s Radio  artwork

First Time Home Buyer’s Radio

62 episodes - English - Latest episode: about 1 year ago - ★★★★★ - 2 ratings

You do not need to save up 20% down payment before you buy your home.I will be interviewing Down Payment Assistance program specialists (in Greater Sacramento, Ca) and teach you hacks too.Armed with Knowledge helps you negotiate the best deal for YOU..

Business Education first time home buyer first home down payment assistance down payment financing real esta
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Episodes

CalHFA- Dream for All - Shared Appreciation program

March 31, 2023 14:00 - 11 minutes - 8.14 MB

Great conversation with Molly K. Ellis( CalHFA’s Training and Out Reach Manager). Topic of the day: their newest Down Payment Asst program: “Dream For All Shared Appreciation Loan”. Program goes live March 27, 2023 As Paul Harvey would say: here’s the rest of the story( especially for all the IG click bait misinformation) #calhfa #DPA #fthb #realestatemarket #realestateagents

California changes to Solar - starting April 14th, 2023

February 03, 2023 20:00 - 25 minutes - 17.8 MB

Great conversation with Solar Lily ( SunLily Energy) Today's conversation is all about Solar and the uncoming California PUC change to solar ( NEM 3.0 starts April 14, 2023) LIsten in for the details.... We were at separate small businesses Cafe for our zoom call: Lily was at the Apartment Cafe in Rancho Cucamonga, CA I was at Barrio's Cafe in Sacramento, CA Please support small businesses

GSFA - Platinum DPA program- Conventional option

January 21, 2023 05:00 - 16 minutes - 11.4 MB

Great conversation with Meagan Harris ( Trainer for GSFA ( Golden State Finance Authority) ) Today we spoke about GSFA’s Platinum Down Payment Assistance program- their Conventional Financing option. If you are looking for down payment & closing costs assistance… Listen in PS: i work for Empire Home Loans, Inc. - not Empire mortgage ( sorry for the error on the interview)

Accessory Dwelling Units (ADU) Conversation with a Southern California Realtor

October 29, 2022 16:00 - 10 minutes - 7.23 MB

Great conversation with Stephanie Gutierrez ( Realtor with Keller Williams in So CAl) Stephanie is a huge advocate and facilitator of ADU in So Cal..

CalHFA $40k ADU Grant

October 22, 2022 18:00 - 18 minutes - 12.6 MB

Great Conversation with Molly Ellis ( Training Manager for CalHFA)  we are discussing their $40k ADU grant and how to access the $$

CalHFA $40k ADU Grant

October 22, 2022 18:00 - 18 minutes - 12.6 MB

Great Conversation with Molly Ellis ( Training Manager for CalHFA)  we are discussing their $40k ADU grant and how to access the $$

GSFA Community Based DPA loan Program

June 10, 2022 16:00 - 13 minutes - 9.16 MB

Great Conversation with Meagan Harris ( GSFA Trainer)  Today's conversation was about their new DPA ( Down payment Asst) program. It focuses on certain communities for their special financing  listen in for more details 

Golden State Finance Authority - Conventional Platinum DPA

October 29, 2021 16:00 - 14 minutes - 10.2 MB

Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority (GSFA)). We spoke about their Conventional Platinum Down Payment Asst program. If you are looking for Down Payment and Closing Cost Assistance to purchase your home you will live in .. this is a great program

Golden State Finance Authority - Conventional Platinum DPA

October 29, 2021 16:00 - 14 minutes - 10.2 MB

Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority (GSFA)). We spoke about their Conventional Platinum Down Payment Asst program. If you are looking for Down Payment and Closing Cost Assistance to purchase your home you will live in .. this is a great program

Golden State Finance Authority - Conventional Open Door DPA

October 15, 2021 11:00 - 15 minutes - 10.4 MB

Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority (GSFA)). We spoke about their Conventional Open Door Down Payment Asst program. If you are looking for Down Payment and Closing Cost Assistance to purchase your home you will live in .. this is a great program

Golden State Finance Authority - Conventional Open Door DPA

October 15, 2021 11:00 - 15 minutes - 10.4 MB

Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority (GSFA)). We spoke about their Conventional Open Door Down Payment Asst program. If you are looking for Down Payment and Closing Cost Assistance to purchase your home you will live in .. this is a great program

Freddie Mac - allows only 5% down for a purchase of a duplex, triplex or Fourplex

September 28, 2021 19:00 - 5 minutes - 3.75 MB

Residential home loans closing on or after November 15, 2021 .. can qualify to purchase a duplex, triplex or fourplex with only 5% down payment. (One unit has to be owner occupied. ) Golden State Finance Authority in California or National Homebuyers Fund outside California can help with down payment and closing cost assistance .. listen in to the podcast for more details.. Reach out to me with questions.. 

Freddie Mac - allows only 5% down for a purchase of a duplex, triplex or Fourplex

September 28, 2021 19:00 - 5 minutes - 3.75 MB

Residential home loans closing on or after November 15, 2021 .. can qualify to purchase a duplex, triplex or fourplex with only 5% down payment. (One unit has to be owner occupied. ) Golden State Finance Authority in California or National Homebuyers Fund outside California can help with down payment and closing cost assistance .. listen in to the podcast for more details.. Reach out to me with questions.. 

CalHFA Conventional Home Loan Down Payment and Closing Cost Asst program

May 07, 2021 16:00 - 26 minutes - 18.1 MB

Great conversation with Molly Ellis ( Trainer for CalHFA) Today's conversation is all about their Conventional loan program with Down payment and Closing Cost Asst..

CalHFA USDA Home Loan Down Payment and Closing Cost Asst program

April 23, 2021 16:00 - 7 minutes - 5.45 MB

Great conversation with Molly Ellis ( Trainer for CalHFA) Today's conversation is all about their USDA loan program with Down payment and Closing Cost Asst..

CalHFA VA Home Loan Down Payment and Closing Cost Asst program

April 09, 2021 16:00 - 4 minutes - 2.82 MB

Great conversation with Molly Ellis ( Trainer for CalHFA) Today's conversation is all about their VA loan program with Down payment and Closing Cost Asst..

CalHFA FHA Home Loan Down Payment and Closing Cost Asst programs

March 26, 2021 16:00 - 21 minutes - 14.7 MB

Great conversation with Molly Ellis ( Trainer for CalHFA) Today's conversation is all about their FHA loan program with Down payment and Closing Cost Asst..

GSFA (Golden State Finance Authority) Open Door Conventional loan program

March 12, 2021 17:00 - 29 minutes - 20.1 MB

Great conversation with Meagan Harris ( Trainer for GSFA) Today's conversation is all about their Open Door Conventional loan program with Down payment and Closing Cost Asst..

GSFA (Golden State Finance Authority) Open Door Conventional loan program

March 12, 2021 17:00 - 29 minutes - 20.1 MB

Great conversation with Meagan Harris ( Trainer for GSFA) Today's conversation is all about their Open Door Conventional loan program with Down payment and Closing Cost Asst..

GSFA (Golden State Finance Authority) Open Door FHA,VA and USDA loan program

March 01, 2021 04:00 - 32 minutes - 22.6 MB

Great conversation with Meagan Harris ( Trainer for GSFA) Today's conversation is all about their Open Door Gov't loan programs with Down payment and Closing Cost Asst..

GSFA (Golden State Finance Authority) Platinum Conventional loan program

January 23, 2021 17:00 - 23 minutes - 16 MB

Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority)  We chatted about their Conventional Home Loan program utilizing their Downpayment and Closing Cost asst 

GSFA (Golden State Finance Authority) Platinum Conventional loan program

January 23, 2021 17:00 - 23 minutes - 16 MB

Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority)  We chatted about their Conventional Home Loan program utilizing their Downpayment and Closing Cost asst 

GSFA (Golden State Finance Authority) Platinum FHA,VA and USDA loan program

January 09, 2021 20:00 - 28 minutes - 19.6 MB

Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority) - Today's chat was on all their Government home loan programs utilizing their Downpayment and Closing Cost assistance. Listen in...

Credit - Update

November 20, 2020 23:00 - 37 minutes - 25.6 MB

Great conversation with Alex Erlich (My Credit Guy) - State of Credit 

Credit - Update

November 20, 2020 23:00 - 37 minutes - 25.6 MB

Great conversation with Alex Erlich (My Credit Guy) - State of Credit 

GSFA (Golden State Finance Authority) loan program

September 08, 2020 16:00 - 15 minutes - 10.4 MB

Great Conversation with Meagan Harris (GSFA Trainer)  Listen in 

GSFA (Golden State Finance Authority) loan program

September 08, 2020 16:00 - 15 minutes - 10.4 MB

Great Conversation with Meagan Harris (GSFA Trainer)  Listen in 

GSFA (Golden State Finance Authority) Open Door FHA,VA and USDA loan program

August 19, 2020 16:00 - 11 minutes - 7.89 MB

Great conversation with Meagan Harris (Trainer with GSFA). Topics: Their Open Doors (FHA,VA & USDA) Down Payment Asst (DPA) loan Who Qualifies Credit Score needed to qualify for their DPA DTI ( Dept to Income) Ratios How their asst breaksdown (Gift and Loan) and a lot more about their program

GSFA (Golden State Finance Authority) Open Door FHA,VA and USDA loan program

August 19, 2020 16:00 - 11 minutes - 7.89 MB

Great conversation with Meagan Harris (Trainer with GSFA). Topics: Their Open Doors (FHA,VA & USDA) Down Payment Asst (DPA) loan Who Qualifies Credit Score needed to qualify for their DPA DTI ( Dept to Income) Ratios How their asst breaksdown (Gift and Loan) and a lot more about their program

GSFA (Golden State Finance Authority) Open Door Conventional loan program

August 05, 2020 16:00 - 17 minutes - 12 MB

Great conversation with Meagan Harris (Trainer with GSFA). Topics: Their Open Doors Conventional Down Payment Asst (DPA) loan Who Qualifies Credit Score needed to qualify for their DPA DTI ( Dept to Income) Ratios How their asst breaksdown (Gift and Loan) and a lot more about their program

GSFA (Golden State Finance Authority) Open Door Conventional loan program

August 05, 2020 16:00 - 17 minutes - 12 MB

Great conversation with Meagan Harris (Trainer with GSFA). Topics: Their Open Doors Conventional Down Payment Asst (DPA) loan Who Qualifies Credit Score needed to qualify for their DPA DTI ( Dept to Income) Ratios How their asst breaksdown (Gift and Loan) and a lot more about their program

GSFA (Golden State Finance Authority) Platinum FHA,VA and USDA loan program

July 22, 2020 16:00 - 10 minutes - 6.95 MB

Great conversation with Meagan Harris (Trainer with GSFA). Topics: Their Platinum Gov't Loans (FHA,VA,USDA) Down Payment Asst (DPA) loan Who Qualifies Credit Score needed to qualify for their DPA DTI ( Dept to Income) Ratios How their asst breaksdown (Gift and Loan) and a lot more about their program

GSFA (Golden State Finance Authority) Platinum FHA,VA and USDA loan program

July 22, 2020 16:00 - 10 minutes - 6.95 MB

Great conversation with Meagan Harris (Trainer with GSFA). Topics: Their Platinum Gov't Loans (FHA,VA,USDA) Down Payment Asst (DPA) loan Who Qualifies Credit Score needed to qualify for their DPA DTI ( Dept to Income) Ratios How their asst breaksdown (Gift and Loan) and a lot more about their program

GSFA (Golden State Finance Authority) Platinum Conventional loan program

July 08, 2020 16:00 - 11 minutes - 8.01 MB

Great conversation with Meagan Harris (Trainer with GSFA). Topics: Their Platinum Conventional Down Payment Asst (DPA) loan Who Qualifies Credit Score needed to qualify for their DPA DTI ( Dept to Income) Ratios How their asst breaksdown (Gift and Loan) and a lot more about their program

CalHFA VA and USDA Home Loan Down Payment Asst program

June 23, 2020 16:00 - 5 minutes - 3.71 MB

Great Conversation with Molly Ellis (Trainer for CalHFA) We spoke all about their VA and USDA downpayment and Closing Cost Asst programs

CalHFA FHA Home Loan Down Payment Asst program

June 09, 2020 16:00 - 11 minutes - 7.83 MB

Great conversation with Molly Ellis ( Trainer for CalHFA) We spoke all about their FHA home loan programs - Downpayment and Closing Cost Asst) 

CalHFA Conventional Home Loan Down Payment Asst program

May 26, 2020 16:00 - 9 minutes - 6.45 MB

Great Conversation with Molly Ellis ( Trainer for CalHFA) We spoke all about their Convention Home Loan programs and their Downpayment and closing cost assistance 

Golden State Finance Authority (GSFA) April 2020 update

May 07, 2020 07:00 - 5 minutes - 3.98 MB

Meagan Harris (Trainer for GSFA) updates us on their programs 

CalHFA (California Housing Finance Agency) Update on their Down Payment Asst program

April 24, 2020 07:00 - 15 minutes - 10.8 MB

Molly Ellis (Trainer for CalHFA) updates us on all their Down Payment Asst programs

Found you money to help you buy your home

February 03, 2020 19:00 - 8 minutes - 5.57 MB

On this episode: Interviewing Tracie Panish (Partner's Credit)  Topics: Fico 10 & 10T Freezing and Unfreezing your Credit  Trigger Leads and www.optoutprescreen.com to avoid becoming a victim 

Found you money to help you buy your home

February 03, 2020 19:00 - 8 minutes - 5.57 MB

On this episode: Interviewing Tracie Panish (Partner's Credit)  Topics: Fico 10 & 10T Freezing and Unfreezing your Credit  Trigger Leads and www.optoutprescreen.com to avoid becoming a victim 

Golden State Finance Authority (GSFA) Home Loan programs

November 21, 2019 21:00 - 6 minutes - 4.36 MB

Conversation with Carolyn Sunseri (GSFA) all about their Home Loan Programs

Golden State Finance Authority (GSFA) Home Loan programs

November 21, 2019 21:00 - 6 minutes - 4.36 MB

Conversation with Carolyn Sunseri (GSFA) all about their Home Loan Programs

CalHFA My Home and Schools programs

November 14, 2019 21:00 - 4 minutes - 2.99 MB

Conversation with Molly Ellis (CalHFA ) all about their Home Buyer's assistance programs

CalHFA USDA Home Loan Program

November 07, 2019 21:00 - 1 minute - 1.38 MB

Conversation with Molly Ellis (CalHFA) all about their USDA Home Loan program

CalHFA VA loan program

October 31, 2019 20:00 - 1 minute - 1.08 MB

Conversation with Molly Ellis (CalHFA) all about their VA Home Loan Program 

CalHFA VA loan program

October 31, 2019 20:00 - 1 minute - 1.08 MB

Conversation with Molly Ellis (CalHFA) all about their VA Home Loan Program 

CalHFA FHA loan programs

October 24, 2019 20:00 - 5 minutes - 3.49 MB

Conversation with Molly Ellis (CalHFA) all about their FHA programs

CalHFA FHA loan programs

October 24, 2019 20:00 - 5 minutes - 3.49 MB

Conversation with Molly Ellis (CalHFA) all about their FHA programs

CalHFA Conventional Home Loan Programs

October 17, 2019 20:00 - 4 minutes - 3.27 MB

Conversation with Molly Ellis (CalHFA) all about their Conventional Home Loan Programs