Financially Speaking
223 episodes - English - Latest episode: 7 days ago - ★ - 1 ratingNavigating retirement can be challenging, but you don’t have to do it alone. Join us each week on Financially Speaking, where we explore important retirement topics such as taxes, 401(k)s, financial plans, health insurance, and Medicare. Our team provides insights and practical advice into these often complex topics - giving you the knowledge and confidence you need to address your retirement concerns and build a stronger financial future. Don’t tackle retirement planning by yourself. Let Financially Speaking be your trusted guide every step of the way.
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Episodes
Tricks to Fix Your Finances
December 20, 2020 06:00During this episode, we’re going to discuss the ways you can make some small but powerful changes to your financial habits. Combining a few of these steps could have a profound impact on your finances.
The Pros and Cons of Retiring on the Road
December 06, 2020 06:00During this episode, we discuss the various pros and cons of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure but there are potentially significant drawbacks.
How to Effectively Work from Home
November 22, 2020 06:00During this episode, we’re going to discuss ways you can work efficiently and confidently at home. The coronavirus pandemic has forced countless of Americans to work from home for the first time, and this timely topic gives several relevant tips.
What Retirement Savings Tools Should You Consider?
November 08, 2020 06:00During this episode, we’ll discuss various retirement savings tools that might be a good fit for your overall financial strategy, whether you work for someone else, own a small business, or are otherwise self-employed.
Mastering the Last Five Years
November 01, 2020 05:00During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to better position yourself to enjoy the rewarding retirement you’ve worked so hard towards.
It’s time for a financial checkup
October 25, 2020 05:00Have your circumstances changed during the coronavirus economy? Some simple budgeting adjustments may help you get through this economic volatility a little easier. During our episode today, we’re going to dig into just how important it can be to conduct a financial checkup.
Retirement Strategy After a Divorce
October 11, 2020 05:00During this show, we’ll be discussing developing a strategy for retirement after a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that could make a big difference when it comes to your financial well-being.
Preparing for Retirement When You’re Single
September 27, 2020 05:00During today’s show, we’ll be discussing what you need to do to prepare for retirement if you’re single. Much of the marketing around retirement planning focuses on couples, but single people have their own unique financial, healthcare, and personal needs when it comes to retirement.
What You Need to Know About Annuities
September 20, 2020 05:00During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.
What You Should Know About Life Insurance
September 13, 2020 05:00During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.
How to Stay Healthy and Enjoy Retirement
August 23, 2020 05:00When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can better position you to enjoy the kind of retirement you’ve always wanted.
Preparing for Retirement as a Couple
August 16, 2020 05:00Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.
Don’t Neglect Legacy Planning
August 09, 2020 05:00For many people, going through the legacy planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision.
Don’t Fall for Financial Myths
July 26, 2020 05:00Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.
Critical Social Security Rules
July 05, 2020 05:00For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.
COVID-19 financial strategies
June 28, 2020 05:00While dealing with the COVID-19 economy, you may be able to stabilize your finances by setting clear financial goals, setting priorities and more.
Protect Your Finances from Recessions
May 31, 2020 05:00When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.
Avoid Common Retirement Strategy Mistakes
May 24, 2020 05:00In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.
Protect Your Retirement in the COVID-19 Economy
May 17, 2020 05:00In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.
A Guide to Roth IRAs
May 10, 2020 05:00Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.
Avoiding Social Security Scams
April 26, 2020 05:00Every once in a while, we hear about a new Social Security scam that targets retirees and pre-retirees. The latest version is another reason to be cautious about who you talk to and what you say.
Your Guide to the CARES Act
April 19, 2020 05:00The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.
Take the Time to Get Your Finances in Order
April 12, 2020 05:00With millions of Americans currently working from home as the world deals with the coronavirus pandemic, it’s a good time to take control of our finances to better prepare for a strong financial future.
What to Do Instead of Worrying about COVID-19
April 05, 2020 05:00The coronavirus disease has dominated the news cycle for the past few weeks and it’s not going away. Instead of letting that get you down, here are some things you can do to respond and prepare your retirement strategy.
Measuring Your Reaction to Market Volatility
March 15, 2020 05:00Kiplinger and Personal Capital recently teamed up on a poll to see how Americans react to market volatility. How do you stack up?
Achieve Your Financial Goals in 2020
February 23, 2020 06:00There’s no better time than the new year to adopt some new, positive habits. Can 2020 be the year that you start to achieve your financial goals?
Personality and Retirement
February 16, 2020 06:00Could your personality type make you more likely to have trouble in retirement? A new study says it could. We also discuss a few mistakes to avoid regardless of your personality.
The Danger of Financial Assumptions
February 09, 2020 06:00It can be a dangerous choice to make assumptions when it comes to money, retirement and investing. This episode looks at some false retirement assumptions as well as some things you may assume you know about what happens when the Federal Reserve cuts interest rates.
All About 401(k) Rollovers
January 26, 2020 06:00What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).
The SECURE Act: Changes to IRAs
January 19, 2020 06:00Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.
Retirement Expenses to Consider
January 12, 2020 06:00There are many expenses in retirement. Will they be what you expect? Are you ready to deal with healthcare costs? Do you really know the fees your retirement account has? How will your family and children impact your retirement expenses? This segment looks at potential answers to all of these questions and more.
Financial Review and Analysis Tools
December 15, 2019 06:00Every project requires the correct tools. When building your financial future, you need the right tools to evaluate and analysis your strategy. This episode examines some potential options.
Mistakes and Questions
December 08, 2019 06:00401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid? And what even is a 403(b) and how is it different?! This episode examines the ins and outs of 401(k)s.
Renting VS Owning in Retirement
November 24, 2019 06:00There are many things to consider when looking at housing options in retirement. Will you stay in your current home? Will you buy a new home or condo? Or is renting better for your situation? This episode examines some of the options.
Tips for the Unprepared Retiree
November 17, 2019 06:00Not everyone is prepared for retirement. How will you make up the difference? Do you have a plan? This episode looks at potential options, tips and tricks to address being unprepared.
Healthcare Costs and Strategies in Retirement
October 27, 2019 05:00Healthcare in retirement is expensive. But there are strategies to deal with this and mistakes to avoid. In this episode we explore those and give helpful tips to deal with this and plan for it.
Protect Your Financial Data
October 20, 2019 05:00Data breaches are all too common. Capital One, Equifax and even your favorite restaurant may have been hacked. What can you do to protect your important information?
Social Security Changes May Impact Your Monthly Check
October 06, 2019 05:00Changes in Social Security can have a big impact on your personal finances in retirement. How will the most recently announced changes impact your personal economy?
Tips to Reduce Spending and Avoid Wasteful Spending
September 29, 2019 05:00How can you adjust your spending to save more to meet your financial goals? Are you spending money in a wasteful way? In this show we talk about some helpful tips to help you accomplish that.
Life Insurance Basics and Options
September 22, 2019 05:00What are some basics of life insurance? Is life insurance something that should be considered as a part of your financial or retirement strategy?
Examining Retirement Realities
September 15, 2019 05:00This episode looks at some hard retirement facts that are often overlooked. Have you missed or ignored these uncomfortable truths?
Millennials and Retirement
September 01, 2019 05:00How do millennials feel about retirement? What are some of their perceptions? How prepared are they for retirement?
Money and Relationships
August 25, 2019 05:00Money and relationships. At times they can feel a bit like oil and water. What steps can you take to avoid chaos and stress when it comes to discussing and managing finances?
Retirement Communities, Wealth Building & Budget
August 18, 2019 05:00This episode’s three segments focus on questions about preparing to choose and move to a retirement community, simple wealth building moves that you need to know and tips and suggestions for creating a retirement budget.
Avoid Phone Scams/What are Tariffs?
August 11, 2019 05:00This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?
Shocking Retirement Statistics and Mistakes
July 28, 2019 05:00This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.
Feelings and Finances
July 14, 2019 05:00This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.
Is Your Retirement Prepared for a Bear Market
July 07, 2019 05:00Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.
The Cost of Financial Procrastination
June 30, 2019 05:00This episode examines some of the biggest dangers of putting off creating a financial strategy for retirement, including budgeting, long-term care and sharing your financial story with your beneficiaries.
The Seven Deadly Sins of Retirement Planning
June 16, 2019 05:00This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.