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Financially Fit Radio

511 episodes - English - Latest episode: about 8 hours ago - ★★★★★ - 2 ratings

Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.

Investing Business social security roth ira 401k medicare medicaid long term care
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Episodes

Preparing for Retirement When You’re Single

August 23, 2020 05:00 - 34.3 MB

During today’s show, we’ll be discussing what you need to do to prepare for retirement if you’re single. Much of the marketing around retirement planning focuses on couples, but single people have their own unique financial, healthcare, and personal needs when it comes to retirement.

What You Need to Know About Annuities

August 16, 2020 05:00 - 34.3 MB

During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.

How to Stay Healthy and Enjoy Retirement

August 09, 2020 05:00 - 34.3 MB

When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can better position you to enjoy the kind of retirement you’ve always wanted.

What You Should Know About Life Insurance

August 02, 2020 00:00

During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.

How to retire in a foreign country

July 26, 2020 00:00

For lots of people, their retirement plan includes plenty of travel, both here at home and across the world. But what if your retirement vision is built around the idea of permanently packing your bags and calling a new country home? Before you make such a move, you have to find the right location and then research what your financial and healthcare needs will be after you’ve re-located.

How to Travel in Retirement without Breaking Your Budget

July 12, 2020 05:00 - 34.3 MB

For many people, regular travel during retirement is one of their dreams. But travel can often be very expensive, especially for people on fixed incomes. In this episode, we discuss numerous ways you can enjoy a retirement full of travel without wiping out your retirement nest egg.

Preparing for Retirement as a Couple

June 28, 2020 05:00

Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.

How To Invest in a Volatile Market

June 21, 2020 05:00

The market has been experiencing some sharp ups and downs. The economy has been on edge. In this episode we discuss strategies and solutions for investing and financial planning during these volatile times.

Don’t Fall for Financial Myths

June 14, 2020 05:00

Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.

Income Planning for Retirement

June 07, 2020 05:00

In this episode we discuss the various ways and strategies to create income for retirement and how to help maximize that income.

Protect Your Finances from Recessions

May 31, 2020 05:00 - 5.39 MB

When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.

Estate and Legacy Planning Strategies

May 24, 2020 05:00

Not getting around to legacy planning can have long-term ramifications. In this episode Cory talks about the importance of legacy and estate planning. You don't want to leave your loved ones in a bad situation. Cory talks about common mistakes to avoid.

Avoid Common Retirement Strategy Mistakes

May 17, 2020 05:00

In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.

Getting a Second Opinion

May 10, 2020 05:00

In this episode we talk about how to get a financial plan in place to save you money and secure your retirement investments. It is very important to get a second opinion on your finances and we talk about the right ways to go about doing just that.

Creating Tax-free Income In Retirement

May 03, 2020 05:00

Nobody likes the word tax, but when it's followed by "free" it's a great thing! On the show today we talk about some possible tax-free options for income in retirement.

Your Guide to the CARES Act

April 26, 2020 05:00

The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.

Retirement Plan Check-Up - Creating a Financial Plan

April 19, 2020 05:00

Everyone needs to look at their retirement plan to make sure it still make sense based on all the changes that are happening. In this episode Cory talks about tips to get a second opinion, or a first, on your financial plans and how to make sure you're properly prepared for retirement.

Tips on Planning Your Finances for the Future

April 12, 2020 05:00

The markets and the economy make seem uncertain, but there are a number of things you should be doing to keep your finances on track and make sure you have success in the future. In this episode we talk about tips and strategies to help make it through this turmoil.

Are Annuities Good or Bad? Why You Need To Know

April 05, 2020 05:00

You hear a lot about annuities and there are a lot of misconceptions out there. In this episode Cory Sickles explains what you need to know and how it all depends on your time horizon and personal financial situation. Get tips and strategies on how to properly allocate your finances even during market volatility.

Market Conditions

March 29, 2020 05:00

In this episode Cory talks about the current market conditions, the economy and how it is affecting your money. There are tips and strategies that can be utilized during these uncertain times and we go over a number of them and the importance of having a plan.

Making Financial Sense of the Markets

March 22, 2020 05:00

With the markets in turmoil it is hard to not let your emotions take over your financial decisions. In this episode Cory welcomes special guest Mike Binger to talk about what is happening with the markets and some advice to help you weather the storm.

Weathering Income Peaks and Valleys

March 15, 2020 05:00

Not everyone has a steady income that stays the same month after month. Small business owners, salespeople, freelancers and others may see significant fluctuations. Here are some ideas on how you can weather them.

Tax Time Is Here Again

March 08, 2020 06:00

Tax season is a time of year when everyone is thinking about their finances. You can use it to help you make better decisions, not just this year but into the future.

Eight Obstacles to Retirement

March 01, 2020 06:00

The retirement you’ve been dreaming about is possible, if you’re prepared. This episode of Financially Tuned concisely addresses the Eight Obstacles of Retirement: income, life expectancy, taxes, market downturns, rising inflation, Medicare, long-term care and losing your spouse.

Smart ways to save for major purchases

February 23, 2020 06:00

Saving up for major purchases like cars and home re-models, rather than going further into debt to pay for them, will help keep your other financial goals, like a rewarding retirement, on track.

All About Annuities

February 16, 2020 06:00

Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.

Measuring Your Reaction to Market Volatility

February 09, 2020 06:00

Kiplinger and Personal Capital recently teamed up on a poll to see how Americans react to market volatility. How do you stack up?

Break Your Bad Financial Habits

February 02, 2020 06:00

With just a few changes you can turn your bad financial habits into good habits that leave you planning for the future with confidence and excitement.

Achieve Your Financial Goals in 2020

January 26, 2020 06:00

There’s no better time than the new year to adopt some new, positive habits. Can 2020 be the year that you start to achieve your financial goals?

Annuities: Perceptions Versus Realities

January 19, 2020 06:00

The financial media is flooded with information about annuities. Some of it may be good to know. Some may not be. How can you filter the perceptions that are rooted in reality from the ones that aren’t?

All About 401(k) Rollovers

January 12, 2020 06:00 - 5.39 MB

What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).

Working With an Advisor, What to Expect

December 29, 2019 06:00

Working With a Financial Advisor: What to Expect.

Personality and Retirement

December 22, 2019 06:00

Could your personality type make you more likely to have trouble in retirement? A new study says it could. We also discuss a few mistakes to avoid regardless of your personality.

Money Management Tips

December 15, 2019 06:00

This episode looks at some ways to improve your efficiency and make the most of the time you spend managing your money. Most of us want to be better at managing our money. But it can feel like a time-consuming effort. Budgeting, credit monitoring and more all take time.

The Danger of Financial Assumptions

December 08, 2019 06:00

It can be a dangerous choice to make assumptions when it comes to money, retirement and investing. This episode looks at some false retirement assumptions as well as some things you may assume you know about what happens when the Federal Reserve cuts interest rates.

Cost-of-living Adjustment for Social Security - 2020

December 01, 2019 06:00

The 2020 Social Security cost-of-living adjustment has been announced. What does it mean for you? Will this adjustment keep pace with inflation? Are there costs that are rising faster? This episode looks at some potential answers. Will Social Security even be available to you in retirement?

The SECURE Act: Changes to IRAs

November 17, 2019 06:00

Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.

Medicare – A Beginner’s Guide

November 10, 2019 06:00

Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare.

Smishing and Wishing

November 03, 2019 05:00

Smishing is a new challenge and attack on your financial information. Wishing without action can be a challenge and detriment to your financial future. This episode looks at each of these and provides some potential actions you may take to keep your financial future secure.

Your Guide to Medicare 2.0

October 27, 2019 05:00

Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Parts A, B, C and D and what you need to know to come up with a solid medicare strategy.

Common Financial Mistakes

October 20, 2019 05:00

Everyone makes mistakes. Some of those mistakes happen in the area of personal finance. This episode looks at some common financial fails. Are you guilty of any of these?

Retirement Expenses to Consider

October 13, 2019 05:00

There are many expenses in retirement. Will they be what you expect? Are you ready to deal with healthcare costs? Do you really know the fees your retirement account has? How will your family and children impact your retirement expenses? This segment looks at potential answers to all of these questions and more.

Renting VS Owning in Retirement

October 06, 2019 05:00

There are many things to consider when looking at housing options in retirement. Will you stay in your current home? Will you buy a new home or condo? Or is renting better for your situation? This episode examines some of the options.

Financial Review and Analysis Tools

September 29, 2019 05:00 - 5.39 MB

Every project requires the correct tools. When building your financial future, you need the right tools to evaluate and analysis your strategy. This episode examines some potential options.

Mistakes and Questions

September 22, 2019 05:00

401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid? And what even is a 403(b) and how is it different?! This episode examines the ins and outs of 401(k)s.

Tips for the Unprepared Retiree

September 15, 2019 05:00

Not everyone is prepared for retirement. How will you make up the difference? Do you have a plan? This episode looks at potential options, tips and tricks to address being unprepared.

Healthcare Costs and Strategies in Retirement

September 08, 2019 05:00

Healthcare in retirement is expensive. But there are strategies to deal with this and mistakes to avoid. In this episode we explore those and give helpful tips to deal with this and plan for it.

Social Security Changes May Impact Your Monthly Check

September 01, 2019 05:00

Changes in Social Security can have a big impact on your personal finances in retirement. How will the most recently announced changes impact your personal economy?

Protect Your Financial Data

August 25, 2019 05:00

Data breaches are all too common. Capital One, Equifax and even your favorite restaurant may have been hacked. What can you do to protect your important information?

Protect Your Financial Data

August 25, 2019 05:00

Data breaches are all too common. Capital One, Equifax and even your favorite restaurant may have been hacked. What can you do to protect your important information?