Financial Safari with Marty Nevel
196 episodes - English - Latest episode: 1 day ago -Our goal is to look at your personal situation and work with you to make effective and wise decisions in every aspect of your retirement future. Marty Nevel shares details on comprehensive estate planning, to financial and tax plans, and everything in between. Our objective at the Financial Safari is to put you in a position of strength to make your life comfortable and worry free!
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Episodes
New & Old Retirement Tips
April 26, 2024 16:00 - 51 minutes - 47.1 MBIn this conversation, Marty Nevel shares tips and strategies to help listeners prepare for retirement. He discusses the changes in retirement planning due to the Secure Act and Secure Act 2.0, such as the option to deposit money into a Roth account and make tax-free withdrawals for emergencies. Marty also talks about the importance of understanding sequence of returns risk and having a conservative investment strategy. He emphasizes the need for couples to openly discuss their finances, have...
The Impact of Inflation
April 19, 2024 21:00 - 51 minutes - 46.9 MBIn this conversation, Marty Nevel covers some important questions to ask your financial advisor about inflation and its impact on retirement planning. Marty emphasizes the need for a long-term financial plan that factors in inflation and provides guaranteed income. He also goes over some common retirement mistakes to avoid, such as trying to beat the market, keeping all your money in cash, over-diversifying, being hesitant to spend your savings, and feeling trapped by real estate. Reach Ma...
Retirement Par “Fore” the Course
April 12, 2024 21:00 - 51 minutes - 47.1 MBMarty discusses lessons from golf that can be applied to retirement planning. He emphasizes the importance of not taking unnecessary risks with retirement funds and having a coherent financial retirement plan. He compares choosing the right club in golf to selecting the right assets and strategies in retirement planning. Reach Marty at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Be Very Leery of Social Media Advice
April 05, 2024 18:00 - 51 minutes - 47.1 MBIn this conversation, Marty Nevel discusses the potential damage caused by financial advice on social media. He exposes some of the worst financial planning advice that has gone viral and explains why it is dangerous. Marty also debunks myths about 401(k) scams and the idea of following the rich and famous for financial success. The conversation concludes with a discussion on the Federal Reserve bank account scam and the need to plan for a secure financial future. Reach Marty at 888-519-90...
Challenging Economic Landscape
March 29, 2024 16:00 - 51 minutes - 47.2 MBThe conversation covers various topics related to retirement planning and economic concerns. It begins with a discussion about the impact of government policies on the economy. The conversation then explores spending issues, inflation, and the challenges of retirement planning. The 4% rule and retirement income are also discussed, along with the importance of historical data and the 60-40 stock-bond portfolio. The conversation concludes with a focus on important questions to ask for retireme...
Early Retirement
March 22, 2024 20:00 - 51 minutes - 47.1 MBIn this conversation, Marty Nevel discusses various aspects of retirement planning, including considerations for retiring early, distribution strategies, mental preparation for retirement, order of withdrawals, alternative strategies, and answering retirement questions. In this conversation, Marty discusses various topics related to retirement planning. The discussion then shifts to leaving inheritance to children and the flexibility of estate planning. Marty also addresses the question of w...
Basketball and Retirement?
March 15, 2024 23:00 - 51 minutes - 47.2 MBIn this episode, Marty discusses the importance of spring cleaning and financial organization, including the need for an emergency fund and debt management. He also emphasizes the significance of maximizing retirement contributions and proactive tax planning. Marty highlights the importance of asset allocation and risk management in retirement planning. He offers comprehensive retirement reviews and emphasizes the lessons that can be learned from college basketball, such as the fundamentals ...
Social Security-History and Future
March 08, 2024 20:00 - 50 minutes - 46.6 MBIn this conversation, Marty discusses various retirement planning strategies, with a focus on Roth contributions and the tax implications of different retirement accounts. He also explores the potential changes to Social Security and the importance of maximizing Social Security benefits. Marty emphasizes the need for comprehensive planning and understanding the evolving landscape of retirement planning. The conversation covers various topics related to retirement planning, including changes ...
Taxes in Retirement
March 01, 2024 22:00 - 51 minutes - 47.1 MBIn this conversation, Marty Nevel discusses various topics related to taxation in retirement. He covers what is and what isn't taxed in retirement including Social Security benefits, pensions, interest-bearing accounts, capital gains, traditional IRAs and 401(k)s, life insurance proceeds, and savings bonds. Marty also emphasizes the importance of planning for retirement and incorporating one's bucket list into their overall life planning. Then he discusses the importance of having a safe mon...
It’s Your Legacy
February 23, 2024 17:00 - 51 minutes - 46.9 MBIn this episode, Marty Neville discusses the importance of estate planning and the components that come under its umbrella. He emphasizes the need for a comprehensive and up-to-date estate plan to ensure that one's wishes are followed and to keep the government out of one's affairs. Marty also addresses the world's worst retirement planning advice, debunking the notion that Social Security benefits are enough to live off of in retirement. He highlights the importance of having a customized r...
The Retirement Checklist
February 16, 2024 23:00 - 51 minutes - 47 MBIn this conversation, Marty Nevel discusses the importance of having a written plan for retirement, creating a spending plan and considering income streams, tax planning, legacy planning and estate planning, social security, spousal considerations, and the importance of reviewing finances regularly. Marty emphasizes the need for planning and preparation in order to have a successful retirement. He also addresses questions about long-term care insurance, supplementing a pension, and the benef...
Retirement Game Day
February 09, 2024 21:00 - 51 minutes - 46.9 MBOn this football-themed episode, Marty Neville discusses strategies and lessons from the game of football that can be applied to retirement planning. He emphasizes the importance of being in the financial red zone and starting retirement planning early. Marty explains offensive and defensive strategies in retirement, including diversification and asset protection. He also highlights the significance of having a written plan and considering estate planning and tax strategies. Marty relates fa...
Life Changes in Retirement
February 02, 2024 22:00 - 49 minutes - 45.1 MBThis conversation discusses various aspects of retirement planning and the changes that have occurred over the years. It covers changes in daily routine and social life. The importance of staying busy and maintaining fitness in retirement is emphasized. The conversation also highlights the need to replace income in retirement and the role of comprehensive reviews in retirement planning. The evolution of retirement planning, managing risk, and transforming a 401k into a personal pension are d...
Financial Goals for 2024
January 26, 2024 09:00 - 51 minutes - 47.1 MBMarty discusses financial goals for 2024. He identifies good goals to establish, how to get started, and offers tips on how to stay on track. Some of the goals include maximizing your savings efforts, creating a spending plan, paying off debt, building an emergency fund, proactively planning for taxes, and reassessing assets. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Breaking Down Annuities
January 19, 2024 20:00 - 51 minutes - 47.2 MBMarty answers the most frequently asked questions about annuities. How do they differ from traditional savings and brokerage accounts? What are the benefits and potential drawbacks? What types of annuities are there? Get the answers in this podcast. The conversation then shifts to that shift in your financial life from accumulation to the necessary strategies in retirement. Contact Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Avoid Sabotaging Your Retirement
January 12, 2024 20:00 - 50 minutes - 46.2 MBWarnings of what could harm your retirement start off the podcast with a discussion on having a budget, automating your savings and payments, planning for healthcare costs, and not relying too heavily on being able to work longer. Then we take a look at what a retirement portfolio stress test could be for you. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Your Retirement Questions Answered
January 05, 2024 20:00 - 51 minutes - 47.1 MBMarty provides the answers to some commonly asked and very important questions regarding proper retirement planning. He also looks at what should be considered in shoring up your retirement in the new year. These include revisiting your household budget, checking your emergency fund, tackling debt, establishing financial goals, and reviewing your asset allocation. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Holiday Lessons from Hollywood
December 15, 2023 21:00 - 50 minutes - 46.1 MBYou’ll hear clips from familiar movies and a sitcom with a holiday theme. Marty takes these clips and shares retirement and financial lessons we can learn from them. He also looks at how we can learn from the ghosts of Christmas retirement past and present and apply those lessons for the future. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Harsh Retirement Realities
December 08, 2023 22:00 - 51 minutes - 47.3 MBMarty cuts through some harsh realities of retirement planning and offers solutions. Some issues covered are the amount of bear markets to expect, needing more than Social Security, and longevity. How should you mirror the traits of successful CEOs in our retirement? That’s also covered in this podcast. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
The Clock Is Ticking For 2023
December 01, 2023 20:00 - 51 minutes - 46.9 MBMarty talks about what we need to consider strategically as the year draws to a close. Most of the bullet points are about good tax moves. He also looks at changes to Social Security coming in 2024 including the COLA, maximum taxable earnings increasing as well as the earnings test. Then the conversation turns to what you may face in retirement such as restlessness and the need to re-define yourself. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/li...
Win, Lose, or Withdraw
November 18, 2023 18:00 - 52 minutes - 47.8 MBMarty discusses withdrawal in retirement and breaks down the potential win and lose strategies. What questions need to be answered in comprehensive retirement planning? That’s covered in categories such as Social Security and spousal claiming strategies, budgeting, 401(k) maneuvers, taxes, and income building. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Retirement Report Card
November 10, 2023 17:00 - 50 minutes - 46.5 MBThe 2023 Mercer CFA Institute’s Global Pension Index recently rated retirement systems around the world. The U.S. earned a C+. Marty examines that and discusses ten steps to strongly consider in an effort to score an A+ in your retirement. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Financial Bad Excuses for Putting Off
November 03, 2023 16:00 - 50 minutes - 46 MBMarty runs through some common excuses people give for not seeking the help of a financial professional when nearing retirement. He counters these with good reasons why it is critical to work with a financial partner. Some excuses are: “I’m a DIY (do it yourself) person” Scary! “I’m already retired” Don’t forget second opinion. “I get my advice from friends and family” “Danger Will Robinson!” “I don’t know where to begin” A phone call is a good first step. You can reach Marty Nevel at...
Retirement Fears
October 27, 2023 16:00 - 51 minutes - 46.9 MBMarty addresses common retirement fears and offers solutions to overcome them. Some of the fears include inflation, Social Security and the future of it, market volatility, and the cost of health care. Marty also discusses some things you should do and some things you should avoid in your retirement planning process. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Scams: Tips to Avoid Them
October 20, 2023 16:00 - 51 minutes - 46.7 MBMarty offers information on the different scam operations out there and tips to avoid them. He also dissects survey results from a Northwestern Mutual Planning and Progress study that shows Americans’ concerns about the economy and how much they would need to retire. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Dangerous Retirement Assumptions
October 13, 2023 18:00 - 50 minutes - 46.6 MBMarty reminds us of what can happen when we make assumptions. It can be even more serious when it’s retirement assumptions. Marty clarifies some common ones such as thinking you’ll retire at 65, underestimating how long you’ll live, and on how much you think you’ll spend in retirement. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Financial Jeopardy
October 06, 2023 16:00 - 51 minutes - 46.9 MBHonoring Financial Literacy Month, the game is Financial Jeopardy covering retirement facts to make sure you’re not in financial jeopardy. Categories include Important Retirement Ages, Penalties and Fees, Retirement Savings Vehicles, and Retirement Rules of Thumb. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Expenses in Retirement
September 29, 2023 22:00 - 51 minutes - 47.3 MBMarty runs down some expenses that can eat away at your savings when you’re in retirement. They include healthcare, home ownership, inflation, taxes, and longevity. He also looks into the financial and retirement mindset and strategies that can build confidence in your journey to and through retirement. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Fact, Fiction, or Somewhere in Between
September 22, 2023 16:00 - 51 minutes - 46.8 MBMarty starts the conversation by breaking down the massive baby boomer generation and discussing what needs to be considered by middle and late baby boomers. He devotes the rest of the podcast in cutting through misinformation and declaring whether retirement statements are fact, fiction, or somewhere in between. Reach out to Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Wisdom From Warren
September 15, 2023 16:00 - 51 minutes - 46.9 MBMarty dissects some of the more notable quotes from legendary investor Warren Buffet. He discusses some words of wisdom from the Oracle of Omaha in his overall investment mindset, his number one rule in investing, and what he means when he says his mistakes have been of omission. Marty also shares some strategies to implement and some to avoid in helping to make sure you don’t run out of money in retirement and then goes over some hypothetical case studies. Reach out to Marty Nevel by cal...
How To Overcome Financial Procrastination
September 08, 2023 19:00 - 51 minutes - 47.1 MBMarty starts with a look at a recent survey showing disturbing signs of insecurity among Americans approaching retirement. Great suggestions are offered in helping to build confidence. He also examines why people may procrastinate in implementing some good financial practices and discusses helpful tips in moving on these strategies. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Celebrity Financial Mistakes
September 01, 2023 18:00 - 51 minutes - 47.2 MBWe can learn from celebrities even when they make mistakes. Marty covers some bad celebrity financial moves from not having proper estate planning to overspending to getting in trouble over taxes. He further gives tips on mistakes to avoid such as failing to have a tax plan, estate plan, or diversification. How can you beef up your savings? You’ll find some good suggestions in this podcast. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/listener fo...
Football Plays, Retirement Plays
August 25, 2023 21:00 - 50 minutes - 46.3 MBAt the opening of football season, Marty discusses good offensive and defensive strategies to consider in retirement planning. He talks about going on the offense with income built in, building wealth, diversifying, and creating a budget. Defensive measures include bridging gaps, building an emergency fund, creating an estate plan, considering appropriate insurance, and looking at protective long term care strategies. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See ...
Financial Words of Wisdom
August 18, 2023 16:00 - 51 minutes - 46.7 MBMarty interprets quotes from George Foreman, Chris Rock, and Jonathan Clements and ties them into good retirement thinking. 2024 is the year of Peak 65. The largest number of Americans ever will reach age 65. What should you be considering if you are nearing retirement. That is also part of the conversation. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Retirement in High Inflation, Interest Rates
August 11, 2023 16:00 - 50 minutes - 46.3 MBMarty shares insight into our current climate and factors to consider given higher inflation and higher interest rates. He also breaks down a survey reflecting confidence levels of those in the Generation X and baby boomer generations. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Play Retirement Millionaire
August 04, 2023 18:00 - 51 minutes - 46.8 MBMarty takes the hot seat in answering retirement questions to see if he can win all the “show money.” Questions range from FRA for Social Security to Roth strategies and from contribution limits to tax considerations. He then dives into five critical components of retirement financial planning. They are investment, tax, and income strategies, estate planning, and healthcare planning. You can reach Marty Nevel at 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privac...
Retirement in Living Color
July 28, 2023 19:00 - 51 minutes - 46.9 MBIt’s amazing how you can tie iconic TV sitcom scenes to retirement planning. Marty does just that with Kramer giving himself a gold watch and pointing out that retirement falls more on us now. Fred Sanford gets a lesson on how Social Security benefits are calculated and Archie Bunker schools us on inflation. Those clips and more are featured in the podcast. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Standard Retirement Rules
July 21, 2023 17:00 - 51 minutes - 47 MBWhat are some of the standard retirement rules? How have they withstood the test of time? How could they be good starting points. Marty covers the 4 percent rule, the Rule of 72, the 60/40 Stock/Bond Rule, and the Rule of 100. He also discusses a recent Retirement Confidence Survey. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Steer Clear of Retirement Potholes
July 14, 2023 16:00 - 51 minutes - 47 MBWhat should you be considering now to help avoid retirement regrets? Marty covers everything from proper savings strategies to strategies for couples and building a realistic spending plan. He also breaks down a lot of the claiming rules and strategies with Social Security. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Be Proactive Not Reactive
July 07, 2023 16:00 - 50 minutes - 46 MBMarty discusses the best proactive responses to retirement strategies including long-term care, health care, living on pre-taxed income, and factoring inflation. He also addresses concerns of pre-retirees and retirees and offer good questions to ask of yourself. These include: “do I have a plan” “do I have a budget” “do I have income built into my plan” “am I working with a retirement specialist?” You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.c...
The Game of Retirement Risk
June 30, 2023 18:00 - 51 minutes - 47 MBMarty demonstrates all of the considerations in gauging someone’s risk tolerance with questions to help determine the kind of investor they are to how they would react in the event of negative market activity. He featured comments from Warren Buffett on staying the course and discussed how we should look at bonds in today’s climate. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Secure Act 2.0: Now and Next Year
June 23, 2023 16:00 - 52 minutes - 47.8 MBMarty takes a close look at Secure Act 2.0 and provisions that have already been enacted and looks ahead at what is to come in 2024. He also addresses the excuses or justifications people make to delay seeking the help of a retirement professional. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Secure Act 2.0: Now and Next Year
June 23, 2023 16:00 - 52 minutes - 47.8 MBMarty takes a close look at Secure Act 2.0 and provisions that have already been enacted and looks ahead at what is to come in 2024. He also addresses the excuses or justifications people make to delay seeking the help of a retirement professional. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Excuses for Putting Off Seeing a Retirement Pro
June 16, 2023 21:00 - 51 minutes - 47.4 MBMarty addresses some of the reasons people give for putting off seeking the help of a financial retirement professional including a feeling of being overwhelmed by it, thinking they don’t have enough money, and thinking it would be too expensive. He looks how your financial strategies should be adjusted when you’re getting closer to retirement and then breaks down how retirement can be more expensive than most of us think and how to prepare for that. You can reach Marty Nevel by calling 88...
Retirement Preparedness Checklist
June 09, 2023 18:00 - 51 minutes - 46.9 MBMarty covers strategies to consider when you’re in the financial red zone during the period of seven to ten years, five to seven years, and three to five years out. How is high inflation affecting your retirement. That’s also part of the discussion as well as a look at retirement expenses. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Emotions and Money in Retirement
June 03, 2023 19:00 - 51 minutes - 47.1 MBMarty addresses concerns of retirees involving their feeling of inadequate savings and their worries of inflation, higher interest rates, and unstable markets. He demonstrates how he can help keep in check the inevitable emotions that creep into retirement planning and then discusses sound retirement distribution strategies. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.
Retirement Compromise with Couples
May 26, 2023 18:00 - 51 minutes - 47 MBMarty cites statistics from a couple of surveys that state the obvious. Couple don’t necessarily see eye to eye when it comes to finances and retirement. He stresses the need for compromise in areas such as risk, savings, and retirement target date. He addresses retiree concerns like inflation, the state of Social Security, and longevity and gets back to basics with some good practices to make sure you’re on the right track to retirement. You can reach Marty Nevel by calling 888-519-9096...
Top Answers in Retirement Survey
May 19, 2023 22:00 - 50 minutes - 46.7 MBMarty goes on the hot seat guessing the top answers from participants in a 2023 EBRI Employee Benefit Research Institute retirement confidence survey. We cite results on concerns of pre-retirees and retirees in their comfort level on reaching retirement and living comfortably in retirement. Marty moves into strategies to consider in the financial red zone, 5-10 years from retirement. He then discusses the advantages to consider when looking at the Roth IRA option. You can reach Marty Nev...
Cash Flow is King
May 12, 2023 21:00 - 50 minutes - 46.3 MBMarty explains the importance of building income sources in your retirement and making sure they are in line with your expected expenses. He dives into the subject of behavioral finance and how all the components relate to retirement planning. He also highlights ways that money could be wasted in retirement such as excessive fees, overpayment in taxes, overspending, and ignoring healthcare costs. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com...
Two Retirement Truths and a Lie
May 05, 2023 16:00 - 51 minutes - 47.2 MBWe give three statements about retirement consideration and Marty points out the one that is not true and explains why. He also expands on some of the ones that are true. He also covers valid retirement related questions that begin with the word “when” and points out areas to address in the planning process to help ease the anxiety of challenging economic times. You can reach Marty Nevel by calling 888-519-9096. Smart Money Solutions See omnystudio.com/listener for privacy information.