Today’s question is from Declan, “What advice would you give your 21-year-old self?”

To my 21-year-old self I would have the following advice:

Life is a series of challenges, the more you solve the better your life becomes. Always continue learning - I thought after Uni I was done studying, but realised that the more you know the more you can solve.

The more you learn the more you earn - By investing time and money to pick up new skills, you become a more valuable member of your company or organisation.  Value my time more - Think of time as a compounding factor, like an investment – The more you can do earlier, the more the effort will compound over time.

Plus, opportunity cost now can be represented by putting a dollar value to each hour of your time.   Failure only means there is something else needed - The only shame in failing is if you give up. Failure comes from defectum in Latin, which translated in another way is deficiency. The word failure just means that something else is needing to be done to achieve you goal.