DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
582 episodes - English - Latest episode: 4 days ago - ★★★★★ - 767 ratingsBudgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.
Disclosures
Joule Financial, LLC is registered as an investment adviser with the Securities Exchange Commission (SEC). The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Joule’s current written disclosure brochure filed with the SEC which discusses among other things, Joule’s business practices, services and fees, is available through the SEC’s website at: www.adviserinfo.sec.gov.
All content in this podcast is for information purposes only. Opinions expressed herein are solely those of Joule Financial, LLC and our staff. Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your financial advisor prior to implementation. It does not involve the rendering of personalized investment advice nor should it be viewed as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities discussed.
Please note that neither Joule Financial, LLC nor any of it agents give legal or tax advice. The firm is not engaged in the practice of law or accounting. This presentation shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to anyone.
All information referenced is for illustrative purposes is not intended to be representative of any specific investment vehicle. Past performance is not indicative of future results. Charts, graphs, and returns do not represent the performance of Joule Financial, LLC or any of its advisory clients. Returns do not reflect the impact that advisory fees and other expenses have on the results. All investment strategies have the potential for profit or loss. There are no assurances that an investor’s portfolio will match or outperform any particular benchmark. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies have the potential for profit or loss.
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Episodes
Bitcoin ETFs
April 22, 2024 08:00 - 22 minutes - 40.5 MBQuint and Logan talk about Bitcoin and purchasing it through an exchange-traded fund.
DIY Money JR - When to Invest
April 19, 2024 08:00 - 17 minutes - 31.2 MBAllie and Logan answer this junior question about when to get started investing.
Money Hack: The HSA
April 17, 2024 18:21 - 14 minutes - 26.2 MBDaniel and Allie dive deep into how a health savings account works and why it is one of the best money hacks out there.
Life Insurance for Kids
April 15, 2024 10:45 - 20 minutes - 37.7 MBShould you have life insurance for your kids? If so what kind? Daniel and Logan discuss.
How to Invest for Short Term Goals
April 12, 2024 08:00 - 14 minutes - 26.5 MBLogan and Allie talk about investing large sums of money for short term goals.
When to Take Social Security
April 10, 2024 12:13 - 18 minutes - 33.6 MBQuint and Logan break down the math of taking social security early versus waiting till later in retirement.
Credit Card "Hack" - Adding Kids to Parent's Credit Card
April 08, 2024 19:19 - 14 minutes - 26.7 MBAllie and Daniel talk about this credit card "hack" for helping your kids build credit.
Buy When the Market is Down
April 05, 2024 08:00 - 17 minutes - 31.7 MBQuint and Allie answer a question about buying stocks on days the market is down.
Fees on Your Investments
April 03, 2024 08:00 - 14 minutes - 26.6 MBQuint and Daniel talk about one of the most important things to watch out for when investing.
Retirement Strategies with Large Age Gap
April 01, 2024 10:56 - 17 minutes - 31.7 MBWhat can an age difference mean for your financial planning? Allie and Daniel weigh in.
Budgeting with Multiple Accounts
March 29, 2024 08:00 - 17 minutes - 32.2 MBQuint and Logan explain tracking your budget with multiple accounts like savings, checking, and credit cards.
Changing Investment Strategy
March 27, 2024 08:00 - 15 minutes - 28.6 MBQuint and Daniel talk through changing investment strategies from individual stocks to index funds and ETFs.
Bringing on a Tax Advisor?
March 25, 2024 12:13 - 18 minutes - 34.7 MBLogan and Allie talk through how to build a team of advisors around you and when you need to do so.
How to Evaluate Individual Stocks
March 22, 2024 08:00 - 24 minutes - 45.4 MBQuint and Logan discuss how to evaluate individual stocks and their earnings reports.
When Do You Need a Trust?
March 20, 2024 08:00 - 18 minutes - 34.7 MBDaniel and Quint talk about estate planning and when it is important to get a trust in place.
Filing Jointly Versus Separately
March 18, 2024 08:00 - 14 minutes - 26.1 MBQuint and Allie talk through filing taxes jointly versus separately and why you would do either.
DIY Money Jr - Should I Own Gold?
March 15, 2024 08:00 - 17 minutes - 31.8 MBQuint and Daniel answer this great question from a young listener about owning/buying gold.
Pulling Funds from Your 401K
March 13, 2024 12:56 - 17 minutes - 31.3 MBLogan and Allie dive into the tax consequence of pulling money out of your 401K. They also touch on strategies for tax management when living outside of the US.
How to Network - Question from Will Levis, NFL Quarterback of the Tennessee Titans
March 11, 2024 08:00 - 17 minutes - 31.6 MBQuint and Logan answer a great question about networking from NFL quarterback of the Tennessee Titans, Will Levis.
Using Credit Cards - Sponsored by Wallet Hub
March 08, 2024 09:00 - 16 minutes - 30.9 MBQuint and Daniel talk through how they use credit cards, the pitfalls of credit, and what to look for when searching for a credit card.
Accounts for Kids: UTMA v. UGMA
March 06, 2024 09:00 - 23 minutes - 42.4 MBQuint and Logan talk about various investment accounts for kids, what the different acronyms mean, and the best one to save for your child.
How to Charitably Give Stock
March 04, 2024 09:00 - 22 minutes - 41.4 MBQuint and Logan talk through tax advantages and strategies for giving stock to charity.
Where to Hold Your Emergency Fund
March 01, 2024 12:47 - 17 minutes - 31.6 MBDaniel and Allie talk through where to hold your emergency fund.
Basics of a Roth IRA
February 28, 2024 09:00 - 13 minutes - 24.9 MBLogan and Allie talk through the basics of opening, saving, and investing in a Roth IRA.
How to Invest in Different Accounts
February 26, 2024 09:00 - 16 minutes - 30.4 MBDaniel and Logan talk about the differences between ETFs, Mutual Funds, and how to invest in different accounts.
How to Track Expenses
February 23, 2024 09:00 - 15 minutes - 29 MBLogan and Allie talk about apps and resources to help you track your expenses.
HSA v. Paying off Mortgage
February 21, 2024 09:00 - 18 minutes - 33 MBQuint and Logan talk about funding an HSA versus funding other goals like paying off your house.
Backdoor Roth IRA
February 19, 2024 09:00 - 20 minutes - 36.9 MBAllie and Daniel talk through a backdoor Roth IRA contribution, when you should use this strategy, and how to do it.
DIY Money Jr - How to Make Money as a Kid
February 16, 2024 09:00 - 15 minutes - 28.9 MBQuint and Logan answer this question and tell stories about how to make money when you are young.
Keep Funds in a Business or Take Money Out?
February 14, 2024 09:00 - 21 minutes - 38.7 MBQuint and Allie talk about reinvesting funds into your business or taking that money out for your benefit.
Balancing Joy and Savings
February 12, 2024 09:00 - 15 minutes - 29.2 MBDaniel and Quint talk through the balancing act of spending now versus saving for later.
DIY Money Jr - Investing in a Roth IRA without Earned Income
February 09, 2024 09:00 - 17 minutes - 31.2 MBAllie and Quint talk about contributions to a Roth IRA when you are young and just starting to make money.
Relationships and Budgeting
February 07, 2024 09:00 - 19 minutes - 35 MBDaniel and Logan talk about how to navigate spending and budgeting in a relationship.
Saving for Retirement & Taxes when Self-Employed
February 05, 2024 09:00 - 20 minutes - 37.2 MBQuint and Allie talk through the best ways to save on taxes and for retirement when you are self-employed or have a small business.
Finance Must-Knows
February 02, 2024 09:00 - 16 minutes - 30.9 MBQuint and Logan talk about the most important things to teach young people about personal finance.
How to Value Real Estate
January 31, 2024 09:00 - 18 minutes - 33.3 MBWe talk about how to value stocks often, but in this episode Daniel and Quint break down how to value Real Estate.
What to Do With an Inheritance
January 29, 2024 12:10 - 14 minutes - 26.4 MBLogan and Daniel talk through where money should go if you receive an inheritance.
DIY Money Jr - How do Banks Make Money?
January 26, 2024 09:00 - 15 minutes - 28.3 MBLogan and Allie tackle a great questioner from a young listener about how banks work.
Hiring a Financial Advisor
January 24, 2024 09:00 - 21 minutes - 39.2 MBQuint and Logan talk about hiring a financial advisor and what that process actually looks like.
How to Treat Debt Forgiveness
January 22, 2024 19:37 - 16 minutes - 15.4 MBDaniel and Quint talk about loans that could potentially be forgiven and how that changes a financial plan.
Changing Beneficiaries for 529s
January 19, 2024 09:00 - 16 minutes - 14.9 MBQuint and Logan dive into 529 plans and different strategies for these accounts.
Business Bank Account
January 17, 2024 09:00 - 14 minutes - 33.3 MBLogan and Allie talk through opening a business bank account and what you should look out for.
Budgeting for Flexible Income
January 15, 2024 09:00 - 16 minutes - 15.5 MBQuint and Daniel talk through budgeting when you do not have a steady income.
Back to the Basics: Wealth Creation
January 12, 2024 16:12 - 23 minutes - 21.3 MBDaniel and Logan break down the final step in the DIY Money process of how to build wealth.
Back to the Basics: Debt Hierarchy
January 10, 2024 12:17 - 23 minutes - 21.5 MBAllie and Logan explain the next step in the DIY process of how to pay off debt.
Back to the Basics: Magic is in the Margin
January 08, 2024 09:00 - 13 minutes - 12.7 MBQuint and Logan talk about margin, what it is, and how to get more of it.
Back to the Basics: Fast Cash & Managing Emergency Fund
January 05, 2024 17:42 - 15 minutes - 14.1 MBQuint and Daniel talk about the next steps in the DIY process.
Back to the Basics: Budgeting 101
January 03, 2024 09:00 - 24 minutes - 22.3 MBAllie and Quint bring it back to the foundation of DIY Money. How to start a budget.
DIY Money Jr. - Taxable Investment Accounts v. Retirement Accounts
January 01, 2024 14:05 - 19 minutes - 17.4 MBAllie and Quint discuss goals and making sure you are putting money in the correct accounts.
Managing Short-Term and Long-Term Goals
December 29, 2023 09:00 - 16 minutes - 15 MBAllie and Quint talk about balancing short-term and long-term goals.