Ditch The Budget Podcast artwork

Ditch The Budget Podcast

68 episodes - English - Latest episode: about 1 year ago - ★★★★★ - 3 ratings

You are a mom that knows you need a financial plan, but even though you make a good income, after the bills get paid, there is rarely enough leftover to put into savings, insurance or investing. Join licensed financial advisor Heidi Rumohr, as she guides you through her cash flow plan approach to address all areas of financial planning without needing to adopt a budget that has you eating beans and rice! There is more to life than paying bills and counting calories. Tune in weekly to find out how to accelerate your wealth by first getting a handle on your cash flow.

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Self-Improvement Education Kids & Family Parenting budget cashflow daveramsey financialhealth insurance investing money rachelcruze wealth
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Episodes

Ep. 064: Navigating Change

April 11, 2023 07:01 - 14 minutes - 13.3 MB

Going through a period of change can have so many impacts. Relationship change, financial change, job change, etc all can influence our money. Personally, the last 3 or 4 months I have experienced tremendous change and I'm sharing my top 3 tips that really helped me navigate this time. Especially in a time where the economy has changed SO much - hello interest rates and grocery prices, I'm talking to you! Tune in and let me know what you think. Help more people discover The Ditch The B...

Ep. 063: Money Dates

November 22, 2022 08:00 - 17 minutes - 16 MB

Talking about money can arguably be one of the most challenging aspects of any relationship. And let's face it, you likely grew up differently around money, think differently about money and sometimes even have seemingly different goals than your partner. So what can you do? My solution are money dates. Tune into how I structure them and what I think are some keys to success... *hint - its not to rehash the past! Tune in and let me know what you think and if you aren't on my free Facebook...

Ep. 062: 3 Black Friday Traps to Avoid

November 15, 2022 08:00 - 10 minutes - 9.25 MB

Black Friday Deal Buy now, pay later! Sale, Sale, Sale. Get ready because we are going to be bombarded with Black Friday and holiday spending advertising. You can either buckle up and spend unconsciously OR we can have a plan and feel really good this time of year. Today’s episode is all about the top traps during Black Friday shopping and more importantly, what do about it! I mentioned my masterclass “Manage Holiday Spending with ease” is currently FREE – make sure you find me on socia...

Ep. 061: Attract and Keep Money

October 06, 2022 08:00 - 16 minutes - 15.6 MB

I'm leaning into the woo for a moment-- hear me out--- What if money is energy?  What if money was a friend?  Are you 'welcoming' money into your home? into your life?  Or are you blocking from from entering the door? In this week's episode I talk about the impact our money beliefs have on our current situations.  I urge you to really consider your relationship with money.  As always, I give you practical ways to improve your financial situation, for the long haul. Get access to exclus...

Ep. 060: Syncing Money with Your Cycle

September 29, 2022 14:27 - 31 minutes - 28.4 MB

This week, I'm looking closer at the way in which our body's cycle influences our behaviours and emotions around money.  I'm not a medical professional, but I do have a depth of knowledge and experience in this area and find it fascinating.   Taking control of our finances means understanding all of the pieces that contribute to our habits and actions around our money. Since Ep. 057: When Your Body Tells You to Spend, I've received a lot of dm's about this topic.  So, in this episode, I'm ...

Ep. 059: Financial Abundance vs Scarcity Mindset

September 21, 2022 08:00 - 22 minutes - 20.7 MB

I dig DEEP this week into what it means to have an abundant mindset AND the strategies in how to get there. Keeping an abundant mindset around finances is a journey.  There are times that I need to reset and follow my own strategies.  I believe there is enough money for everyone to have wealth.  My increased financial success does not mean another's person's diminishes. Listen in for detailed understanding of why mindset drives actions and how I implement  Affirmations Visualiza...

Ep. 059: Financial Abundance vs Scarcity Mindset

September 21, 2022 08:00 - 22 minutes - 20.7 MB

I dig DEEP this week into what it means to have an abundant mindset AND the strategies in how to get there. Keeping an abundant mindset around finances is a journey.  There are times that I need to reset and follow my own strategies.  I believe there is enough money for everyone to have wealth.  My increased financial success does not mean another's person's diminishes. Listen in for detailed understanding of why mindset drives actions and how I implement  Affirmations Visualizations Gr...

Ep. 058: Capitalizing On Fall Energy

September 13, 2022 08:00 - 17 minutes - 16.2 MB

Fall is in the air! For me, that means a restart. It's almost like a new year for me.   This week, I share my tips on how to financially capitalize on this very special time of year and the energy shift from summer to fall. As we near the last quarter of the year, it's a great time to take a look a our financial goals, evaluate our progress, and adjust our goals accordingly.  While redefining our goals, we want to consider if these financial goals still align with how we want to feel.  Wit...

Ep. 057: When Your Body Tells You to Spend

September 06, 2022 08:00 - 15 minutes - 14.1 MB

This week's episode is on a topic that just fascinates me- how our body's monthly cycles impact our spending!  I'm taking all the things I've learned from my friend @meganrempel4 and applied them to what I've observed and experienced with spending money.  Listen in to find out which weeks of the month you're more likely to spend money.   During one week especially, there are three questions I ask myself before I buy something- watch the reel @heidirumohr .  These three questions help me pau...

Ep. 056: Who Are You Buying This For?

August 23, 2022 08:00 - 16 minutes - 15.2 MB

This week, I get really vulnerable about current life events and my emotions surrounding them.  Some deep reflections revealed that my current cashflow plan does not align with my core desired feelings of feeling energized, calm, and connected. After reading The Year of Less by Cait Flanders for our community book club, I recognize that the clothes in my closet were bought for the woman I was- these clothes no longer fit me or my daily life.  In fact, these clothes are restricting ...

Ep. 056: Who Are You Buying This For?

August 23, 2022 08:00 - 16 minutes - 15.2 MB

This week, I get really vulnerable about current life events and my emotions surrounding them.  Some deep reflections revealed that my current cashflow plan does not align with my core desired feelings of feeling energized, calm, and connected. After reading The Year of Less by Cait Flanders for our community book club, I recognize that the clothes in my closet were bought for the woman I was- these clothes no longer fit me or my daily life.  In fact, these clothes are restricting me from t...

Ep. 055: What Financial Gurus Aren't Telling You

August 02, 2022 08:00 - 15 minutes - 14 MB

  Have you been listening to financial gurus for advice on how to get ahead and meet your money goals?  I certainly have, and this week, I'm spilling the tea on what they are leaving out of their debt reduction and budget plans.   Like I always say, "Money is Emotional".   Did you find this episode helpful? Be sure to take a screenshot and tag me in your stories! @heidirumohr Give Ditch the Budget Podcast a 5 star rating! Leave a review stating what you found helpful. Looking to move ...

Ep. 054: Car Buying Tips

July 26, 2022 08:00 - 21 minutes - 19.6 MB

Wondering whether to pay in cash? Lease or buy? Terms of financing? I lay it all out in this week's episode.  I even get real about my first car buying experience- sharing my mistakes so you don't make the same! Before you think about buying your next vehicle, listen up for my 4 car buying tips you need to know!  Did you find this episode helpful? Be sure to take a screenshot and tag me in your stories! @heidirumohr Give Ditch the Budget Podcast a 5 star rating! Leave a review stating w...

Ep. 054: Car Buying Tips

July 26, 2022 08:00 - 21 minutes - 19.6 MB

Wondering whether to pay in cash? Lease or buy? Terms of financing? I lay it all out in this week's episode.  I even get real about my first car buying experience- sharing my mistakes so you don't make the same! Before you think about buying your next vehicle, listen up for my 4 car buying tips you need to know!  Did you find this episode helpful? Be sure to take a screenshot and tag me in your stories! @heidirumohr Give Ditch the Budget Podcast a 5 star rating! Leave a review ...

Ep. 053: Reduce Thriving Guilt in 3 Steps

July 19, 2022 08:00 - 16 minutes - 15.2 MB

In a recent conversation, my friend and I reflected on the past two years.  There has been so much hardship, fear, and limitations in people's lives.  I was downsized from my corporate job in 2019 which was devastating.  Since then, though, I've been thriving in my business.  There is guilt around this because I know so many other people who have struggled.   This week's episode dives into the three steps that I have used to reduce guilt I have around thriving financially so that I can step...

Ep. 052: Travel Rewards Interview with Christina Slaback

July 12, 2022 08:00 - 20 minutes - 18.5 MB

Summer is here! Are you enjoying destination vacations or ready to start? You'll want to tune in to this week's episode all about travel rewards.  Learn all the tips and tricks from my guest Christina Slaback who hasn't paid for vacation flights in over 3 years!   Listen in to find out what to look for, what to watch out for, and how to take advantage of all that travel rewards cards have to offer! Connect with Christina @christinaslaback or through her website christinaslaback.com Did yo...

Ep. 051: Interest Rates & Mortgage Tips

July 06, 2022 08:00 - 18 minutes - 16.7 MB

Today's episode is inspired by the number of DMs I've received about recent news stories and media coverage about rising interest rates. I'm taking this opportunity to share some of the research and knowledge I've gained since purchasing my first home.  Catch me geeking out over mortgage renewals, interest rate negotiations, mortgage payments, how a mortgage broker can help you, and more! Did you find this episode helpful? Be sure to take a screenshot and tag me in your stories! @heidirum...

Ep. 051: Interest Rates & Tips for Your Mortgage

July 06, 2022 08:00 - 18 minutes - 16.7 MB

Today's episode is inspired by the number of DMs I've received about recent news stories and media coverage about rising interest rates. I'm taking this opportunity to share some of the research and knowledge I've gained since purchasing my first home.  Catch me geeking out over mortgage renewals, interest rate negotiations, mortgage payments, how a mortgage broker can help you, and more! Did you find this episode helpful? Be sure to take a screenshot and tag me in your stories! ...

Ep. 050: 5 Ways to Thrive During a Recession

June 29, 2022 16:00 - 19 minutes - 17.9 MB

First off let me say, I'm not an economist.  But- I do understand what a recession is and what inflation is.  In today's episode I explain both of these concepts and how they are related. Most importantly, I give you 5 ways to thrive during a recession. Some of these tips may surprise you!  We want to consider how our fears and experiences impact the way we approach economic stress.   Did you find this episode helpful? Be sure to take a screenshot and tag me in your stories! @heidirumohr ...

Ep. 049: Time Currency

June 21, 2022 08:00 - 17 minutes - 15.9 MB

Something that never feels abundant is time- how often are we wishing for more time?  How often do we push aside things because we don't feel like we have enough time? When we feel limited in our time- it certainly impacts our finances.  This week, I get back to basics and talk about 5 ways to maximize that precious resource of time in a way that positively influences your finances. If you found today's episode helpful, Be sure to take a screenshot and tag me in your stories! @heidirumohr...

Ep. 048: When You're Feeling Financially Low/Depleted

June 14, 2022 08:00 - 15 minutes - 14.5 MB

Being a small business owner, I've definitely felt the market shift of the last few months.  There are days when money doesn't feel easy- and I need to intentionally take actions because I feel so financially low or depleted.  In this episode, I get real and vulnerable while navigating one of these moments. Listen in for my four tips on what to do when you're not quite feeling your financial situation. If you found today's episode helpful: Be sure to take a screenshot and tag me in your s...

Ep. 047: Short Term Goal- Big Financial Impact

June 07, 2022 08:00 - 10 minutes - 9.85 MB

Sometimes we can allow the, "If I can't do it perfectly, then I'm not even going to start," mentality to keep us from taking the smallest of steps that will have the biggest of impacts. If I had stayed in that mindset, this recording wouldn't even have existed! I recorded next to our fish tank- and instead of waiting for the perfect space, I hit record so I could share today's episode with you! Just as there was power in hitting record, there is so much power in just 10 or 20 dollars. Lis...

Ep. 046: 4 Ways to Change Your Money Habits

June 01, 2022 08:00 - 12 minutes - 11.7 MB

It's time to move into inspired action. The last few episodes have built up to manifesting the dream life. The most important part of creating the life of your dreams is to take action. Recently, I discovered James Clear's Atomic Habits. In this work, he discusses 4 laws of behavioral change. These have been an essential resource in creating change in my own life. In this episode, I apply the four laws of behavioral change to creating change in your money habits and start taking action to...

Ep. 045: Walking Into Your Dream Life

May 25, 2022 08:00 - 14 minutes - 13.3 MB

Last week, I talked about the steps I take to manifesting the life I want.  In case you missed it, check out Ep. 044: 3 Steps to Manifesting Your Dream Life. In this episode, I'm focused on YOU.  Here are the steps to creating your own manifesting process and begin walking into the life you dream about. Manifesting is SCIENTIFIC not magic- you are using the power of your brain to take action toward opportunities that align with the life you want to create. For starters, you need to have a...

Ep. 044: 3 Steps to Manifesting Your Dream Life

May 17, 2022 16:00 - 22 minutes - 20.6 MB

  Last week, I talked about what manifesting is and what it isn't.  In case you missed it, check out Ep. 043: Manifesting is Bull$h!t. This week- I'm taking you through the three steps I've used to manifest the life I have and to manifest the future of my dreams.  Your financial goals are achievable.  Manifesting will help you reach them. Our brains are powerful!  Help your brain process what it means to be successful and create the life of your dreams! If you found today's episode helpf...

Ep. 043: Manifesting is Bull$h!t

May 10, 2022 15:10 - 11 minutes - 10.8 MB

I'll admit-- 5 or 6 years ago, I thought manifesting meant sitting a circle, closing your eyes, and singing.  I thought manifesting was total bull$h!t.   Now- I spend time manifesting every morning- It's part of my daily routine and helping me reach toward bigger goals than I could have imagined at that time. What changed?  I discovered what manifesting actually is- listen in to today's episode as I dispell common myths about manifesting and explain what it is and why it works. If you fou...

Ep. 042: Are You In Scarcity Mode?

May 03, 2022 06:00 - 12 minutes - 11.2 MB

I had so much fun on social media when I shared a story about wanting to make over 500K this year.  The responses were eye opening not about my own goals, but about the way others view themselves and their money. I'm recognizing more and more the impact of having a scarcity mindset.  Because that's the place that I believe many of the trolling comments on my story originated.  When we believe that an abundance of money is 'not for me', 'never going to happen', or a level of wealth 'is just ...

Ep. 041: Facing Challenges in Reaching Financial Goals

April 27, 2022 06:00 - 12 minutes - 11.5 MB

 This week, I explore 4 common challenges that my clients face when working to reach their financial goals.   Boundaries and Control Getting Aligned with Spouse/Partner Establishing Sinking Funds Overwhelm: Struggling to Take the First Step  Listen in for tips and techniques to clear these challenges to reach your financial goals! If you found today's episode helpful, Be sure to take a screenshot and tag me in your stories! @heidirumohr Give Ditch the Budget Podcast a 5 star rating! ...

Ep. 040: Defining Your Financial Goals

April 20, 2022 08:00 - 12 minutes - 11.6 MB

Up this week in the Spring Clean Series, I take you from last week's episode on reflecting about where you're starting from, to beginning to define your goals. Begin with,"How do you want to feel?"   This is where financial literacy often fall short- we assume money is logical.  Really, in order to reach your goals, you'll have to change your behavior.  This is why money is so emotional.  The way we spend, save, act or avoid action with money- is all rooted in our emotions and beliefs.  S...

Ep. 039: Start Where You Are

April 12, 2022 06:00 - 10 minutes - 9.74 MB

We're still Spring Cleaning Our Finances. The last episode, "Success Is Inevitable" focused on beliefs around finances. This week, Start Spring Cleaning Your Finances- WHERE YOU ARE. Listen in for some guiding reflection questions that will help you take notice of your current financial reality. Start. Where You Are. Tell me where you're starting from! Send me a DM @heidirumohr If you found today's episode helpful, Be sure to take a screenshot and tag me in your stories! @heidirumohr Giv...

Ep. 038: Success Is Inevitable

April 07, 2022 17:00 - 10 minutes - 9.18 MB

Springtime is a messy season where I live. Melting snow, rain, dead grass, and remnants of winter make a muddy mess. But spring is also the season to plant seeds that will grow into the flowers of summer and the harvest of fall. Spring is the season to recognize your financial potential and create conditions for growth. Money is abundant. Your success is inevitable. Now is the time to spring clean your finances, challenge your money beliefs, and relinquish the taboos. If you're ready to ...

Ep. 037: Money Clutter Pt. 2

March 29, 2022 06:00 - 20 minutes - 18.3 MB

 "Which came first, the money belief or the money clutter?"  I explore this age-old 'which came first' question because our money beliefs and money clutter are so intertwined.  Our beliefs impact our emotions thus impacting our actions.  This week, I talk about two money beliefs at the forefront of my personal financial history that also often appear in my clients as well.  1. Money is a taboo topic- we shouldn't talk about it 2. Money is hard. Consider how you want to feel- are your mo...

Ep. 036: Money Clutter

March 03, 2022 07:00 - 10 minutes - 9.18 MB

  This episode introduces a complicated subject: Money Clutter.   As I reflect on my money history, I often felt unsafe about 'money'.  Can I really afford this?  What happens if I lose my job? I would wait until the last moment to pay bills- though, always 'on time'.   Learn more about what money clutter and some initial steps you can take to de-clutter your finances in this week's episode! Are you ready to talk about your money without being 'judged'? Book a Clarity Call with me! Here...

Ep. 035: Cashflow Confessions: Empowerment in Money Dates

February 24, 2022 07:00 - 16 minutes - 14.8 MB

The first "Cashflow Confessions" episode is with Brianne MacKenzie, host of The Get Sh*t Done podcast.   This episode is jam packed with Ditch the Budget sweetness beginning with a discussion about money mindset.  Brianne reveals that she and her husband are both "justifiers" and how that impacts their communication. Want to know your money mindset? Be sure to book a call with Heidi! We get an inside view on how their communication has improved through weekly Money Dates!  Read that agai...

Ep. 034: Increase Investments with Money You Didn't Know You Already Have

February 17, 2022 07:00 - 9 minutes - 8.86 MB

Be sure to listen in this week for a strategy to increase your retirement investments and increase your tax refund all with money you didn't even know you already have! This week, I walk you through how to use Wealth Simple to increase your RRSP contributions --- deadline is fast approaching!--- and calculate your new tax refund amount! Are you more of a visual learner?  I've got you covered! I'll be sharing a video walkthrough of this process in my IG @heidirumohr stories.  Also, I'll be ...

Ep. 033: Money Milestones

February 09, 2022 07:00 - 14 minutes - 13 MB

Saving for retirement seems to be one those things that we put on the back burner.  It feels like a faraway, magical land that we may or may not every really get to- unless you're talking to someone who is right in front of it. In today's episode, I talk about the reasons why 'saving for retirement' just doesn't work for many people. What if we chose something different? Something just as responsible, but much more accessible. Let's build some "Money Milestones": financial goals that work...

Ep. 032: Going from Two Incomes to One

February 01, 2022 07:00 - 17 minutes - 15.9 MB

Whether you are going through a relationship change, job loss, or making a life change, going from two incomes to one can be a difficult transition. Make it easier by defining your financial goals, auditing your expenses, and making a cashflow plan.. Learn more in this episode. Want to begin implementing these strategies in your own life? Book a clarity call with me!  Find me on Instagram: https://www.instagram.com/heidirumohr Find me on Facebook: https://www.fitnessandfinance.ca Looki...

Ep. 031: Hustle Culture

January 26, 2022 16:30 - 9 minutes - 9.01 MB

Rewriting our money stories allows us to spend our time, energy, and WORK in alignment with living the life we want.   Money doesn't have to be 'hard'. Working more doesn't equate more wealth.  In this episode, I give you insights into how money can be 'easier' for you to think about, for you to 'earn', and for you to 'enjoy'. Want to begin implementing these strategies in your own life? Book a clarity call with me! Find me on Instagram: https://www.instagram.com/heidirumohr Find ...

Ep. 030: Passive Income Basics

January 20, 2022 22:00 - 11 minutes - 10.3 MB

If the last two years have taught me anything, it's that we need to take control of our finances.   Creating channels of passive income will allow you make money without trading your time. Step 1: What are your interests? passions? Step 2: Share your knowledge: could be an e-book, self-paced course, a checklist Step 3: Sell it in your sleep! Did you love this episode? Want to learn more? Book a clarity call with me! Find me on Instagram: https://www.instagram.com/heidirumohr ...

Ep. 029: 5 Steps to Success in 2022

January 14, 2022 20:13 - 16 minutes - 15 MB

It's December 31st, 2022, and you've reached all of your goals.  You're feeling satisfied and proud of all that you've achieved in 1 year and looking forward to the next steps in 2023. What does that look like for you?  What are the goals you have for self, family, money, relationships, work, and home?   In this week's episode I give you 5 steps to repeat weekly so that you can actively take steps to reach your goals by the end of this year! Did you love this episode? Are you ready to ...

Ep. 028: Why Did It Happen FOR You? 2021 Reflections

January 04, 2022 07:00 - 9 minutes - 8.99 MB

Whether you sank, survived, or thrived in 2021, this week's episode reflects on the lessons from the year.   Without toxic positivity, consider why the events in the past year happened FOR you?  What can you take away from the past 12 months? If you're looking for tangible way to utilize the lessons you've learned and create an actionable plan for 2022, be sure to join the workshop: Practical Approach to Financial Goal Setting on Jan 11, 2022.  Book a clarity call: bit.ly/bookwithheid...

Ep. 027: Does Debt Matter?

December 28, 2021 07:00 - 8 minutes - 7.5 MB

Are you in debt? The answers I get to this question always surprise me.   Often, when people have a mortgage or car payment, they still answer "no".  In this episode I explore the ways our minds classify debt in order to keep us 'safe' around money.  And ultimately, does debt really matter, anyway? If this episode resonates with you, you'll definitely want to follow up with me! Book a clarity call: bit.ly/bookwithheidi Looking to work with me further? www.fixyourfinancescourse.co...

Ep. 026: Healing Money Trauma

December 21, 2021 07:00 - 10 minutes - 9.21 MB

Do you have past experiences that you just can't let go of? Perhaps you lost your home as a child or a partner was dishonest with spending and put you in a financial crisis. Listen in for a strategy that works with my clients to release and forgive your past money trauma for a healthy financial future. Book a clarity call: bit.ly/bookwithheidi Looking to work with me further? www.fixyourfinancescourse.com Find me on Instagram: https://www.instagram.com/heidirumohr Find me on Face...

Ep. 025: How Good Can It Get?

December 14, 2021 07:00 - 19 minutes - 17.8 MB

Do you allow yourself to truly answer the question-- "How Good Can It Get?"  Or do you begin to picture an answer and stop yourself? What glass ceilings are you maintaining in your own life that prevent you from dreaming with infinite possibility? In this episode, I share the glass ceilings I've created and where they originate. I also talk about what I'm doing to break through them. How good can it get?  I can't wait to start making that magic happen with you! Book a clarity call: b...

Ep. 024: Beliefs Drive Wealth

December 07, 2021 07:00 - 16 minutes - 14.7 MB

Dreaming of the life you'd have if money weren't an issue? Money actually might not be what's keeping you from living that life you're seeing.   Likely, beliefs around money and wealthy are driving your actions -or- inactions to achieve. This episode focuses on the power behind believing your success is possible for YOU. Do these ideas resonate with you?  Are you looking to push past the beliefs that are limiting your success? Book a clarity call: bit.ly/bookwithheidi Looking to ...

Ep. 023: Managing Emotions -not- Money

November 30, 2021 07:00 - 14 minutes - 13.2 MB

Reaching financial goals requires more than just a roadmap.   In this episode, I get real about what it takes to stay grounded in your goals and tackle the obstacles on the financial roadway.  It's less about the destination, and more about WHY it's so important for you to get there.  Do you find that unforeseen roadblocks or detours derail your financial success and leave you feeling lost? Book a clarity call: bit.ly/bookwithheidi Looking to work with me further? www.fixyourfinances...

Ep. 022: When Your Spouse Spends Secretly

November 23, 2021 09:00 - 12 minutes - 11.1 MB

In this episode, I tackle a topic that affects almost everyone with joint financial goals: what to do when your spouse or partner spends money without telling you!  With these 6 tips, you'll know what to do and what to avoid when your spouse or partner is a secret spender.  You'll even have a strategy to keep you both on in financial alignment. "If you've ever been in a situation where your spouse dropped a lot of money and you're pissed off, I'd love to hear how you handled that." Boo...

Ep. 021: Becoming a Wealthy Woman

November 16, 2021 07:00 - 17 minutes - 15.9 MB

This is it.   This is the moment you start becoming the woman you dream about.   In this episode, I provide four steps to begin your journey of becoming the woman you envision when you hear "wealthy woman".   To continue your work, get your tickets to my workshop, "What Wealthy Women Do" on Nov 18, 2021 at noon.  There will be a replay video available if you cannot attend live. Are you seeing this after Nov 18, 2021?  No worries; I'm here to help you on your unique journey in obtai...

Ep. 020: 5 Ways You Can STILL Reach This Year's Money Goals

November 09, 2021 07:00 - 22 minutes - 20.2 MB

In this episode, I provide 5 +2 bonus steps to reaching your money goals THIS YEAR!!  You won't want to miss this guide to reaching your money goals through the holiday season. Ditch the Budget.  Book a clarity call: bit.ly/bookwithheidi Looking to work with me further? www.fixyourfinancescourse.com Find me on Instagram: https://www.instagram.com/heidirumohr Find me on Facebook: https://www.fitnessandfinance.ca Hosted on Acast. See acast.com/privacy for more information.

019: Costly Behaviours

November 03, 2021 14:09 - 10 minutes - 12.7 MB

In this episode, I talk about how we can manage some common spending behaviours that cost us. If you justify spending with the word 'deserve' or 'reward', this episode is for you! Ditch the Budget.  Looking to work with me further? www.fixyourfinancescourse.com Find me on Instagram: https://www.instagram.com/heidirumohr Find me on Facebook: https://www.fitnessandfinance.ca Hosted on Acast. See acast.com/privacy for more information.