Allegiance Title's Tip of the Week artwork

Allegiance Title's Tip of the Week

197 episodes - English - Latest episode: 7 days ago - ★★★★★ - 20 ratings

Each week, Dawn Moore or Blair Raggio releases a video and podcast discussing real estate issues current to the market. If you have a topic you'd like covered, email us at [email protected]. We'd love to hear from you! For more information on Allegiance Title Company, visit our website at www.allegiancetitle.com. We are Your Trusted Resource For Results!

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Episodes

Hot Topic: NAR Settlement

March 22, 2024 17:00 - 7 minutes - 4.9 MB

Today, Dawn discusses the settlement and suggests what to do to prepare for the changes.

Capped Fees for Resale Certificates.

March 07, 2024 15:00 - 2 minutes - 2.06 MB

Today, Dawn, once again, addresses the issue with Associations charging more than the capped fee.

Texas Homestead Laws

February 29, 2024 16:00 - 4 minutes - 2.79 MB

Today, Blair discusses Texas homestead laws and the restrictions around encumbering and transferring homesteads.

Effect of multiple amendments to the contract.

February 22, 2024 21:00 - 3 minutes - 2.34 MB

Changes to Wholesaler Disclosure Requirements

February 08, 2024 14:00 - 2 minutes - 1.68 MB

Today, Blair discusses who Wholesalers have to disclose to.

Commissions can be Paid to Entities Registered with TREC.

February 01, 2024 15:00 - 3 minutes - 2.12 MB

Today, Blair explains the changes to commission laws and what it means for realtors and their entities. 

Property Owners Associations’ cap on fee charged for obtaining resale certificates.

January 25, 2024 15:00 - 3 minutes - 2.73 MB

Today, Dawn talks about how some POA’s are charging separate fees for information already on the Resale Certificate.

Changes to Homestead Exemption Law?

January 18, 2024 16:00 - 3 minutes - 2.66 MB

Today, Blair explains the change to the homestead exemption law requiring appraisal districts review homestead exemptions every 5 years to confirm that the recipient still qualifies for the exemption. The process for review will vary between districts.

Creative Transactions - Prohibited by Texas Law?

January 18, 2024 16:00 - 4 minutes - 2.94 MB

Today, Blair talks about how creative ideas can help clients but may be risky.

NAR Commission Lawsuit.

January 18, 2024 16:00 - 5 minutes - 3.56 MB

Today, Dawn shares her thoughts on the NAR commission lawsuit and basis of the claims.

Merry Christmas from Allegiance Title!

December 21, 2023 15:00 - 2 minutes - 1.48 MB

Today, Dawn and Blair share an inspiring story from Christmas Eve 1968. 

Powers of Attorney

December 14, 2023 17:00 - 4 minutes - 3.32 MB

Today, Blair discusses what to know about POAs.

Property included in the sale under the promulgated contract.

December 07, 2023 15:00 - 2 minutes - 1.83 MB

Today, Dawn talks about what property is sold under our promulgated contract unless the seller excludes or discloses and negotiates the lease assumption. 

Texas Tax Relief Bill

November 16, 2023 15:00 - 3 minutes - 2.16 MB

Today, Blair talks about what the Texas tax relief bill passing means for buyers and sellers who made a transaction during 2023. 

Limitations on fees charged by Property Owners Association

November 02, 2023 14:00 - 3 minutes - 2.16 MB

Today, Dawn points to the law that limits fees charged by POA and how to save your client money.

Happy Halloween from Allegiance Title!

October 27, 2023 14:00 - 2 minutes - 1.56 MB

Today, Dawn and Blair share scary stories from the closing table.

Untraditional Transactions and Risks

October 19, 2023 14:00 - 4 minutes - 3.11 MB

Today, Blair explains the risks of subject to’s and assumption loans for all parties involved. 

2023 Tax Statements Contingent on November Tax Relief Bill

October 12, 2023 13:00 - 3 minutes - 2.59 MB

Today, Blair talks about what the November Tax Bill means for taxes collected on closing statements.  

Title Commitment Exceptions and To What can a Buyer object.

September 28, 2023 16:00 - 3 minutes - 2.54 MB

Today, Dawn explains how the promulgated contracts affect to what a buyer may object and process for curing such defects.

Title commitments and what to look for.

September 21, 2023 14:00 - 5 minutes - 3.97 MB

Today, Dawn shares the basics of what to look for in a title commitment. 

Buyer Fraud

September 14, 2023 13:00 - 5 minutes - 3.55 MB

Today, Dawn talks about how a fraudster profits from pretending to be a viable buyer. 

Seller Fraud- What part does the agent play in the scheme.

September 07, 2023 19:00 - 6 minutes - 4.43 MB

Today, Dawn discusses necessity of verifying Seller’s identity.

Differing interpretations under the contract leading to different outcomes.

August 24, 2023 15:00 - 4 minutes - 2.9 MB

Today, Dawn points out a particular provision of the contract that warrants some clarification when drafting the contract.

Recent legislative changes to the MUD statute.

August 17, 2023 13:00 - 2 minutes - 1.94 MB

Today, Dawn explains the recent changes and reiterates that notices are still required. 

2023 Property Tax Relief Bill and vote in November

August 10, 2023 13:00 - 3 minutes - 2.32 MB

Today, Dawn discusses the impact of a positive vote in November on tax prorations at closing.

MUDs and other districts under the Texas Water Code

August 03, 2023 14:00 - 3 minutes - 2.74 MB

Today, Blair talks about the Notice to Purchasers required under Title 4 of the Texas Water Code.   

Seller’s Disclosure Notices- What to know.

July 27, 2023 14:00 - 3 minutes - 2.1 MB

Today, Dawn discusses whether a Seller’s Disclosure Notice is required on a residential property that is being sold for lot value. 

2023 Texas Tax Relief Bill

July 20, 2023 14:00 - 4 minutes - 3.36 MB

Today, Blair explains the proposed Texas Tax Relief Bill and how to prepare for this bill being passed this year.   

Assumption loans – What you need to know

July 13, 2023 15:00 - 4 minutes - 2.98 MB

Today, Blair discusses assumptions loans and the additional steps needed to insure these types of loans.

Commission splits and what governs.

July 06, 2023 16:00 - 5 minutes - 3.95 MB

Today, Dawn provides a reminder on how commission splits are set and how they can be changed.

Happy 4th of July from Allegiance Title.

June 29, 2023 18:00 - 1 minute - 1.34 MB

Today, Dawn and Blair share thoughts about the meaning of July 4th.

Delivery timing - Amendment vis a vis Notice of Termination

June 15, 2023 16:00 - 3 minutes - 2.57 MB

Today, Dawn discusses the impact when an amendment is delivered simultaneously with a notice of termination of contract.

Powers of Attorney in Real Estate Transactions

June 08, 2023 16:00 - 5 minutes - 3.75 MB

Today, Blair discusses the different Powers of Attorney used in Texas real estate transactions.

Repair credit vs. Seller obligation under Seller Temporary Residential Lease.

June 01, 2023 15:00 - 2 minutes - 1.61 MB

Today, Dawn addresses what issue arises when a repair credit is given at closing and Seller’s obligation under a leaseback.

Back Tax Bills

May 25, 2023 16:00 - 5 minutes - 3.99 MB

Today, Blair clarifies what back taxes are and how they can be assessed.

Happy Mother’s Day from Blair Raggio and Dawn Moore

May 11, 2023 16:00 - 1 minute - 1.19 MB

Today, the mother-daughter team wish you a very Happy Mother’s Day!

Central Appraisal District’s appraised value vs. appraisal cap

May 04, 2023 16:00 - 2 minutes - 2.05 MB

Today, Dawn explains the difference between the Central Appraisal District’s appraised value and appraisal cap.

What does a Seller do if a Buyer terminates a contract under the option period but there is no option fee deposited with the title company?

April 27, 2023 17:00 - 4 minutes - 2.91 MB

Today, Blair stresses that the option fee and earnest money need to be delivered within the time period required under the contract. 

Reminders about how the Addendum for Sale of Other Property by Buyer and its kick out provisions works

April 20, 2023 18:00 - 3 minutes - 2.45 MB

Today, Dawn provides valuable insight as to the use of the Addendum for Sale of Other Property by Buyer and why we may see more of it.

Foreign Sellers and Tax Consequences

April 13, 2023 17:00 - 5 minutes - 3.68 MB

Today, Blair answers the question of who is defined as a Foreign Seller for IRS purposes and discusses tax withholdings required by Buyers.    

Happy Zoo Lover’s Day!

April 06, 2023 16:00 - 1 minute - 1.16 MB

Today, Dawn shares her love and passion of the Dallas Zoo. Dawn is now serving as it’s Chairman of the Board.   

Objections to title under Paragraph 6D

March 30, 2023 15:00 - 6 minutes - 4.74 MB

Today, Dawn explains what a Buyer can object to under the Paragraph 6D provisions.

When can the Buyer inspect the property under the contract?

March 23, 2023 13:00 - 3 minutes - 2.4 MB

Today, Blair discusses Buyer’s ability to inspect the property and why inspections benefit the Seller.

Updated resale certificate

March 16, 2023 17:00 - 5 minutes - 3.76 MB

Today, Dawn reminds you of some legislation that your Texas Realtors was instrumental in passing and why it is so helpful to Sellers and Buyers. 

International Women’s Day

March 08, 2023 19:00 - 1 minute - 1.09 MB

Today, Dawn and Blair recognize and thank women past and present.

Refresher on earnest money, option fee and the importance of delivering funds

March 02, 2023 17:00 - 4 minutes - 3.04 MB

Today, Blair discussed the difference between earnest money and option fee, the time periods to deliver funds and the consequences for not delivering funds in both a primary and back up contract.

Tax prorations and the impact of rising taxes.

February 23, 2023 17:00 - 5 minutes - 4.03 MB

Today, Dawn answers some questions she received about how prorations and required adjustments are handled under paragraph 13 of the Contract. 

Interest Rate Contingency in the Third-Party Financing Addendum

February 16, 2023 16:00 - 4 minutes - 3.31 MB

Today, Blair discusses the importance of the interest rate that the buyer submits on the third-party financing addendum. 

Date for the T-47 Affidavit

February 09, 2023 19:00 - 4 minutes - 3.17 MB

Today Dawn answers the question, “What date do you insert in the T-47, survey date or acquisition date?”

What is Title Lock?

January 26, 2023 15:00 - 3 minutes - 2.73 MB

Today, Blair discusses the rise in property fraud and clarifies what Title Lock is.