Dad Cents
127 episodes - English - Latest episode: 8 months ago -Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don’t? Yep, on Dad Cents, we turn your finance frowns upside down.
And Dad Cents offers valuable financial advice to help you reach your full potential. You get our “two cents” (get it?) across investments, taxes, saving money, managing debt, and building income, to name a few. So, keep listening and empower your finances today.
Thanks for being here! We couldn’t do this show without you.
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Episodes
Debunking Life Insurance Myths and Navigating Financial Challenges
September 22, 2023 00:00 - 28 minutes - 19.7 MBWhat would you say if we told you that life insurance isn't just for the married-with-kids demographic? That's right - it's time to debunk some common misconceptions about life insurance, whether you're single, hitched without kids, or simply under the impression that it's too expensive. We can't emphasize enough how crucial this financial tool is, not only as a means to leave a legacy or settle debts but also to extend support to your favorite charities posthumously. There's always a policy...
Unveiling the Secrets of Risk Management for College Students
September 14, 2023 17:00 - 28 minutes - 19.7 MBHave you ever wondered how to safeguard your college-bound teen's finances? Then buckle up because we are about to take you on an amusing yet enlightening journey where we share our secrets on risk management and asset protection. Get ready for a good laugh as we recount the time our daughter Jules pulled a fast one with a brownie joke and the story of my own misadventure involving a parachute and month-long recovery. Shifting gears, we'll delve into the often-overlooked realm of insurance ...
Navigating Turbulent Financial Waters: Insights into Inflation, Interest Rates, and Market Trends
September 07, 2023 14:00 - 14 minutes - 10.1 MBFeeling the downturn of the Dow, Nasdaq, and S&P? Curious about the implications of Europe's surging inflation rates? Get your financial compass realigned in this episode. Our journey begins with exploring the current financial landscape, discussing potential interest rate hikes and the deceptively destructive impact of inflation on economic growth. All while acknowledging the recent disastrous wildfires and the financial burdens they present, especially during Life Insurance Awareness Month...
Powering Up Your Finances: Tax Efficient College Funding Strategies
September 01, 2023 01:00 - 17 minutes - 12.3 MBWhat if you could turn your financial worries into a path of prosperity? Imagine a future where you can confidently fund your child's education without fearing being outpaced by inflation. In today's engaging episode of Dad Cents, Jason shares four strategic tax-efficient plans to make this a reality.
Balancing College Savings and Retirement
August 24, 2023 12:00 - 25 minutes - 17.7 MBEver wondered how you can juggle between saving for your child's college education and your retirement? That's precisely what we're tackling on today's episode! Jason and Amber delve into this financial problem, weighing in on the possibility of using IRAs to fund college expenses and the importance of planning early for college. Get ready to walk away with some practical financial tips that'll make your wallet feel a little less light. And it's not all number-crunching and investment talk....
Navigating the Financial Jungle of Student Loans
August 17, 2023 12:00 - 18 minutes - 12.5 MBHas the daunting world of student loans got you feeling overwhelmed? Fear not, as Jason shares Sage Path's tried and tested strategies for tackling the formidable debt monster. Whether you're wrestling with an amount above $100,000 or below, our tactical advice will equip you with the tools needed to lighten your financial load. We unravel the potential benefits of refinancing, delve into the realm of Income-Driven Repayment plans, and explore the opportunities for loan forgiveness through t...
Fantasy Football Mastery, Tailgating Delights, and Financial Management Tips
August 11, 2023 01:00 - 24 minutes - 17.1 MBAre you ready to step up your fantasy football game and take your tailgating experience to the next level? Today's Dad Cents episode promises just that - and much more. Armed with our insider tips and tricks, you'll be ready to conquer your Fantasy Football league like a pro. We're also spicing things up with a delectable tailgate recipe to make your game day even more exciting. Plus, we're exploring a fun way to teach kids about budgeting using the snake draft format - guaranteed to make fi...
Let's Explore the July Economy: Trends, Forecasts and More
August 03, 2023 21:00 - 15 minutes - 10.7 MBGet ready to unmask the intricacies of the July market in an enlightening discussion led by Jason Fuchs, the managing director of SagePath Financial Advisors. We'll unravel how the Federal Reserve's highest rate hikes in 22 years aim to curb inflation without inducing a recession. This episode promises to quench your thirst for economic insights as we dissect the CPI's 3% YoY gain and explore the possibility of a 'soft landing' amidst rising unemployment and wage increases. The intrigue de...
Dive into Adventure: Fathering (and Mothering), Finances, and Far-flung Destinations
July 26, 2023 00:00 - 24 minutes - 17.1 MBImagine embarking on a financial empowerment journey, exploring fatherhood, and adventuring to the world's most breathtaking corners, all while savoring delicious flavors. That's what we're promising you in this episode. Jason and Amber share their experiences as parents— the triumphs, the trials, and everything in between. We also discuss the idea of travel as a life-enhancing experience, taking you on a virtual tour from the East Coast of Australia to the rugged trails of Camino de Santiag...
Journey Through Pickleball and Financial Security in Retirement
July 18, 2023 17:00 - 26 minutes - 18.2 MBJason was out of town with his family, so we're bringing you an older episode. Ever wondered about pickleball and why it's sweeping the nation? Well, we've got the perfect episode for you! Join us as we talk with certified professional pickleball coach and six-degree black belt Roseanne de Tomaso. She brings her martial arts background to play as we delve into the safety measures and the social side of this rapidly growing sport. Whether you're a beginner or a seasoned player, listen inprepa...
Demystifying the Stock Market: June's Financial Wrap-Up
July 11, 2023 14:00 - 9 minutes - 6.66 MBWhat if I told you the stock market is not as intimidating as it seems? That's right - this episode of Dad Sense is all about breaking down the financial happenings of June, all with the easy-to-understand, lighthearted banter you've come to expect from us. We'll dive into the surprising performance of US stocks, with the S&P 500 rallying a whopping 16% and NASDAQ showcasing a record-breaking 32% increase. But it's not all about the ups. We also touch on the not-so-great performance of bond...
Unlocking Longevity: The Surprising Impact of Hobbies on Health and Happiness
July 04, 2023 14:00 - 24 minutes - 16.8 MBWhat if a hobby could be your secret weapon to living a longer, more fulfilled life? Welcome to Dad Cents, where Jason and thoughtful guest, Amber, unlock the surprising link between hobbies and longevity. This episode will equip you with the power of scientific research and personal anecdotes, revealing how leisure activities can enhance your well-being, enrich relationships, and boost job performance. Listen in as we guide you to a healthier, happier, and more productive life!
The Art of Planning for Life after Earnings
June 27, 2023 16:00 - 21 minutes - 14.6 MBHey there, finance enthusiasts! Brace yourselves as we dive headfirst into the world of financial independence and retirement planning, equipping you with the knowledge to transform your budget from earning years to your golden years. But here at Dad Cents, we're not just about the numbers. It's also about enriching your quality of life and adding a dash of sweetness with our special recipe - a mouth-watering Glazed, Old Fashioned Donut Cake inspired by my daughter Jual's birthday request. ...
Breathing Life Back into Your Fiscal Objectives
June 20, 2023 17:00 - 27 minutes - 19 MBEver feel like your financial goals are slipping away from you? Join us as we dive into the importance of conducting a mid-year financial review and its benefits to your short-term and long-term objectives. By the end of our chat, you'll be well on your way to understanding the power of a regular financial checkup and staying on the path toward achieving your goals.
Roth IRA Wisdom, Swimming Smarts, and Cupcake Delights
June 13, 2023 15:00 - 23 minutes - 16.2 MBAre you ready to reduce your retirement taxable income and enjoy tax-free growth? Discover the benefits of the Roth IRA conversion strategy in our latest Dad's Sense episode, where Jason discusses tax-free growth, withdrawals, and the flexibility of withdrawing funds when needed. Plus, learn the ins and outs of the backdoor Roth conversion and how it can benefit your financial future. We also dive into the importance of swimming safety as Amber shares her experience with her daughter's swim...
S4 E22: Our Two Cents About the Markets & Economy In May
June 06, 2023 21:00 - 14 minutes - 9.88 MBListen to our monthly market update for insights that may help inform your investment strategy! Did you know that 90% of Americans are anxious about money? But did you know that people who listen to Dad Cents are 3x happier than those who don’t? Yep, on Dad Cents, we turn your finance frowns upside down. And Dad Cents offers valuable financial advice to help you reach your full potential. By listening to this podcast, we’re giving you your own CFP® designation (the highest possible certi...
S4 E22: May Market Madness: Conquering the Financial Landscape and AI Stock Explosion
June 06, 2023 21:00 - 14 minutes - 9.88 MBReady to conquer May's financial landscape? We're bringing you an action-packed episode covering the major market and economic events that shaped the month. From the nail-biting debt ceiling deadline to the Fed's bold move to hike interest rates, we've got it all. But that's not all – we're also analyzing the inflation dip, the housing market's triumphant return, and the WGA labor union strike that shook the entertainment industry to its core. Plus, don't miss the latest on how rising insura...
S4 E21: You Should Understand Taxes in Retirement
May 30, 2023 16:00 - 17 minutes - 12.2 MBJason was traveling last week, and due to the Memorial Holiday, he wasn't able to record a new episode of Dad Cents. However, we brought back another popular episode for your enjoyment. When you retire, you’ll likely draw your income from several sources— such as retirement accounts, taxable investment accounts, and Social Security Benefits. Did you know that each of these sources is taxed according to its own rules? Join Jason (and special guest Amber Fuchs) as he explains these rules, wh...
S4 E20: Risks of Not Rebalancing Your Investments
May 23, 2023 13:00 - 14 minutes - 9.95 MBJason is traveling this week, so we're rewinding to an episode in Season One where he talks about the value of rebalancing your investments - something we all should be looking into, given the strange climate we're in. Enjoy, and see you next week!
S4 E19: Don't Waste Your Tax Refund - Do This
May 16, 2023 21:00 - 28 minutes - 19.4 MBLike it or not, taxes are a way of life. They fund great things like roads, libraries and parks, but nobody wants to pay more than they absolutely have to. And hopefully, like many others, you’re getting a refund. Saving money is a bit like eating healthy; you know you should eat your veggies, but it’s hard to resist indulging in something more fun. Like making healthy choices, a tax refund can present the opportunity to splurge. But, more importantly, it’s a chance to put yourself in a be...
Debt Ceiling Showdown - Why You Shouldn't Worry
May 12, 2023 16:00 - 10 minutes - 7.37 MBWe hear your concerns about the debt ceiling. It's natural for investors to have concerns about their portfolios and how this debt ceiling might impact them. But guess what? You aren't alone. We're experiencing the same volatility in our investments, and we're in this together.
S4 E18: SPECIAL EDITION Monthly Market Update - don't miss it!
May 09, 2023 19:00 - 14 minutes - 10 MBThis week's update comes to you from San Diego, CA! Jason chats with one of his analysts on this special edition of our monthly market update. You don't want to miss this one! Listen to our monthly market update for insights that may help inform your investment strategy! Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place.
S4 E17: Coronavirus, Cupcakes, & Our Adoption!
May 02, 2023 17:00 - 31 minutes - 21.7 MBDad Cents has come a long way! We've been doing this for three years. Can you believe it? Jason is traveling in California this week, collaborating with other financial advisors. He aims to obtain additional knowledge to add value for his clients - folks like you! We're rewinding to our first episode, where Jason and his wife Amber talk about their adoption. Enjoy, and see you next week!
S4 E16: Don't Let the Backdoor Roth Conversion Hit Ya
April 25, 2023 18:00 - 16 minutes - 11.6 MBLike it or not, taxes are a way of life. They fund great things like roads, libraries, and parks, but nobody wants to pay more than they absolutely have to. At Sage Path, we often get questions like, “How can I balance my tax obligations with my financial goals?” One possible option is a Roth IRA. Roth IRAs are tax-advantaged retirement savings accounts that can be quite useful if you expect your tax obligations will rise as you get older. Because withdrawals from a Roth are tax-free, it’...
S4 E15: Buying Vs. Leasing a Car
April 18, 2023 16:00 - 12 minutes - 8.66 MBSome people approach buying a car like they approach marriage, “‘til death do us part.” Others prefer to keep their options open, trading in every few years for the latest make and model, the most cutting-edge technology, or the highest horsepower. Whichever describes you best, we all face a similar decision when acquiring a car: finance, lease, or pay cash. From an investment perspective, which choice is best? Well, that’s what Jason will cover in today's episode.
S4 E14: Financial Planning Tips for Single Parents
April 11, 2023 17:00 - 21 minutes - 15 MBNowadays, it’s pretty tricky to define a “traditional” family unit – they come in all shapes and sizes. Economic well-being for these households can often be challenging since the family’s needs fall on the shoulders of only one person. Usually, single parents may feel overwhelmed with paying expenses and managing debt. Even though budgets may feel stretched, financial planning can help single parents more effectively manage their many responsibilities (raising children, handling money, buil...
S4 E13: Let's Talk About March - Monthly Market Update
April 04, 2023 20:00 - 10 minutes - 7.36 MBListen to our monthly market update for insights that may help inform your investment strategy!
S4 E12: Easy Steps Women Can Take Toward Meeting Their Financial Goals
March 28, 2023 13:00 - 19 minutes - 13.5 MBIn an unpredictable economy marked by ongoing layoffs and inflation, women across all generations may feel that reaching their financial goals is a journey riddled with roadblocks. However, no matter the kinds of goals women have, the generations they belong to, or the personal situations they are in, women can reach these goals and achieve financial freedom. Some steps to get there are tried and true strategies that can help keep budgets and bills in shape. Others depend on sticking to p...
S4 E11: Social Security, Not Knowing These Could Be Costly for Women
March 21, 2023 20:00 - 15 minutes - 10.6 MBMany misconceptions and gaps of knowledge about Social Security can prove costly. Today, Jason shares seven things that will help clarify those misconceptions and fill in those gaps.
S4 E10: Five Reasons Women Need to Invest
March 14, 2023 17:00 - 21 minutes - 15.1 MBWe have many excellent female listeners, so we will focus on women in March. Despite progress toward financial planning and saving, women often face challenges regarding their financial security that can impact their retirement investing and saving. Women need to recognize these barriers to saving and investing and prepare by making informed decisions for themselves. How? Jason shares six essential components to retirement readiness that can help you build a solid foundation as you prepar...
How Will the Collapse of Silicon Valley Bank (SIVB) Impact Your Investments?
March 13, 2023 16:00 - 3 minutes - 2.29 MBYou may wonder how the recent collapse of Silicon Valley Bank (SIVB) may impact your investments. Jason shares his thoughts in this special market update.
S4 E9: Let's Talk About February - Monthly Market Update
March 07, 2023 16:00 - 11 minutes - 8.27 MBListen to our monthly market update to get insights that may help inform your investment strategy!
S3 E8: Financial Literacy...What the Heck Is It and How Can You Achieve It?
February 28, 2023 20:00 - 23 minutes - 16.1 MBYou may have heard of or encountered the term financial literacy as you’ve learned how to navigate finance and make monetary decisions. In today's episode, Jason discusses what financial literacy means and how to achieve it. You know you’ve mastered financial literacy when you’re confident in making informed money decisions! Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your...
S4 E8: Financial Literacy...What the Heck Is It and How Can You Achieve It?
February 28, 2023 20:00 - 23 minutes - 16.1 MBYou may have heard of or encountered the term financial literacy as you’ve learned how to navigate finance and make monetary decisions. In today's episode, Jason discusses what financial literacy means and how to achieve it. You know you’ve mastered financial literacy when you’re confident in making informed money decisions!
Financial Tips For Your 40s
February 21, 2023 22:00 - 15 minutes - 10.4 MBBy the time you’ve reached your forties, you’ve usually hit your stride. You’re finally established in your career with a couple of promotions under your belt. If you’re married, you might have a couple of kids, maybe a house with a yard. If you’re single, you’ve got your space precisely how you like it, and you’ve probably figured out how to take lavish vacations. Forty is when most of us find out who we are and who we want to be, and it’s when we knuckle down to develop a plan to stay...
S4 E7: Financial Tips For Your 40s
February 21, 2023 22:00 - 15 minutes - 10.4 MBBy the time you’ve reached your forties, you’ve usually hit your stride. You’re finally established in your career with a couple of promotions under your belt. If you’re married, you might have a couple of kids, maybe a house with a yard. If you’re single, you’ve got your space precisely how you like it, and you’ve probably figured out how to take lavish vacations. Forty is when most of us find out who we are and who we want to be, and it’s when we knuckle down to develop a plan to stay...
S4 E6: Should You Work During Retirement? Probably...
February 14, 2023 22:00 - 18 minutes - 12.7 MBRetirement has been portrayed as an ending, a grand exit from your years in the workplace. But we wonder, what are your dreams? What are your passions? What did you maybe not have time to do while you were working, taking care of your kids, and doing all those extracurriculars? What is your life's purpose? Maybe you'd like to continue working in retirement, part-time, full-time, or as a volunteer. In today's episode, Jason shares with you five benefits of working in retirement.
Let's Talk About January - Monthly Market Update
February 08, 2023 17:00 - 9 minutes - 6.39 MBListen to our monthly market update to get insights that may help inform your investment strategy!
S4 E5: Last Minute Tips Before Tax Time
February 07, 2023 15:00 - 17 minutes - 12.2 MBWho out there is just as excited about taxes as we are? Clearly, we're being sarcastic. But, fewer things, they are more reliable than tax day, even if that deadline has shifted around a bit in recent years. This year, tax day is April 18th for most taxpayers. Recent legislation changes include substantial increases to standard deduction amounts, and the IRS has modified itemized deductions. In today's episode, Jason shares last-minute tips before tax time. And hey, we're happy to work w...
S4 E4: Financial Tips for Your 60s
January 31, 2023 18:00 - 18 minutes - 13 MBConsider what you would like to do when you retire. If you can't picture it, Jason has a fantastic book that will help. Everyone has a unique vision of retirement that they want. You've been working hard, working diligently toward that day, and hopefully, you've already put some thought into your dream retirement scenario. Now is the perfect time to reassess and ensure your financial plan aligns with your goals (your dream retirement scenario). Today, Jason shares with you three financial ...
S3 E4: Financial Tips for Your 60s
January 31, 2023 18:00 - 18 minutes - 13 MBConsider what you would like to do when you retire. If you can't picture it, Jason has a fantastic book that will help. Everyone has a unique vision of retirement that they want. You've been working hard, working diligently toward that day, and hopefully, you've already put some thought into your dream retirement scenario. Now is the perfect time to reassess and ensure your financial plan aligns with your goals (your dream retirement scenario). Today, Jason shares with you three financial ...
Are You Getting What You Deserve?
January 24, 2023 16:00 - 11 minutes - 8.11 MBWhen you think about important relationships in your life, you probably think of your family, your friends, maybe your work colleagues, and maybe your healthcare professionals, but do you think about your financial advisor? Dad Cents is a show for family men and women. We're all about family, food, fun, and finance! So, if you're looking to grow your financial future and easily manage your financial present, then you're in the right place. Contact us at [email protected] or 904-366-9388....
S4 E3: Are You Getting What You Deserve?
January 24, 2023 16:00 - 11 minutes - 8.11 MBWhen you think about important relationships in your life, you probably think of your family, your friends, maybe your work colleagues, and maybe your healthcare professionals, but do you think about your financial advisor?
S4 E2: Three Ways To Raise $$$$ Savvy Kids
January 17, 2023 16:00 - 14 minutes - 10.2 MBJason will share three learning opportunities to help you teach your kids and grandkids to be patient spenders early on and adopt sound money management skills. What if we told you that the most valuable legacy you can pass on to your kids and grandkids isn't an object, it's not money, but education about effectively managing money? Teaching valuable money skills while kids are young puts them at an advantage. And this is especially true when it comes time to create and live a sustainabl...
Welcome to Season Four! ... Episode 1: Five Financial Resolutions for the New Year
January 11, 2023 00:00 - 15 minutes - 10.9 MBWelcome to season four of Dad Cents! That's right; we've been doing this for three years. Can you believe it?! It started with our first episode, "Coronavirus and Cupcakes," Jason's favorite. If you haven't heard it, check it out! We've grown tremendously, and it's because of you all. We are so grateful that you take the time to listen to our show. Thank you so much! We've got an exciting season in store for you. We're pumped about this year, and 2023 will be a good one! Today Jason dis...
Let's Talk About December - Monthly Market Update
January 05, 2023 19:00 - 10 minutes - 7.28 MBListen to our monthly market update to get insights that may help inform your investment strategy!
Financial Tips for Your 50s
December 13, 2022 17:00 - 16 minutes - 11.2 MBTurning 50 can signal the start of some of our best accomplishments. Julia Child began her iconic cooking show when she was 51. Ray Crock launched McDonald's at 52. There here are many ways to make the most of our fifties, including financially. In this episode, Jason covers two financial tips for your fifties, and he hopes these tips to help you on making the most of this exciting time in your life.
Let's Talk About November - Monthly Market Update
December 08, 2022 14:00 - 18 minutes - 12.6 MBListen to our monthly market update to get insights that may help inform your investment strategy!
Saving $$$ Over the Holidays: Part 3
December 06, 2022 17:00 - 11 minutes - 8.21 MBOn last week's episode, Jason thought it would be fun to pass along a list of creative, engaging ways to spend New Year's Eve with children. When the excitement of the holidays fizzles out, most folks start focusing on ways to be financially wiser in the new year. And one easy way to do that is to spend smarter by cutting unnecessary costs. On today's episode, Jason shares three easy ways to winterize your home, lower your utility bills, and protect your most significant investment. That's...
Saving $$$ Over the Holidays: Part 2
November 29, 2022 16:00 - 12 minutes - 8.45 MBOn last week's episode, Jason talked about how your sanity and your wallet could benefit from an easier way to shop. He shared a few apps with you to make your shopping experience more enjoyable and a little bit easier. With New Year's Eve on the horizon. Jason thought it would be fun to pass along this list of creative, engaging ways to spend New Year's Eve with children.