There's a common thread in success stories coming from the credit repair industry - most of them are about self-made people coming from nothing. And sometimes, you can't help but feel stunned when you hear about where they started from. 

Our today's guest is a renowned member of the industry, currently running a multi-million dollar credit repair business. Her starting point? Homeless, living in her car with her two kids.

Please help me welcome our Credit Hero for this week - Derricka Harwell!

Derricka is the founding CEO of Beautify Credit, a massive credit repair operation she built all by herself from ground zero. Her unstoppable success is all the more remarkable when you take into account everything she had to endure to get to where she is today.

Even though she's living a busy life at the very top of the credit repair industry, Derricka is very passionate about education and community work. She is also an award-winning author, and she received the Author Of The Year accolade for her book Beautiful Credit in the financial literacy category.

I'm thrilled she managed to come on our show in spite of her busy schedule and share her journey with us. Tune in for some incredible credit repair insights and find out how Derricka created her multi-million dollar business from nothing.

Key Takeaways for This Week:

Visiting high-schools and prisons across the country to teach people about credit (1:33)Derricka’s life before credit repair (6:18)Getting a bank job and learning about the fundamentals of credit (9:50)How Derricka started her company with only a notepad and an ink pen (14:04)Growing her business using social media and teaching people about credit (18:09)The power of sharing your personal stories (23:54)How does over-delivering help you get even more clients? (30:20)Derricka’s book Beautiful Credit and how it helped her business (32:49)Rapid-fire questions with Derricka Harwell (37:10)

Additional Resources:

Get a free trial to Credit Repair CloudSign up for the Credit Hero ChallengeGet your copy of Beautiful Credit by Derricka HarwellSign up for the webinar Beautiful Credit by Derricka Harwell

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