Couple Money Podcast
194 episodes - English - Latest episode: 3 months ago - ★★★★★ - 126 ratingsElle Martinez from Couple Money discusses how to build your net worth and your marriage by helping you create a financial system that works for both of you. Each episode will tackle a topic that couples deal with such as paying off debt faster, saving for the future while still enjoying today, how to invest smarter, and retiring early.
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Episodes
Mindset, Micro Habits, and Mamas Talking About Money
October 23, 2019 11:48 - 12 minutes - 17.1 MBToday we’re into how you can shift into your debt-free journey with one question! Dump Debt Together It’s on! All this week the Mamas Talk Money Summit is hosting sessions about family finances, investing, career, and kids. My session was out Monday night – Dump Debt Together (When You Can’t Agree How). I had a fantastic time! While the session was on, I was live in the chat speaking and answering questions about how to get your spouse on board with knocking out this debt. Pe...
How to Work Through Your Money Issues as a Couple
October 16, 2019 16:07 - 13 minutes - 18.3 MBCan’t agree on how to tackle your finances? Learn how you work together on some of your biggest money issues! Working Through Money Issues Together Last month, in the newsletter I mentioned that for October I was going to be focused on the theme of r resetting and rebooting your finances so you can hit your goals before 2019 ends. I’m doing a special mini-series this month on the podcast, but that’s not the only project I’m doing. I’m also a part of a big event happening next week t...
How to Set and Reach Your Big Financial Goals
October 09, 2019 10:15 - 16 minutes - 23.4 MBLearn how you can create goals to achieve your big financial goals while avoiding burn out! Knocking Out Your Big Financial Goals When we started this mini-series last week about rebooting your money, I talked about how to hit those goals you have to change things up a bit. Karen Cordaway went over how we could reframe things around the quality of our lives. It’s not paying off debt, it’s about having money to travel more. You’re not just saving money in the bank, you’re giving yours...
Reboot Your Money with an Everyday Bucket List
October 03, 2019 17:47 - 10 minutes - 14.5 MBToday we’re looking at how you reboot your money by not focusing on the finances! It’s now October. The year is officially wrapping up and for many, it’s a busy season. Do you have any plans coming up? This month we have a family trip planned to see some of our friends and family for Virginia. We're looking forward to it. But I also know that this time of year can also be one of reflection and review. We've knocked out some goals like saving up for my husband's next car, but ...
How To Dump Debt Before The Year Wraps Up
August 30, 2019 00:39 - 17 minutes - 23.8 MBToday we’re looking at how you can knock out a debt or two before this year wraps up! Knock Out a Debt Quickly Who doesn’t want to unload a debt before this year wraps up? Paying off debt is usually one of the top three goals people make for the year, but struggle to achieve. That’s not going to happen with you. I want you to make some headway with your debt-free goals which why we’re finishing up with season with a call to action – we’re going to knock out debt. Of course, to d...
Best Plans to Pay for Your Kids’ College Expenses
August 22, 2019 11:04 - 22 minutes - 31 MBNo parent wants their kids to go deep in debt, but whether it’s college or trade school, education can be pricey. Learn what options are available and how to best save up for your kid’s college expenses! Paying for Your Kid’s Education and College Expenses With student loans seeming like a weight on many college grads, I think most parents who kids are thinking about either college, trade school, or vocational schools are trying to find ways to ease the burden. And the advice typical...
How to Talk with Your Parents About Their Finances
August 08, 2019 09:00 - 27 minutes - 38.1 MBLearn how you can talk to your parents about money, their retirement, and beyond with less stress! Helping Your Parents Prepare for Retirement and Beyond We talk about how to discuss money as a couple and make those conversations less stressful. And I hope you two feel more relaxed when you’re talking about your goals and finances. I also know that just because you two can talk about money, doesn’t mean that you’re cool with those money chats with everyone. Especially when it comes ...
Best Mortgage Tips for Home Buyers
August 01, 2019 14:59 - 19 minutes - 26.8 MBWhen you’re buying a house, there is a ton of paperwork and terminology thrown at you. Today we’re going to decipher and explain all the essentials you need to know to get a great deal on your mortgage! Getting a Great Mortgage When Buying a House Even if you’re excited and ready to buy a house, it can still be stressful. Last week I mentioned that my mom is moving into the Raleigh area after getting a job offer. She’s getting all that paperwork done for work and keeping her curr...
House Hunters: Home Buying Tips for Finding Your Dream House
July 25, 2019 11:09 - 18 minutes - 26.1 MBToday we’re going over home buying tips so you can snag a great deal on your dream house! What You Need to Know About Buying a House This summer is wrapping up, but things are about to get busier for us. My mom was recently offered a job in the area and so she’s asked me to help her with buying a house. The problem is that here in the Raleigh/Triangle area, it’s very much a seller’s market. Since we bought our house three years ago, prices have gone up on homes. The median pri...
How to Automate Your Money: A Guide for Busy Couples
July 12, 2019 00:44 - 18 minutes - 25 MBHow do you feel about managing money? Is it something you enjoy doing or do you see paying the bills, knocking out debt, saving for your future, etc. a bit much? When we were first married it was honestly a little overwhelming. We had the bills to pay, a car loan, and eventually student loans that were going to come due. The idea of getting a financial system seemed complicated. The good news is it wasn’t. With a little organization so we had our acct info in front of us. It was a o...
Reaching Financial Independence With Kids
July 06, 2019 11:43 - 20 minutes - 28 MBWith the FIRE (financial independence/retire early) movement growing, many families are wondering if it's an option for them. Today we look at the key numbers parents need to consider when pursuing financial independence while raising kids! What choices do we need to make as a family now to become financially independent? Helping me to dig into this is Jonah Kaufman. He’s a financial advisor at Coastal Wealth Management. And while he’s not here for specific financial advice – that’s ...
Simplify and Enjoy Preview: How to Manage Your Money as a Busy Family
July 03, 2019 11:34 - 24 minutes - 33.2 MBLooking to raise kids while pursuing financial independence? Here are some tips from Simplify and Enjoy to help you reach your goals and enjoy the journey! How to Simplify Your Finances and Enjoy Your Family As I mentioned in the last episode, this week is going to be a bit different. I’m going on vacation with my family soon but I wanted to leave you with some bonuses. As you already heard, I started a new podcast – Simplify and Enjoy. While here on Couple Money we talk about gettin...
Mastering Your 401(k): Finding the Best Investment Options for You
June 27, 2019 09:53 - 17 minutes - 24.5 MBWant to get the most out of your 401(k)? Learn the key guidelines on how you can choose the best investment options for you! Want to get the most out of your 401(k)? Learn the key guidelines on how you can choose the best investment options for you! Making the Most of Your 401(k) Chances are if you’re investing for your retirement, the bulk of that money is stashed away in your 401(k). For those whose employers offer them, they’re an easy option to sign up for and contribute toward...
Financial Planning: How Are We Doing With Money?
June 20, 2019 20:41 - 24 minutes - 33.5 MBToday we’re talking about how you two can really review the big picture and make sure you hit YOUR big money goals! Financial Check-ups The first half of this year is about over, so how are you guys doing right now? It’s funny how time seems to speed up and slow down. Looking back we have had some big ups and downs in the past four or so weeks, both financially and in our lives. Last month our adorable cat had some seisures and other issues and in a span of week – if that – he we...
Car Buying Tips: Getting the Best Deals on Car Loans
June 13, 2019 15:42 - 30 minutes - 28.4 MBToday we’re going to show you how to get the best deal when buying a car! What You Need to Know About Car Loans Cars and car payments are a way of life for many couples. According to the latest data I could find, there’s a record 2.5 million auto loans originated. Average monthly payments for new vehicles are $530 for new vehicles and for used cars, it’s around $381. That’s certainly a big chunk of their budget going to cars. We’re a bit different. Once we paid off our car loan...
How to Double Your Savings Rate
June 06, 2019 22:38 - 22 minutes - 31.3 MBDouble Your Savings This week in the community newsletter I asked a question – can you really save half your income? Think about that for a second. Why is this important? Whether you’re paying off debt, saving up to buy a house, start family, travel, or invest more for your future – all of these goals have something in common. They need money. How much you save of your income can have an incredible impact on how fast you reach your big financial goals. Now unless you have a sta...
Wedding Budget Tips: How to Plan, Save, and Pay for Your Special Day
May 30, 2019 15:55 - 30 minutes - 41.9 MBWedding planner Megan Gillikin as plenty of insider tips to help you plan a fantastic wedding (and still stick to your budget)! Even though it’s about 13 years ago, I remember being stressed at times when planning our wedding. Just like we heard at the top of the show, as soon as you announce your engagement it can feel like you’re being swarmed with questions about the big day. But as much as your loved ones mean well, it can be easy to forget how personal this is. For some, it’s s...
How to Talk to Your Spouse About Money
May 23, 2019 09:00 - 24 minutes - 33.8 MBNeed to talk about money, but worried about starting a fight? Learn easy and stressless ways you two can have the money talk and get on the same page with your finances! How to Talk About Money (without Starting a Fight) While it makes for good TV drama, finding out your spouse has been hiding massive debt is so not the way to start talking about money. But how do you do that – how do you start talking about money? Certified Financial Planner and NY Times best-selling author Carl ...
How to Reset Your Money with a Financial Spring Cleaning
April 05, 2019 14:43 - 21 minutes - 19.5 MBNeed to reset your money? Learn how to do some spring cleaning with your finances to start building momentum with your biggest goals! For some reason, I like to use April is a sort of reminder to review our financial progress. Maybe because of the deadline for taxes. Or maybe it’s because it’s financial literacy month. Anyways, during April I’ll poke around all our accounts, including investments to make sure we’re moving in the right direction. I’ll also review our goals for the yea...
How Much House Can We (Really) Afford to Buy?
March 29, 2019 18:10 - 21 minutes - 19.6 MBToday we’re going to see how you can prepare your finances so you can buy a house without going broke! Things are about to get hectic around here. We just heard from our neighbor that the developer is going to start building the townhouses across the street from us starting next week. Buying a House – Always a Smart Move? Here in Raleigh if there’s a sliver of land, they’ll develop it. It’s a hot market right now and homes are going up at a rapid pace. Our property value has been...
Tips for Starting and Building a Sustainable Side Hustle
March 21, 2019 13:41 - 19 minutes - 17.9 MBInterested in knocking out your debt faster, saving for a big goal (like a house down payment), or pivoting your career path? Use these tips to not only start a business but grow a sustainable side hustle! Launching a Side Hustle Starting a business, work from home, side hustle - you don’t have to be online for 5 seconds before you see an ad, site, or read someone saying how easy it is to get started. It’s kind of half-true. I would say there are more low-cost ways to get started wit...
How to Go on a Fabulous and Frugal Family Vacation
March 15, 2019 22:12 - 18 minutes - 17.4 MBDo you want to go on a fabulous family vacation, but you’re still paying down debt? Learn how you can save big on your next getaway while still knocking out your debt! Saving Up for a Fun and Frugal Family Vacation When’s your spring break? Our oldest has hers next month, but she’s already counting down the days. There’s something we love about having a little getaway as a family. The challenge for families that are on their debt free journey is how to make it work. ‘How do we ta...
Protecting Your Older Loved Ones from Financial Scams
March 07, 2019 14:49 - 12 minutes - 11.8 MBLearn how you can protect your loved ones financial abuse and how to minimize the damage if it happens! Financial Scams and Protecting Your Family A few years ago, my husband’s nana had sent over money to a scammer pretending to be him. She had thought he needed help and so she generously sent it in. It was a wake call for us . After looking into this and talking with others, our family isn’t the only one who’s had to deal with this. Last year, a record 24,454 suspected cases of el...
How to Prepare for the Costs of Retirement and Healthcare
February 28, 2019 18:06 - 18 minutes - 17.3 MBLearn how you can prepare and save for the costs of retirement! How Much Do We Need to Save for Retirement? If you’ve used those free online calculator to find your retirement number, you probably were amazed at how much they say you need. A million, two million, maybe more for just one of you. How do you feel when you see those numbers? Considering that 1 in 3 Americans has less than $5,000 saved for retirement, chances are there’s room for improvement. Unless you’re living in d...
How to Tackle Your Taxes and Maximize Your Refund This Year
February 21, 2019 15:21 - 16 minutes - 15.4 MBToday I’m answering your biggest tax questions. We’re doing a quick and easy take covering what you need to know this year when you file, how to maximize your refund, and set yourselves up with your finances for next year! How to Maximize Your Tax Refunds with Credit and Deductions There are some people in this world who are giddy right now because it’s tax season. Yeah, this is like the SuperBowl for some money nerds. And while I admit to being a number cruncher at times, I have to ...
Busting Money Myths with Anthony O'Neal
February 14, 2019 14:59 - 22 minutes - 31.4 MBCan you have nice things when you're paying off debt? What millionaire habits can you pick up today? Personal finance author and money expert Anthony O'Neal shares his tips and thoughts! Busting Common Money Myths Many times we mismanage our money because we’ve developed ideas and habits that are harmful to our financial health. If we want to change or help our spouse to change, it means we have to examine those money myths and habits. And it can be hard to change. That's why I’m re...
How to Rethink Real Estate as an Investment to Build Wealth
February 06, 2019 13:00 - 25 minutes - 23.7 MBThink your home is an investment? For most people, it's not. Learn how to rethink real estate so you can build your wealth and become financially independent! Buying a house is usually the biggest purchase we make. Right now in the United States, the median price of homes that sold is $225,900. For those living in high cost of living areas like California and DC, you’re looking at closer to 350k to $400k respectively. Just considering the numbers, you can see that you really need t...
Finding Financial Independence and Freedom as a Family
January 30, 2019 11:04 - 28 minutes - 38.7 MBToday Grant Sabatier, the author of Financial Freedom, goes through how he was able to become a millionaire and financially independent by 30. More importantly, he also discusses how you can create your own path based on your goals and priorities. Get on the Path to Financial Freedom It’s almost the end of January, how are things going for you? Over at our FB group, Thriving Families, I've been keeping an eye on some of the goals you’ve been sharing and I’m really impressed. We some ta...
How to Save More Money as a Family
January 24, 2019 12:36 - 15 minutes - 21.6 MBDoes your family budget feel tight? Learn 3 key ways on how you can save hundreds of dollars each month while raising your kids and still having fun! Saving More as a Family I know that financial independence is a buzzword in the personal finance sphere. You got stories where people are saving 60, 70% of and retiring in 5, 10 years. I commend anyone is who simplifies their lives and removes the needless excess so they can achieve the goal. What I do see missing in some of these dramati...
Year End Financial Reviews, Overcoming Setbacks, and Simplifying
December 19, 2018 18:38 - 19 minutes - 27.4 MBToday we’re wrapping up the season with how to overcome setbacks and plan for your best year! Financial Wins, Overcoming Setbacks, and Planning for Your Best Year How has this year been treating you? To be honest, things have been a real roller coaster. We've made several trips this year to visit loved ones in the hospital, nursing homes, or just to check in on them. We've also had a dear friend lose her battle with cancer this past week (hence the delay on the finale). I appreciat...
How to Win With Your Money Goals in 2019
December 06, 2018 12:48 - 12 minutes - 17 MBToday we’re going over to figure out the best money goals for you and how to tackle them together! Tackling Your Big Money Goals It's December, can you believe it? What are your plans for this month? Last weekend we went up to visit family and friends in Virginia. We had a wonderful time, but we're a bit drained seeing so many people at once. This weekend we're relaxing. Now that we took care of the last bit of stuff for health insurance and investments that my husband's employer n...
Marriage and Money Mailbag: Extra Income, Your Retirement Number, and More
November 28, 2018 12:39 - 16 minutes - 22.5 MBToday we’re answering your marriage and money questions - how to earn extra money on the side, figuring out your retirement number, and how to make the most of year-end bonus! Marriage and Money Mailbag: Extra Income, Your Retirement Number, and More It's that time again - our community mailbag! It's a chance for me to answer your burning money questions. with the year wrapping up have some good ones today. In this episode we’ll get into: How to make extra money when you don’t hav...
Should You Give While Getting Out of Debt?
November 21, 2018 12:56 - 13 minutes - 19.1 MBYou’ve probably heard how giving not only benefits the recipients but the giver. However, what do you do when you’re in debt? Learn how you can pay off debt and give more to the causes that matter most to you! Giving While in Debt? When people ask this, two things jump out at me. First, they have a generous spirit. That’s fantastic. Second, their current budget isn’t working for them. That's something that needs to be adjusted. What if I told you there’s a way you can take care of ...
How to Protect Yourselves from the Most Common Financial Scams and Fraud
November 14, 2018 13:17 - 19 minutes - 26.5 MBPart of protecting your finances means managing your accounts, both online and offline. Today we’ll share how you can arm yourself against fraud and scams! Keeping an Eye Out for Scams and Fraud With so many people shopping in stores and online, scammers are all too happy to grab your data and financial information. While there’s nothing you can do to completely eliminate these scams, there ways you can protect yourselves. Joe Mecca from Coastal Federal Credit Union is back to wrap ...
What to Do If Your Wallet or Purse was Stolen
November 07, 2018 16:04 - 14 minutes - 13.7 MBProtect yourself from identity theft and minimize damage with this handy guide on what to do when your wallet or purse is stolen! My Wallet was Stolen, Now What? If you’re subscribed to the community newsletter you may remember that in July I mentioned that my purse got stolen in Denver. We were over in Colorado to celebrate my cousin getting married. Beautiful weekend and celebration, but yeah that was a sour note for sure. We spent a good chunk of time on the phone and online to g...
Marriage and Money Q&As: How Much to Save for a Baby, Dealing with a Disability and Medical Expenses, Plus More
October 31, 2018 18:44 - 32 minutes - 29.4 MBHow much do we need to save for a baby? How do we handle medical expenses and finances with a disability? We answer your biggest marriage and money questions! Marriage and Money Q&As Welcome to another edition of our community mailbag show! This is where we take a break from our regular episodes which usually deal with one topic and instead tackle several of your marriage and money questions in smaller bites. Today we have Phillip and Julia Olson as well as Brynee Conroy here on the...
How to Bank Better: Finding the Best Places for Your Hard Earned Money
October 25, 2018 00:41 - 18 minutes - 17.4 MBTired of getting hit with fees from your bank? Today we’re going to see how you can find the best place to stash your cash to save and earn more money! Best Banks for Your Money All this month we’ve been talking about big decisions you need to make about health insurance and investing that will have an impact not only on your finances next year, but beyond. These are things you should care about for sure, but I want to cover pretty much a crucial decision you don’t want to ignore - you...
Smart Retirement Moves for Your 401(k)
October 19, 2018 13:41 - 12 minutes - 11.3 MBSmart Retirement Moves for Your 401(k) Last week we look at retirement planning from a high level - figuring out a ballpark of what you’d like your retirement to look like as well as how it fits in with what you’re doing now. This week we’re focused on a very specific part - figuring out what to invest in when there are plenty of options. Since I’m not a financial planner and I have no idea of your very specific finances, this episode will cover the process. In this episode we’ll get...
How to Rock Your Retirement with Roger Whitney
October 10, 2018 12:24 - 24 minutes - 22.7 MBFeel like you have a full plate and not enough time (or money!) to plan for retirement? Learn step by step how you two can rock retirement and still have fun now! Real Retirement Planning for Real Life Gotta love analytics. You all that data floating about. Once a week I look over things including what people searching when they discover Couple Money. And you know what I found? Believe or not, I noticed pretty much every day people discover my site with some variation of this one que...
Getting Affordable Health Insurance for Your Family
October 03, 2018 12:15 - 18 minutes - 17.2 MBTrying to sort through all the health insurance plans HR has given you? Find out how you can choose an affordable health insurance plan that covers your family's needs! Affordable Health Insurance for You Health insurance is a huge expense. Last year when we reviewed the health plan options, we found out that premiums were going up. again. No surprise there, but the amount did catch us off guard. If we were to stay with the 'basic' family plan we had, our monthly premiums would be alm...
How to Raise Your Credit Score and More Marriage and Money Questions
September 26, 2018 11:03 - 34 minutes - 47.9 MBWe open up the community mailbag again and answer your biggest marriage and money questions. Today we're discussing how to build your credit and raise your score, winning your spouse over with finances, and how to do a money date! Raise Your Credit Score, Money Dates, and More Today’s episode is kind of brought by..... you. Yep, it's community mailbag again and this time we have quite a varied plate on our hands! I appreciate you sending your questions in. In this episode we get i...
Marriage and Money: Working Together as Financial Opposites
September 19, 2018 09:00 - 29 minutes - 27.4 MBAre you two frustrated because you're financial opposites? Learn strategies and conversation starters so you can get on the same page and win with money! When Financial Opposites Attract Money fights are an incredible source of stress with marriage when left unchecked. it doesn't have to be that way. There are couples who have achieved huge goals - like paying off massive amounts of debts, buying their dream home, or travel together by harness the advantages of their differences. ...
How to Teach Your Kids to Save and Invest Money
September 12, 2018 12:23 - 25 minutes - 23.8 MBWant your kids to leave the house money savvy? Learn easy techniques and ways on how to teach your children how to save and invest like a pro! Teaching Kids to Save and Invest Do you remember how you handled money growing up? I can’t recall when I got my allowance, but I remember being in second or third grade going around the neighborhood collecting bottles and cans to recycle and earn some extra money. And as grateful as I am for learning what I did, from how I mismanaged money lat...
How One Couple Quit Their Jobs to Pursue Financial Freedom
September 05, 2018 09:30 - 27 minutes - 24.9 MBDream of quitting your job, but worried about your finances? Learn how one couple saved 70% of their income, quit their jobs, and pursued their dreams of financial freedom! Quitting $250K Jobs to Travel the Country Together September is here which means this week we're nailing down what we like to do before 2018 closes out. How about you? What goal or two do you want to knock out these next few months? There’s still time to do something big. Today Alison and Matt from Owen Your Futur...
Marriage and Money Q&A: Bigger Paychecks, Best Money Tools, and More
July 18, 2018 14:18 - 17 minutes - 16.2 MBToday I'm opening up the community mailbag and answering your biggest marriage and money questions! How do you maximize your paychecks while still making sure you don't owe the IRS come tax time? How do you tackle multiple goals and make real progress on them? Marriage and Money Mailbag We're here - the summer of savings finale! It's been an incredible and fun six weeks. I hope you got inspired with ways you can save money while still having a good time now. And I thought the be...
Cheap and Fun Summer Activities for Your Kids
July 11, 2018 16:49 - 23 minutes - 21.2 MBSchool's out - what are you up to? Today we're talking about frugal and fun summer activities for your kids and for you! Fun and Frugal Summer Activities for Kids Summer break is here and so far, it's been a blast. As school was finishing up with my little one we headed over to Denver. My cousin's wedding was beautiful. We took the girls to the park to play and relax. Got to go downtown, explore. Eat. We tried some local brews. Thanks to my mom, we had some extra date nights. t...
The Finances of Being Married to a Doctor with Financial Residency
June 27, 2018 11:53 - 33 minutes - 31 MBWhile it may seem doctors have it easy with their healthy incomes, the reality is much more down to earth as many are also dealing with massive amounts of debt. Learn how to balance dumping debt, saving, and having some fun now! Financial Residency with Allison and Curtis A few years ago when we were like trying to dig out of debt I thought they would be so much easier if we had a healthy income. And yes having a certain amount does make a big difference but that's only part of the...
Working Together to Dump Debt and Save with Popcorn Finance
June 20, 2018 14:08 - 17 minutes - 16.5 MBThe Debt Free Story Behind Popcorn Finance One of the first things I ask when you join the community is to share what goal you're tackling. By far, the two biggest goals are dumping debt and having some savings for emergencies. And that makes sense, seeing as the average household that has credit card debt, has a balance of just under $16,000. The average American under 35 has about $1500 in savings. That can be a real burden on a marriage. But you two can get out of your financial ru...
Meal Planning Essentials for Busy Couples
June 13, 2018 12:06 - 20 minutes - 18.5 MBDoes your food bill blow your budget? Today you'll learn how to master meal planning to save you a ton of time and money! How to Save with Meal Planning One of the biggest bills couples have - especially busy ones - is their food. Between eating out and buying food for the family, there doesn't seem to be enough money to cover everything. We discussed saving money when eating out a few episodes ago. Now we're looking at the other side -mastering your groceries and meals at home. ...
How to Save for Your Biggest Goals Together
June 08, 2018 14:48 - 13 minutes - 12.5 MBDo you two have several dreams you want to achieve, but not making any real progress? Today I'll share how you can save for your big goals together! How to Save for Your Biggest Goals Today we're going to tackle the three biggest hurdles to saving and achieving your goals: Getting your spouse on board with saving Getting on the same page with your goals Finding money to save Hope you enjoy! Resources to Define Your Priorities and Big Goals Whether it’s a joint or personal ...