Clear Money Program

Credit: What To Do if You're Going to Make a Late Payment

January 09, 2013 21:00 - 7 minutes - 1.55 MB

Sarae talks with Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services). Find out what you should do if you are going to have to make a late payment to protect your credit. To register for our next free class on credit, check our financial education class schedule.

Can I Negotiate My Credit Card or Loan Interest Rates? How?

January 02, 2013 17:30 - 8 minutes - 1.82 MB

Sarae speaks with Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services). Learn whether you can negotiate your credit card or loan interest rates and how to go about doing so. Click here for more tips about asking for a lower credit card rate. To register for our next free class on credit, check our financial education class schedule.

Top Tips for Improving Your Credit

December 26, 2012 17:00 - 7 minutes - 1.6 MB

Sarae is joined by Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services), to talk about the best ways to improve your credit. To register for our next free class on credit, check our financial education class schedule.

Financial Planners: Why Use and How to Choose

October 23, 2012 17:00 - 16 minutes - 3.54 MB

Sarae is joined by Jim Hall, Denver Community Credit Union’s Director of Business Services, who speaks with guest Clayton Shearer about the role of financial planners and how to go about selecting one that’s right for you. Mr. Shearer is a Certified Financial Planner and the founder of Wellness Financial Services.

The Denver Community Volunteer Board of Directors

September 18, 2012 20:30 - 17 minutes - 3.73 MB

Sarae speaks with Ms. Janice Cornell regarding the culture and role of Denver Community Credit Union's Volunteer Board of Directors. Tune in to find out who qualifies to serve as board member with our not-for-profit financial institution.

ReDirect Guide: Local Green Resource Directory

August 03, 2012 15:00 - 15 minutes - 3.26 MB

This week, Sarae speaks with Mike Johnson, founder of the ReDirect Guide. Find out how the ReDirect Guide came about & how it supports local sustainable small business. Check out Denver Community's listing the ReDirect Guide website!

Inside Scoop: How To Open a Trust Account

July 23, 2012 17:00 - 6 minutes - 1.36 MB

Sarae talks with Holly, of Denver Community's West Branch about how to open a trust at a financial institution. To learn more about trusts, join us for a free financial education class at 1041 Acoma Street. Check our class schedule for the next Wills & Trusts class: www.denvercommunity.coop/clear-money/classes.html

Civic Center EATS & the Civic Center Conservancy

July 13, 2012 20:00 - 16 minutes - 3.64 MB

Tune in this week to hear Sarae talk with Lindy Eichenbaum Lent, Executive Director of Civic Center Conservancy. Learn more about Denver's Civic Center EATS and how it supports local small businesses and the historic park itself.

Financial Aid Fine Print

June 06, 2012 17:00 - 16 minutes - 3.54 MB

Find out what you should ask before accepting financial aid. Sarae asks Janet Barger, a financial aid expert with over 30 years of experience in the field, about the fine print of financial aid. For more information about financial aid, please see DenverCommunity.StudentChoice.org.

Financial Aid Tips

June 01, 2012 20:00 - 18 minutes - 4 MB

Sarae discusses financial aid tips with Janet Barger, who has over 30 years of experience in financial aid, and currently serves as the Client Relations & Education Manager with Credit Union Student Choice.

Social Media E-Marketing

May 09, 2012 19:00 - 14 minutes - 3.08 MB

Sarae interviews Bryan Kimbell of Adrenalin, Inc. about social media e-marketing best practices and tips.

Search Engine Optimization (SEO)

May 01, 2012 22:00 - 14 minutes - 3.1 MB

Sarae speaks with Zachary Rischitelliof FiG Advertising about Search Engine Optimization (SEO). Zachary discusses how SEO is measured, why it's important to business owners, and his top tips to maximize SEO when strategically developing a website.

Power of Attorney: Your Most Vital Estate Planning Tool

April 30, 2012 20:00 - 12 minutes - 2.59 MB

Sarae talks with Attorney Frank Danzo about Power of Attorney (POA). Find out why developing a POA, especially a medical power of attorney to plan for incapacity, is one of the best tools you can have to plan for your future.

Wills: Planning for Your Peace of Mind

April 13, 2012 20:00 - 10 minutes - 2.22 MB

Sarae Kurth interviews Attorney Frank Danzo III, who specializes in estate planning, about wills. Learn about what drawing up a will entails and what you should look for when selecting an attorney to draw up your will.

The Inside Scoop: Lending & Credit Part 3

April 05, 2012 18:00 - 12 minutes - 2.73 MB

Amy, an experienced Lending Officer at Denver Community, talks about how to maintain good credit. To register for our next free class on credit, check our financial education class schedule.

The Inside Scoop: Lending & Credit Part 2

February 16, 2012 18:30 - 5 minutes - 1.09 MB

Shelly, a Lending Officer at Denver Community, talks about the first steps to improve bad credit. To register for our next free class on credit, check our financial education class schedule.

The Inside Scoop: Lending & Credit Part 1

February 09, 2012 18:30 - 7 minutes - 1.57 MB

Rhonda, a lending officer at Denver Community with 12 years of experience, gives two practical ways to help build credit. To register for our next free class on credit, check our financial education class schedule.

Getting Beyond Good Intentions Part 2

February 08, 2012 15:30 - 18 minutes - 3.98 MB

Nina Sonovia continues, speaking about how someone can get beyond good intentions to meet goals. Technology didn't cooperate, so this will be repeat of part one as well as the continuation. If you're listening for only part two, please begin listening at 10 minutes 30 seconds.

What Is Credit?

February 02, 2012 18:30 - 12 minutes - 2.55 MB

Chad Gentry, Executive Director of Mpowered, answers the question "What is credit?" If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at [email protected].

Getting Beyond Good Intentions

January 26, 2012 19:30 - 12 minutes - 2.63 MB

Nina Sonovia is interviewed about how to get beyond your good intentions and actually use some practical ideas to meet your goals. Listen to this as support to help you on your journey to meet financial goals.

The Inside Scoop: Individual Retirement Accounts (IRAs)

January 19, 2012 18:00 - 12 minutes - 2.71 MB

Our Quality Assurance Specialist returns to give the basics of the Individual Retirement Account as a way to save money for future retirement needs. Listen in if you want to learn some basic information about IRAs. For the IRS Publication 590, go to: http://www.irs.gov/publications/p590/index.html

Retirement: When Should I Start Saving?

January 12, 2012 18:30 - 8 minutes - 1.71 MB

Helen interviews the Quality Assurance Specialist at Denver Community about when to save for retirement. An example is shared that shows how one could make $100,000 more just by following a simple piece of advice about retirement saving.

The Inside Scoop: Where to Stash Your Cash

January 06, 2012 17:30 - 16 minutes - 3.5 MB

Amy Fidelis, Certified Credit Union Financial Counselor, answers the question, "Where should you stash your cash?"

How to Get Your Free Credit Report

November 28, 2011 18:30 - 16 minutes - 3.51 MB

Helen will ask questions of Amy Fidelis, Certified Credit Union Financial Counselor, about how to pull a credit report for free from the website AnnualCreditReport.com. Other questions that will be answered include: How frequent are errors in credit reports? What information does someone need to know to pull the report? How can someone improve a credit score? Listen and feel free to contact us with your additional questions at [email protected]. To register for our next f...

Conveniently Cooperative: CUSN & Credit Unions

November 03, 2011 16:00 - 18 minutes - 4 MB

Tune in to learn how you can use your credit union account nationwide even though you belong to a local credit union. In this show, Helen Gibson interviews the CEO of the Credit Union Service Network (CUSN) about how this service provides convenience at a price our not-for-profit cooperatives can afford.

The Inside Scoop: Debit or Credit?

October 26, 2011 17:30 - 20 minutes - 4.43 MB

You have done it. Someone at the grocery store asked "debit or credit" at the cash register as you swiped your debit card, and you have thought, "Who cares?" Helen interviews a Denver Community accountant, Alan,who tells you why it matters. Then, armed with the facts, you can make the choice you want to make, with confidence, everytime you're asked that question. Plus, you can tell all your friends & look super-smart.

How the Denver OED Helps Grow Businesses

October 06, 2011 17:30 - 31 minutes - 6.94 MB

The Denver Office of Economic Development (OED) employs Business Development Representatives in its Business Assistance Centers. Helen will interview two of these representatives, Carrie and Lynn. These representatives will share how they have helped hundreds of businesses in Denver as well as how they could help your business. Tune in to hear about this unique resource!

The Inside Scoop: Checking

September 07, 2011 19:30 - 15 minutes - 3.39 MB

In this episode, Helen will interview Nick, the manager of our Call Center. He will share his expertise with checking accounts. Even if you have had a checking account for years, you may be interested in learning the different ways to make sure you are not spending money on fees.

The Inside Scoop: How to Open an Account

August 25, 2011 17:30 - 15 minutes - 3.43 MB

I am starting a new series of short, fifteen minute shows here on Blog Talk Radio that I am calling "The Inside Scoop". Each one will be an interview with staff of the credit union to share some of the basics of financial services from their point of view. Today, during our first "inside scoop", I am interviewing our Downtown Branch Manager, Jonna, about how to open an account (plus some tidbits about her personal experiences).

Insurance

July 28, 2011 17:30 - 30 minutes - 6.85 MB

In this show, Helen Gibson interviews Chad Otto, an experienced insurance salesman from Liberty Mutual and Life Underwriter Training Council Fellow (LUTCF). Chad will answer the questions that bother everyone about insurance such as, “How can I reduce insurance costs?” and “Do I need to worry about someone slipping on my sidewalk?” Tune in for ways to save money on insurance without putting yourself at a dangerous risk.

Resources for Small Businesses

July 19, 2011 17:30 - 31 minutes - 6.88 MB

In this show, Helen Gibson interviews two representatives from the Office of Economic Development in Denver about the resources available to businesses. Some of the resources discussed will be the Business Assistance Center, financing, the Enterprise Zone Tax Credit program, Certifications, and more. Tune in for an inside scoop about resources your business may be missing out on!

Buying A Car (or Truck... or Minivan... or SUV)

July 14, 2011 17:30 - 30 minutes - 6.68 MB

I bought a car, and I felt like something wasn’t right. How do I know I got a good deal? My payments fit, and they told me I got a good rate, but I’m still not sure... In this show, we interview an experienced auto broker from our partner Auto Trek. We'll give you the inside scoop so you’ll know that you made a wise choice when you buy your next car. (For about 15 seconds, a technological issue interupts this show. Don't stop listening; we return very quickly.)

Health & Wealth

June 08, 2011 17:30 - 30 minutes - 6.78 MB

We are going to discuss the links between health and wealth with representatives of the Visiting Nurses Association.

Is Bankruptcy for Me?!

May 19, 2011 17:30 - 31 minutes - 6.87 MB

Helen Gibson interviews Chad Gentry, Executive Directory of Mpowered, a local non-profit in the Metro Denver area, about bankruptcy. This show will help educate a person on the pros and cons of filing for bankruptcy.

Home Buying: An Introduction

May 05, 2011 17:30 - 30 minutes - 6.68 MB

In this show, Helen Gibson will interview Michael Rittner, a Realtor with Rittner Realty, about some of the intial steps to buying a home. Denver Community Credit Union is an Equal Housing Lender.

Wills & Trusts

April 28, 2011 17:30 - 30 minutes - 6.85 MB

As one of our most popular topics, this wills and trusts show interests people because we want to plan for what happens after we leave our families & friends behind. This show is an interview with Attorney Frank Danzo III about the tools of estate planning. Listen for tips on how to begin planning for your family's future.

Identity Theft

April 27, 2011 17:30 - 30 minutes - 6.87 MB

How many times have you wondered as you made that internet purchase, “Is this safe? Will someone take my information and I won’t even know it?” Identity theft keeps rising in the United States as criminals become more and more advanced. When we know more, we can protect ourselves from identity theft. Barb Martin Worley of the Denver District Attorney's Office will cover how to avoid putting yourself at risk for identity theft.

Money Myths

April 25, 2011 17:30 - 29 minutes - 6.58 MB

Amy Fidelis, expert financial educator and Certified Credit Union Financial Counselor, discusses common money myths or beliefs that we have that might interfere with our goals.

Small Business Taxes

April 22, 2011 19:30 - 13 minutes - 2.88 MB

Listen to a preview of our small business tax panel. The panel was on April 27, 2011. Email us at [email protected] if you have any questions.

Daily Deals: Benefits & Drawbacks

March 18, 2011 17:30 - 23 minutes - 5.18 MB

Hear from the owner of DealKarma.org about the business of daily deals. She'll give you a background of the business, and then speak about the pros and cons of this promotion technique both for the business and the consumer.

Couples & Cash

March 17, 2011 17:30 - 30 minutes - 6.71 MB

Helen interviews Jessica Grose, an Associate Editor for Slate Magazine as well as the managing editor of DoubleX, Slate's section for women. She recently studied how different couples manage finances, and she will share the stories and information she discovered. Listen to hear the stories. Leave with some new ideas for managing your own money. To see the article she wrote, please visit http://www.slate.com/id/2281613.

Clear Money Program

Episodes