Cash Chats UK Money & Personal Finance podcast
441 episodes - English - Latest episode: 5 days ago - ★★★★★ - 1 ratingCash Chats is one of the top money and personal finance podcasts in the UK.
Hosted by award-winning broadcaster Andy Webb, founder of BeCleverWithYourCash.com and YouTube's Andy Clever Cash channel, the show will help you save, make and manage money here.
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Episodes
#113 Coronavirus & your money: Stockpiling, holidays, work and investments
March 04, 2020 08:06 - 32 minutes - 19.6 MBThere's only one thing we're all talking about this week and it's Coronavirus. In this episode of the podcast, I've looked at how some of the conversations that relate to money. So should you be stockpiling, and if so what? Should you book a holiday? Should you go if you've already done it? Will you get paid if you can't go to work? Should you worry about investments? FURTHER READING > How to stockpile for an emergency > Is your holiday protected? > MSE's guide to which travel in...
#112 How to be ethical and money saving
February 26, 2020 13:47 - 45 minutes - 26.7 MBI want to make better ethical decisions when spending money, but I sometimes come up short. Though I boycott brands like Nestle and Sports Direct while only buying cruelty-free cosmetics and free-range meats, I also fly long haul, shop at Amazon and have the latest iPhone. So what can you do? Well in this episode of Cash Chat I'm joined by Tim Hunt from Ethical Consumer magazine to discuss whether it's possible to do everything, if you need to pick your battles and some easy ways you ca...
#111 Is it worth saving?
February 19, 2020 17:03 - 37 minutes - 22.9 MBThis week we've seen some of the top paying and most popular savings accounts cut their rates at the same time that inflation has hit a six month high. Combined it's bad news for savers, meaning any money you put away is earning less and worth less. So should you just not bother? In this episode find out what you could be doing with your money instead and where to put any cash you do want to save. FURTHER READING > Cash savings to beat inflation > How to set savings goals you’ll actu...
#110 Your forgotten cash
February 12, 2020 16:03 - 35 minutes - 21.8 MBThis week Tesco revealed how there are £17 million worth of Clubcard vouchers due to expire at the end of February. People have had the points for two years but forgotten that if they don't use them they lose them. So in this week's episode I've shared the different places you might have more lost and forgotten cash - often in your wallet or your home. Plus the top offers and bargains in my deals of the week. FURTHER READING Articles on Be Clever With Your Cash on this topic > Your...
#109 Do you really need to switch bank?
February 05, 2020 09:00 - 37 minutes - 23.2 MBThis week on the podcast Andy looks into whether you actually need to switch bank. Though there are certainly benefits for moving your banking, from higher interest on savings through to smart apps to help you budget, you might not actually have to switch to take advantage. Find out how to do it, when to do it and when not to in this week's episode of Cash Chats. FURTHER READING Do you really need to switch bank? The best bank switching deals and offers How to switch bank M...
#108 Cutting the cord on Sky and Virgin TV
January 29, 2020 16:06 - 43 minutes - 26.4 MBIf you get your TV via Sky or Virgin Media then you're paying far more money than you need to. It's possible to dramatically cut how much you pay and still watch all the channels you want. Yep that includes the likes of Sky Atlantic, Fox and Discovery, and even Sky Sports. And you can still get multi-room viewing and record the majority of channels. In this episode Andy has been joined by blogger Or Goren to discuss how you can "cut the cord", the alternative ways to watch and the tools...
#107 The money apps I actually use
January 22, 2020 17:12 - 45 minutes - 27.9 MBThere are hundreds of apps designed to help you save, make or better manage your money - but which are the best? Andy is joined by his friend Jordon Cox - aka the Coupon Kid - to take a look at the ones they use on their phones and the ones which are a waste of space. Find out which apps will earn you money off your phone bill, get you a better deal on duty-free, make some cash on the side and help you see all your bank and credit card accounts in one place - plus more. FURTHER READING ...
#106 Clearing your credit and store card debts
January 15, 2020 17:11 - 31 minutes - 19.1 MBMid-January is one of the peak times for people applying for balance transfer credit cards. In this episode Andy has explored how you can clear your credit card and store credit debts and reduce how much they're costing you. Find out how to make a 0% balance transfer card work for you, and why it might not be the magic bullet for your debts. Further reading > 0% Balance transfer cards explained > Quickly clear your credit card debt > Santander 123 current account changes > Natw...
#105 Booking a holiday
January 08, 2020 17:29 - 45 minutes - 27.2 MBJanuary is peak holiday booking time, with "early bird" deals tempting people to book now and have something to look forward to during the dark winter months. In this episode Andy has taken a look at whether you should be booking now, or if you should wait. Plus his tips for making sure you're getting the best value for money on your flights and hotels. FURTHER READING How to find a cheap flight https://becleverwithyourcash.com/find-cheap-flight/ How I get the best value hotel room...
#104 Was 2019 good for your money?
December 18, 2019 22:04 - 24 minutes - 14.9 MBWith the year (and the decade!) over, Andy has looked back at the big personal finance topics of the year to see whether it's been good or bad for you and your money. Plus, deals of the week. FURTHER READING Food stockpiling tips American Express welcome bonus changes Latest bank switching offers Natwest and RBS cashback to end Overdraft cost increases Tesco Clubcard Plus review Bad broadband changes Links to all this week's offers over on Be Clever With Your Cash ABOUT C...
#103 Should you buy now and pay later?
December 12, 2019 09:47 - 29 minutes - 17.7 MB0% interest finance isn’t new. For a set period you can borrow money - usually for a large expense - and as long as you pay it off you don’t get charged interest. This isn’t necessarily a bad thing - I've used it myself. But now the likes of Klarna and Clearpay are making it easier than ever to get it, and often on cheaper, more affordable items such as fashion. So in this episode I've looked at the different 0% options, from credit cards through to finance deals through to these newer s...
#102 Is it the thought that counts?
December 04, 2019 23:34 - 41 minutes - 24.9 MBA bad present, either because it's not been thought through or it's just a lazy purchase, is one of the worst wastes of money as there's every chance it'll end up in the bin or just at the back of a cupboard unused. So in this episode, Andy shares why he hates Secret Santa and how you can make sure whatever gifts you buy actually to live up to the old adage that it's the thought that counts. He'll also look at whether regifting is ok. FURTHER READING Links to all this week's offers ove...
#101 Black Friday Reality Check
November 27, 2019 16:30 - 30 minutes - 18.2 MBCan you really get a bargain in the Black Friday sales? A report this week claimed only one in five Black Friday deals were at their cheapest on that day in November last year. In the podcast this week I've taken a look at why that might be and assessed a handful of the offers already. Plus, a warning about buy-now, pay-later services such as Klarna. Further reading: My huge list of the best Black Friday offers Ep99 - How to get the best price Price matching tricks ABOUT CASH C...
#101 - Black Friday Reality Check
November 27, 2019 16:30 - 30 minutes - 18.2 MBCan you really get a bargain in the Black Friday sales? A report this week claimed only one in five Black Friday deals were at their cheapest on that day in November last year. In the podcast this week I've taken a look at why that might be and assessed a handful of the offers already. Plus, a warning about buy-now, pay-later services such as Klarna. Further reading: My huge list of the best Black Friday offers Ep99 - How to get the best price Price matching tricks ABOUT CASH C...
#100 How to get hundreds of pounds of cash for free
November 20, 2019 23:44 - 38 minutes - 24.1 MBThis week, to celebrate 100 episodes, I’m going to share with you some easy ways to get free money. No faffing around with filling in surveys. No buying things you wouldn’t normally buy, or getting part of the money back. No fees or subscriptions. No upfront payments. This is all from just normal spending. 100% Profit. You’ll get hard cash or in a few cases gift vouchers - not money off or discounts. Not predicted savings by switching. Actual cash. And the money will be yours. The mon...
#99 Getting the best price
November 13, 2019 20:46 - 35 minutes - 21.6 MBGetting the best price is much easier when you know how to compare prices, check price history, use price matching and set price alerts. In this week's episode Andy takes you through how he does all of these, including the websites and apps that'll take most of the hard work away. Plus the latest deals of the week including saving at the theatre and boosting your Asda Christmas shopping funds. FURTHER READING Where to price match How to search price history ABOUT CASH CHATS Cas...
#98 How cashback sites work
November 06, 2019 23:55 - 35 minutes - 28.7 MBOne of the easiest ways to make some extra cash is to shop via cashback websites. In the last six years, I've made more than £4,000 using the main sites - TopCashback and Quidco. Easy money. Free money. It might sound like it's too good to be true, and there are risks associated, but it's a quick win for any savvy shoppers. Here's how they work and what to watch out for. FURTHER READING Get a £17 new customer bonus at Quidco https://becleverwithyourcash.com/newsletter/ Get a £10 n...
#97 Supermarket Loyalty Schemes
October 31, 2019 05:00 - 36 minutes - 22.1 MBThere have been some big changes to the world of supermarket loyalty schemes. First Nectar added extra ways to earn points at Sainsbury's, and now Tesco has launched a premium option costing £7.99 a month. Along with the forthcoming Nectar Double Up event, Andy has looked at what the points are worth, and how to make sure you're getting the most you can for your points. Plus, the deals of the week bonus episode is now part of the main podcast, so keep listening to find out the half dozen t...
Deals of the week 24th October 2019
October 24, 2019 08:11 - 10 minutes - 8.09 MBFree pumpkins, 20% off kids bikes, Star Wars ticket deals, 25% off wine, free Gourmet Society trial, Sky Sports pass offer, Morrisons 3% boost and more. Andy’s back with eight top deals to save you money. From free pumpkins at the supermarket to cheap ways to book for the new Star Wars movie the cinema, these offers can’t be missed. FURTHER READING More about all this week's deals on Be Clever With Your Cash ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster...
#96 Your money in the countdown to Christmas
October 21, 2019 10:38 - 26 minutes - 16 MBWe’re less than 10 weeks away from Christmas. That might seem like a long time, but it’ll creep up on you faster than you think – meaning it’s a good time to start thinking about how much you’ll spend. In fact, even if you’re listening to this in November in December, or just want to get well ahead of Christmas 2020, it’s never too late or early to follow the tips in this episode. So here’s a checklist of the main expenses, along with tricks to bring down their cost, plus some tips to he...
#95 The best cashback credit cards
October 14, 2019 06:00 - 22 minutes - 13.5 MBIf you manage them right, a cashback credit card can be the best weapon you have in your wallet to boost your income. Here Andy shares when you should get one (and when you shouldn't), as well as his pick of the cards on the market. FURTHER READING Andy's review of the best cashback credit cards ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Ch...
#94 Where to put your savings
October 07, 2019 06:00 - 19 minutes - 11.8 MBIn recent weeks and months, savings rates have been cut from 5% to 3% at TSB and 3% to 1% at Tesco, 5% Regular Savers have been axed at Nationwide, First Direct and HSBC, and the leading easy access savings account from Marcus fallen to 1.45%. With less options available, Andy has shared where you can put your cash with interest that will beat inflation. FURTHER READING Cash savings to beat inflation More about the Personal Savings Allowance ABOUT CASH CHATS Cash Chats is prese...
Deals of the week 3rd October 2019
October 03, 2019 11:17 - 8 minutes - 5.32 MBThis week Andy shares how you can - Get £125 and six free cinema tickets - Find the cheapest copy of Philip Pullman's The Secret Commonwealth - Earn a bonus £2.50 from Quidco - Beat the NOW TV price increase - Buy £4.75 Odeon tickets - Get a £5 Amazon voucher FURTHER READING Links to all this week's offers over on Be Clever With Your Cash Andy's video and article about bank switching ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. ...
#93 FIRE (Financially Independent Retire Early)
September 30, 2019 10:55 - 31 minutes - 23.8 MBThis week Andy has been joined by his money blogging friend Ken Okoroafor. Ken is a keen advocate of the FI and FIRE movements where people work hard to reach financial independence well before the normal retirement age. He tells Andy how he got started and shares what people can do if they want to start their own FI journey. FURTHER READING Andy's blog Be Clever With Your Cash can help you cut back and make your money go further https://becleverwithyourcash.com/ Ken's blog The Humb...
Deals of the week 26th September 2019
September 26, 2019 12:30 - 8 minutes - 6.29 MBSave on toys, beauty products, cinema tickets, supermarket shopping and more. This week Andy's spotted nine top deals and offers you might want to take advantage of this weekend. - Up to 20% off toys at Smyths - "Free" Lego Advent Calendar for new TopCashback customers - Free Costa Express hot drink on Tuesday - Boots Advantage Boost weekend from Friday - Space NK - £15 off when you spend £60 - £175 HSBC Bank switch offer is back - Will Aid is in November - Two Odeon tickets and m...
#92 Does it matter if cash is dying
September 23, 2019 08:07 - 31 minutes - 19.1 MBCash is no longer king. It’s dying. New figures show 80% of sales are with a debit or credit card. Debit cards are most popular - 57% of sales according to the British Retail Consortium, but this is the first time credit card use has overtaken cash. Is this a good thing? Cards definitely come with lots of benefits, but so do cards. So should we be worried about a cashless society? in this episode of the award-winning Cash Chats podcast, Andy has taken a look at the pros and cons of both ca...
Deals of the week 19th September 2019
September 19, 2019 18:29 - 8 minutes - 6.58 MBThis week, Andy shares deals about - A Christmas savings card hack - A free 90-day Tastecard trial - 75p Chocolate Oranges - Reduced to clear ice creams - Buy one get one half-price fish - Free beer! FURTHER READING: More on these over at https://becleverwithyourcash.com/deals-of-the-week-19th-september-2019/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annua...
#91 Why you need more than one bank account
September 16, 2019 10:30 - 27 minutes - 16.9 MBIf you've only one bank account you not only run the risk of being locked out of your money, but you could be missing out on free cash and higher interest elsewhere. This week on the podcast, Andy takes you through the reasons why you should open up more than one bank account. You don't need as many as him (15 at the latest count!), but having at least two or three can make a big difference to how you manage your money. FURTHER READING: > The accounts that give you cashback on your b...
Deals of the week 12th September 2019
September 12, 2019 05:30 - 11 minutes - 8.25 MBAndy's back with savings on iPhones, The Handmaid's Tale sequel, free Amazon credit and more. The big news this week was the unveiling of some very expensive new iPhones. We also had the long-awaited new book from Margaret Atwood, plus news of a price increase for NOW TV. Listen for more on these and more deals. Read about the deals Ways to save money on the new iPhone 11 and iPhone 11 Pro The latest Apple iPhones can be preordered from the 13th September. They cost a lot of money, s...
#90 How we shop
September 09, 2019 05:30 - 37 minutes - 26.1 MBThis week's episode is a little different, as Andy is joined around a table with fellow money bloggers to chew the fat on how we shop. It's a universal topic - we all spend money - but we all do it in different ways. Whether we prefer the high street to online, choose to boycott certain retailers and how we cope with dodgy self-service machines are just some of the areas that cropped up during our chat. THIS WEEK'S GUESTS ON SOCIAL Twon blogs at thereverend.co.ukand can be found at ht...
Deals of the Week 5th September 2019
September 05, 2019 12:12 - 7 minutes - 5.53 MBThis week Andy has news of: A big Tesco promotion for Clubcard members How to get £5 vouchers at M&S and H&M A new £150 bank switching bonus Massive discounts on garden, BBQ and picnic products An Amazon multibuy offer READ MORE Read more about these deals in the links below (note - these deals come and go so if the info isn't on the links it's because the offer has ended). Tesco Clubcard Prices promotion details https://becleverwithyourcash.com/tesco-clubcard/ How to get a M...
#89 Second-hand September
September 02, 2019 06:00 - 31 minutes - 16.3 MBThis month the charity Oxfam is encouraging us to stop buying new clothes and just shop second-hand in September. The reason? Well there are a few, but the environmental impact of fast fashion is right up the top. Around 11 million items of clothing are added to landfill every WEEK in the UK, while it takes 20,000 litres of water to make a pair of jeans and a t-shirt (that's enough to keep a person well hydrated for 13 years!). Of course, shopping second-hand (or not at all) also has som...
Deals of the Week 29th August 2019
August 29, 2019 10:19 - 9 minutes - 6.97 MBThe best deals you can get right now – get them before they go! This week find out how to: Get an Amazon Echo for £55 How students can save at Apple and Amazon Get a free cheeseburger Use Clubcard points at NOW TV Save £29 on Spotify Premium Get £10 movie rental credit and a cinema ticket for £5.99 Read about these deals Free Argos £5/£10 voucher and Amazon Echo deal stack Until midnight Thursday 29th August you can get a free £5 voucher when you spend £50 at Argos, and a £...
Deals of the week 22nd August 2019
August 22, 2019 10:53 - 11 minutes - 8.48 MBThis week Andy Webb brings you seven hot money saving offers and deals from the last seven days. This week find out how to: - See a film for "free" this weekend - Get five Odeon tickets for £20 - Eat up some National Burger Day deals - Save on Amazon devices - Travel by train for 10p - Get a free £15 for opening a bank account - Watch Sky Sports for 10 months for £20 a month FURTHER READING: Read more about these deals in the links below (note - these deals come and go so if the ...
#88 Digital banks
August 19, 2019 07:40 - 44 minutes - 32 MBMonzo, Starling, Revolut and others are part of a new raft of digital banks you can only open and manage from your smartphone. They’re becoming increasingly popular, often with a cult-like following from largely millennial customers - something you never see with traditional banks. Probably the most loved is Monzo, which is leading the bunch with more than 2.6 million customers and growing fast. Many people open one of these accounts for the incentive of fee-free spending overseas, but oth...
Deals of the week 15th August 2019
August 14, 2019 18:00 - 7 minutes - 4.96 MBAndy Webb brings you five hot deals from the last seven days. This week find out how to Watch Quentin Tarantino's Once Upon A Time In Hollywood AND three other movies this month for £9.99 Get a £5 Amazon voucher for watching TV Recycle old Body Shop bottles for a £5 reward Switch bank for a £175 bonus Save 25% on ANY wine and fizz at the supermarket FURTHER READING: Read more about these deals in the links below (note - these deals come and go so if the info isn't on the links it...
#87 What an overdraft really costs you
August 12, 2019 09:04 - 35 minutes - 25.9 MBAndy is joined by Sara Williams from the Debt Camel blog to discuss why an overdraft could be costing you more than you expect, and how changes on the way to simplify charges could be good or bad news for your bank balance. Plus, a few ways to bring down your overdraft. FURTHER READING: Sara blogs at Debtcamel.co.uk. Here are a few of her articles on overdrafts: Overdrafts – a hard type of debt to clear Will new rules on overdraft fees help you? Will simpler mean lower? ABOUT...
Deals of the week 8th August 2019
August 08, 2019 08:17 - 14 minutes - 8.79 MBAndy Webb has been hunting for more special offers and deals to save you cash. This week: Save at the cinema every day of the week with a Tastecard Free bike hire in London Trick for Natwest customers to get 10 months of Sky Sports for £149 Free £125 John Lewis gift card for big spenders A chance to get £15 tickets to Fleabag in the West End £10 Amazon gift card for people signing up to auto-switching service Look After My Bills FURTHER READING Here are the links to all these d...
#86 Spend less on the new football season
August 05, 2019 06:00 - 37 minutes - 22.7 MBThe 2019/20 football season has begun! But being a fan isn't cheap. In this episode money-saving geek Andy Webb has had a look at how you can cut the price you pay to watch football on Sky, BT and Amazon, how to get the best value tickets for live games and few tricks to help save money on football shirts. You can read more about everything Andy speaks about over at https://becleverwithyourcash.com/cashchats86/
Deals of the week August 1st 2019
August 01, 2019 06:00 - 9 minutes - 6.11 MBAndy is always searching for the best money-saving deals and offers, and in this weekly bonus episode, he shares some of the key ones from the last seven days. This week Andy has info on: Free £10 or £5 Argos vouchers when you shop a 20% off Habitat code 30-day trials for £1 with kids membership services Free West End theatre tickets for the kids A free pint or gin at the pub All the links can be found over at https://becleverwithyourcash.com/
#85 Holiday money
July 29, 2019 05:30 - 32 minutes - 20 MBIf you're going away this summer Andy shares what you need to do to get the best exchange rate possible. From which credit and debits cards are good to use through to how to get the most foreign currency for your cash. Show notes and links over at https://becleverwithyourcash.com/cashchats85/
Deals of the week July 24th 2019
July 24, 2019 09:30 - 13 minutes - 8.08 MBAndy Webb shares the top offers and deals you need to grab before they are gone, including £1.25 movie rentals and £2.50 purchases, including Captain Marvel £10 free beer credit from Honest Brew In-store bargains at the M&S Summer Drinks Festival £10 Boots discount More on these and other deals at https://becleverwithyourcash.com/
#84 Your last chance for PPI refunds
July 22, 2019 11:47 - 27 minutes - 24.3 MBAndy is joined by Naomi Willis from Skint Dad to talk about the impending PPI refund deadline. There are just weeks left before the window to claim for a PPI refund is firmed closed - and for good. Though it won't apply to everyone, it's well worth taking a few minutes to find out if you or family members are entitled to get some money back. In this week's episode, Andy and Naomi take you through who can claim and how to claim before the 29th August deadline. You can get the links for ...
Deals of the week July 18th 2019
July 18, 2019 10:47 - 17 minutes - 10.6 MBThis week's bonus episode of the latest deals and offers Andy has spotted this week includes: £18 Alton Towers tickets Free ice cream Amazon Pantry sale Free Beats headphones for students and teachers More over at https://becleverwithyourcash.com/
Deals of the week July 11th 2019
July 11, 2019 10:37 - 15 minutes - 9.52 MBThe hottest money saving offers and deals in the UK each week from money geek Andy Webb. This week Andy's spotted the following: £20 off Amazon Prime membership £10 off at Boots £3.79 Sky Sports week pass on Now TV Free Bacardi cocktail Free 4K movie rental You can get the links and more info over at https://becleverwithyourcash.com/
Deals of the week July 3rd 2019
July 03, 2019 16:35 - 11 minutes - 7.29 MBThis week Andy shares loads of freebies from ice cream to pints of the black stuff! Tune in to find out how to get £120 from Barclays £1.50 off any ice cream £5 from Amazon for linking a credit card A free pint of Guinness every day £5 for opening a Monzo bank account There's more info and those all important links over at https://becleverwithyourcash.com/
Deals of the week June 26th 2019
June 26, 2019 14:30 - 14 minutes - 9.01 MBDeal detective Andy Webb shares the hottest offers and sales from the last week - with many due to end this weekend. Listen in for more on 90p movie rentals including Lego Movie 2 A £3 trick to get 2-4-1 Odeon tickets for the next three months 20% off at eBay Your last chance to earn 3% on savings for a year and £175 on a bank switch Where to find some home and furniture bargains in the summer sales More at https://becleverwithyourcash.com/
Deals of the week June 20th 2019
June 20, 2019 11:44 - 12 minutes - 7.84 MBThis week's hot deals from money geek Andy Webb include: Your last chance to get up to 5% interest on savings app Chip How to get six free cinema tickets A big saving on Sky Sports passes A nudge to price match the John Lewis sale Another last chance, this time to get an Amazon Echo Dot for £16 More information can be found at https://becleverwithyourcash.com/
Deals of the week June 13th 2019
June 13, 2019 15:40 - 11 minutes - 7.3 MBIn this week's bonus episode, Andy shares 5 top deals including: How to get two Legoland tickets for £23 Where to get a third off an Apple Macbook Why it's a good weekend to shop at Boots What business owners need to do to save £50 at Amazon Discounts to celebrate National Beer Day You can find more info and links for these are more over at https://becleverwithyourcash.com
Deals of the week 6th June 2019
June 06, 2019 15:55 - 12 minutes - 7.54 MBThis week Andy shares five hot deals that'll save you a packet, including: How to save 4% on Netflix subscriptions every time Get £20 + off at Very Kids go free at the theatre with Kids Week Why you need to ditch your Tesco bank account How to get an Echo Dot speaker for less than £16 More info on all these and more at https://becleverwithyourcash.com/