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Beyond the Field

468 episodes - English - Latest episode: about 1 year ago -

Welcome to Beyond the Field – a finance-oriented (kinda) series powered by Money Empire, a group of financial advisers that like to do things a little differently. We are bringing you all the financial info (and cool guest speakers) so you can go forth in the world and feel empowered.

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Episodes

Six ways to Save Money on your Mortgage | Ep. 155

October 20, 2020 22:00 - 8 minutes - 5.58 MB

People are creatures of habit – even if they’re struggling with mortgage payments or are looking to grow their property portfolio, they might not be proactively looking for a better deal or better structure. We believe that if everyone knew the benefits of getting proper advice around how to make your mortgage work for you, everyone would be lining up to restructure!  BTF hosts Kayne and Goran share six tips on how to save money on your mortgage!   Thank you to our series sponsor – Atomic C...

Healthy Homes Standards - what this means for Property Investors | Ep. 154

October 19, 2020 01:00 - 4 minutes - 3.38 MB

Kayne and Goran sit down to talk through the healthy homes standards. They cover the newly introduced minimum standards for heating, insulation, ventilation, moisture and drainage, and draught stopping in rental properties. Find out what this means for all of our property investor listeners!  https://www.tenancy.govt.nz/healthy-homes/    Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or...

Having a Baby - Be Financially prepared for your New Arrival | Ep. 153

October 15, 2020 18:00 - 5 minutes - 4.01 MB

Finding out a little bundle of joy is on the way is an exciting milestone! A new arrival is likely to mean some big changes to the family finances, but the last thing you want as a new parent is for money worries to be a distraction. With a bit of planning, you can keep your finances under control and enjoy all the great things about having a baby.  Hosted by Kayne, Isa & Goran.     Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts. ...

Managing your Finances after Separating or Divorce | Ep. 152

October 13, 2020 18:00 - 5 minutes - 4.04 MB

Separation or divorce is a stressful and upsetting time. It also negatively impacts any wealth that has built up and any preparations we’ve made for the future. Sometimes the only thing to do is get life back on track by taking control of our income, debts and spending.  Kayne, Isa & Goran get back to basics talking through bank account structures, how to determine your fixed costs and understanding your budget.    Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and ...

The Benefits of Consolidating Debt | Ep. 151

October 11, 2020 22:00 - 4 minutes - 3.45 MB

‘Consolidating’ debt means taking out a new loan to wrap all our existing debts together and pay them off at once – ideally at a lower interest rate, so we get out of debt faster. Consolidating your debt is a great way to save money too.  The BTF team sit down to discuss the positives and negatives of consolidating your consumer debt.   Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or ...

Property passed in at Auction | Ep. 150

October 08, 2020 18:00 - 4 minutes - 3.05 MB

Anyone who has experienced their property being passed in at auction can relate to this massive anticlimax!  It's a strange outcome in the selling process.  The BTF team explain what it means when a property is based in at auction and what comes next!     Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz...

What it means to be a Guarantor | Ep. 149

October 06, 2020 18:00 - 5 minutes - 3.66 MB

It's not uncommon for a bank to require a guarantor on some property transactions.  But what exactly is a guarantor? Acting as a guarantor, you 'guarantee' someone else's loan by promising to repay the debt if they can't afford to.  The BTF crew dissect the potential liabilities involved and what this means for future borrowing.  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a ...

Zoom Towns | Ep. 148

October 04, 2020 21:00 - 4 minutes - 3.4 MB

It's a new term being referenced in America due to the global pandemic.  And now property analyst in NZ predict that New Zealand's beach towns will soon become 'Zoom Towns' as remote working and lower property prices attract city workers out to the coast!    Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co...

Real Talk with Isa Nacewa - No Bulls**t PART FOUR. Offshore Players | Ep. 147

October 03, 2020 18:00 - 18 minutes - 12.4 MB

I’ve been there and done that. Trying to sort things when you are on the other side of the world is hard and most of the time get left to “the end of the season”, or get chucked in the ‘TO HARD BASKET’. It's not as hard as you think. At least reach out and ask for help  Enjoy the ride, that’s what it's all about! But, set yourself up for life after RUGBY too.  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any q...

Real Talk with Isa Nacewa - No Bulls**t PART FOUR. Offshore Players | Ep. 147

October 03, 2020 18:00 - 18 minutes - 12.4 MB

I’ve been there and done that. Trying to sort things when you are on the other side of the world is hard and most of the time get left to “the end of the season”, or get chucked in the ‘TO HARD BASKET’. It's not as hard as you think. At least reach out and ask for help  Enjoy the ride, that’s what it's all about! But, set yourself up for life after RUGBY too.  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any q...

Real Talk with Isa Nacewa - No Bulls**t PART THREE. Nz Based Players | Ep. 146

October 02, 2020 18:00 - 14 minutes - 10 MB

It's way easier sorting your finances while you are playing in NZ.  Don’t piss around. Get the right advice and right structure while you are playing in NZ.  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/     The advice shared on Beyo...

Can I use Kiwisaver to Buy into an Existing Property? | Ep. 145

October 01, 2020 18:00 - 3 minutes - 2.66 MB

Isa chats to Kayne & Goran on a scenario where a first home buyer wants to buy into an existing property with the current owner and use Kiwisaver as the deposit. Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/     The advice shared on ...

What is ACC Insurance | Ep. 144

September 30, 2020 18:00 - 6 minutes - 4.37 MB

BTF explain what Accident Compensation Corporation is, why it was formed and what it covers for NZers. Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/     The advice shared on Beyond the Field is general in nature and does not consider...

Real Talk with Isa Nacewa - No Bulls**t PART TWO. Retirement & Transition. | Ep. 143

September 29, 2020 18:00 - 18 minutes - 13 MB

100% GUARANTEE – Rugby doesn’t owe you anything!! If you think the game will look after you because you achieved this or that in your career, you are WRONG! It will roll on without you!  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/ ...

The Extra Costs Most People Forget when Purchasing a House | Ep. 142

September 28, 2020 18:00 - 4 minutes - 3.14 MB

When purchasing a house, we all know the most significant outlay is the home itself!  But there are lots of other hidden costs that many people forget to factor into their budget.  The BTF team share those hidden costs!      Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook htt...

What is Bank Insurance? | Ep. 141

September 27, 2020 22:00 - 5 minutes - 3.94 MB

Isa chats with Kayne and Goran to break down the potential pitfalls of bank insurance.  The most significant difference between a bank policy vs a policy with an insurance provider is the underwriting process.  The boys explain why the underwriting process is so crucial should you ever need to claim on your policy.  Bank insurance is generally cheaper - but sometimes, the cheaper - the nastier!  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through o...

Real Talk with Isa Nacewa - No Bulls**t PART ONE. Rugby Players 'Who are We?' Ep. 140

September 25, 2020 19:00 - 18 minutes - 12.6 MB

Welcome Real Talk with Isa Nacewa - No Bulls**t.  A four-part mini-series designed for Professional Athletes.      We all come from DIFFERENT walks of life.  Club players. Mitre 10 Cup. Super Rugby. ALL BLACKS. Living Off Shore. Japan Based. Europe Based. Private Schools. Public Schools. Good Agents. Bad Agents. Winners. Losers. Family First. Retired. Mental Battles. Bruised Bodies. Egos. Humble. Captains. Battlers.  Every single one of you is in a different position in LIFE and whatever ...

GUEST SPEAKER - Tim Boyle. Co-Founder of Whip Around | Ep. 139

September 24, 2020 22:00 - 42 minutes - 29 MB

In his own words, this guest speaker describes himself as a Passionate New Zealander, and you can feel his energy and passion when talking about his company. Tim Boyle is the Co-Founder of Whip Around, which was born in 2016, initially to help freight companies in New Zealand tackle their paper-based compliance burden.  Whip Around now has offices in Auckland and Charlotte, North Carolina.  Tim sits down with BTF hosts Kayne and Isa to share all the details of their initial hustle, growth an...

Mental Health Week Special - Dealing with Financial Stress | Ep. 138

September 23, 2020 19:00 - 10 minutes - 7.17 MB

2020 has been a challenging year - our economy has been affected by the current pandemic, which is making life more difficult for many of us.  Some will be facing a reduction in pay, redundancy, a change of working hours, difficulty finding a job and loss of invested money.  It's understandable to be feeling anxious and stressed in these difficult times.  It can be hard work, especially with people already stretched to meet the needs of their whanau.  It's more important than ever to take ca...

Health Insurance and the Different Plans Available | Ep. 137

September 22, 2020 19:00 - 6 minutes - 4.34 MB

Today's complicated state of insurance means that people are not getting the right policies best suited to their needs, stage of life or budget.  Many Kiwi's might be sitting on a false sense of security that will not give them what they need at claim time.  Let us help!!  Kayne, Goran and Isa discuss the terms of Health Insurance in plain English, so you understand what we are talking about!  There are lots of different plans available with price options to suit everyone.  If you are still ...

Discharging a Mortgage - a Clients Perspective | Ep. 136

September 21, 2020 19:00 - 5 minutes - 4.07 MB

To follow on from episode 135 the BTF crew discuss what to expect from your lender if you have two or more properties crossed collateralised with debt when you are trying to discharge one.    When refinancing or selling property, it always involves the discharge of the existing mortgage over your property.  That requires repaying any amount you owe the current mortgagee, which is usually the bank.   Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests throu...

Discharging a Mortgage - from a Lawyers Perspective | Ep. 135

September 20, 2020 22:00 - 5 minutes - 4.09 MB

When refinancing or selling property, it always involves the discharge of the existing mortgage over your property.  That requires repaying any amount you owe the current mortgagee, which is usually the bank.  Our Legal Expert Shane Rohde from Lateral Lawyers explains the discharge process from a Lawyers perspective and covers the key things to action to ensure there are no costs unaccounted for.  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through...

GUEST SPEAKER - Luke Fox. MD of Inspect House NZ ft. Senior Building Inspector Colin Russ | Ep. 134

September 18, 2020 01:00 - 43 minutes - 29.8 MB

Our guest speaker today is Luke Fox from Inspect House NZ.  Luke is the Managing Director and shares his business background and how he came to purchase Inspect House NZ last year.  He is joined by Colin Russ, one of his Senior Building Inspectors.  Inspect House NZ provide cost-effective, efficient and thorough building inspection reports. Their qualified tradesmen and building practitioners have over 100 years of combined experience across Building and Construction, giving peace of mind wh...

Insurance - Income Protection & Mortgage Repayment Cover | Ep. 133

September 16, 2020 19:00 - 7 minutes - 5.12 MB

Kayne, Goran and Isa talk through what this cover is and why it is crucial to have in your life, especially when you have a significant asset like a house. Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/     The advice shared on Beyond...

Comparing Banks. Same Scenario - Different Banks | Ep. 132

September 16, 2020 02:00 - 5 minutes - 3.86 MB

From a consumer perspective, all the banks may seem the same.  But from our position, they are all very different when it comes to credit policies.  The BTF team sit down to discuss and compare the four major lenders.  They share one client scenario and how different the deal looks with each bank - particularly around how much they can borrow.  This highlights the importance of having an independent adviser with a detailed understanding of the various banks and their criteria.  Thank you to...

Settlement Day, A Lawyers Perspective | Ep. 131

September 14, 2020 19:00 - 6 minutes - 4.23 MB

Our legal guru shares with BTF host Kayne Wahlstrom precisely what happens behind the scenes leading up to settlement day.  It's one of (if not) the most critical steps of the settlement process with lots of homeowners not understand the process.  Shane includes some traps to be aware of and the importance of not leaving everything to the last minute!    Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any question...

GUEST SPEAKER - Jeremy Twiss. Investment Adviser from Craigs Investment Partners. | Ep. 130

September 10, 2020 22:00 - 40 minutes - 28 MB

BTF Hosts Kayne and Isa sit down with Jeremy Twiss - Investment Adviser from Craigs Investment Partners. Jeremy has been with Craigs for over ten years and is an AFA Authorised Adviser and an accredited dealer of global securities. The boys sit down to talk about Jeremy's background, including his advise for anyone wanting to enter the industry. They also talk through some investment basics explaining how and where to start, what a risk profile is and is there is a minimum amount you need to...

Can I Obtain a Mortgage on Parental Leave? Ep. 129

September 09, 2020 19:00 - 4 minutes - 3.42 MB

Find out everything you need to know about getting a mortgage when pregnant or on parental leave.  Hosts Kayne and Isa sit down with Money Empire Senior Adviser Lisa Barton to explain what the bank will look for when you apply and what you will need to supply for credit approval.   Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us a...

BTF Listener Questions - I've been made redundant and received a large redundancy payout... what should I do with | Ep. 128

September 08, 2020 19:00 - 6 minutes - 4.71 MB

'I've been made redundant and received a large redundancy payout - what should I do with it?' Unfortunately, we have received this question a few times over the past few weeks.  Being made redundant is an already stressful time, add in there the extra financial pressures too!  Kayne, Isa and Goran sit down to talk generically about the different options available to you, things to consider and the importance of making sure all of your financial decisions align with your goals.  Thank you t...

The Kiwi Dream – Buying a Bach | Ep. 127

September 07, 2020 19:00 - 5 minutes - 3.85 MB

We are officially on the countdown to summer.  Which means HOLIDAYS!!!  There is something nostalgic and quintessentially Kiwi about purchasing a family bach to holiday at year after year.   New Zealanders cherish building up memories in the same spot for generations and becoming best friends with the local fish and chip shop.  The prospect of spending more time in our own backyard has lots of Kiwis contemplating the decision to buy a holiday house.  The BTF boys discuss the best ways to app...

Land Covenants & Caveats | Ep. 126

September 06, 2020 19:00 - 7 minutes - 5.15 MB

Tune in for an easy to understand explanation of Land Covenants and Caveats.  If you don't know what these mean - you are not alone.  Learn more about these topics with our legal expert Shane Rohde from Lateral Lawyers to put yourself in the best position possible when it comes to purchasing property.  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss...

The Different Types of Property Titles | Ep. 125

September 04, 2020 00:00 - 9 minutes - 6.86 MB

There are different types of land ownership in New Zealand. The type of ownership has a direct impact on what you can and cannot do with the property.  Our legal expert Shane gives an overview of the different kinds of land titles and what they mean for the buyer.     Hosted by Kayne Wahlstrom with special guest, Shane Rohde - Principle of Lateral Lawyers.   Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any que...

The Different Types of Property Titles | Ep. 125

September 04, 2020 00:00 - 9 minutes - 6.86 MB

There are different types of land ownership in New Zealand. The type of ownership has a direct impact on what you can and cannot do with the property.  Our legal expert Shane gives an overview of the different kinds of land titles and what they mean for the buyer.     Hosted by Kayne Wahlstrom with special guest, Shane Rohde - Principle of Lateral Lawyers.   Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any que...

Upgrading the Family Home – is selling my only option? | Ep. 124

September 02, 2020 19:00 - 7 minutes - 5.07 MB

Do you barely have room to move at home?  Does it feel like the kids have taken over?  Have you outgrown it and started thinking it's time to sell and move to something bigger and better with more space?  We get it, things change, and families grow!  The BTF crew sit down and discuss two scenarios to consider when you want to upgrade to a bigger home.   OPTION 1 - when selling your current home is the only option to upgrade. OPTION 2 - keeping your current home as a rental property and usin...

Can returning Kiwis Apply for a Mortgage? | Ep. 123

September 01, 2020 19:00 - 6 minutes - 4.25 MB

Over the past six months, we have seen lots and lots and LOTS of Kiwis returning home to New Zealand.  And for those 25,000 plus returning citizens, they can be faced with the task of 'setting up home'.  Our BTF hosts Kayne, Isa and Goran sit down to discuss how returnees can apply for a mortgage and the key things that will stop them getting approval.  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions...

What is AML featuring Akash Khushal & Nina Bly-Pieterson from One AML Audit | Ep. 122

August 31, 2020 19:00 - 17 minutes - 12.3 MB

Anti Money Laundering (AML) and Combatting the Financing of Terrorism (CFT) eekk!  That sounds a bit scary – but we promise it’s not.  Hosts Goran Loncar and Isa Nacewa sit down with industry experts Akash Khushal & Nina Bly-Pieterson from One AML Audit to explain everything there is to know about AML and CFT.   Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us ...

What is a Property LIM? | Ep. 121

August 30, 2020 23:00 - 6 minutes - 4.48 MB

Let's face it - the legal side of purchasing a property can be a little daunting and confusing.  Particularly with all the legal terminology.  Our legal expert, Shane Rohde, Principle of Lateral Lawyers joins us to share his professional advice on conveyancing a LIM and explains what it stands for.   Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss y...

Conveyancing a Property Title ft. Principle of Lateral Lawyers, Shane Rohde | Ep. 120

August 28, 2020 02:00 - 9 minutes - 6.39 MB

Having a lawyer review your property title is one of the key steps in the purchase process.  But what does a lawyer actually do and what are they looking for?  Our legal expert, Shane Rohde, Principle of Lateral Lawyers, shares his expert advice on the conveyancing process and explains some of the common terms they come across and what that could mean for the purchaser.   Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you...

Is Now a Good Time to Sell? | Ep. 119

August 26, 2020 19:00 - 8 minutes - 5.66 MB

Typically, this time of year sees a slow in real estate sales - but considering all of the present factors; COVID, elections, super low interest rates; is now a good time to sell your property?   Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEm...

BTF Listener Question - Should I Purchase Property in a Tourism Hotspot ? | Ep. 118

August 26, 2020 01:00 - 7 minutes - 5.38 MB

Thanks to our BTF listener for reaching out with the following question...  'Should I purchase a property in a tourism hotspot like Queenstown?' Another great question - it's a hot topic, the rise and fall of property in tourist hotspots like Queenstown.  Kayne and Isa talk through this scenario, what to be aware of and remembering it's all about the strategy. Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any q...

Buying Property - Should I Buy Now or Wait for More Certainty. | Ep. 117

August 25, 2020 03:00 - 6 minutes - 4.75 MB

To buy or not to buy?  We get asked for our opinion on this on the daily.  Kayne talks with Lisa Barton, Money Empire Senior Adviser on her views of the positives and negatives of buying in uncertain times. Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook....

Spending Habits from the Nationwide Lockdown. | Ep. 116

August 24, 2020 02:00 - 7 minutes - 5.23 MB

During the nationwide lockdown in March and April 2020, household spending statistically changed!  Because we couldn't spend, there was an increase of savings, and in turn, people were able to pay off consumer debts!  Kayne zooms with Money Empire Senior Adviser Goran Loncar to talk about the change in spending habits and how it resulted in $1.3b worth of consumer debt being repaid.  Imagine the result if we maintained some of those reduced spending habits!  Thank you to our series sponsor ...

How Commercial Contracts are Impacted by COVID - featuring Principle of Lateral Lawyers, Shane Rohde | Ep. 115

August 21, 2020 03:00 - 12 minutes - 8.82 MB

As a nation, we have to be flexible with the constant changes taking place around us.  These changes don't just apply to our daily activities - this also applies to contracts.  Kayne speaks with Shane Rohde, Principle from Lateral Lawyers to discuss the impact of COVID on commercial agreements, particularly with asset purchases like businesses and property.  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any ques...

How Commercial Contracts are Impacted by COVID - featuring Principle of Lateral Lawyers, Shane Rohde | Ep. 115

August 21, 2020 03:00 - 12 minutes - 8.82 MB

As a nation, we have to be flexible with the constant changes taking place around us.  These changes don't just apply to our daily activities - this also applies to contracts.  Kayne speaks with Shane Rohde, Principle from Lateral Lawyers to discuss the impact of COVID on commercial agreements, particularly with asset purchases like businesses and property.  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any ques...

Outside Debt & How It Affects Obtaining a Mortgage | Ep. 114

August 19, 2020 19:00 - 9 minutes - 6.53 MB

Isa & Kayne talk through how car finance, credit cards, storecards, personal loans and student loans all affect your serviceability to obtain a mortgage and gets you to think do you need it? What are your long term goals? Will this affect me buying a property?  It's a common question we get all the time!   Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to dis...

Interest Rate Update - COVID Style | Ep. 113

August 19, 2020 02:00 - 5 minutes - 4.09 MB

Kayne explains to the listeners how the OCR will most likely drop into the negatives next year for the first time and how that looks for a mortgage borrower.  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/     The advice shared on Bey...

Social Media Questions from First Home Buyers, Featuring Lisa Barton. | Ep. 112

August 17, 2020 19:00 - 8 minutes - 6.19 MB

Today the BTF team are joined by Lisa Barton - the GOAT adviser in the first home buyer market. Lisa shares the commons questions she has received lately from her FHB audience. They range from: What income can I use? I'm a single mum, can I still get a mortgage?   I have a car loan - will that hinder my chances of getting approval? Listen in to hear the rest of the common questions and Lisa's answers. Got a question for Lisa - you can email her direct at [email protected].   Thank ...

Lockdown 2.0 - Here We Go Again | Ep. 111

August 17, 2020 01:00 - 6 minutes - 4.36 MB

Kayne summarises for the listeners what lockdown 2.0 looks like for the economy.  He shares his opinion on how to get through this time, the next wage subsidy and the importance to plan, plan, plan!  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/Mon...

MONEY WEEK SPECIAL - Budgeting. | Ep. 110

August 13, 2020 19:00 - 9 minutes - 6.88 MB

Money Week Special - BTF talk with the Money Empire team to bring together all the components which make the budget complete. Why you should have a budget, how you start one and creating good habits. Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/Mon...

MONEY WEEK SPECIAL - Savings. | Ep. 109

August 12, 2020 19:00 - 7 minutes - 5.07 MB

Money Week Special - BTF talk with Goran Loncar, Money Empire Senior Adviser on the different types of savings, why it's so important to create an emergency fund and how Kiwisaver acts a compulsory savings account. Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.f...