Beer & Money

Episode 50 - What's your financial blueprint?

June 28, 2020 16:00 - 23 minutes - 15.9 MB

In this episode, Ryan and Alex discuss your financial blueprint. Do you have one? Would you know how to create your own? If you have questions about this episode or want to learn more about Beer & Money, please visit our website www.beerandmoney.net to learn more about Quantified Financial Partners and make an appointment with Alex or Ryan.

Episode 49 - Basics of Financial Planning

June 21, 2020 16:00 - 25 minutes - 16.5 MB

In this week's podcast, Ryan and Alex go back to discussing the basics of financial planning. Do you know what the basics are? Do you know how to plan your finances now and for retirement? If you would like to reach out to Alex or Ryan, to make an appointment, ask questions about this week's podcast or if you just want to learn more about us, please visit our website www.beerandmoney.net

Episode 48 - Do You have a financial quarterback?

June 14, 2020 16:00 - 26 minutes - 16.5 MB

In today's podcast, Ryan and Alex discuss having a financial quarterback. Most of us have at least one person in our life that talks to us about our finances. Who is this person in your life? Are they helping you realize your best financial picture? If you want to reach out to Alex or Ryan or if you want to learn more about us, please visit our website www.beerandmoney.net and there you can also answer the question of the day.

Episode 47 - Have a good life now and a better life later part 2

June 07, 2020 16:00 - 25 minutes - 16.2 MB

In this week's podcast, Ryan and Alex discuss more about how to have a good life now and a better life later by planning financially. You can still have things that you want now by financially planning and set yourself up to have a good retirement. If you have questions about this week's podcast or want to reach out to Ryan and Alex, please visit our website at www.beerandmoney.net

Episode 46 - Art of People - Interview with Best Selling Author Dave Kerpen

May 31, 2020 16:00 - 28 minutes - 18.3 MB

In this episode, Ryan interviews Dave Kerpen, a best selling author of the book The Art of People: 11 Simple People Skills That Will Get You Everything You Want. He is also a keynote speaker, and the founder and Chairman of Likeable Local, an award-winning social media and word-of-mouth marketing agency for big brands. If you would like to learn more about Dave, visit his website www.davekerpen.com and if you would like to buy his best selling book, visit Amazon.com If you would like to lea...

Episode 45 - Have a good life now and a better life later

May 24, 2020 16:00 - 21 minutes - 14.3 MB

In this week's episode, Ryan and Alex discuss how to have a good life now and a better life later by working on your finances and understanding what is important. The question they answer is why don't people like to plan their finances. If you have questions about this podcast or want to talk to Ryan of Alex, please visit our website www.beerandmoney.net

Episode 44 - Do you have assets that aren't being affected by market volatility? part 2

May 17, 2020 16:00 - 16 minutes - 11.9 MB

In this week's podcast, Ryan and Alex continue their discussion on market volatility and having assets that are not affected by what is happening right now. This is part 2 of this discussion, so go back and listen to episode 43 if you have not already. If you have any questions about this podcast or want to get into contact with Ryan or Alex, visit our website www.beerandmoney.net

Episode 43 - Do you have assets that aren't being affected by market volatility

May 10, 2020 16:00 - 18 minutes - 12.8 MB

In this week's episode, Ryan and Alex discuss assets that are not affected by volatility in the stock market. They pose the question, do you have these assets in your portfolio and talk about why you should. If you have any questions about this podcast or want to get in touch with Ryan or Alex, visit our website at www.beerandmoney.net

Episode 42 - Interview with Nicolas Cole

May 03, 2020 16:00 - 31 minutes - 20.4 MB

Nicolas Cole is an author, Top Writer on Quora, and the founder and Editor-In-Chief of Digital Press. His work has acquired over 30 million views online, and has been published in Time, Forbes, Fortune, Business Insider, CNBC, and more. He is best known for writing about creativity, entrepreneurship, and personal growth. He recently co-authored the book Slow Down, Wake Up: 150 Short Meditations for a More Present Life with Dr. Matthew Jones. If you want to learn more about Nicolas, visit ...

Episode 41 - Interview with Chris Burgess

April 26, 2020 16:00 - 27 minutes - 13 MB

In this episode, Alex interviews Christopher Burgess. Christopher has served 30 years with the Central Intelligence Agency. He was also a senior security advisor with Cisco Systems and is the coauthor of the book Secrets Stolen, Fortunes Lost: Preventing Intellectual Property Theft and Economic Espionage in the 21st Century. He is the founder of both Securely Travel and Senior Online Safety and he provides commentary and writes regularly on national security topics. If you want to contact Ch...

Episode 40 - What's holding you back? Interview with Bennie Fowler

April 19, 2020 16:00 - 23 minutes - 16.4 MB

In this episode, Ryan interviews Bennie Fowler, a former Michigan State wide reciever who has since gone on to play in the NFL for the Denver Broncos, Chicago Bears, New England Patriots, and New York Giants. In his book Silver Spoon: The Imperfect Guide to Success, Bennie discusses how to look at adversity as a learning tool and how to use that adversity as a positive in your life, not a negative. If you want to get a copy of his new book, visit Amazon.com and if you want to ask Ryan any q...

Episode 39 - Rules of Investing

April 12, 2020 16:00 - 31 minutes - 20.5 MB

In today's episode, Ryan and Alex discuss the Rules of Investing. Even more important during a tumultuous time like now, sticking to these rules is vital for a healthy portfolio. If you would like to reach out to Alex or Ryan, want to schedule an appointment to talk with them or just have a question about this episode, visit our website at www.beerandmoney.net

Episode 38 - Financial Literacy with Ryan Harris

April 05, 2020 16:00 - 25 minutes - 15.7 MB

In this week's podcast, we interview Ryan Harris, a former NFL player, who also graduated from Notre Dame with degrees in Economics and Policy and in Political Science. He discusses leadership, financial literacy, honesty and responsibility. You can learn more about Ryan on his website www.RyanHarris68.com and if you want to reach out to us or have any questions about this podcast, please visit us at www.beermoney.net

Episode 37 - How do you create income in retirement part 4

March 29, 2020 16:00 - 34 minutes - 22.2 MB

In the final part of this four part series, Ryan and Alex discuss the ways in which you can create income in retirement. This podcast is good for anyone, whether you are close to retirement or years away. If you have any questions about this podcast, or would like to learn more about Ryan and Alex or contact them to make an appointment, visit www.beerandmoney.net and find information on how to reach out or leave us a comment.

Episode 36 - How do you create income in retirement part 3

March 23, 2020 21:28 - 20 minutes - 14.5 MB

This is the third part of a four part series on ways to create income in retirement. In this episode, Ryan and Alex discuss the bucket method as one of those ways. If you have any questions about this podcast or if you want to contact Ryan or Alex, visit us at www.beerandmoney.net

Episode 35 - How to create income in retirement part 2

March 15, 2020 14:44 - 21 minutes - 19.6 MB

This is the second episode in the series How to create income in retirement. In this week's podcast, Ryan and Alex discuss amortization and annuitization as two methods of creating income after your working years. If you have questions about this podcast or want to get in contact with Ryan or Alex, visit Beerandmoney.net and find ways to get in touch there as well as answer the question of the day.

Episode 34 - How do you create income in retirement part 1

March 08, 2020 16:00 - 21 minutes - 19.1 MB

Ryan and Alex are recording a series of podcasts on how you can create income in retirement. This is the first episode in the series and they will discuss the 4% method and the safe withdrawal rate. If you are nearing retirement or even if you are not there yet, thinking about retirement and how you are going to be able to afford your life, this episode is for you. If you have more questions or want to reach out to Ryan and Alex, visit their website at beerandmoney.net

Episode 33 - Roth, to convert or not convert

March 01, 2020 17:00 - 15 minutes - 14.2 MB

In this week's episode, Ryan and Alex discuss Roth conversions and if you should or shouldn't consider doing this. They have become more popular with the tax changes, but they are not a good idea for everyone. If you have any questions about this podcast, or just want to get in touch with Ryan and Alex, go to www.beerandmoney.net and find ways to get more information.

Episode 32 - 5 ways to talk to your parents about money

February 23, 2020 17:00 - 18 minutes - 16.8 MB

As our parents age, it becomes more important that we understand their finances and their philosophy on money. In many cases, we, as their children, become the people who take care of them and their money as they get older. Having this conversation now can help avoid issues later on and Alex and Ryan help with 5 ways to have this conversation.

Episode 31 - Why you should care about taxes in retirement Now

February 16, 2020 17:00 - 20 minutes - 18 MB

In this week's episode, Ryan and Alex discuss taxes but particularly taxes when you are retired. This important topic is one most people overlook until they are retired, but it is something you should think about now. How will your taxes affect your retirement and is there something you can do about it now?

Episode 30 - 7 Biggest Financial Mistakes Part 2

February 09, 2020 17:00 - 18 minutes - 16.7 MB

This is the second part in a two part episode where Ryan and Alex break down the top 7 financial mistakes many of their clients have told them they have made. If you haven't listened to episode 29 yet, go back and listen to that one first. This episode covers the last 3 mistakes. Ryan and Alex also wrote a booklet on these 7 financial mistakes and you can get a copy of this booklet by clicking HERE or by going to our website and scrolling down on the homepage, www.QuantifiedFinancial.com

Episode 29 - 7 Biggest Financial Mistakes Part 1

February 02, 2020 17:00 - 17 minutes - 16 MB

In this week's episode, Ryan and Alex talk about the 7 Biggest Financial Mistakes that most people make. They have also written a booklet on the subject, which you can find HERE. This is the first of a two part podcast, so tune in next week to find out more about these 7 mistakes and how you can avoid making them.

Episode 28 - How to talk to your kids about money

January 26, 2020 17:00 - 16 minutes - 15.3 MB

In today's episode, Ryan and Alex discuss how to talk to your kids about money. From an early age, it is important for your kids to know what money is and the smart ways to treat money. This taboo topic is not one that can be ignored.

Episode 27 - Different Methods of College Planning

January 19, 2020 17:00 - 29 minutes - 24 MB

This week's episode is important for anyone with kids looking to attend college. Ryan and Alex discuss different methods of college planning and how to pay for this every increasing cost of education. If you have kids, this episode is filled with good information on how to plan for college funding.

Episode 26 - What can you learn from the FIRE movement

January 12, 2020 17:00 - 23 minutes - 20 MB

What is the FIRE movement? The acronym stands for Financial Independence Retire Early. In this week's episode, Ryan and Alex talk about the movement and help you find ways to achieve FIRE.

Episode 25 - Chatting with your spouse about money part 2

January 05, 2020 17:00 - 21 minutes - 18.5 MB

In the second part of last week's podcast, Ryan and Alex discuss chatting with your spouse about money. They give specific tips that will help any couple find ways to talk about a hard topic, your finances.

Episode 24 - Struggling to find time to talk about money with your spouse

December 29, 2019 17:00 - 18 minutes - 16 MB

In this week's episode, Ryan and Alex discuss finding time in our busy lives to discuss finances with our spouses. This is a two part episode that gives you tips to make time to talk to our significant others about money, bills, and saving. This is part one of the two part episode.

Episode 23 - Understanding home and auto insurance-Interview with Charles Lindberg

December 22, 2019 17:00 - 28 minutes - 13.4 MB

In this week's episode, Alex interviews Charles Lindberg. Charles is the owner of a branch of Goosehead Insurance, located in Bellevue, WA. He is proud to be the first Goosehead Agency Owner in the state. He brings with him a wealth of experience working with business owners, first-time homebuyers, landlords, and house-flippers. He loves demystifying and simplifying insurance so that his clients understand what their coverages mean and why they are important.

Episode 22- Do you have a will set up yet? Interview with Jenny Ling

December 15, 2019 17:00 - 40 minutes - 32.2 MB

Is your estate plan in order? In this week's episode, Ryan interviews Jenny Ling, an estate planning professional. They discuss the importance of having a plan in place for your finances, your children and your estate.

Episode 21 - Our top 4 tips to prevent holiday over-spending

December 08, 2019 17:00 - 15 minutes - 14.2 MB

During the holiday season, many Americans tend to overspend. In this episode, Alex and Ryan discuss ways that you can prevent spending too much money and entering 2020 with less debt.

Episode 20 - The basics of life insurance

December 01, 2019 17:00 - 27 minutes - 23.6 MB

In this week's episode, Ryan and Alex talk about life insurance, the different types and the reasons you would want to look at each one.

Episode 019 - What does your group long term disability policy not cover

November 24, 2019 17:00 - 26 minutes - 22.1 MB

In today's episode, Alex and Ryan discuss your group long term disability policy. What is it, what does it cover and what does it not cover? They will help you learn more about the product that helps protect your income, your greatest asset and make sure you understand your policy better.

Episode 18 - Joe McGrath Interview

November 17, 2019 17:00 - 26 minutes - 13 MB

In this episode, Alex interviews Joe McGrath, Business Development Associate with Gradfin, a company that works with financial advisors to help their clients repay their student loans faster and be better educated about the college loan process.

Episode 18 - Student loan debt? Joe McGrath Interview

November 17, 2019 17:00 - 26 minutes - 13 MB

In this episode, Alex interviews Joe McGrath, Business Development Associate with Gradfin, a company that works with financial advisors to help their clients repay their student loans faster and be better educated about the college loan process.

Episode 17 - Realities of Retirement Part 2

November 10, 2019 17:00 - 28 minutes - 24.5 MB

In this week's podcast, Ryan and Alex continue their discussion on the realities of retirement. This is a two part episode, so make sure you listen to the previous episode before tuning into this one.

Episode 16 - Realities of Retirement

November 03, 2019 17:00 - 26 minutes - 22.6 MB

When you consider retirement, what are the questions you ask? At what age can I retire? What will I be able to afford when I retire? Will I have enough money to retire? In this week's episode, Ryan and Alex discuss the realities of retirement and what you should look for well before retirement comes.

Episode 015 - What is the difference between actual and average rate of return?

October 27, 2019 16:00 - 18 minutes - 16.7 MB

Do you know the difference between an actual and an average rate of return when it comes to your investments? In this week's episode, Ryan and Alex break it down for you, taking rather complex ideas and making them easier to understand.

Episode 014 - What do we mean by cash-flow?

October 20, 2019 16:00 - 18 minutes - 16.3 MB

In this week's episode, Ryan and Alex will be discussing cash flow, what is it and how can you protect it. Cash flow is basically the net input and output of your money. How do you take your cash flow and make the best use of it for your financial future?

Episode 013 - Should you overpay on your mortgage

October 13, 2019 16:00 - 21 minutes - 18.8 MB

In this week’s podcast, Ryan and Alex will discuss paying over on your mortgage and why or why not this is a good idea for different people. They will talk about interest rates, your cash flow flexibility and how paying more at certain times makes more sense than others. You will walk away with a better understanding of whether or not this is a good tactic for you.

Episode 012 - Are your beneficiaries in order?

October 06, 2019 16:00 - 14 minutes - 13.4 MB

Have you checked to make sure your beneficiaries are correct? One of the most important decisions you make when filling out your life insurance policy information is who your beneficiaries are but rarely do we look back to make sure that they are still who we want years later. In this episode, we discuss beneficiaries, and making sure that you look at this more often to update any information that needs to be changed.

Episode 011 - Top Five Financial Mistakes

September 29, 2019 16:00 - 29 minutes - 25.7 MB

Today’s discussion revolves around the top five financial mistakes that Ryan and Alex encounter in their practice. Those five mistakes are: There is no plan Not considering taxation Not protecting your income fully Placing a bigger important on rate of return instead of savings rate Hubris (excessive confidence in financial planning or sticking your head in the sand) They will discuss each of these points and help you to not make those mistakes.

Episode 010- What's an Annuity

September 22, 2019 16:00 - 19 minutes - 17.6 MB

In today’s episode, we will be discussing annuities, what they are and what they do. We will also be explaining the five different versions of annuities; single premium immediate annuity, also known as a spear, a deferred income annuity, also known as a DHEA. Then we have a fixed income annuity, an indexed annuity, and a variable annuity. Helping you understand the differences between them and if they are the best option for you.

Episode 009 - Standard Deviations and Emotions

September 15, 2019 16:00 - 22 minutes - 19.8 MB

Today’s discussion is a continuation of the podcast last week discussing investment. This week we will have a deeper talk about investment discussing the standard deviation, we are going to put some numbers behind what we mean by risk units.

Episode 008- Introduction to Investing

September 08, 2019 16:00 - 26 minutes - 21.9 MB

Today’s talk is about investments and more of intro to investments, talking about the fundamentals, talking about risk profiles, talking about just looking at asset classes and how to begin looking at investing in the market. It is an interesting conversation because a lot of people can confuse investing and trading. It's just really a complex conversation. And so starting at the beginning and getting a good solid foundation of understanding where returns come from and how the market works i...

Episode 007 - Savings Rate Vs Rate of Return

September 01, 2019 16:00 - 19 minutes - 16.9 MB

In today’s episode, we are going to focus on what you can and cannot control and how to be efficient with your money. What happens if something goes wrong? What happens if the rate of return we assumed was wrong? What happens if taxes go up? What happens if inflation goes up? Ryan and Alex will help you determine what the best way is to control what you can and not stress about the rest.

Episode 006 - When should you start to work with financial advisor?

August 25, 2019 04:00 - 21 minutes - 18.4 MB

Life is happening now and like everything that you should do for yourself, including eating right and working out, you should be looking at your finances. As soon as you are ready to start making your finances a priority is when you should start working with a financial professional.

Episode 005 - Nick Wilson Interview

August 18, 2019 16:00 - 41 minutes - 25 MB

Today's episode is going to be an interview with Nick Wilson, a local mortgage lender and advisor with an area of expertise around helping his clients with buying, refinancing, and getting mortgages. So we're going to do a holistic viewpoint of what you should be considering when we're looking at that type of loan and that type of asset class.

Episode 005 - Buying a home? Refinancing? Nick Wilson Interview

August 18, 2019 16:00 - 41 minutes - 25 MB

Today's episode is going to be an interview with Nick Wilson, a local mortgage lender and advisor with an area of expertise around helping his clients with buying, refinancing, and getting mortgages. So we're going to do a holistic viewpoint of what you should be considering when we're looking at that type of loan and that type of asset class.

Episode 004 - Growing Your Wealth

August 12, 2019 04:00 - 30 minutes - 25.5 MB

In part two of the conversation on how to protect and for your wealth we discuss how to grow your balance sheet, grow it efficiently and have a blueprint. Enjoy your wealth. If you are controlling what you can control, you can enjoy your money. Think with the end in mind and look at how you can make your finances as efficient as possible and as simple as possible so that you can live the life that you want to live.

Episode 3 - What are my financial priorities?

July 29, 2019 22:54 - 24 minutes - 19.6 MB

We want you to enjoy your life and enjoy the money that you make. How do you do this? There are several steps that you need to follow to make sure you are making good decisions. We will cover these steps over two podcasts. The first part is all about savings and protection. Alex and Ryan will guide you to looking at how you are protecting your income so that you and your family can enjoy life for years to come. This podcast is for informational purposes only and is not to be construed ...

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