Hello, Welcome to another episode of the Battle of the Budget Show. Here we discuss everything from financial infidelity, to common financial struggles. We talk about real issues. We interview a variety of individuals from everyday people to experts in the world of money.

When she and her husband were 400k in debt it was time to make some changes. She's a huge believer in self-care, she shows people how to change their spending habits to impact their net worth and goals, and she is on a quest for a wealthier life both internally and externally. Please welcome to the show, Penny.

Getting out of debt takes a dedicated mindset and having routines will set you up for success. There is a huge difference between a spendthrift mindset and having an intentional mindset.

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