Barefoot Innovation Podcast
218 episodes - English - Latest episode: about 1 month ago - ★★★★★ - 40 ratingsJo Ann Barefoot discusses disrupting innovation in the financial services sector and beyond.
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Episodes
Chuck Harris, President of NetSpend
December 23, 2015 22:56 - 44 minutes - 60.5 MBMy conversation with Chuck Harris, President of NetSpend, is our final episode for 2015. Thinking back on the brief eight months since we launched Barefoot Innovation, I’m struck by the enormous terrain we’ve covered. As we start into the new year, I’ll be sharing my own thoughts on what I’ve been learning from these discussions. For now, though, enjoy listening to Chuck Harris, who touched on many of the major themes we have explored so far: the rise of fintech, prepaid cards, mobile p...
Regulation Innovation: A conversation with Comptroller of the Currency Thomas J. Curry
December 09, 2015 05:52 - 41 minutes - 56.5 MBI’m delighted to be able to share with you this very special episode of Barefoot Innovation, because my guest is the 30th Comptroller of the Currency, Thomas J. Curry. Our conversation is a particular treat for me, because I myself am a proud alum of the OCC. Many years ago I was the first women Deputy Comptroller of the Currency and also the youngest to serve in that role. My worldview has always been shaped by that experience – by the agency’s tradition of excellence, the weight of its ...
The Secrets of FinTech: Jesse McWaters and Rob Galaski, World Economic Forum
November 25, 2015 22:49 - 1 hour - 56.9 MBIf I had to choose just one episode of Barefoot Innovation to introduce listeners to the series, this is it. My guests are Jesse McWaters of the World Economic Forum and Rob Galasky of Monitor Deloitte, who co-led the WEF's landmark research project on financial technology (executive summary here). Switzerland-based WEF focuses on public/private collaboration and is best known for hosting the annual global forum in Davos. When I first read news accounts of this report, I reached ou...
Courtney Kelso - Innovation & Inclusion at American Express
November 10, 2015 01:28 - 47 minutes - 43.6 MBThis episode adds a new dimension to our discussions with innovators, by taking us inside a huge company - American Express. My guest is Courtney Kelso, who leads the Amex product and marketing team in Enterprise Growth. I talked with Courtney about two things. First, their strategic move into creating an inclusive set of services, through Bluebird and Serve. And second, what it takes to innovate inside a big company. Interestingly, the two are linked. Their work on building ...
Jennifer Tescher, President & CEO of the Center for Financial Services Innovation
October 15, 2015 03:30 - 1 hour - 62.6 MBRegular listeners of Barefoot Innovation will have noticed that we often mention the Center for Financial Services Innovation (CFSI) and serve on its board. This year, CFSI celebrated its 11th anniversary. A decade ago there was nothing called Fintech. And yet Jennifer Tescher – who when she first entered the financial services industry couldn’t balance her checkbook – joined with former OTS Director Ellen Seidman and others who had a remarkable insight: that technology trends would cre...
The Power of Community Banks - Brian Graham, CEO of AlliancePartners & BancAlliance
September 28, 2015 23:58 - 47 minutes - 43.8 MBThis episode takes us fully into grappling with how innovation is impacting community banks and how to respond, through a conversation with one of the most thoughtful and thought-provoking people in the field. The community bank is a unique feature of the U.S. financial system, and Brian Graham, CEO of Alliance Partners, is both one of its most eloquent advocates and an innovator with new ideas on how small banks can compete in the digital age. In 2011, he and his colleagues founded Banc...
Richard Davis, President and CEO of U.S. Bancorp
September 15, 2015 19:32 - 37 minutes - 34 MBRichard Davis grew up in Hollywood and entered the banking world on his 18th birthday as a teller. Today, at age 57, he leads America’s 5th largest bank as Chairman and CEO of U.S. Bancorp – parent company of U.S. Bank. Headquartered in Minneapolis, U.S. Bancorp has over $410 billion in assets and businesses across the United States, Canada and Europe, including over 3,000 full-service banking offices and 5,000 ATMs in 25 states. This traditional bank model is now also the foundation for ...
Increasing Economic Opportunity for the Underserved - Luz Urrutia, Global Head of Retail at Oportun
September 01, 2015 14:00 - 49 minutes - 45.3 MBLuz Urrutia, the global head of retail at Oportun, has been carrying the same credit card in her wallet for 30 years. Having moved from her native Venezuela to the U.S. to study finance at Georgia State University, Luz was thrilled when she landed her first job in the banking industry – only to have her credit card application rejected by the same bank where she worked! Having little or no credit can make adjusting to life in a new country extremely onerous. In our conversation, Luz points ...
Striving for Worry-Free Finance - Stoyan Kenderov of Intuit
August 18, 2015 14:00 - 1 hour - 67.3 MBStoyan Kenderov and I had a truly rich and candid conversation about the evolution of banking innovation and regulation, and though he appears ten episodes into Barefoot Innovation, it was Stoyan who first suggested I record our thought-provoking discussions and offer them as a series of podcasts. Thank you, Stoyan, for your encouragement! In this interview, we travel everywhere from communist Bulgaria to the emerging coding culture of mid-1990s Germany to today’s nucleus of innovation, Sil...
Steve Carlson, Founder & CEO of Ascend, Winner of the CFSI Financial Solutions Lab Competition
August 07, 2015 03:51 - 53 minutes - 49.2 MBEpisode 9 finds us at the 2015 EMERGE conference in Austin with the winners of the first Financial Solutions Lab competition. The contest is a $30 million, five-year initiative funded by JPMorgan Chase and run by the Center for Financial Services Innovation, or CFSI, the conference sponsor (note -- I serve on CFSI's board). It challenges entrepreneurs to create solutions for the cash flow difficulties facing millions of American middle and lower income-households. Two hundred ninety-e...
Green Dot CEO Steve Streit and Professor Dog on no-bite Banking
July 21, 2015 01:57 - 1 hour - 55.9 MBProfessor Dog provides inspiration for Greendot Bank's effort to create financial products that serve and safeguard consumers' financial lives. Once known as Streiter the Heater, Steve Streit is now often called the Prepaid Card King. He is the founder and CEO of Pasadena-based Green Dot Corporation and its wholly owned subsidiary bank, Green Dot Bank, described as a “pro-consumer financial technology innovator with a mission to reinvent personal banking for the masses.” In this episod...
Bringing Character Lending into the 21st Century with Vouch Founder & CEO Yee Lee
July 08, 2015 20:52 - 29 minutes - 26.7 MBEpisode 7: Vouch Founder & CEO Yee Lee Everywhere I go in the fintech world these days, people are mentioning Vouch. It's new, it's still small, but it has a potentially huge idea, and a team that can make it happen. Vouch is a Bay-area startup that calls itself "the first social network for credit". Its concept is simple: a borrower asks his or her social network friends to vouch for repayment of the loan. The friend can choose an amount to vouch for. If the borrower defaults, t...
The Innovative Bank – BBVA Compass CEO Manolo Sanchez
July 01, 2015 01:47 - 43 minutes - 39.8 MBEpisode 6: The Innovative Bank - Manolo Sanchez, CEO of BBVA Compass Can banks be innovators? If so, how? In Episode 6, we tackle that topic with one of the most innovative bank executives in the world – Manolo Sanchez, the chairman and CEO of BBVA Compass. BBVA is the Spanish bank that bought the U.S. startup Simple, whose founders we featured in our podcast Episode 2 (“The Cheerful Disruptors”). Today’s discussion picks up the bank side of that equation. It’s our first conversat...
Episode 5 - Renaud Laplanche, Founder & CEO of Lending Club
June 23, 2015 13:54 - 38 minutes - 35.2 MBLending Club and its founder, Renaud Laplanche, rank high on nearly every list of fintech disruptors. They are the biggest player in “marketplace lending” – online matching of borrowers with people and institutions willing to lend to them. Marketplace lending (which has evolved from “peer-to-peer” or P2P lending as more institutions join in as funders) is one of the fastest growing innovations in consumer finance. In December, Lending Club did the largest U.S. tech IPO of 2014, at nearly ...
Episode 4 - Who will Win the Consumer's Trust with Susan Ehrlich
June 04, 2015 02:36 - 19 minutes - 17.6 MBWhen we recorded this short episode with Susan Ehrlich, she was head of global credit for Amazon. She oversaw the Amazon Rewards Visa and Amazon Store Card in the U.S., as well as Amazon credit programs in Canada, United Kingdom, Germany, and Japan. Most of our conversation focused on this very unique perspective. Susan has since left Amazon to take on a diverse set of roles as a financial services director and investor. One is as Vice-Chairman of the Board of Directors for the Center for ...
Episode 3 - Arjan Schutte of Core Innovation Capital on Venture Capital in FinTech
May 27, 2015 00:54 - 33 minutes - 30.9 MBArjan Schutte (pronounced Ar-yon Shoot-eh) is Founder and Managing Partner at Core Innovation Capital in Los Angeles. Core is a double-bottom line venture capital company seeding innovation that both helps consumers and wins in the marketplace, with the ability to reach huge scale. Listeners will discover several kinds of value in his insights. One is an overview of the fintech innovation landscape – what are the exciting things happening? VC firms enjoy a unique vantage point, ...
Episode 2 - "The Cheerful Disruptors" with Josh Reich and Shamir Karkal from Simple.com
May 05, 2015 01:36 - 58 minutes - 53.4 MBEpisode 2 is my lively conversation with the irreverent co-founders of Simple – CEO, Josh Reich, and Shamir Karkal, the company’s CFO. Simple is a Portland, Oregon start-up offering a simplified, consumer-friendly account for saving and making payments. Last year it was acquired by the global Spanish bank, BBVA, which has been making bold moves in tech innovation. Our discussion captures the clear voice of the disruptors who are challenging traditional banking. Josh and Shamir describe...
Episode 1 - Raj Date
April 06, 2015 01:19 - 1 hour - 59.3 MBLaunching Our Podcasts: Barefoot Innovation I’m thrilled today to announce two innovations for my blog – first in what we’re sharing here, and second, in how we share it with you. Welcome to our brand-new podcast program, Barefoot Innovation, and to our first episode -- a conversation with Raj Date, former Acting Director of the CFPB and now Managing Partner at Fenway Summer LLC. Raj has given us the ideal launch into our series, because these podcasts are designed to be a search -- ...