All About Self Employment
80 episodes - English - Latest episode: over 1 year ago -The podcast that is All About Self-Employment. We’ll be sharing expertise on getting started, getting noticed, and getting it right, as well as dealing with getting it wrong. Your host, Julia Kermode, will help you get ahead so you get the success you deserve.
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Episodes
Attitudes To Self-Employment Are Contributing To The Cost Of Living Crisis
December 20, 2022 06:59 - 27 minutes - 37.2 MBHere in the UK we are currently (December 2022) experiencing a cost of living crisis which is almost certainly exacerbated by the recent pandemic. Today we're chatting to employment lawyer Cristian Ley about how attitudes towards self-employment have changed in recent years, the impact of politics, and how that is now impacting on the cost of living crisis. We're talking about: What's changed within big infrastructure projects that are so important to the economy; The practical impact of ...
Did the Chancellor Just Announce Repealing IR35? Not Quite!
September 28, 2022 09:54 - 28 minutes - 39.9 MBIn his mini-budget on 23 September 2022, Kwasi Kwarteng announced a decision to repeal off-payroll legislation. This was an unexpected and seismic change which has shocked the contracting sector! There is a lot of misinformation doing the rounds, so we spoke to longstanding friend of the show Dave Chaplin, an expert known as "Mr IR35" to get his take on it all. Join us to hear: What specifically is changing (clue - IR35 is here to stay); What does it actually mean in practical terms; Wh...
Online Marketplaces for Freelancers - The Inside Story
September 06, 2022 06:01 - 25 minutes - 34.5 MBThere has been an explosion of online marketplaces launching in recent years which connect freelancers to work opportunities, but there are considerable variations in how they work, and not always in the freelancers' favour. To get the inside story, we're talking to Karl Swanepoel who launched his own marketplace after he experienced some of the issues. He tells us: Why it's hard to get started on these freelance marketplaces, and how to overcome issues; Why you should be looking for plat...
Online Marketplaces for Freelancers - The Inside Story
September 06, 2022 06:01 - 25 minutes - 34.5 MBThere has been an explosion of online marketplaces launching in recent years which connect freelancers to work opportunities, but there are considerable variations in how they work, and not always in the freelancers' favour. To get the inside story, we're talking to Karl Swanepoel who launched his own marketplace after he experienced some of the issues. He tells us: Why it's hard to get started on these freelance marketplaces, and how to overcome issues; Why you should be...
043 IR35: Does HMRC Even Understand What They're Enforcing?
August 16, 2022 06:01 - 28 minutes - 38.8 MBToday we're discussing the recent IR35 case in relation to Kaye Adams' personal service company, Atholl House. This is important stuff because it casts doubt on HMRC's ability to understand and enforce IR35! Cristian Ley, an employment lawyer with considerable expertise in this space tells us more. Join us to find out: Which elements of IR35 have been misapplied in the Atholl House case; What this case actually means for self-employed freelancers; Can employment status ...
043 IR35: Does HMRC Even Understand What They're Enforcing?
August 16, 2022 06:01 - 28 minutes - 38.8 MBToday we're discussing the recent IR35 case in relation to Kaye Adams' personal service company, Atholl House. This is important stuff because it casts doubt on HMRC's ability to understand and enforce IR35! Cristian Ley, an employment lawyer with considerable expertise in this space tells us more. Join us to find out: Which elements of IR35 have been misapplied in the Atholl House case; What this case actually means for self-employed freelancers; Can employment status ever be a tick bo...
042 What Is MSC Legislation And How Might It Affect You?
July 06, 2022 06:01 - 26 minutes - 35.8 MBManaged Service Company (MSC) legislation has come to the fore in recent months following news that HMRC sent tax bills to numerous self-employed contractors after accusing their accountant of breaching MSC rules. It's quite likely that you've never heard of MSC legislation, even if you're a seasoned contractor, so what on earth is it all about? We spoke to contracting expert Seb Maley, CEO of Qdos to find out: What actually is MSC legislation? Why does it matter if an accountant controls...
042 What Is MSC Legislation And How Might It Affect You?
July 06, 2022 06:01 - 26 minutes - 35.8 MBManaged Service Company (MSC) legislation has come to the fore in recent months following news that HMRC sent tax bills to numerous self-employed contractors after accusing their accountant of breaching MSC rules. It's quite likely that you've never heard of MSC legislation, even if you're a seasoned contractor, so what on earth is it all about? We spoke to contracting expert Seb Maley, CEO of Qdos to find out: What actually is MSC legislation? Why does it matter if an ac...
041 The Impact of IR35 Reform On Contractors
April 21, 2022 06:01 - 21 minutes - 30.1 MBWe're completing our trilogy focussing on IR35 reforms by chatting to a contractor about how the new legislation has affected him and his business. The reforms came into effect in the private sector in April 2020, and for our interviewee the impact has been more significant than COVID. Shockingly, he lost approximately £80k due to the legislation change! These are just a few of our key takeaways: IR35 reforms increased complexity for businesses, leading to a risk averse approach with many...
041 The Impact of IR35 Reform On Contractors
April 21, 2022 06:01 - 21 minutes - 30.1 MBWe're completing our trilogy focussing on IR35 reforms by chatting to a contractor about how the new legislation has affected him and his business. The reforms came into effect in the private sector in April 2020, and for our interviewee the impact has been more significant than COVID. Shockingly, he lost approximately £80k due to the legislation change! These are just a few of our key takeaways: IR35 reforms increased complexity for businesses, leading to a risk averse a...
040 IR35 Reforms and Risks - what if you're "outside IR35"?
April 13, 2022 06:01 - 31 minutes - 43.3 MBFor second time in two weeks, we're excited to welcome back self-confessed IR35 geek, Dave Chaplin! We're continuing our discussion about the impact of the off-payroll legislation, one year after implementation in the private sector. It's a serious subject with serious financial implications for self-employed contractors, so you really need to listen! Join us to hear about: What you need to watch out for if your assignment is 'outside IR35'; Why you MUST check for any indemnity clauses i...
040 IR35 Reforms and Risks - what if you're "outside IR35"?
April 13, 2022 06:01 - 31 minutes - 43.3 MBFor second time in two weeks, we're excited to welcome back self-confessed IR35 geek, Dave Chaplin! We're continuing our discussion about the impact of the off-payroll legislation, one year after implementation in the private sector. It's a serious subject with serious financial implications for self-employed contractors, so you really need to listen! Join us to hear about: What you need to watch out for if your assignment is 'outside IR35'; Why you MUST check for any in...
039 One Year Since IR35 Reforms - What's Changed?
April 06, 2022 06:01 - 31 minutes - 43.2 MBOn the anniversary of IR35 reforms, we're excited to welcome back self-confessed IR35 geek, Dave Chaplin, to talk about the impact of the new legislation. It's a serious subject with serious financial implications for self-employed contractors, so you really need to listen! We take a look at what has happened in the last year, including: A brief history of IR35 and how the legislation came about; Why reforms were needed and what exactly changed; What the changes mean for self-employed co...
039 One Year Since IR35 Reforms - What's Changed?
April 06, 2022 06:01 - 31 minutes - 43.2 MBOn the anniversary of IR35 reforms, we're excited to welcome back self-confessed IR35 geek, Dave Chaplin, to talk about the impact of the new legislation. It's a serious subject with serious financial implications for self-employed contractors, so you really need to listen! We take a look at what has happened in the last year, including: A brief history of IR35 and how the legislation came about; Why reforms were needed and what exactly changed; What the changes mean for...
038 Cyber Security Update With Francis West
March 29, 2022 06:01 - 26 minutes - 37 MBFollowing our very popular previous episode on cyber-security, Francis West agreed to come back and give us an update. Everything is constantly evolving within cyber-security, and as a self-employed business owner you can't afford to leave this to chance - you must take steps to protect yourself otherwise the consequences can be devastating. Every 19 seconds a UK company suffers a successful cyber attack. It's an alarming fact that 48% of people will not go back to a business that has suff...
038 Cyber Security Update With Francis West
March 29, 2022 06:01 - 26 minutes - 37 MBFollowing our very popular previous episode on cyber-security, Francis West agreed to come back and give us an update. Everything is constantly evolving within cyber-security, and as a self-employed business owner you can't afford to leave this to chance - you must take steps to protect yourself otherwise the consequences can be devastating. Every 19 seconds a UK company suffers a successful cyber attack. It's an alarming fact that 48% of people will not go back to a busin...
037 What to do if HMRC investigate?
March 02, 2022 07:01 - 27 minutes - 24.9 MBNo-one wants to have their finances investigated by HMRC, but it can happen to any self-employed person even if they have done nothing wrong. So what do you do if you find yourself in that position, and how do you know being investigated anyway? These are just some of the questions we asked the brilliant Tom Wallace, Director of Tax Investigations at WTT Group, as he has years of experience of helping people in this situation. Some of our key takeaways are: Don't panic! HMRC don't usuall...
037 What to do if HMRC investigate?
March 02, 2022 07:01 - 27 minutes - 24.9 MBNo-one wants to have their finances investigated by HMRC, but it can happen to any self-employed person even if they have done nothing wrong. So what do you do if you find yourself in that position, and how do you know being investigated anyway? These are just some of the questions we asked the brilliant Tom Wallace, Director of Tax Investigations at WTT Group, as he has years of experience of helping people in this situation. Some of our key takeaways are: Don't panic! ...
036 Taking the Plunge: Leaving A Stable Job for Self Employment
February 07, 2022 06:55 - 27 minutes - 25.6 MBToday we’re talking to James Kerslake about facing the fear of leaving a stable job in order to become fulltime self-employed. James had a successful career in IT and was offered the job of a lifetime which incredibly he turned down in order to focus on launching his business. We discuss the reasons for that decision, facing your fears and taking the plunge anyway. Some insights from our chat include: The only way to be successful in running your business is to be fully ...
036 Taking the Plunge: Leaving A Stable Job for Self Employment
February 07, 2022 06:55 - 27 minutes - 25.6 MBToday we’re talking to James Kerslake about facing the fear of leaving a stable job in order to become fulltime self-employed. James had a successful career in IT and was offered the job of a lifetime which incredibly he turned down in order to focus on launching his business. We discuss the reasons for that decision, facing your fears and taking the plunge anyway. Some insights from our chat include: The only way to be successful in running your business is to be fully committed to it; ...
035 How To Compete With Big Players
December 15, 2021 07:01 - 23 minutes - 32.4 MBThe great thing about being self-employed is being able to work with your choice of clients, but how can you compete with the bigger players in your industry? As a one-person business it can be a struggle, especially if you’re up against firms that are well known and been around for years. But it doesn’t have to be like that according to our chat with Matt Wright, and here’s why: You are more able to be agile and pivot your business – your strategy is only decided by you!...
035 How To Compete With Big Players
December 15, 2021 07:01 - 23 minutes - 32.4 MBThe great thing about being self-employed is being able to work with your choice of clients, but how can you compete with the bigger players in your industry? As a one-person business it can be a struggle, especially if you’re up against firms that are well known and been around for years. But it doesn’t have to be like that according to our chat with Matt Wright, and here’s why: You are more able to be agile and pivot your business – your strategy is only decided by you! You can solve t...
034 Cyber Security Essentials For Your Business
November 22, 2021 07:01 - 38 minutes - 52.3 MBDid you know that hackers are usually on your system for 250 days before you even realise it? This is plenty of time for them to gather critical business information and if you are self-employed you are not immune to attack! In fact you are an ideal target for hackers according to todays guest Francis West, a man on a mission to educate and protect people from cyber-threats. This is an entertaining episode in which we take a light-hearted approach to a technical subject an...
034 Cyber Security Essentials For Your Business
November 22, 2021 07:01 - 38 minutes - 52.3 MBDid you know that hackers are usually on your system for 250 days before you even realise it? This is plenty of time for them to gather critical business information and if you are self-employed you are not immune to attack! In fact you are an ideal target for hackers according to todays guest Francis West, a man on a mission to educate and protect people from cyber-threats. This is an entertaining episode in which we take a light-hearted approach to a technical subject and make it easy to...
033 How To Ensure You Actually Get Paid!
November 03, 2021 07:01 - 28 minutes - 38.7 MBFreelancing should never actually be free! But sometimes it can be really difficult to ensure you actually get paid on time by your clients, which can then have a significant impact on your business and personal finances. So we’re talking to Helen Arney who specialises in helping self-employed people and businesses get paid, and she shares with us key advice on how to ensure your invoice always gets paid. Just a few key insights include: Be clear about your payment expec...
033 How To Ensure You Actually Get Paid!
November 03, 2021 07:01 - 28 minutes - 38.7 MBFreelancing should never actually be free! But sometimes it can be really difficult to ensure you actually get paid on time by your clients, which can then have a significant impact on your business and personal finances. So we’re talking to Helen Arney who specialises in helping self-employed people and businesses get paid, and she shares with us key advice on how to ensure your invoice always gets paid. Just a few key insights include: Be clear about your payment expectations and get t...
032 Wondering Where to Start With Your Website?
October 26, 2021 06:01 - 33 minutes - 46 MBWe all know that businesses need a website, but what if you’re going it alone and not sure where on earth to start? When it comes to creating a website, it’s easy to be overwhelmed – so we were pleased to sit down with Lisa Rees to demystify the process for us. Lisa, aka Website Wonder Woman, specialises in helping entrepreneurs with their online presence and she totally “gets it”. Lisa knows exactly what it’s like trying to fit in website creation alongside everything el...
032 Wondering Where to Start With Your Website?
October 26, 2021 06:01 - 33 minutes - 46 MBWe all know that businesses need a website, but what if you’re going it alone and not sure where on earth to start? When it comes to creating a website, it’s easy to be overwhelmed – so we were pleased to sit down with Lisa Rees to demystify the process for us. Lisa, aka Website Wonder Woman, specialises in helping entrepreneurs with their online presence and she totally “gets it”. Lisa knows exactly what it’s like trying to fit in website creation alongside everything else when setting u...
031 Why Self-Employed People Don't Need An Accountant
October 05, 2021 06:01 - 26 minutes - 36.5 MBLots of self-employed people assume that they will need an accountant to help them to manage their finances and submissions to HMRC, but is that really the case? No, definitely not according to Elaine Clark of CheapAccounting.co.uk and TaxBootCamp. Now, Elaine is herself a Chartered Accountant and her business includes providing accountancy services to self-employed clients, so why is she so in favour of the DIY approach? We had to find out more, and Elaine shares loads o...
031 Why Self-Employed People Don't Need An Accountant
October 05, 2021 06:01 - 26 minutes - 36.5 MBLots of self-employed people assume that they will need an accountant to help them to manage their finances and submissions to HMRC, but is that really the case? No, definitely not according to Elaine Clark of CheapAccounting.co.uk and TaxBootCamp. Now, Elaine is herself a Chartered Accountant and her business includes providing accountancy services to self-employed clients, so why is she so in favour of the DIY approach? We had to find out more, and Elaine shares loads of brilliant tips ...
030 Help, I'm self-employed and can't get a mortgage!
September 15, 2021 07:01 - 28 minutes - 39.6 MBHelp, I’m self-employed and can’t get a mortgage! True? Luckily not so much these days. In this podcast episode we’re dispelling lots of mortgage myths with the brilliant Gareth Love, founder of Roots Finance Group, who amongst other things is an expert in contractor mortgages. Join us to find out what is happening in the housing market currently, including: Mortgage options for different types of self employment (freelancer vs sole trader vs limited company director vs...
030 Help, I'm self-employed and can't get a mortgage!
September 15, 2021 07:01 - 28 minutes - 39.6 MBHelp, I’m self-employed and can’t get a mortgage! True? Luckily not so much these days. In this podcast episode we’re dispelling lots of mortgage myths with the brilliant Gareth Love, founder of Roots Finance Group, who amongst other things is an expert in contractor mortgages. Join us to find out what is happening in the housing market currently, including: Mortgage options for different types of self employment (freelancer vs sole trader vs limited company director vs contractor are a...
029 Hollie Williams - Constantly Diversifying for Success
August 25, 2021 07:00 - 37 minutes - 51 MBToday we chat with Hollie Williams, IWORK’s first Champion of the Month, about the secrets of successfully working for yourself. She has a 9-year track record of impressive growth and is very well known as an expert in her field of hair extensions. Hollie’s business started whilst she was at college and grew significantly as she established her reputation as The Weave Queen, working with the biggest names in her field including the Kardashian’s hairdresser. Hollie is a tr...
029 Hollie Williams - Constantly Diversifying for Success
August 25, 2021 07:00 - 37 minutes - 51 MBToday we chat with Hollie Williams, IWORK’s first Champion of the Month, about the secrets of successfully working for yourself. She has a 9-year track record of impressive growth and is very well known as an expert in her field of hair extensions. Hollie’s business started whilst she was at college and grew significantly as she established her reputation as The Weave Queen, working with the biggest names in her field including the Kardashian’s hairdresser. Hollie is a true entrepreneur c...
028 New Tax Compliance Check For Taxi Drivers
August 11, 2021 15:33 - 23 minutes - 32.3 MBIn July 2021 HMRC announced that taxi drivers must pass a tax compliance test in order to renew their taxi / private hire driver licences. Of course the new tax compliance check will affect thousands of self-employed taxi and private hire drivers so we wanted to find out more about the likely impact. To help us understand a bit more, today we’re chatting with Johnny Munro from Bolt, one of Europe’s fastest growing transport platforms with (amongst other things) an app that...
028 New Tax Compliance Check For Taxi Drivers
August 11, 2021 15:33 - 23 minutes - 32.3 MBIn July 2021 HMRC announced that taxi drivers must pass a tax compliance test in order to renew their taxi / private hire driver licences. Of course the new tax compliance check will affect thousands of self-employed taxi and private hire drivers so we wanted to find out more about the likely impact. To help us understand a bit more, today we’re chatting with Johnny Munro from Bolt, one of Europe’s fastest growing transport platforms with (amongst other things) an app that enables people t...
027 Rowen Kimpton's Success Story - COVID As A Catalyst
July 28, 2021 07:01 - 29 minutes - 40.3 MBToday we’re chatting to the amazing Rowen Kimpton, IWORK’s July 2021 Champion of the Month! He founded Grounded Circus in 2018 whilst doing his degree, studying at Circomedia, a renowned circus school in Bristol. His business has gone from strength to strength and in just 3 years Grounded Circus are already known as providing the best circus performers within their industry. Rowen joins us from a field in Yorkshire (he’s on tour currently) to chat about how he created so ...
027 Rowen Kimpton's Success Story - COVID As A Catalyst
July 28, 2021 07:01 - 29 minutes - 40.3 MBToday we’re chatting to the amazing Rowen Kimpton, IWORK’s July 2021 Champion of the Month! He founded Grounded Circus in 2018 whilst doing his degree, studying at Circomedia, a renowned circus school in Bristol. His business has gone from strength to strength and in just 3 years Grounded Circus are already known as providing the best circus performers within their industry. Rowen joins us from a field in Yorkshire (he’s on tour currently) to chat about how he created so much success so e...
026 The Future of Self Employment
July 14, 2021 07:01 - 14 minutes - 19.8 MBToday we share with you our thoughts on the future of self-employment, and some emerging issues that might affect working in this way. Firstly, it has to be said that now seems to be a really good time to seriously consider setting up because there are serious shortages in some sectors, businesses are looking to cut their overhead costs and ethics have moved up the agenda with many wanting to buy local and support their local community. And don’t forget the gig economy too – this is flouri...
026 The Future of Self Employment
July 14, 2021 07:01 - 14 minutes - 19.8 MBToday we share with you our thoughts on the future of self-employment, and some emerging issues that might affect working in this way. Firstly, it has to be said that now seems to be a really good time to seriously consider setting up because there are serious shortages in some sectors, businesses are looking to cut their overhead costs and ethics have moved up the agenda with many wanting to buy local and support their local community. And don’t forget the gig economy too...
025 Enjoy Pitching: Using Imagery
June 30, 2021 07:01 - 28 minutes - 25.7 MBThis the third episode of a trilogy on enjoying pitching, and today we are focussing on using imagery so that you can enjoy pitching. We’re talking to Crocodile Wrestler Martin Barnes about how essential visuals are to getting your message across – they are not a luxury and shouldn’t be an afterthought. We cover everything from idea showers, to processing your ideas, wire-framing and then creating your pitch. Key takeaways include: A pitch or presentation is not a brochu...
025 Enjoy Pitching: Using Imagery
June 30, 2021 07:01 - 28 minutes - 25.7 MBThis the third episode of a trilogy on enjoying pitching, and today we are focussing on using imagery so that you can enjoy pitching. We’re talking to Crocodile Wrestler Martin Barnes about how essential visuals are to getting your message across – they are not a luxury and shouldn’t be an afterthought. We cover everything from idea showers, to processing your ideas, wire-framing and then creating your pitch. Key takeaways include: A pitch or presentation is not a brochure! Images shoul...
024 Enjoy Pitching: Using Storytelling
June 16, 2021 07:01 - 26 minutes - 24.4 MBThis the second episode of a trilogy on enjoying pitching, and today we are focussing on using storytelling so that you can enjoy pitching. We’re talking to Crocodile Wrestler Martin Barnes about how essential storytelling is to getting your message across – it’s not a luxury and shouldn’t be an afterthought. We cover everything from planning how to use storytelling, to rehearsing and delivering your pitch. Key takeaways include: If you just present data, facts and figur...
024 Enjoy Pitching: Using Storytelling
June 16, 2021 07:01 - 26 minutes - 24.4 MBThis the second episode of a trilogy on enjoying pitching, and today we are focussing on using storytelling so that you can enjoy pitching. We’re talking to Crocodile Wrestler Martin Barnes about how essential storytelling is to getting your message across – it’s not a luxury and shouldn’t be an afterthought. We cover everything from planning how to use storytelling, to rehearsing and delivering your pitch. Key takeaways include: If you just present data, facts and figures they are meani...
023 Enjoy Pitching: Using Your Mindset
June 02, 2021 07:01 - 23 minutes - 21.4 MBThis the first episode of a trilogy on enjoying pitching, and today we are focussing on using your mindset so that you can enjoy pitching. We’re talking to Crocodile Wrestler Martin Barnes about how your way of thinking can be converted from hating pitching to enjoying it. We cover everything from boosting your confidence, to the importance of rituals, dealing with nerves, and giving yourself the best chance of success. Key takeaways include: Pitching is just story-telling, problem solvi...
023 Enjoy Pitching: Using Your Mindset
June 02, 2021 07:01 - 23 minutes - 21.4 MBThis the first episode of a trilogy on enjoying pitching, and today we are focussing on using your mindset so that you can enjoy pitching. We’re talking to Crocodile Wrestler Martin Barnes about how your way of thinking can be converted from hating pitching to enjoying it. We cover everything from boosting your confidence, to the importance of rituals, dealing with nerves, and giving yourself the best chance of success. Key takeaways include: Pitching is just story-telli...
022 Using Your Entrepreneurial Mindset to Make Things Happen
May 19, 2021 07:01 - 23 minutes - 32.4 MBToday we’re chatting with David Barker, who in his own words is an accidental entrepreneur. We actually think he is a serial entrepreneur, but that’s not the point! In 1994, David was one of the UK’s first internet entrepreneurs and we wanted to find out how to use your mindset to make things happen. Cue lots of really interesting chat with David generously sharing some secrets of his success including: It’s easy to give up too soon – always have a plan B, but don’t star...
022 Using Your Entrepreneurial Mindset to Make Things Happen
May 19, 2021 07:01 - 23 minutes - 32.4 MBToday we’re chatting with David Barker, who in his own words is an accidental entrepreneur. We actually think he is a serial entrepreneur, but that’s not the point! In 1994, David was one of the UK’s first internet entrepreneurs and we wanted to find out how to use your mindset to make things happen. Cue lots of really interesting chat with David generously sharing some secrets of his success including: It’s easy to give up too soon – always have a plan B, but don’t start it until you ha...
021 Surviving the Pandemic & Coming Back Stronger
April 28, 2021 07:01 - 26 minutes - 36.6 MBToday we’re talking to technology entrepreneur David Barker about his experience of the pandemic as a contractor, how the loss of funding meant the closure the business he was contracted to, and also how he created new opportunities for himself. It’s very interesting to hear about the different options facing David, and what led him to take certain decisions which have subsequently borne fruit later. Here are just a few of insights from our conversation: Always make sure ...
021 Surviving the Pandemic & Coming Back Stronger
April 28, 2021 07:01 - 26 minutes - 36.6 MBToday we’re talking to technology entrepreneur David Barker about his experience of the pandemic as a contractor, how the loss of funding meant the closure the business he was contracted to, and also how he created new opportunities for himself. It’s very interesting to hear about the different options facing David, and what led him to take certain decisions which have subsequently borne fruit later. Here are just a few of insights from our conversation: Always make sure you’ve got a plan...