Should you respond to that text? Donate to that charity? At the holiday season, con artists ramp up their efforts to get your money. We give you a few quick tips to spot the common scams this year and how to respond. Text and delivery scams are common, fake and shady charities ask for donations, gift cards have risks of losing your money. You can avoid the frauds with simple precautions. Find out what you need to know with these quick tips.