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This is part three of this series - part 1 talked about a fire that destroyed my family's home and vehicles, and part 2 was about how to get "back on the grid" and start working with the insurance machine to find a new "normal."

Today, I want to answer some burning questions many of you have been asking:

Have you hit rock bottom yet? (Spolier alert: no, but I tell you about a moment I almost lost my mind after dropping a shoe in a storm drain)

How long to you get to keep rental cars before you have to replace your permanent vehicles?

Do you have to stay in a hotel the whole time your house is rebuilt?

What about if you get placed in temporary housing - do you have to rebuy your beds/furniture/clothes/etc. and keep them at your temp place, then move them again once your house is rebuilt?

What adjustments might you want to make to your insurance policies to make sure you have the right amount of coverage in case of emergency?