This woman grew up in the inner city of Minnesota in a strong Christian home. She was a driven to succeed and was often seen as bossy. As she became an adult she realized protecting and preparing people for a good life was what really mattered to her. So, she became a nurse and then enjoyed a long career as a commercial lender. And along each step of the way, she was the best in her field. Her life twisted and turned like most of our lives do. She came to realize the only thing she had control over was her thoughts. And that there were 12 universal laws that, if she followed, would bring her abundance. Today she is the author of a book that has captured the wisdom of these laws into 365 Days of Abundance. It is my pleasure to introduce you to Judy Balloff