Budgeting for Homeschool Families – On the Road with Amy Sloan at HumilityandDoxology.com

What if you could cut your family’s food, entertainment, clothing, and miscellaneous budget from $2400 to $1600 per month, just by switching the payment method from credit card to cash?

That’s what happened in the Miner family when we got serious about budgeting.

And what if you could adopt this approach without handling physical currency? Amy and I discuss physical and virtual cash-envelope budgeting and other family budget hacks to live on one income.

Big ideas from today’s conversation:

1) How you budget is less important than that you do it and that you budget, and create the budget as a team
2) Budgeting is not about the "right" tool or app. It's about a process for telling your money where to go, rather than wondering where it went
3) Amy and I share a case-study grocery budget for a single-income family. For more on this, access my Hacking the Grocery Bill whitepaper at workpantsfinance.com/resources
4) Use physical currency (or a virtual envelop budget), for grocery, entertainment, clothing, miscellaneous or other categories that are routine budget busters for your family

For more information, visit the show notes at https://workpantsfinance.com/31