James & His Personal Debit Card Hell
The Notorious Banker
English - July 10, 2019 18:05 - 56 minutes - 52.2 MB - ★★★★★ - 54 ratingsBusiness Homepage Download Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
I have have debit cards since they have been called "Check Cards". They were my first conduit to banking, and now all these years later, the bane of my existence. Though I love my debit card, it has brought so much undue stress over the years.
I recently had to get my card replaced after 8 years of having the same number because of a BS charge (don't buy magazines), and it gave me flashbacks to 2011, when Bank of America decided it would be cool to charge $5/month for your debit card which already makes them money. It was a horrible to time to work at BofA, and even worse that I became a supervisor on that same day.
https://www.reuters.com/article/us-bankofamerica-debit/bank-of-america-to-charge-debit-card-use-fee-idUSTRE78S4GQ20110929 (Announcing the fee September 29, 2011)
https://www.nytimes.com/2011/11/02/business/bank-of-america-drops-plan-for-debit-card-fee.html (Wimping out and backing away weeks later)
Learn about the backlash, and how BofA finally backtracked a few weeks later, but the damage was done, and how bank branches going away just means even more fees can happen like this in the future without old James to complain to!
Plus, I walk you through my experience in getting a digital debit card from BofA while BofA is mailing me the permanent one. Weird and full of disclosures (11 pages worth) This is what will replace the temp card in most locations! It's garbage.
Read more about that here! (Corporate Propaganda)
A story I have wanted to tell, now I can :) Relive my debit card hell with me.
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& Host James B on Twitter @jamesbisright.
Books Coming Soon: "The Banker Dude Presents: Beer Money"
"Bank of America Nearly Made Me Homeless (And I Worked There)" Status plus my Complaints book, "The Bank Screwed US"
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