There are many who believe that only those people who have enough money or are in a particular age group can go for a financial plan. Karthik Kumar and wife Harshada also believed so initially, but when they saw their savings getting gradually depleted, they decided they needed to be more organized about how to spend and save. That led them to financial planning firm International Money Matters, where they met professionals Abhinav Sethi and Siddarth Asrani, who helped them pave their way to long-term financial security.