Most financial planners would suggest you to start investing in equities early on to let the benefit of the power of compounding play out in the long term. But as long as you have a long-term financial goal in mind, starting to invest in equities a late in life will not do too much harm. Bhaskar Ganguly, a public sector employee who started investing in equities when he was 40, is seeing the benefits at 51 now. We take you through Ganguly’s financial journey.