Where Finance Finds Its Future
157 episodes - English - Latest episode: 11 days ago - ★★★★ - 2 ratingsThe New Face of Finance, Where Finance Finds Its Future. Future of Finance has one overriding goal. It is to host meetings (at the moment virtual meetings) that bring together long established members of the financial services industry (banks, brokers, asset managers, insurers, financial market infrastructures) with entrepreneurs (challenger banks, technology companies and FinTechs) and market authorities (central banks, regulators and policymakers) to explore how the financial services industry can grow faster by being more open, more innovative and more trustworthy. If you would like to get in touch about featuring on a podcast, please email [email protected]
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Episodes
How can blockchain-based token networks achieve full inter-operability?
April 08, 2024 09:59 - 15 minutes - 28.4 MBPart 3/4 A Future of Finance interview with Gilbert Verdian, CEO of Quant Inter-operability between blockchain networks, and between blockchain networks and traditional financial markets, is essential to overcome the isolation of digital asset and traditional asset markets and so fuel their liquidity and growth, and the digital finance system must be designed and built from the outset with inter-operability at its core. Proprietary solutions to the inter-operability problem cannot build...
Digital Asset has built the tools to tokenise assets and is now encouraging network effects
April 05, 2024 08:36 - 1 hour - 137 MBA Future of Finance interview with Yuval Rooz, co-founder and CEO of Digital Asset, and Eric Saraniecki, co-founder and head of strategic initiatives at Digital Asset. In October this year, Digital Asset will celebrate the tenth anniversary of its foundation. Under the flamboyant leadership of Blythe Masters, who was CEO from 2015 to 2018, no start-up did more to promote the potential impact of blockchain technology on the capital markets. Over the five years that have passed since she step...
Having built the tools for institutions to embrace tokenisation, Digital Asset is now building the network to make it happen
April 05, 2024 08:36 - 1 hour - 137 MBA Future of Finance interview with Yuval Rooz, co-founder and CEO of Digital Asset, and Eric Saraniecki, co-founder and head of strategic initiatives at Digital Asset. In October this year, Digital Asset will celebrate the tenth anniversary of its foundation. Under the flamboyant leadership of Blythe Masters, who was CEO from 2015 to 2018, no start-up did more to promote the potential impact of blockchain technology on the capital markets. Over the five years that have passed since she step...
What can be done now to overcome the absence of digital money on blockchain networks?
April 05, 2024 07:47 - 13 minutes - 24.5 MBPart 2/2 A Future of Finance interview with Gilbert Verdian, CEO of Quant Settlement of digital assets without fiat currency being available on blockchain networks is problematic, and central bank digital currencies (CBDCs) remain a distant prospect, but commercial banks are increasingly excited by the efficiency savings and service enhancements made possible by the programmability of digital money, including tokenised deposits. Claims that money is already digital ignore the fact that pa...
How to make the digital asset markets grow
April 05, 2024 07:47 - 13 minutes - 24.5 MBPart 2/2 A Future of Finance interview with Gilbert Verdian, CEO of Quant Settlement of digital assets without fiat currency being available on blockchain networks is problematic, and central bank digital currencies (CBDCs) remain a distant prospect, but commercial banks are increasingly excited by the efficiency savings and service enhancements made possible by the programmability of digital money, including tokenised deposits. Claims that money is already digital ignore the fact that pa...
What can governments do to encourage the growth of digital asset markets?
March 25, 2024 13:31 - 20 minutes - 38.4 MBPart 1/1 A Future of Finance interview with Gilbert Verdian, CEO of Quant The time in which regulators observed rather than intervened in digital asset markets is now over, and regulators are starting to work with the private sector to design effective regulations that match the pace of technological development, but progress would be much faster if a single regulator was given responsibility for digital finance. The reliance of traditional finance on national forms of regulation is ill-s...
Tokenbridge believes the funds industry will tokenise from the periphery not the centre
March 15, 2024 14:49 - 52 minutes - 96.9 MBA Future of Finance interview with Stephen Ashurst, CEO of Tokenbridge. Tokenbridge is a software company which has embraced a tokenised future for the mutual funds industry. Its founders, all of which have long experience of the traditional funds industry, believe tokenisation can make funds cheaper to issue and service but – unlike most blockchain-based start-ups in the industry - their vision has less to do with cutting the costs of production and operation and more to do with widening d...
A European blockchain-based funds marketplace that is delivering on its promises
March 15, 2024 12:15 - 1 hour - 120 MBA Future of Finance interview with Christophe Lepitre, CEO at IZNES and Valérie Gilles, CCO at IZNES. IZNES is a marketplace that enables issuers of funds (asset managers) and institutional investors in funds (such as insurance companies and fund distributors) to sell and buy and service funds in tokenised form on a Cloud-based private, permissioned blockchain. To avoid the build-it-and-they-will-come fallacy, IZNES has solidified its relationships with leading insurance and asset managemen...
If Europe needs a single European CSD, who will build it?
February 23, 2024 10:44 - 1 hour - 144 MBOn 17 November 2023 Christine Lagarde, the President of the European Central Bank (ECB), told a conference of bankers that “a truly European capital market needs consolidated market infrastructures.”[1] European capital markets certainly lack them now. They are a quarter the size of the American capital market yet support three times as many stock exchanges, and 20 times as many post-trade financial market infrastructures. The lack of a European equivalent of the Depository Trust and Clearin...
The clue is not in the name: AsiaNext is thinking globally not regionally
February 07, 2024 12:11 - 43 minutes - 79.9 MBA Future of Finance podcast with Neil Thomas, Chief Commercial Officer of AsiaNext. AsiaNext, a 24/7, Singapore-based institutional-only digital asset trading platform, opened for business in January 2024. Owned by the Swiss stock exchange (SIX) and SBI Holdings of Japan, AsiaNext emphasises its sound governance and regulatory compliance, which its owners and management believe are the keys to attracting institutional money. The new exchange has already secured two operating licences from ...
Whither digital asset custody?
January 25, 2024 08:37 - 1 hour - 127 MBThis podcast will cover these regulatory developments and other issues, all of which are also raised in the second edition of Future of Finance’s Digital Asset Custody Guide (DACG2), which can be accessed here. The event will open with a presentation that draws on Future of Finance proprietary data about licences, registrations and certifications secured by digital asset custodians to illustrate the changing structure and geographical compass of the digital asset custody industry – and what ...
21X: The European token exchange with a reassuringly German personality
January 24, 2024 09:11 - 1 hour - 129 MBA Future of Finance interview with Max Heinzle, CEO of 21X 21X is a Frankfurt-headquartered token issuance, trading and settlement platform built on blockchain technology, and underpinned by a group of long-term investors, that expects to be the first to receive a licence to operate under the EU DLT Pilot Regime that allows operators of market infrastructures to test blockchain technology in the issuance, trading and settlement of tokenised financial instruments. The boldness of the company...
The Swiss token exchange creating a market for small company shares
December 20, 2023 07:43 - 49 minutes - 92 MBA Future of Finance interview with Nicola Plain, CEO of Aktionariat. Success in tokenising equity is unusual. Most issues of tokens are asset-backed versions of existing bonds or fund shares. So the fact that Zurich-based token platform Aktionariat has succeeded in attracting a variety of small company issuers is a considerable achievement. The goal of the firm is to help start-ups and SMEs, initially in Switzerland but eventually around the world, raise equity capital from third parties a...
What We Know and Do Not Know About CBDCs (So Far)
December 18, 2023 09:44 - 26 minutes - 49.6 MBA year and a half may have elapsed since the last central bank digital currency (CBDC) was issued. But the work at and by central banks, banks, supranational organisations and technology vendors has continued. The accompanying output of policy statements, academic papers, discussion documents and accounts of experiments is a vast but rich source of experience and information. Which is why a team at R3, a leading force in the digitisation of financial markets and a participant in multiple CBDC...
The Future of Money is Now Visible: What Does It Mean for You?
December 01, 2023 09:25 - 1 hour - 113 MBOnce true digital money is available on blockchain networks, the token revolution will begin. What that money will be is coming into focus. The idea that cryptocurrencies and Stablecoins will one day replace fiat currencies seems less realistic today than at any time since blockchain technology was first applied to traditional financial markets. In fact, the most plausible future of money is now one in which an inverted pyramid of tokenised deposits sits on top of a fulcrum made of central b...
The exchange with an insatiable appetite to disrupt
November 20, 2023 09:56 - 53 minutes - 100 MBCompetition in equities trading in developed markets is now so well-established that it seems to have existed forever. In reality it is as much a creation of regulators as of the digital technology that has enabled stock markets to dispense with physical floors and reach across national borders. True, NASDAQ can trace its history back to 1971, but competition was massively accelerated in the United States by Regulation National Market System (or Reg NMS) of 2005. A similar measure in Europe, ...
Can the carbon credit markets institutionalise and tokenise at the same time?
November 06, 2023 12:10 - 1 hour - 122 MBThe voluntary carbon credit market has emerged rapidly as a market-friendly way of combating climate change. It has attracted blockchain-based entrepreneurs that see carbon credits as ripe for tokenisation, in large part because a novel idea developed by people outside the traditional financial services industry has yet to develop an infrastructure capable of hosting issuers, investors and traders safely. Greenwashing, double-counting, lack of transparent prices, an absence of trustworthy in...
How R3 gets blockchain projects done
October 16, 2023 13:08 - 48 minutes - 90.6 MBA Future of Finance interview with Co-founders of R3, Chief Technology Officer Richard Brown and Chief Strategy Officer Todd Mcdonald. R3 first came to public attention in 2015 when a group of major financial institutions and technology vendors backed the company to work out how blockchain technologies could be applied to regulated financial markets. More than six years on, R3 is the established enterprise software company behind a host of live and soon-to-be-live blockchain-based networks ...
Nasdaq explains how, CSDs and CCPs can evolve this technology and embrace tokenisation
October 05, 2023 10:12 - 43 minutes - 81.6 MBA Future of Finance interview with Gerard Smith, vice president and head of product-digital assets, at Nasdaq (Marketplace Technology). Financial market infrastructures (FMIs), from exchanges through central counterparty clearing houses (CCPs) to central securities depositories (CSD), must maintain a difficult balance between regulatory compliance, technological stability and operational resilience and the need to expand capabilities, contain costs and future-proof their franchises through ...
The first priority in data is to manage the compliance risk
September 20, 2023 08:10 - 33 minutes - 61.4 MBA Future of Finance interview with Peter Gargone, CEO of Ntier Financial Services. Data is now at the heart of every efficiency initiative in financial services: investing, trading, operations, risk management and compliance. The advent of blockchain and artificial intelligence (AI) and machine learning (ML) technologies are altering the nature of the relationship between data and technology, even as they make it easier to solve some age-old problems in data aggregation and management. Pete...
UNTITLED GEN aims to become the Aladdin of the digital art market
August 09, 2023 11:23 - 55 minutes - 103 MBIn the minds of many, the digital art market is indelibly associated with Non-Fungible Tokens (NFTs), which boomed and then bust in 2021-22, accompanied by the further taint of money laundering and insider dealing. But art was digital long before OpenSea sought to democratise it and its future remains sufficiently rosy for Sotheby’s to have launched a peer-to-peer digital art market of its own in the Spring of 2023. What digital art has lacked is what the art market has lacked – namely, data ...
InvestaX founder agrees that tokenisation is synonymous with institutional DeFi
July 13, 2023 14:07 - 56 minutes - 105 MBInvestaX is a tokenisation platform for real and privately managed asset funds based – where else? – in Singapore, the financial centre that is doing more than any other jurisdiction to turn the idea of tokenisation into a reality. Like others in Singapore, including the regulators, the founders of InvestaX believe that DeFi innovations such as automated market-making have an institutional future – and not only because their experience dates back to the ICO boom of 2017-18, that intensely cre...
The mint that manufactures notes and coins in digital form
July 13, 2023 13:54 - 48 minutes - 90.8 MB130 central banks around the world are now exploring the merits of issuing a Central Bank Digital Currency (CBDC) but as recently as 2015 not a single one was doing that, even though the idea of digital money dates back to the 1990s. The founders of eCurrency, on the other hand, a Dublin-headquartered company with deep roots in Silicon Valley, have been thinking about CBDCs ever since the great financial crisis of 2007-09. Unlike Satoshi Nakamoto, however, their concern was not to use technol...
What are you doing about regulated Stablecoins?
June 23, 2023 10:43 - 1 hour - 120 MBDownload the Future of Finance Stablecoins Paper Now Regulated banks are waking up to the threats and opportunities created by the decision to bring Stablecoins within the regulatory perimeter. In both domestic and international payments and securities markets, regulated Stablecoins offer liberation from the status quo as well as the threat of disintermediation. Where doing nothing is not a survivable option, understanding exactly what is going on is essential to the formulation of a viable...
FundGuard offers asset managers a new way to fix their rising cost problems
June 21, 2023 08:28 - 50 minutes - 93.3 MBThe asset management industry has grown fat on a quarter-century of exceptionally loose central bank monetary policies. Ever-rising asset values have allowed managers to largely ignore shrinking fees, rising costs, failed outsourcing and offshoring arrangements and a long-term secular trend from high margin active investment strategies to low-margin passive alternatives. But now a combination of rising interest rates, the reversal of quantitative easing and geopolitical and market uncertainti...
Montis is scripting more than one possible future for CSDs
May 30, 2023 08:20 - 1 hour - 194 MBThe existence of Montis, which is building an infrastructure to support the issuance, settlement, safekeeping and servicing of digital assets, is a measure of the transformative potential of tokenisation. Yet Montis is also a measure of the curious lack of interest of most established central securities depositories (CSD) in tokenisation, as threat let alone as opportunity. The newcomer, unaffected by apparent setbacks in the CSD industry such as ASX and ID2s, is backed by a widening array of...
SDX is betting on openness to accelerate the adoption of tokenised assets
May 24, 2023 11:33 - 46 minutes - 85.7 MBSDX, the exchange for digital assets built and operated by Swiss stock exchange SIX, is working to accelerate the tokenisation of financial assets in Switzerland, Singapore and Germany, three locations whose legal and regulatory environments are accommodating of the new method of raising capital. Interestingly, the SDX strategy is an open one that looks to embrace competitors as well as issuers and investors as the company builds a network of networks of tokenisation platforms and their users...
Stablecoins are not the destination but a stepping stone on the journey towards programmable money
May 24, 2023 11:28 - 43 minutes - 81.5 MBIt is easy to fall into the trap of treating monetary innovations such as Stablecoins in isolation, or as a final destination, when innovation is in fact constant and individual innovations are merely components of much larger secular trends driven by technology and the interaction of technology with the wants and needs of households and businesses. One organisation that has not made this mistake, and places Stablecoins firmly in the context of a financial system evolving towards programmable...
Is this how CBDCs will happen in the major global currencies?
March 24, 2023 12:17 - 1 hour - 137 MBWhen it came to digital money useable on blockchain networks, the choice between central bank money and commercial bank money used to feel binary: Stablecoins and tokenised deposits and e-money were stopgaps pending the introduction of CBDCs. But as the threat of Stablecoins that were either global or issued by unregulated non-banks has receded, a more traditional hierarchy of money has asserted itself. CBDCs are likely to become the central bank digital money foundation on which myriad form...
D7 is an invisible bridge between digital assets and traditional securities markets
March 16, 2023 09:54 - 43 minutes - 80.1 MBThere is now widespread acceptance that digital assets are going to co-exist alongside traditional assets for a long time. That implies that issuers and investors will need a market infrastructure that renders issuers indifferent as to whether a source of liquidity is digital or traditional and investors indifferent as to whether an exposure is available in digital form or in traditional form. Both sides of the market just need something that works efficiently at low cost with minimal disrupt...
A thousand dApps will bloom on the solid foundations of CBDCs
February 06, 2023 10:02 - 53 minutes - 99.2 MBThe decision by regulators to bring bank-issued Stablecoins within the scope of regulation is helping to fashion a vision of the future of money in which central bank digital currencies (CBDCs) play a role not unlike the one existing forms of central bank money play in the money markets of today: underpinning innovation and experimentation in different forms of money and different ways of making payments by both banks and non-banks without putting monetary, financial and operational stabilit...
Is tokenisation of privately managed assets a dynamo, a diversion or a dead-end?
January 20, 2023 11:53 - 1 hour - 136 MBPrivately managed assets have become the default choice for tokenisation enthusiasts. The reasoning behind their choice is hard to fault. The advertised benefits of tokenisation apply a fortiori to the asset class. Privately managed assets – especially hedge funds and real estate, but also equity issuers that might previously have used the private placement or crowd-funding markets to raise capital – account for a disproportionate share of token issues so far. But are the enthusiasts and the ...
360X is turning the idea of tokenising the fine arts into reality
January 18, 2023 09:50 - 1 hour - 115 MBTokenisation may be making limited headway in the conventional securities markets but it is attracting considerable interest in less familiar asset classes. 360X, the digital assets marketplace backed by Deutsche Börse and Commerzbank, aims to tokenise rights in expert-verified and high-quality art, music and (in cooperation with Tectrex) real estate assets. 360X Music, which provides an infrastructure for structuring deals, issuing tokens and promoting them to investors, has already issued s...
Do you believe CSDs need to invest in tokenisation capabilities now?
January 13, 2023 11:44 - 1 hour - 162 MBSecurities are issued into CSDs. The integrity of every issue of securities is safeguarded by CSDs. Ownership of securities is recorded by CSDs. Transactions in securities are settled by CSDs. Securities are serviced by CSDs. So, if it happens, tokenisation will either disrupt or transform or eliminate these functions. It is therefore both an existential threat and an exciting opportunity for CSDs. What tokenisation is not is something that CSDs can afford to ignore. Attendees will hear sp...
Vertalo reinvents transfer agency for the age of digital assets
January 13, 2023 10:43 - 1 hour - 130 MBDigital asset enthusiasts are finding that neither issuers nor investors are ready or able yet to let go of high levels of intermediation. Historically, keeping track of investors is the responsibility of the registrar who, in a blockchain-based future is made redundant by a digital ledger that is updated automatically every time an asset changes ownership. Small and medium-sized enterprises (SMEs) have rarely made use of a third-party registrar anyway, preferring to keep their register and c...
SDX eyes tokenisation market growth opportunities in the SME sector
January 06, 2023 09:57 - 1 hour - 136 MBFour years have elapsed since the Swiss stock exchange (SIX) took the bold decision in 2018 to respond to the challenge tokenisation has issued to traditional securities exchanges. SIX opted to build alongside its existing infrastructure an entirely new, blockchain-based trading, settlement and custody platform for digital assets. In September 2021 the SIX Digital Exchange (SDX) received its operating licence from the Swiss regulator, the Financial Market Supervisory Authority (FINMA) - itse...
Fund tokenisation is coming soon to a jurisdiction near you
December 12, 2022 11:43 - 1 hour - 119 MBTokenised funds exist already in the United States and Singapore. Asset managers are not only issuing tokenised funds but backing projects whose ambition is to facilitate the large-scale tokenisation of shares in mutual funds. What are the benefits they see? In this podcast, the coming tokenisation of the mutual funds industry will be discussed, in terms of the incentives to change, the techniques employed and the timetable by which it will proceed. Whenever and however it happens, it will...
The changeable burden that regulation is about to lay on digital asset custodians
December 09, 2022 15:28 - 1 hour - 130 MBSafe custody is the service that will unlock corporate issuance and institutional investing in the securities, asset-backed, non-fungible and fund token markets. While there is widespread recognition that regulation of digital asset custodians would accelerate progress, regulators around the world have so far reached consensus on combating financial crime only. Even that is proceeding slowly and patchily, but regulation of digital asset custodians and digital asset custody risks is proceedin...
The fastest and cheapest way to be operationally resilient is to change the operating model
November 23, 2022 10:51 - 1 hour - 116 MBThe global Pandemic tested established operational resilience procedures in unexpected ways. It made redundant some conventional solutions, accelerated the digitisation and digitalisation that regulators were already fretting about, and prompted a concerted push by regulators around the world for financial institutions to enhance their operational resilience to the novel and rapidly mutating threats created by digital technology. Yet the ability of regulators to devise sensible measures and e...
STOmaker promises to cut the cost of a security token issue by 90 per cent
November 23, 2022 10:48 - 57 minutes - 106 MBOne major frustration for digital asset markets enthusiasts is the stubborn refusal of security token issuance to, in the famous phrase of Walt Rostow, take off into self-sustaining growth. After all, the benefits seem plain enough, and cutting the all-important cost of capital is chief among them. So what is holding issuers back? Part of the answer lies in the fact that the natural pioneers of Security Token Offerings (STOs) are smaller companies, and what looks like a big saving in issuance...
Regulation plus digital identity is the key to the future of blockchain-based financial markets
October 21, 2022 09:06 - 57 minutes - 106 MBThe slow and steady convergence of blockchain-based finance and traditional financial markets is now a widely accepted prognosis. True, the implosion of values on the cryptocurrency and decentralised finance (DeFi) markets since the autumn of 2021 has made convergence seem the obvious path in the future. But the acceptance of this possibility by all but the most unreconstructed voices at either end of the spectrum owes much to the efforts of a small number of early blockchain pioneers and ent...
Bosonic reinvents the operational infrastructure for digital asset traders
October 21, 2022 09:00 - 1 hour - 130 MBTraders active in the cryptocurrency and decentralised finance (DeFi) markets have long found the operational infrastructure of the industry frustrating. Settlement of trades is slow and expensive. Worse, settlement requires them to be fully funded. To alleviate the costs and complexity, the obvious solution is to create closed circles of trustworthy counterparts. Several providers now offer services along these lines but the San Francisco-based Bosonic Network goes further. Bosonic offers a ...
An Optimal Model for Digital Assets and Transactions
October 06, 2022 08:36 - 40 minutes - 75.5 MBA presentation by Dr Ian Hunt on his recently published paper, Digital Issuance - An Optimal Model for Digital Assets and Transactions, was followed by a discussion with an expert panel and the members of an invited audience, moderated by Future of Finance co-founder Dominic Hobson. Margin pressure exerted by institutional investors and passive investing means asset managers must cut costs but the methods used over the last 30 years – computerisation, outsourcing and offshoring – are no lo...
How to make the InsurTech Revolution actually happen
September 16, 2022 11:14 - 1 hour - 116 MBAccording to Willis Re, there are around 3,000 self-proclaimed InsurTechs at work in the world today. The age and size and funding and technologies of InsurTechs is so various, and the range of activities they pursue so immense, that it is difficult to comprehend which innovations are working and which are not. The use of video and telemetrics, such as the admission of photographic evidence and sensors in motor insurance, attract headlines. But the sales and the funding tend to go to larger a...
SupraOracles is conquering the compromises imposed by the Blockchain Trilemma
September 01, 2022 14:34 - 1 hour - 127 MBThe future of blockchain now hinges more than ever on moving beyond crypto-currencies to create the universe of decentralised products and services that almost all characterisations of Web 3.0 endorse. These products and services will make use of the smart contracts pioneered by the entrepreneurs that created the Decentralised Finance (DeFi) and Non-Fungible Token (NFT) markets and which are now building the security token and Metaverse markets as well. The success of products and services bu...
Data provides the prices that drive activity in tokenised asset markets
August 30, 2022 14:56 - 1 hour - 160 MBLiquidity in privately managed assets is hampered by a lack of reliable and timely data about asset values. If value is hard to discern, privately managed assets are more difficult to buy and sell, harder to use as collateral and suffer from a less favourable accounting treatment. It is also difficult to develop secondary markets in which the assets can be traded. A distributed technology such as blockchain is well-adjusted to capturing, validating and then distributing data scattered acro...
SDX crypto-currency service is live
August 30, 2022 09:46 - 32 minutes - 61.1 MBSDX, the digital arm of the Swiss stock exchange, has launched an income-generating crypto-currency staking service for clients of the private banks in Switzerland. Owned and operated by a separate entity within the group, the Cloud-based service enables holders of crypto-currencies to collect a yield on their portfolios by staking their assets to claim the rewards for validating or attesting blocks of transactions. Dominic Hobson, co-founder of Future of Finance, asked Alex Smith, Crypto Pro...
Blockchain technology is not enough to build a global digital debt market
August 26, 2022 10:27 - 1 hour - 121 MBFQX is a blockchain-based issuance platform for tokenised debt. Founded in Zurich in 2019, the start-up has invested as much time and money in the legalities as the technology and can now offer issuers near-certainty over the status of their security token offerings in legal and regulatory terms across six jurisdictions. The initial focus is on short-term corporate debt, with the aim of normalising the digital registration, issuance, transfer and trading of generic eNote tokens before expand...
The blockchain protocol that has put digital identity at the heart of its strategy
August 24, 2022 11:56 - 55 minutes - 102 MBConcordium is a Layer 1, Proof-of-Stake blockchain with its own cryptocurrency. So far, so normal. But Concordium also has a fascinating twist: it incorporates digital identification functionality at the level of the protocol. If predictions of the eventual universality of digital identity are even half-fulfilled, this feature will give Concordium an edge over other Layer 1 blockchains as the digital economy makes use of more efficient, privacy-protecting methods of customer due diligence. T...
10x lowers the cost of curiosity about digital transformation
August 12, 2022 08:18 - 1 hour - 45.9 MB10xbanking is not your average provider of Cloud-based banking Software-as-a-Service (SaaS). The company is the brainchild of former Barclays Group CEO Antony Jenkins, who has since leaving the British bank in 2015 embraced the idea of transforming the industry by full digitisation of its infrastructure and operating platforms. 10x has raised more than $252 million to its Series C in June last year, giving it the capital backing (and in some cases the business) of BlackRock, J. P. Morgan Chas...