What The Wealth
104 episodes - English - Latest episode: 2 days ago -When it comes to financial planning and investing, many of us have more questions than answers. “What the Wealth?!” offers sound financial information and guidance on numerous concerns to help Gen X and Y families and professionals as well as 50-Forward individuals create the lives they love. Jonathan P. Bednar, II, CFP, joined Paradigm Wealth Partners in January 2010, where he is in partnership with his father, Jon P. Bednar. As a Wealth Advisor, Jonathan enjoys guiding his clients to make informed financial decisions and planning as a means to solve their investment and retirement concerns.Securities offered through LPL Financial. Member FINRA/SIPC. Investment advice offered through Paradigm Wealth Partners, a registered investment advisor and separate entity from LPL Financial.
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Episodes
New Office Location: Paradigm Wealth Partners in Chattanooga! (93)
April 17, 2024 13:00 - 4 minutes - 3.31 MBSignal Mountain Road in Chattanooga is getting ready to host it's newest tenant: Paradigm Wealth Partners is officially moving in! As my family and I plant our roots even deeper in Chattanooga, this expansion isn't just business growth; it's a personal celebration of community and connection. Stay connected with our new office location progress and future ribbon cutting. 🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly ↔️ Connect with me on LinkedIn: htt...
Balancing Generosity and Financial Security: A Journey to Sustainable Philanthropy (92)
February 22, 2024 17:00 - 9 minutes - 6.38 MBImagine navigating the delicate balance between nurturing a generous heart and managing newfound wealth. That's exactly the journey we embarked on with a client who, after receiving a significant inheritance, grappled with how much they could give to their community without risking financial security. As a dedicated Financial Planner, I'm thrilled to share the story of this client's inspiring path towards sustainable philanthropy. Through their eyes, we explore not only the joy of giving but...
The REAL Power of Patience: Celebrating Charlie Munger's Investment Wisdom and the Art of Behind Long-Term Wealth Creation (91)
January 24, 2024 13:00 - 5 minutes - 3.55 MBA quick recap of the timeless investment wisdom of the late Charlie Munger, Berkshire Hathaway's renowned Vice Chairman, as we reflect on his teachings about the virtue of patience. Can sitting tight with your investment portfolio truly outperform the frantic dance of buying and selling in today's market? 🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly ↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/ 🌐 Paradigm Wealth Partners (webs...
Defying Predictions: The Surprising Strength of the Stock Market in 2023 and How to Proceed in 2024 (90)
January 12, 2024 14:00 - 9 minutes - 6.59 MBWho could have predicted the ironclad resilience of the stock market amidst the tumultuous events of 2023? In this episode I peel back the curtain on a year where, against all odds, the market leaped in the face of dire predictions, rate hikes, and global instability. A few of my thoughts on the reasons behind this defiance of expectations, along with historical patterns that challenge the myth of boom-and-bust cycles. Plus, get a clear understanding of why holding steady in your investmen...
Sailing Smoothly Through Market Fluctuations (89)
November 06, 2023 19:00 - 12 minutes - 8.9 MBWhat if there was a way to navigate the uncertainties of long-term retirement investments using past trends of the S&P 500 index? Don't let short-term market fluctuations deter you. The truth is, investing for retirement requires a marathoner's perspective, not a sprinter's. Join us as we unpack the weighted 30-year rolling average of the S&P 500, demonstrating why it's crucial to keep your eyes on the long-term prize. You'll be heartened to learn that historically, there have been more year...
Exploring Passive Income Strategies (88)
October 12, 2023 12:00 - 10 minutes - 7.27 MBAre you tired of the daily grind and looking for ways to diversify your income? Ready to ditch the misconceptions about 'easy' passive income strategies? In this episode I take you on an enlightening journey into the world of passive income. We'll bust some myths, such as the idea that real estate investing or becoming a social media influencer is entirely passive. Instead, I'll introduce you to the potential of dividend growth investing. This strategy doesn't require a heavy-duty capital in...
Decoding Roth Conversions: A Deep Dive into Strategies, Myths, and Tax Implications (87)
September 28, 2023 10:00 - 17 minutes - 11.7 MBEver wondered how to make your money work better for you by leveraging the power of Roth conversions? Join me, Jonathan Bednar, co-owner of Paradigm Wealth Partners, as we journey through the complexities and benefits of this financial strategy. As a certified financial planner, I shed light on the essentials of liquidity, tax implications, conversion methods, and the best timing for conversions. We debunk the myth of income limitations and examine the impact of required minimum distribution...
Decoding Roth Conversions: A Deep Dive into Strategies, Myths, and Tax Implications
September 28, 2023 10:00 - 17 minutes - 11.7 MBEver wondered how to make your money work better for you by leveraging the power of Roth conversions? Join me, Jonathan Bednar, co-owner of Paradigm Wealth Partners, as we journey through the complexities and benefits of this financial strategy. As a certified financial planner, I shed light on the essentials of liquidity, tax implications, conversion methods, and the best timing for conversions. We debunk the myth of income limitations and examine the impact of required minimum distribution...
Shaping Your Financial Future through Investing in Real Estate
July 20, 2023 10:00 - 12 minutes - 8.71 MBIn the conversation about real estate investments, a lot of people are for it and many are against it. Investment philosophy can be very personal. For me, real estate is something I like to invest in, but it’s important to understand all the factors that come into play, such as interest rates, inflation, borrowing costs, affordability, and more. So, in this episode, I will talk about the impact these kinds of investments can have on your financial future and retirement. You can find show no...
Building Bridges to Your Future: Psychology Meets Personal Finance
July 06, 2023 10:00 - 12 minutes - 8.62 MBHave you ever felt like your future self is a stranger? Or that some future goals are a bit too far away to understand? That's because, scientifically, our brains struggle to connect with the future version of us. Join me as I unpack some fascinating research from UCLA's professor Hal Hershfield, and unravel the implications it has on our ability to pursue long-term goals. You can find show notes and more information by clicking here: https://bit.ly/3r60Y3V 🗓️ Meet with me: https://parad...
Bond Voyage: Sailing Into Retirement Stability
June 15, 2023 10:00 - 9 minutes - 6.79 MBA lot of people talk about bonds as a way to generate income “safely” in retirement and say that all you need is to own a bunch of bonds and you’ll be safe, but I don’t necessarily agree with that. There are ways to use bonds for retirement income but it needs to be done in a way that is specific to your unique retirement needs. In this episode, I’ll share the most important information you need to know in order to build a retirement portfolio that allows you to fulfill your retirement goals...
Retirement Checkpoints: How Much Do I Need to Save for Retirement?
June 01, 2023 10:00 - 9 minutes - 6.78 MBHow much should you have saved for retirement? Are you on track? I get questions like these often from people—and for good reason. Retirement is lasting longer for some people and there are many people who want to retire early so, really, you probably need to be saving more. But how much more should you be saving? There are a lot of variables that come into play, so in this episode, I’ll discuss a few of the most important things to keep in mind. You can find show notes and more informatio...
Ep #82: What Happens Next?
May 18, 2023 10:00 - 15 minutes - 10.5 MBHow can we plan for the rest of the year? What should we be looking out for financially as we move into the second part of 2023? There have been lots of questions and concerns about where the market has been and the last 18 months where interest rates, inflation, and market changes have been difficult. In this episode, I will share what we see coming in the short-intermediate term and discuss some important things to think about when it comes to the markets in the final half of this year. Y...
Ep #81: Transferring Assets to Beneficiaries
May 04, 2023 10:00 - 14 minutes - 10 MBMany people who reach their 80s and 90s want to start transferring their assets to their kids early rather than wait for it to be inheritance—but this may not always be the best way to do it. In today’s episode, I’m going to be sharing important insight into passing assets on to your beneficiaries. You will hear about common mistakes that parents make when trying to gift assets to their children, as well as how you can make the process easier and less of a financial burden on your beneficiar...
Ep #80: Taxes
April 21, 2023 10:00 - 7 minutes - 5.63 MBOne of the biggest risks in your retirement is taxes. So today, I’ll be talking about how you can avoid a big tax bomb and how you can start making key decisions now that will help you navigate and plan for tax time next year. There’s a lot we can learn from our past year or so of filing, so I’ll also share how you can put that information to work for you to help you make the most of your money. You can find show notes and more information by clicking here: https://bit.ly/3H2FI4q 🗓️ Meet w...
Ep #79: The Importance of Having a Plan
April 06, 2023 10:00 - 12 minutes - 8.56 MBAre you ready for the twists and turns of life? Unexpected events happen all the time, and as I watch the aftermath of the tornado damage near Little Rock, Arkansas, it’s a big reminder about the importance of having a plan. This is a show about finances and financial planning, but in this episode, you’ll be hearing about a different kind of planning. You can find show notes and more information by clicking here: https://bit.ly/40CI7u9 🗓️ Meet with me: https://paradigmwealthpartners.com/be...
Ep #78: Banking Crisis 2.0
March 23, 2023 10:00 - 17 minutes - 12.4 MBToday, I’m going to be addressing the most recent banking crisis that has been creating a lot of buzz lately. You will get to hear my analysis of the current crisis compared to other similar ones we have seen throughout history, as well as a few different things you can watch out for when it comes to situations like this. You can find show notes and more information by clicking here: https://bit.ly/3FFzZ3A 🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly ↔️ ...
Ep #77: Should We Take Our Money Out of the Market?
March 09, 2023 11:00 - 19 minutes - 13.3 MBThe last 15 months have been very tumultuous as a long-term equity investor. As rates have ticked up to help fight inflation, we’ve seen the bumps on the chin taken by our equity portfolios. Over time, the constant beat-down of the market and the financial media coverage can really weigh on the investor’s psyche, so today we’re going to talk about a big question I’ve been getting frequently: “Should I take my money out of the market?” You can find show notes and more information by clicking...
Ep #76: The Debt Ceiling
February 23, 2023 11:00 - 17 minutes - 12.3 MBWhere do we sit now with the debt ceiling—and what does it all mean for the U.S.? We’ve had some questions about what the debt ceiling is and why it’s important, so in this podcast, I’ll be answering these questions and more. You will hear how it got started, the historic patterns of debt in the U.S., where things look like they’re going, and how all this may affect you. You can find show notes and more information by clicking here: https://bit.ly/3SiACoV 🗓️ Meet with me: https://paradigmw...
Ep #75: 2023 Market Outlook
February 09, 2023 11:00 - 47 minutes - 32.6 MBToday, we’re going to dive into a replay of a webinar I hosted on January 27th called "2023 Market Outlook." I’m joined by financial planner Katie Kavehrad and my father, Jon Bednar, to talk about a few different market pieces that we’re internalizing and giving advice and guidance to our clients on in the coming year. Listen in as we discuss the debt ceiling increase, S&P 500 valuation measures, consumer confidence surveys, and more. You can find show notes and more information by clicking...
Ep #74: Breaking! SECURE Act 2.0 Updates RMDs
January 26, 2023 11:00 - 8 minutes - 6.21 MBIn this episode, I’ll be covering just a portion of the SECURE Act 2.0 – specifically pertaining to required minimum distributions (RMDs). If you are retired or getting close to your retirement, understanding the changes that are going on with RMDs is the first step to keeping up-to-date and ensuring you’re utilizing and optimizing your retirement funds in the best way possible. You can find show notes and more information by clicking here: https://bit.ly/3QZuD7W 🗓️ Meet with me: https://p...
Ep #73: How To Achieve Long-Term Financial Success
January 12, 2023 11:00 - 18 minutes - 12.8 MBIn today’s episode, I’ll be addressing a few questions that I’ve been getting from my clients regarding the economy, the market, and my predictions for the future. This is such an important thing to talk about right now, so I will share my thoughts on this, as well as four essential investment principles that you need to understand as we enter 2023. You can find show notes and more information by clicking here: https://bit.ly/3GR0owh 🗓️ Meet with me: https://paradigmwealthpartners.com/begi...
Ep #72: Things That Matter and Things You Can Control
December 22, 2022 11:00 - 6 minutes - 4.38 MBIt can be hard to focus amidst the hustle and bustle of the season, but there is a trick that I’ve found works well to help with that. In this episode, I share a sketch from personal finance thought leader Carl Richards that makes things a bit simpler, as well as a reminder to take time to think about and focus on what’s important. You can find show notes and more information by clicking here: https://bit.ly/3YChNje 🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#ca...
Ep #71: I Want To Invest, But I Don’t Want To Lose Money
December 05, 2022 11:00 - 13 minutes - 9.73 MB“I have $100,000 to invest, but I don’t want to lose money.” Someone said this to me recently, and it inspired me to sit down and chat with you about this topic today. You will get to hear a bit about the mindset that lies behind a statement like this and why it can actually end up hurting your financial health. You can find show notes and more information by clicking here: https://bit.ly/3uidITy 🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly ↔️ Connect wi...
Ep #70: RMDs and QCDs with Katie Kavehrad
November 17, 2022 11:00 - 15 minutes - 10.7 MBIn order to fully understand qualified charitable distributions, you’ll want to know what required minimum distributions are and how they work. Today we have Katie Kavehrad back on the show to discuss the inner workings of RMDs and QCDs. If you’re retired or approaching retirement age and you want help building your tax planning strategy, the tools talked about in this episode are for you! You can find show notes and more information by clicking here: https://bit.ly/3USOmqy 🗓️ Meet with me...
Ep #69: Donor Advised Funds with Katie Kavehrad
November 03, 2022 10:00 - 34 minutes - 23.8 MBIt’s important to know as much as you reasonably can about the financial tools you have in your tool bag. Katie Kavehrad joins me again today to talk about Donor Advised Funds (DAFs) and how this particular tool can be used for charitable giving, investing strategies, financial planning, and more. In this episode, you will get a better understanding of the different roles DAFs can play in your finances and giving opportunities. You can find show notes and more information by clicking here:...
Ep #68: Recession Data Dive with Katie Kavehrad
October 20, 2022 10:00 - 24 minutes - 16.7 MBToday Katy Kavehrad, a financial planner at Paradigm Wealth Planners, joins the show for the first time! We're covering how she helps clients achieve their goals, as well as key things that are happening in financial news and markets. You'll hear good news, insight into what to watch carefully, and more. You can find show notes and more information by clicking here: https://bit.ly/3CWn3Fy 🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly ↔️ Connect with me on...
Ep #67: What If…?
October 06, 2022 10:00 - 25 minutes - 17.6 MBToday I want to answer some questions that have come up lately in light of the recent market turbulence and volatility. There are a lot of “what if?” questions floating around people’s heads, and today I will provide some clarity and answers that will offer a bit more relief or a sense of preparedness. By clearly defining things like risk and volatility, as well as understanding the other fear factors out there right now, you can find a better way to make smart decisions around money. You c...
Ep #66: Bond Laddering
September 22, 2022 10:00 - 23 minutes - 16 MBA stable retirement portfolio is something that we are all seeking and working to ensure. In this episode, I’ll share how bond laddering can be used as a strategy when investing to reduce risk and increase stability. You will get some quick and easy insight into what a bond is, the types of bonds out there, and how laddering can be used to reduce a variety of risks. You can find show notes and more information by clicking here: https://bit.ly/3qU5TBO 🗓️ Meet with me: https://paradigmwealt...
Ep #65: The Inflation Reduction Act
September 08, 2022 10:00 - 14 minutes - 10.1 MBJust a short time ago, on August 16th, The Inflation Reduction Act was signed into law. So, can we expect inflation to go down? Will this affect your finances in any specific areas? Listen in to hear the most important things you need to know about and how to properly navigate the changes this bill may bring. You can find show notes and more information by clicking here: https://bit.ly/3AW6ac4 🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly ↔️ Connect with ...
Ep #64: The Price of Panic
August 25, 2022 10:00 - 29 minutes - 20.5 MBPlaying it safe to avoid losing your money can seem like the only rational strategy. However, in the past, we have seen repeated patterns of a market downturn that send the world into a panic. Despite these crises, the market has always been resilient and eventually bounced back, stronger than before. So, in this episode, I will be explaining why long-term investors who don’t sell in a panic or lose sight of their financial goals are generally rewarded. You can find show notes and more inf...
Ep #63: Finding Lost Property
August 11, 2022 10:00 - 11 minutes - 8.21 MBA few weeks ago, a client mentioned to me that they had an old Roth IRA from years ago that they had lost track of. This reminded me that there is a search that you can do for lost property. So, if you or someone you know ever find yourself in the position of needing to find some kind of property or resource that you lost, this is the episode for you. You can find show notes and more information by clicking here: https://bit.ly/3vO4Mqc 🗓️ Meet with me: https://paradigmwealthpartners.com/be...
Ep #62: Celebrate the Wins
July 28, 2022 10:00 - 8 minutes - 5.68 MBWe often spend so much time chasing the next thing, moving to the next task, and completing the checklist that we don’t take the time to stop and ‘smell the roses.’ In this episode, I share a moment in a conversation where a colleague reminded me how important it is to truly celebrate our wins in life. You will also hear about some of the recent wins I have been encouraging clients to celebrate. You can find show notes and more information by clicking here: https://bit.ly/3AJgm99 🗓️ Meet w...
Ep #61: What Happens Next?
July 14, 2022 10:00 - 16 minutes - 11.5 MBIt’s really important to build perspective around the bear market we’re currently in, the talk about recession, the anxiety, and more. Now is the time to really look at the stats so that we can have a better understanding of what’s going on and what happens next. In this episode, I’ll be covering some important stats, as well as listener questions that all go hand-in-hand. You can find show notes and more information by clicking here: https://bit.ly/3AJgm99 🗓️ Meet with me: https://paradig...
Ep #60: Emotions and Money
June 30, 2022 10:00 - 18 minutes - 13 MBThought-leader in the world of personal finance Carl Richards said, “We all know that no matter how worried, scared or excited we’re feeling, 2+2 always equals 4. But when it comes to money, money equals feelings.” This is a great way to see how money is very much related to emotions, and that is what I’ll be addressing in this episode. Join me as I unpack the risks of emotional decisions and clouded judgment, as well as how to get one step ahead of yourself in this area. You can find show ...
Ep #59: How to Protect Yourself Against Cybercrime with Jonathan Addington
June 16, 2022 10:00 - 39 minutes - 27.2 MBCybercrime continues to evolve, and with new threats surfacing every year, it is more important than ever to ensure you are secure. Taking some basic precautions, as well as learning how to recognize cybercrime, are crucial first steps to take to help protect yourself and your data. So, how do you know what to look out for? Jonathan Addington, President of JM Addington Technology Solutions, will be joining the show today to share what you need to know to keep your information safe and secure...
Ep #58: Don't panic: Here's 2 Strategies for Stock Market Fluctuations
June 02, 2022 10:00 - 10 minutes - 7.25 MBIt is clear to see that the current market is pretty volatile, but how bad is it really? According to recent statistics that have been released, this is one of the worst first 100 days of the year that we have seen in over a century. So, what exactly does this mean—and how can we navigate this market downturn moving forward? In this episode, I will be explaining two timely strategies that can be used in crazy market volatility. You can find show notes and more information by clicking here: ...
Ep #58: Navigating the Current Market Volatility
June 02, 2022 10:00 - 10 minutes - 7.25 MBIt is clear to see that the current market is pretty volatile, but how bad is it really? According to recent statistics that have been released, this is one of the worst first 100 days of the year that we have seen in over a century. So, what exactly does this mean—and how can we navigate this market downturn moving forward? In this episode, I will be explaining two timely strategies that can be used in crazy market volatility. You can find show notes and more information by clicking here: ...
Ep #57: I Bonds: What are they? How do they work?
May 12, 2022 10:00 - 12 minutes - 8.42 MBThere is a question that comes up routinely with clients: what is an I bond and why should I invest in them? In this episode, I’m sharing why you may want to consider this high-rate investment in your financial portfolio. You can find show notes and more information by clicking here: https://bit.ly/3waj03R 🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly ↔️ Connect with me on LinkedIn: https://www.linkedin.com/in/jbednarii/ 🌐 Paradigm Wealth Partners (websi...
Ep #56: The Power of Financial Planning
April 28, 2022 10:00 - 18 minutes - 13 MBThere’s no question that there’s a huge concern among many about the current state of house prices, especially as interest rates rise. If you own a home already and are near retirement, how can you leverage the market and how can a financial planner help you strategize and think through your options? In this episode, I’m exploring a real-life case study that really brings financial planning to life. You can find show notes and more information by clicking here: https://bit.ly/3OB5heZ 🗓️ Me...
Ep #55: Don’t Be Part of the 56% of Americans Who Don’t Have an Emergency Fund
April 14, 2022 10:00 - 13 minutes - 9.27 MBWith surging inflation, rising interest rates, and no end in sight, the need for an emergency fund is more important than ever. In this episode, I’m breaking down what an emergency fund is (and isn’t!) and how you can use one to insulate yourself from rising expenses. You can find show notes and more information by clicking here: https://bit.ly/3jwoP5T 🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly ↔️ Connect with me on LinkedIn: https://www.linkedin.com/i...
Ep #54: Avoid This Big Estate Planning Mistake
March 31, 2022 10:00 - 12 minutes - 8.56 MBFrom wills to taxes to assets, there are many areas to consider when it comes to estate planning. In this episode, I’m divulging a key estate planning mistake that many people make and sharing three reasons why you should avoid making this mistake yourself. I also offer an alternative to consider instead. You can find show notes and more information by clicking here: https://bit.ly/3DoxZKF 🗓️ Meet with me: https://paradigmwealthpartners.com/begin-your-journey/#calendly ↔️ Connect with me o...
Ep #53: Market Mania and Protecting Your Investments
March 17, 2022 10:00 - 15 minutes - 11 MBThere’s no doubt that there has been a ton of turmoil in the markets over the past little while. With the current conflict in Eastern Europe, high domestic inflation, and record gas prices, it’s no wonder that people are worried about the state of their investments. While many will give in to the worry and start divesting, today I’m talking about why so often the best thing to do is actually nothing at all. You can find show notes and more information by clicking here: https://bit.ly/34Jf5k...
Ep #52: The Ebb and Flow of Investing
March 03, 2022 11:00 - 13 minutes - 9.45 MBIt’s no secret that investing in the markets can sometimes feel like a rollercoaster ride that leaves you dizzy and overwhelmed. In this episode, I’m talking about some of the turbulence we’ve seen in the markets over the past few years, how to shape your mindset and perspective around its ebbs and flows, and how to formulate a planning strategy so you can feel in control and confident—no matter which way your investments are going. You can find show notes and more information by clicking h...
Ep #52: Learning to Ride the Market Waves
March 03, 2022 11:00 - 13 minutes - 9.45 MBIt’s no secret that investing in the markets can sometimes feel like a rollercoaster ride that leaves you dizzy and overwhelmed. In this episode, I’m talking about some of the turbulence we’ve seen in the markets over the past few years, how to shape your mindset and perspective around its ebbs and flows, and how to formulate a planning strategy so you can feel in control and confident—no matter which way your investments are going. You can find show notes and more information by clicking h...
Ep #52: Missing the Markets Best 25 Days
March 03, 2022 11:00 - 13 minutes - 9.45 MBIt’s no secret that investing in the markets can sometimes feel like a rollercoaster ride that leaves you dizzy and overwhelmed. In this episode, I’m talking about some of the turbulence we’ve seen in the markets over the past few years, how to shape your mindset and perspective around its ebbs and flows, and how to formulate a planning strategy so you can feel in control and confident—no matter which way your investments are going. You can find show notes and more information by clicking h...
Ep #51: ETFs vs. Mutual Funds: What’s The Difference?
February 17, 2022 11:00 - 10 minutes - 7.31 MBAre you unsure about the difference between an exchange-traded fund and a mutual fund? While ETFs and mutual funds do share some similarities, there are some major differences that you should be aware of before investing in either. Listen in as I dive into the specifics of exchange-traded funds, including how they compare to other types of funds when it comes to price and taxation. You can find show notes and more information by clicking here: https://bit.ly/3sHvCxT 🗓️ Meet with me: https:...
Ep #50: Weighing The Pros and Cons of Paying Down Your Mortgage Early
February 04, 2022 11:00 - 19 minutes - 13.8 MBHow good would it feel to pay off your mortgage early? For most of us, it would feel like a weight lifted off our shoulders, but if you’re nearing retirement or other major life transitions, there are certain considerations to think about before applying a big chunk of change to your mortgage. In this episode, I use real-life examples to highlight why pushing to pay off your mortgage as fast as possible is sometimes short-sighted, particularly if there are unknowns in your future when it com...
Ep #50: Weighing The Pros and Cons of Paying Down Your Mortgage Early
February 04, 2022 11:00 - 19 minutes - 13.8 MBHow good would it feel to pay off your mortgage early? For most of us, it would feel like a weight lifted off our shoulders, but if you’re nearing retirement or other major life transitions, there are certain considerations to think about before applying a big chunk of change to your mortgage. In this episode, I use real-life examples to highlight why pushing to pay off your mortgage as fast as possible is sometimes short-sighted, particularly if there are unknowns in your future when it com...
Ep #49: The Importance of Estate Planning
January 20, 2022 11:00 - 15 minutes - 10.5 MBToday I’m diving into what is, for many, a touchy subject: estate planning. Many of us believe that this is something that we don’t have to worry about until much later in life, but the reality is that everybody needs an estate plan—and you need it sooner than you probably think. Listen in as I discuss why an estate plan is crucial for anyone over the age of 18, and especially for those with dependents. You can find show notes and more information by clicking here: https://bit.ly/3GI3U9Z 🗓...