Wealth, Taxes, and Finances with John Cindia artwork

Wealth, Taxes, and Finances with John Cindia

105 episodes - English - Latest episode: over 2 years ago -

Designed to bring together all age groups to a total understanding behind finances. John Cindia, provides a breath of fresh air on important topics to wealth, taxes and finances. As always remember, WTF!

Entrepreneurship Business Investing finances investing money taxes wealth cash income cash flow real estate
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Episodes

Episode 100: The Finale

February 18, 2022 16:06 - 33 minutes - 30.6 MB

In this final episode, John and the gang present the winner of the contest their $50 gift card! They also discuss some of the main key topics from the podcast and invite you to continue listening (and watching) through YouTube as they will continue to post directly on to YouTube. This has been a great ride and they hope everyone has been able to learn and change something in their financial lives rather to better your future or better your present. Thanks for joining for all of the laughs an...

Episode 99: Pension Plans

January 25, 2022 17:00 - 32 minutes - 29.4 MB

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions! The rules are as follows: Email us your name and address at [email protected] Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast! We are excited to hear from everyone and do a little giveaway prior to our 100th episode! In this episode, the gang discusses the basics of pension plans and why these are very commo...

Episode 98: Top 10 most searched terms by Investors

January 19, 2022 22:46 - 28 minutes - 25.9 MB

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions! The rules are as follows: Email us your name and address at [email protected] Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast! We are excited to hear from everyone and do a little giveaway prior to our 100th episode! In this episode, John discusses the top 10 search terms that are used by investors. These te...

Episode 97: Taxes and Insurance mini-sode

January 11, 2022 17:00 - 19 minutes - 18 MB

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions! The rules are as follows: Email us your name and address at [email protected] Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast! We are excited to hear from everyone and do a little giveaway prior to our 100th episode! In this episode, John and the gang do their final mini episode on taxes and insurance! Taxat...

Episode 96: Credit mini-sode

January 04, 2022 17:00 - 14 minutes - 13.7 MB

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions! The rules are as follows: Email us your name and address at [email protected] Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast! We are excited to hear from everyone and do a little giveaway prior to our 100th episode! In this episode, John and the gang discuss the basics of credit and how building from an ear...

Episode 95: Debt & Net Worth mini-sode

December 28, 2021 17:00 - 13 minutes - 12.1 MB

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions! The rules are as follows: Email us your name and address at [email protected] Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast! We are excited to hear from everyone and do a little giveaway prior to our 100th episode! In this episode the gang discusses debt and net worth and different types of debt and how th...

Episode 94: Savings vs Investing mini-sode

December 21, 2021 17:00 - 12 minutes - 11.2 MB

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions! The rules are as follows: Email us your name and address at [email protected] Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast! We are excited to hear from everyone and do a little giveaway prior to our 100th episode! In this episode John and the gang discuss the differences between savings and investing. Whe...

Episode 93: Budgeting mini-sode

December 14, 2021 17:00 - 12 minutes - 11.3 MB

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions! The rules are as follows: Email us your name and address at [email protected] Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast! We are excited to hear from everyone and do a little giveaway prior to our 100th episode! In this episode, John and the gang touch on the basics of budgeting. Building a budget is th...

Episode 92: Financing mini-sode

December 07, 2021 17:00 - 12 minutes - 11 MB

In this first of 6 mini episodes John and the team touch on the basics of financing with quick stats and math behind each subject. Tune in for a quick touch base on the basics of Wealth Taxes and Finances! We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions! The rules are as follows: Email us your name and address at [email protected] Send us your episode suggestion, why you listen to WTF and what's the best thing you have lea...

Episode 91: Planning for your 2021 Taxes

November 30, 2021 17:00 - 21 minutes - 19.4 MB

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions! The rules are as follows: Email us your name and address at [email protected] Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast! We are excited to hear from everyone and do a little giveaway prior to our 100th episode! In this episode, John and the gang discuss tax changes that may be coming up in the new year...

Episode 90: Remote work advantages & disadvantages

November 23, 2021 17:52 - 33 minutes - 30.5 MB

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions! The rules are as follows: Email us your name and address at [email protected]  Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast! We are excited to hear from everyone and do a little giveaway prior to our 100th episode! In this episode the gang discusses how remote work has changed and defined our growing econ...

Episode 89: What keeps you up at night?

November 09, 2021 20:25 - 20 minutes - 18.7 MB

In this episode, the gang discusses what equals the peace of mind for your finances. Is the real estate market keeping you up? What about the job market and the current economy? How about retirement, are you ever planning to retire? These are some of the topics we go over. Shoot us over an email on what keeps you up! We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we c...

Episode 88: Basics of long-term care

November 02, 2021 17:17 - 36 minutes - 33.3 MB

In this episode, John and the gang discuss the basics of long-term care. John focuses on the differences between qualified and non-qualified policies and how these can affect your taxes come tax season. There are tons of different types of long-term care and many different ways to prepare for this in the future. It is always best to be ahead of your future than with it! We want to know more about your situations so we can create better tailored content. John and the team can be reached at j...

Episode 87: Newly proposed Government spending programs

October 19, 2021 16:00 - 30 minutes - 28.3 MB

In this episode, John and the gang discuss the newly coming tax bills and how they may affect your taxes as well as your paychecks. John lays down the groundwork of how tax bills function and how the government is able to continue to push these tax bills.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 86: Current Market News

October 12, 2021 16:00 - 27 minutes - 25 MB

In this episode, the gang discusses what is going on with the current market. The craze behind the all-time highs is making people prep for a big drop in the market. As always, remember to keep your head straight and stay out of your investments in an emotional manner. If nothing in your life has changed then that means you are on the correct course to ride out your investments until your next life change.  We want to know more about your situations so we can create better tailored content....

Episode 85: How Compounding Interest works

October 08, 2021 08:18 - 22 minutes - 21 MB

In this episode John and the gang discuss how compounding interest functions. John also drops hints of how the DRiP plan functions along with Compounding interest and how you can use this type of investing style to really boost your gains over a long period of time.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 84: Spotting Crypto & NFT scams

September 28, 2021 16:00 - 27 minutes - 25.5 MB

In this episode, John and the gang discuss the wild west of cryptocurrencies and NFT's (Non-Fungible Tokens). Several scams are out there that can really put a hurting on your accounts and livelihood. Be careful out there when you are investing to ensure that you are getting the best bang for your buck and ensuring that your money is not going to something illegal or into a scam.  We want to know more about your situations so we can create better tailored content. John and the team can be r...

Episode 83: College education as a decision

September 21, 2021 16:00 - 29 minutes - 26.7 MB

In this episode, the gang discusses the differences of higher education and where some schools really are to good to be true. Make sure you are paying attention to some of the simple statistics such as graduation rate, acceptance rate and average annual tuition. Just because a school is costs an arm and a leg does not mean its the best school for your specific situation.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at...

Episode 82: Understanding the importance of money

September 15, 2021 03:15 - 32 minutes - 29.6 MB

In this episode, the gang discusses the importance of money at a young age and how teaching financial literacy as young as possible is very important. Seemingly more often young folk do not understand the importance of money and basic economics until they are out of college and on their own. The future of our country and world is in the hands of the younger generation and its in our best interest to provide knowledge the best we can! We want to know more about your situations so we can crea...

Episode 81: Educational choices

September 07, 2021 16:00 - 32 minutes - 29.6 MB

In this episode, the gang discusses the importance and possibilities behind education and the options you have. The current market and schooling pushes towards students going into a state college for a more advanced degree. Everyone should always consider that certifications, trade schools, and experience can play a big part in getting your monthly income to a satisfactory position. We want to know more about your situations so we can create better tailored content. John and the team can be...

Episode 80: Personal Financial Statements

August 31, 2021 16:00 - 27 minutes - 24.8 MB

In this episode, John and the gang discuss the importance of a Personal Financial Statement and how having one of these can benefit you greatly when making expensive purchases. You can also use one of these to track your spending monthly or annually to help make adjustments where you see fit. We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segmen...

Episode 79: Payday loans

August 24, 2021 16:00 - 23 minutes - 21.4 MB

In this episode, the gang discusses payday loans and how they are legalized loan sharking. These are something that are best to avoid at all costs as they typically have very high interest rates or insane payback policies.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!  

Episode 78: Inflation versus Market returns

August 18, 2021 21:24 - 30 minutes - 28 MB

In this episode, John and the gang discuss what has happened over time with market inflation compared to market value. The importance of getting a core value of an investment process that fits your base.   We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!  

Episode 77: Buying your first home!

August 10, 2021 16:00 - 30 minutes - 28 MB

In this episode, John and the gang discuss the ins and outs of buying your first home. Our current real estate market is showing that it may be best to wait to get the best bang for your buck. In other cases for those who cannot wait, they may be getting into bidding wars with other buyers. We would hate to see someone run into buyers remorse just trying to get out of their current apartment/situation. Always do your homework prior to make sure you are never making a mistake! We want to kno...

Episode 76: Money Management

August 03, 2021 16:00 - 40 minutes - 36.8 MB

In this episode the gang discusses how and why millions of Americans end up living paycheck to paycheck. They also talk about what it takes to get out of the rut, you certainly just have to stick to your plan and you can end up in a much better place than you are now! We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 75: Short Term Investing VS Long Term Investing

July 29, 2021 13:34 - 25 minutes - 23.3 MB

In this episode John and the gang discuss the current investing strategies and why you should still care about long term investing. What is your common strategy, are you in both? are you a long term hodler? We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 74: Where is your tax refund?

July 20, 2021 16:00 - 22 minutes - 21 MB

In this episode John and the gang discuss discuss the current situation with the IRS and why the tax refunds are so far behind. John also discusses why we do taxes in the United States comparative to other countries.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 73: Debt Consolidation

July 13, 2021 16:00 - 35 minutes - 32.9 MB

In this episode, John and the gang discuss the importance of debt consolidation. Where should you be consolidating debt into? Should this be into real estate, investing, credit cards? John also explains how to consolidate credit card debt to help you save money on interest rates. We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on...

Episode 72: Dividend Re-Investment Programs (DRiPS)

July 06, 2021 16:00 - 21 minutes - 19.8 MB

In this episode, John discusses the importance of building an investment strategy around dividend stocks. He touches on the importance of putting dividends back into your portfolio and how you can re-invest and build your nest! We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 71: Technology shortages

June 29, 2021 16:00 - 32 minutes - 29.9 MB

In this episode John and the gang discuss the current shortages that are plaguing the technology sector as well as other sectors that involve the chip-shortages. They also discuss how you can keep your investments sound during these wild times. We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 70: 401ks and taking distributions

June 22, 2021 16:00 - 28 minutes - 25.7 MB

In episode 70, John and the gang revisit how 401ks operate and when to take distributions. They also discuss when to take distributions, and how to move your investments between jobs, and other investment vehicles when necessary.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 69: Natural resource investing

June 15, 2021 16:00 - 22 minutes - 20.7 MB

In this episode John and the gang discuss precious metals and their importance across many different sectors including copper, gold, and silver. John explains the importance of copper from solar energy through technology and even automobiles. We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 68: Current Economy update

June 08, 2021 16:02 - 29 minutes - 27 MB

In episode 68, the gang discusses the current economy with meme stocks, supply and demand issues, and how real estate is looking in tourism areas.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 67: Good debt VS. Bad debt

June 01, 2021 16:00 - 34 minutes - 31.6 MB

In this episode, the gang discusses good credit options and bad credit options. Inevitably, everyone will eventually end up with a bit of debt against themselves. Not in every situation does debt need to a bad thing. Find the importance of having some good debt owed to help build a business, education or your future! We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we c...

Episode 66: Tax-season under review

May 25, 2021 18:48 - 35 minutes - 32.7 MB

In episode 66, the gang discusses the tax changes that came over during the tax season. In addition, John shares ideas you can use with setting up your taxable income and sharing out with benefices in the event something happens to a loved one. We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 65: Are you investing in the right companies?

May 18, 2021 16:00 - 25 minutes - 23.1 MB

In this episode the gang talks about investment strategies that involve evaluating a company prior to investing. John points out important pieces that you should keep in mind prior to investing. The ultimate investing goal should be to have a rich investment portfolio that is diversified across several industries! We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can ...

Episode 64: What is Option Trading?

May 11, 2021 16:00 - 48 minutes - 44.4 MB

John spends some time explaining the differences between puts and calls. He also touches on why this trading type can be useful to use in a portfolio. Check out this episode to learn more on how Options can diversify your portfolio and change you style of investing! We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 63: Are we in a Market Bubble?

May 04, 2021 16:00 - 55 seconds - 865 KB

In this episode, John and the gang discuss the current stock market, housing market and investment side of things. Where should your money and your head be at this time? We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 62: What are NFT's?

April 28, 2021 15:33 - 21 minutes - 19.3 MB

In this episode John and the gang get into Non-fungible tokens (NFT) to explain what these are and if they are sound investments We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 61: Types of Brokerages explained

April 22, 2021 19:57 - 27 minutes - 25.2 MB

In this episode John talks more about what the brokerages are like. Some specific financial brokerages may offer services for a charge while others may offer their services for almost free. What type of broker fits your needs? We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 60: New market Acronyms explained

April 16, 2021 21:06 - 30 minutes - 28.2 MB

John and the gang come back from their visit with the doctor to explain what all of the new acronyms coming are all about. Part of a good financial health is being aware of the changing markets and evolving as the market evolves. We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!  

Episode 60: Market Acronyms explained

April 06, 2021 17:19 - 30 minutes - 28.2 MB

John and the gang come back from their visit with the doctor to explain what all of the new acronyms coming are all about. Part of a good financial health is being aware of the changing markets and evolving as the market evolves. We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 59: Microbiomes and gut health with Doctor Tracy Price

March 30, 2021 16:00 - 40 minutes - 37.2 MB

In this episode John is joined by Doctor Tracy Price to discuss the importance of your microbiomes in your body. John brings this around to show the importance of a healthy well-being in connection with proper financial literacy and health.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 58: Anti-Viral strategies with Doctor Tracy Price

March 30, 2021 16:00 - 34 minutes - 31.7 MB

John is joined with Doctor Tracy Price on the show to talk about how you can keep your body safe and healthy. The importance of this information is a healthy body and mind help you utilize your savings, investments, and other financial vehicles well into a healthy future. We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the sho...

Episode 58: Doctor Tracy Price on anti-viral strategies

March 23, 2021 16:00 - 39 minutes - 36.3 MB

John is joined with Doctor Tracy Price on the show to talk about how you can keep your body safe and healthy. The importance of this information is a healthy body and mind help you utilize your savings, investments, and other financial vehicles well into a healthy future.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the sh...

Episode 57: Financing 101

March 22, 2021 15:20 - 32 minutes - 29.3 MB

In this episode, John goes over the 101s on financing. How saving your money and utilizing OPM (Other people's money) can help you build compounding interest over time.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 56: "Super Roth" investing explained

March 09, 2021 18:16 - 31 minutes - 28.9 MB

In episode 56, John explains how the "Super-Roth" works and how this investment strategy can help diversify your portfolio. John provides specific examples on how this functions and how it can help you build and sustain your wealth.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 56: Super Roth investing explained

March 09, 2021 18:16 - 31 minutes - 28.9 MB

In episode 56, John explains how the "Super-Roth" works and how this investment strategy can help fuel your portfolio into the future. John provides specific examples on how this functions and how it can help you build and sustain your wealth.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment featured on the show!

Episode 55: What is Pump and Dump?

March 02, 2021 17:00 - 15 minutes - 13.8 MB

In a shortened episode 55, John and the gang discuss what a pump and dump is. With the market coming up to all time highs it is important to understand this concept. Additionally, with the reddit stock craze in the news the past few weeks, how can you keep yourself  and your investments safe in a volatile market. We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can g...

Episode 54: How Capital Gains work

February 23, 2021 17:00 - 31 minutes - 28.9 MB

In episode 54, John and the gang discuss long-term and short-term capital gains along with more information about incoming tax laws. With the new craze in investing understanding capital gains is very important, Uncle Sam gets his cut on short-term gains but not on all long-term gains.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at [email protected]. Reach out to us so we can get you or your segment feat...