Wealth Coffee Chats
683 episodes - English - Latest episode: 7 days ago -Looking for a daily update on creating the wealth of your dreams?
Do you want property investment explained in a simple language?
Do you want to learn it whilst sipping on your coffee?
Then you’re in the right place! Join me for a daily coffee and chat about all things wealth.
With a strong focus on real estate wealth, you’ll cut through the confusion and overwhelm that stops most people in their investment tracks.
For the live edition of the episode, where I can answer your questions live, join me on Facebook
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Episodes
Why Are You Getting Turned down for Loans? Tips to Make Sure You Get Finance
April 19, 2024 06:45 - 14 minutes - 17.5 MBWhy does each bank in Australia look at you differently? In this video Positive Money Senior Mortgage Broker Brad Tefft walks us through the specific reasons why banks differ their lending policies, and what you can do to make sure you always find the finance you need that is unique to you and your situation. How? Let’s Wealth Coffee Chat!
How to Make Instant Equity Out of the Property Market’s Uncertainty
April 18, 2024 04:48 - 22 minutes - 27.1 MBRight now in Australia there is a lot of fiction being created around the state of the property market and the uncertainty that thrives within it. In this video Jason Whitton attempts to separate fact from fiction and demonstrate that right now is actually an incredible time for property investors to join the market and buy property. Smart investors are paying attention to Australia’s historic vacancy rate, they’re watching Australia’s population rise and they’re strategising about how to de...
Stage 2 Rental Reforms Are Coming: How Will It Affect Property Investors?
April 17, 2024 05:31 - 15 minutes - 19.1 MBIn Queensland, stage 2 rental reforms are right around the corner; what does this mean if you’re a property investor? What ARE stage 2 reforms? In this video Cass Sjostedt from R&W outlines the basics of QLD’s new mandatory standards for Property Managers, owners and tenants and breaks down in detail how they’re going to affect your ability to generate revenue from your investments. Let’s Wealth Coffee Chat!
Where Should I Invest? In Capital Cities or in Regional Property?
April 16, 2024 05:56 - 17 minutes - 21.2 MBWhat’s best? Well it depends on what you’re looking for. In this video Jason Whitton walks us through the pros and cons of investing in regional Australia and examines the mechanisms of why regional Australia is growing at a comparable rate to Australia’s capital cities. Are the regions worth investing in? Let’s Wealth Coffee Chat!
I Want to Invest in Property Developments for Big Returns. How Do I Do That?
April 15, 2024 02:00 - 20 minutes - 24.3 MBFor most property investors, a buy and hold strategy is the safest way to earn passive income from your investment assets. However, for investors that are looking to go onto the next level of investment, small residential property developments can offer simple and effective ways to make good returns in a short period of time. In this video Jason Whitton explains the basics of property developments and the expected costs and returns you can expect from them. Do you know where to start? Let’s ...
Using Your Superannuation to Buy Property: How Does an Smsf Work?
April 12, 2024 03:03 - 15 minutes - 18.2 MBWhat do you do if lenders look you over and tell you that you don’t have a lot of borrowing capacity? What can you leverage? Are you locked out of the property market? In this video Brad Tefft walks us through the basics of Self Managed Superannuation Funds (SMSFs), how they work and how you could leverage your super savings to secure a nest egg through property assets. How does that work? Let’s Wealth Coffee Chat!
Millennials Control the Future of Real Estate - Are We All Screwed?
April 11, 2024 04:02 - 29 minutes - 34.1 MBWealth Coffee Chats welcomes along Sam Saggers, Director at Positive Real Estate and head of property research for the Positive Group. In this video Sam meticulously takes us through Australia’s shifting demographics and why growing your property portfolio alongside Australia’s Millennial demographic is a wise investment for the future. Why? Let’s Wealth Coffee Chat!
These Are the 3 Things You Need to Maximise the Value of Your Rent.
April 10, 2024 00:48 - 17 minutes - 20.8 MBBeing a great landlord and working alongside potential tenants to fill your properties can sometimes be an artform. In this video, Cass Sjostedt walks investors, owners and landlords through the 3 P’s of rentals and why PRICE, PRESENTATION and PROMOTION are absolutely critical to making sure properties are filled quickly with little fuss. So what do potential tenants want when it comes to inspecting a property? Let’s Wealth Coffee Chat!
3 Crazy Record Breaking Numbers Every Property Investor Needs to Know.
April 09, 2024 03:57 - 22 minutes - 26.3 MBWhen it comes to property in Australia, the future is looking interesting. Despite the challenges around affordability, there are 3 crazy record breaking numbers that should give property investors some incentive and direction around what to purchase, when to purchase and where to purchase it. What are the 3 numbers that every investor needs to know right now? Let’s Wealth Coffee Chat!
10 Reasons Why You Need to Buy Property Right Now or Miss Out
April 08, 2024 06:38 - 17 minutes - 21.5 MBBetween supply issues, low vacancy rates, a rising population and large infrastructure projects moving skilled workers away from property construction, property investors in Australia are being hit with many challenges in 2024 and beyond. In this video Jason Whitton explains these issues and lists the top 10 reasons why you need to buy property right now before the market changes completely and you miss out on hundreds of thousands of dollars in growth. Let’s Wealth Coffee Chat!
How to Choose the Perfect Mortgage Broker (Not All Brokers Are Made the Same).
April 05, 2024 09:52 - 17 minutes - 21.5 MBBrad Tefft, head lending specialist at Positive Money returns to Wealth Coffee Chats this morning with some incredible information for property investors - is your mortgage broker the right broker for you? Are they actively pursuing your best interests, or theirs? And most importantly what are the questions you need to be asking your broker to find out if they are right for your particular investment situation? Want to know more? Let’s Wealth Coffee Chat!
This Is the Winning Formula for Creating Wealth From Property Investing.
April 04, 2024 03:33 - 21 minutes - 25.2 MBJason Whitton is back on board today and in this video he’s stepping new and seasoned property investors through the tried and true formula for generating wealth through real estate investment. It’s all about understanding your goals, understanding the market and having an incredible team behind you. Where do you start? Let’s Wealth Coffee Chat!
How One Mistake Cost This Property Owner $18K (What Was It?)
April 03, 2024 08:12 - 13 minutes - 16.8 MBWealth Coffee Chats welcomes back Cass Sjostedt, head of Property Management for R&W Plus. In this video Cass walks property owners through the pitfalls of poor property management and how a lack of routine inspections, poor screening and bad management cost one owner over $18,000 in damages. How? And how you can be prevented from making the same mistake? Let’s Wealth Coffee Chat!
Pay off Your Home in Under 10 Years and Save $400K in Interest
April 02, 2024 08:19 - 22 minutes - 27 MBIn this video Jason Whitton explains how with some simple, and FREE, changes to your mortgage strategy, you can pay off your home loan faster and start using equity to boost your borrowing power for your next property purchase. With the right tweaks you could pay off your home in only 10 years and save over $400k in interest. How? Let’s Wealth Coffee Chat!
This Is the Secret to Boosting the Growth Rate of Your Investment Property.
March 28, 2024 06:27 - 21 minutes - 26 MBIn this video Jason Whitton walks through the data that accurately predicts the growth of each property market in every Australian capital city, and highlights how even the smallest change in rental yield and property value has a massive impact on the strength of your property portfolio. Want to know more? Let’s Wealth Coffee Chat!
Vacancy Rates Will Halve and Rents Will Increase (Where Is the Property Market Heading)
March 27, 2024 08:22 - 14 minutes - 17.6 MBWealth Coffee Chats welcomes back Cass Sjostedt, head of Property Management for R&W Plus. In this video Cass walks us through the forecast for rents in the Australia and why having a GREAT Property Manager can earn you an additional $5k a year on your investment. How? Let’s Wealth Coffee Chat!
Student Housing Is Short 7K Rooms - Here’s the Opportunity for Property Investors.
March 25, 2024 10:55 - 14 minutes - 17.4 MBAccording to TFR, Australia has predicted a shortfall of 7k rooms to cover Australia’s students. Is there an opportunity here for property investors to cover the gap? And what types of accommodation will interest the blossoming student market? Let’s Wealth Coffee Chat!
When Do You Refinance Your Home Loan? You’re Not Stuck With Your Current Lender.
March 22, 2024 07:41 - 21 minutes - 25.2 MBWhen do you know it’s time to refinance your loan? What is the role a broker plays in your investment strategy? Great questions. In this video Bradley Tefft passionately steps you through how important a broker is in your investment strategy and how at the end of the day, the banks and major lenders DO NOT hold all the cards when it comes to your interest rate. It’s absolutely possible to refinance and find greener pastures. Let’s Wealth Coffee Chat!
Keep You Safe, Make You Wealthy. What Does That Mean for Property Owners?
March 20, 2024 10:01 - 14 minutes - 17.9 MBIntroducing Cass Sjostedt, General Manager of R&W Plus Property Management. In this video Cass walks us through the current state of Australian rents, the importance of communication with your property managers and why yearly rent appraisals can potentially generate as much as an additional 5k per year in revenue for you. Let’s Wealth Coffee Chat!
Working With These 6 Professionals Will Improve Your Property Investment Success.
March 19, 2024 06:02 - 17 minutes - 20.9 MBSuper successful long term property investment isn’t a get rich quick scheme - it requires patience, planning and outside help with a dedicated team. Who’s on your team? In this video Jason Whitton walks us through the 6 professionals that any great investor needs to succeed, their roles and how you can use them to springboard to wealth success. Let’s Wealth Coffee Chat!
Is Brisbane a Good Place to Invest? House Prices Just Hit 800K.
March 18, 2024 07:09 - 21 minutes - 25 MBIn this video Jason Whitton walks us through the massive changes happening in Queensland that are driving up property values there; a huge building boom, warm climate and over 58,000 new jobs are pushing Brisbane property values to their limits. But is it a good place to invest? Let’s Wealth Coffee Chat!
When Will Interest Rates Drop Here’s What Will Happen When They Do.
March 15, 2024 06:08 - 14 minutes - 18.1 MBHere Jason Whitton explains the causal effects of rising interest rates and the highlights the huge gap between where Australia’s housing industry is currently at and where it needs to be. Most importantly Jason discusses what will happen when Australia's interest rates finally drop and when the big four banks predict it will occur. Let’s Wealth Coffee Chat!
Here’s How to Work Out How Many Properties You Need to Own to Earn 100K Income.
March 14, 2024 11:12 - 22 minutes - 27 MBIn this video Jason Whitton explains how to “Find your number”; that is, how many properties do you need to own to start generating regular, positive income streams from your real estate investments. How many years does that take? How can I start compounding value to those properties? Well, let’s Wealth Coffee Chat!
How to Make 100K in Passive Income (Or More) Through Property Investment.
March 13, 2024 06:48 - 8 minutes - 10.6 MBWho wants 100k in passive income, or more? How many properties will that take? What sort of return are you expecting? Great questions. In this video Jason Whitton takes us through the basics behind understanding your investment goals and answers the question, “How many properties do I need to start generating regular, passive income that replaces my regular wage?” Let’s Wealth Coffee Chat!
How Do I Continue Buying Investment Properties? (Turning One Property Into Many)
March 12, 2024 04:33 - 22 minutes - 26.8 MBHow do I keep buying investment properties? It’s simple, increase a bit of this and reduce a bit of that. In this video Jason Whitton explains how being proactive with your ability to borrow and save drastically increases your ability to purchase your next investment property, ensuring that you can continue buying into the future to reach your investment goals. How does that work? Let’s Wealth Coffee Chat!
If You Earn More Than $250K Your Tax Can Double
March 11, 2024 00:21 - 2 minutes - 4.36 MBA quick update from Jason Whitton this morning hot on the heels of the Positive Mentor Exit Plan live event. If your income and concessional super contributions total more than $250k, the government can tax you between 15-30%. A sobering thought. Planning your tax strategy is essential as a property investor. Let’s Wealth Coffee Chat!
Commercial Real Estate Has the Highest Vacancy Rate Since 1996.
March 06, 2024 09:16 - 20 minutes - 24.7 MBRight now in Australia commercial real estate is facing a massive challenge; what to do in the face of rising vacancy rates and falling commercial values. In this video Jason Whitton explains the differences between residential and commercial real estate and why houses are a more solid bet for investors that are looking to make great rental returns over a 15-20 year period. Let’s Wealth Coffee Chat!
It’s Happening: The Largest Ever Gap Between Income and House Prices
March 05, 2024 00:33 - 19 minutes - 23.8 MBRight now we’re seeing the largest gap between income and house prices in Australian history. In this video, Jason Whitton explains why the rise of interest rates has driven a sharp increase to the premium price of houses across Australia, and why new homeowners and investors are shifting their focus to apartments and units. What does this mean for investors? Let’s Wealth Coffee Chat!
The Media Suggests That Investors Are Fleeing Melbourne | Separating Fact From Fiction
March 04, 2024 00:43 - 20 minutes - 24.6 MBExamining today’s news, Jason Whitton examines the claim that Sydney’s property market is booming, while investors are fleeing Melbourne in droves. But is this actually true or does the Australian media love to put their spin on things? Learn how the psychology and buying trends of aussie investors are being driven by a negative media cycle and the ongoing changes that state’s make to local property taxes. What’s really going on? Let’s Wealth Coffee Chat!
Australia’s Population Hits 27 Million 18 Years Early (How Immigration Is Great for Investors)
March 01, 2024 00:30 - 21 minutes - 25.9 MBAustralia’s population has just ticked over to 27 million 18 years early; largely driven off the back of record immigration or students and skilled workers. What’s the result? The largest transfer of wealth that Australia has ever seen and property investors already in the property game are about to reap the benefits of an influx of investment income through their existing real estate. Want to know more? Let’s Wealth Coffee Chat!
Australia’s Historically Low Property Vacancy Rates | What Does This Mean for Investors?
February 27, 2024 23:56 - 8 minutes - 10.4 MBAustralia’s rental vacancy rate is the lowest it’s ever been in the country’s history; what’s in store for investors? In this episode Jason Whitton walks investors through the positive inevitable conclusion of historically low rental vacancies and why they’re often tied to falling interest rates. Great news for investors. Is the property cycle in Australia cyclical? Let’s Wealth Coffee Chat!
This Is the 1 Thing That All Investors Need to Master to Succeed in the Property Game.
February 26, 2024 03:34 - 21 minutes - 25.3 MBJoining Jason Whitton today is Joe Pane, an emotional fitness expert that is dedicated to providing property investors with the support they need to evaluate their emotional status as an investor and maintain their long term focus. In this episode the two talk about the investors mindset, why critical thinking is key to cutting through the noise of mainstream media and how our own imagined levels of truth can throw our investment strategies off track. Want to know more? Let’s Wealth Coffee C...
Here’s How Property Owners Add Value to Their Property (How to Be a Better Landlord)
February 22, 2024 09:38 - 20 minutes - 23.9 MBIf you’re a property investor, acquiring properties is only the first step in the process to building long lasting, regular passive income through real estate. The MOST IMPORTANT part of the journey is what comes next - MMM - Manage, Maintain and Maximise. In this video Jason Whitton walks investors through the foundations of managing your property effectively, how NOT to be a bad landlord and why working with tenants adds incredible value to your investment. How? Let’s Wealth Coffee Chat!
The 4 Capital Growth Drivers That Can Make Property Investors Wealthy.
February 21, 2024 01:47 - 19 minutes - 23.2 MBLocation, the ever changing market, the strength of your property deal and human behaviours are all key factors in driving wealth for property investors. Have you thought about how you could be missing out on additional passive income without first mapping out the location and proximity to infrastructure of your next investment? In this video Jason Whitton explains these four growth drivers in detail and shows you why paying close attention to the population and people’s renting behaviours c...
The 4 Things You Must Master to Build Your Property Portfolio | Goals, Strategy, Tactics and Structure.
February 20, 2024 03:08 - 19 minutes - 23.5 MBWhat is it that you want from property investing? Don’t overthink it. For most of us it’s the ability to generate passive income alongside our regular pay. In this video Jason Whitton breaks down the 4 aspects of property investing that every investor needs to master before they set off on their journey towards their dream income. What are they? Let’s Wealth Coffee Chat!
Some types of debt can be good | How property investors spot the difference
February 19, 2024 03:52 - 14 minutes - 17.3 MBIn this video Jason Whitton walks us through the different types of debt that you, as investors, will likely have to deal with - Not all debt is created equal and GOOD debt can have the positive effect of reducing your taxable income and boosting your rental income to make it easier to borrow. Not all debt is BAD and sometimes it can go a long way to creating long lasting wealth for you. How? Let’s Wealth Coffee Chat?
The Long Term Property Strategies That May Help You Pay No Tax.
February 16, 2024 06:18 - 25 minutes - 30.5 MBAs part of Jason Whitton’s ongoing series on the basics of property investing, today he is looking at the four kinds of taxes that every investor MUST pay and also breaking down the long term strategies that you can employ to potentially pay zero tax on your investments over time. How? Let’s Wealth Coffee Chat!
Not All Assets Are Created Equal | How to Leverage One Asset to Purchase Another
February 15, 2024 03:39 - 23 minutes - 27.4 MBIncome, Growth, Taxes and Leverage are the cornerstones of a successful property investment strategy. In this video Jason Whitton explains how successful investors continually grow their portfolios by following these four simple concepts to leverage themselves into a better position to buy more and grow their wealth! Let’s Wealth Coffee Chat!
How your income drastically changes your ability to borrow | Property Investment Basics
February 14, 2024 04:32 - 23 minutes - 27.9 MBNot all income is created equal! Whether it’s PAYG, income from your personal business or returns from investments, lenders will look at you differently depending on the income source you bring to the table. Let’s Wealth Coffee Chat!
Wealth Through Property Investment Simplified | the 4 Quadrants of Investing
February 13, 2024 03:14 - 21 minutes - 26.1 MBIncome, Assets, Taxes and Debts are the 4 quadrants of property investment; but how do they work together and what are the factors that allow investors to use them to grow their property portfolio and cyclically purchase more investment opportunities? Start making debt work for! Let’s Wealth Coffee Chat!
Mentors, Property Coaches and Advisors | What's the difference? | Who is in your property team?
February 12, 2024 07:06 - 21 minutes - 25.6 MBAn excellent team will make all the difference in your investment journey, but there are so many titles and registered advisors out there knowing the kind you need can sometimes be overwhelming. In this video Jason Whitton runs through the roles of mentors, property coaches and advisors; who does what job and why they can make or break your entire investment journey. Let's Wealth Coffee Chat!
The most important thing to get right as as property investor | What is it?
February 09, 2024 01:09 - 22 minutes - 26.9 MBYour ability to generate wealth from property investments is dependent on a number of factors, but the biggest contributor to long lasting wealth through investment is having a dedicated, resourceful and enthusiastic team alongside you. After all this isn’t a sprint, it’s a marathon and you need to be prepared. Join Jason today as he discusses the concept of the ‘6-star team’ and why, for property investors, it might be the most important thing to get right. Let’s Wealth Coffee Chat!
The 7 Plans All Property Investors Should Follow to Succeed
February 08, 2024 01:36 - 23 minutes - 28.2 MBIn part 5 of Jason’s deep dive into the basics of property investment, he discusses ‘The 7 Plans’; the seven strategies that successful property investors use to hit their investment goals sooner. From planning to LVI to debt reduction strategies, Jason covers the foundation that any new or seasoned property investor needs to succeed. Have you thought about how you’re going to get your next investment? Let’s Wealth Coffee Chat!
Buy and Hold vs Buy and Sell | How to Use the Income Engine to Invest Properly
February 07, 2024 07:12 - 23 minutes - 27.4 MBIn Part 4 of Jason’s series on the basics of property investment he introduces ‘The Income Engine’, a strategy that allows investors to visualise the positive cash flow generated by buy-and-hold investment deals and buy-and-sell investors. What works for you? Have you thought about your long-term property investment strategy? Let’s Wealth Coffee Chat!
What Types of Property Should I Buy and Where Should I Buy Them? Why Diversification Is Important
February 06, 2024 01:01 - 23 minutes - 27.7 MBPart 3 of Jason's deep dive into the fundamental cornerstones of Australian property investing. Today he rounds off the discussion on how many properties it will take to generate a positive cash flow and touches on the basics of the buy-and-hold investment strategy. Jason also discusses why diversification in property locations is so important: minimising land taxes, capital growth across different states and investor buying power are all key factors to spreading your investment over a large...
Earning $100K in Positive Cash Flow: How Many Properties Will I Need to Generate My Dream Income?
February 05, 2024 02:57 - 20 minutes - 25 MBLast episode Jason spoke about how many properties an investor will need to start generating regular, passive income through real estate. Today he digs deeper and walks through the steps of turning your initial single property investment into two, then three, then five. Jason also discuss the differences between income and positive cash flow and he ends today's chat with a sneak-peek at THE INCOME ENGINE, a critical framework that investors can use to boost their investment value by as much ...
How Many Properties Do I Need to Earn Passive Income From Investing?
February 01, 2024 10:14 - 22 minutes - 26.3 MBThis is one the most common questions we get asked; how many properties do I need to own, paid off, that will allow me to earn passive income over time? Here Jason Whitton explains the process that you need to step through to find your magic number. Let’s Wealth Coffee Chat!
Step 1 of Property Investing: Where Do I Start?
January 31, 2024 10:13 - 19 minutes - 23.6 MBWhether you’re a new investor or fully seasoned, the first step to getting yourself that next investment property is all about critically analysing where you are and figuring out the steps you’ll need to take to cross the gap and get where you want to be. It may sound like wasted time to some, but the world’s most successful investors never set foot out their front door without first knowing what roads they were going to take. Have you thought about your finances yet? Your borrowing capacity...
I’ve Coached Over 10,000 Investors | The 7 Plans All Successful Property Investors Need to Master
January 30, 2024 10:11 - 19 minutes - 23.5 MBProperty investing, it's easy to say but difficult to do successfully. After 25 years of investing and coaching over 10,000 investors, we have distilled it into these steps. Let’s Wealth Coffee Chat!
Will interest rates fall in Australia in 2024?
January 29, 2024 23:39 - 18 minutes - 22.4 MBJoin me this morning for the first Wealth Coffee Chat of 2024 with special guest Dr Andrew Wilson. We discuss the future of Australia’s interest rates, what is driving house prices up and why despite the forecasts this might be a bumper year for property investors. Let’s Wealth Coffee Chat!