Vital Money

My Emergency Fund Is Done, Now What? | How to Start a Savings

Alaina has finally saved six months of her emergency fund, completing baby step 3! She talks about her new money goals and her best tips on starting savings.  Liking the episodes? Please leave a review!

Becoming a 6-Figure Virtual Assistant, Debt-Freedom and Building a Community w/ Annalisa Abell

Annalisa Abell is dominating the virtual assistance business and is passionate about teaching others to do the same. Alaina sits down with her to learn how she built a 6-figure company, how to maximize community, and the life-changing decision to become debt free.    You can keep up with Annalisa at https://www.justannalisa.com/ Send Alaina a money question! DM at @hotlaina_

July 2022| Monthly Goal Reset, Budgeting & Setting Better Intentions

Okay, it's about to get personal! Today, Alaina is trying something new by doing a July goal reset. The episode takes a look at her budget for June, mistakes and lessons she learned from, as well as share her goals for July. Want to stay accountable? This episode is for you! Social media mentions: Follow Alaina: www.instagram.com/hotlaina_/ Accounts I'm loving: https://www.instagram.com/beestiing/?hl=en https://www.instagram.com/itsjessicalindsay/?hl=en

How to NOT be a Starving Artist (w/ Melarie Odelusi)

Artist and Illustrator Melarie Odelusi chats with Alaina about her journey of building her art business and defeating the "starving artist" trope. We also touch on how she works with brands like Laura Mercier and becoming debt free! You can check her out at: https://www.melarieodelusi.com/ Instagram: https://www.instagram.com/melarieodelusi/ Want to follow Alaina? Check out her insta at https://www.instagram.com/hotlaina_/ 

Situationships Are Silly: Clout Chasing, Saying No and Finding Your Worth ft. Taylor Von

Today, Alaina brings in her long-time college friend Taylor to get real about situationships! Situationships can bankrupt us spiritually, emotionally, and yes physically in the pockets. Inspired by Caresha and Diddy's recent talk, we chat about how to move on and maximize your single season while waiting for the right one. 

Is Instagram Travel Keeping Us Broke? + Travel Money Hacks

Instagram and other social media has exploded the way we do travel. But is it also costing us on the backend? Today, Alaina has a real conversation about how to travel in a way that fits your budget!

Eff This Job: The Great Resignation, Feeling Stuck and Knowing When to Quit

The great resignation is full on happening and it has us asking if it's time to quit our jobs. Today, Alaina gives some ways to decide if this is the right time to go. If you're feeling stuck, this episode is for you! Have a money question? Talk to me at [email protected]!

A Whole Recession - 6 Ways to Prepare Your Money Now

Inflation is everywhere. In today's episode Alaina gets real about the huge possibility of a recession and how to make sure your money is in the right place when it comes. 

How to Start a Six Figure Podcast with Deanna Kent

Ever wanted to start a successful podcast? Well today Alaina's good friend Deanna Kent of Millennial Mindset stops by to spill all the tea.  Keep up with Deanna: @deannakent @millionairemindset

Money Tea: Here Are 8 Things I Do To Save More Money

Needing some new ways to save dollars in your pocket? Today, Alaina shares 8 tricks and tips that she uses to be more intentional with her money! Things mentioned: Online Bank - Ally Separate Debit Card - Qapital   Follow us on @vitalmoneymagic on Insta!

Is The Housewife Making a Comeback? w/ Ashley Empowers

Today Ashley Brown of "Ashley Empowers" sits down with Alaina to share how women can cultivate their home and their dollars by becoming a high-earning housewife.    Follow Ashley at @ashleyempowers and check out her website here to learn about her High-Earning Housewife program!  Don't forget to follow the pod at @vitalmoneymagic. 

How I'm Getting Through Burnout and Being Soul-Exhausted

Burnout is REAL and even more prevalent since the pandemic began. Today, Alaina shares her own story of burnout and how she was able to get out of her rut. 

Paying Off $102k, Transitioning Careers with Melissa Jean-Baptiste

Melissa Jean-Baptiste started "Millennial in Debt" after her journey of paying off $102k AS A TEACHER! Today she shares her journey with Alaina as well as tips on how to transition into a new career.    Follow Melissa at @millennialindebt!

How To Transform Your Life (When You Feel Stuck)

Alaina is back for season 3! Ready to transform your life this year? Alaina talks about the lessons that she's learned through her debt free journey that has helped her to walk closer toward the life of her dreams. Now it's your turn. 

You Need a New Budget (And So Do I)

Hi friends! Budgets can feel overwhelming. Today Alaina is breaking down her budget after becoming debt free and giving you a simple foundation to build your own new budget on!   Want a podcast shoutout? Leave a review with your Instagram name and Alaina will show you love back!

Your Friendships Are Ruining You

Do you have friendships that may be keeping you back from being all you can be? In this episode, Alaina goes there to address how we can spot a toxic friend, what to do when you've outgrown friendships and how to make new friends.    Liking the podcast? Please leave a review for us!

The #1 Investment You Should Make This Year

Hi friends and HAPPY NEW YEAR! Today, Alaina spills the tea on the absolute #1 investment you should make in 2022. It may not be what you think.  

My 2022 Money Goals (Goal Setting for the New Year!)

Alaina reflects on her past year and creates some money goals for 2022. Need some help organizing your thoughts? Listen in on her planning sesh! Shoutout to Clever Girl Finance for the goal setting session on youtube. You can find it at: https://www.youtube.com/watch?v=rMNjiy49rac&t=3178s   Happy New Year!!

How to Start Living Your Dream Life Right Now

Today is Alaina's birthday! To celebrate, today's episode will be all about how we can dream bigger and plan to conquer our best life. Need a little push to see the vision? Then this is for you. Have a question for Alaina? You can send an email to [email protected]!  Please don't forget to rate and leave a comment if you love the podcast!

How to Start Living Your Dream Life TUHDAY

Have a question for Alaina? You can send an email to [email protected]!  Please don't forget to rate and leave a comment if you love the podcast!

A Debt Free Writer: How Kiah Paid off $46k

Please follow Kiah at @writeonkiah on socials to keep up with all she is doing! Like mentioned, look out for my upcoming E-book on jumpstarting your debt free journey! I can't wait to share it with you in the next few weeks. CAN'T WAIT TO DROP THIS. Got money questions? Send me an email at [email protected] or shoot me a DM on Insta @vitalmoneymagic.

Is the Black Girl Luxury Movement Problematic? Let's Talk

Have a money, career, or life question? Send me a note at [email protected]!

A Debt Free Black Girl (That's ME!)

Want Alaina to answer a money question on the podcast? Send your situations to her at [email protected] or send a DM on her IG: @vitalmoneymagic. 

I Bought A Whole Condo (Pt.2) - The Steps to Buying A Home

If you have any questions or want to see new episode topics send me an email at [email protected]!

I Bought A Whole Condo (Pt. 1)

Vital Money Turns ONE + Dave Ramsey Rules I've Broken

How Jillian (the Frugal Millennial) Paid off $54k in 26 Months

You can follow Jillian on Instagram at @thefrugal.millennial!

God Changed How I Handle Money

Let's Start a Side Hustle

BYOB: Build Your Own Budget (For Beginners)

How to Win with Money in 2021

For a visual representation of your goals, I love using https://debtfreecharts.com/.

How To Be Happy When You're Not

Follow the podcast on Instagram at @vitalmoneymagic!

Start An Airbnb, Sis ft. Kreasha WIlliams

Kreasha Williams is the CEO and founder of Mocha's Home, a collective of beautifully curated AirBNB properties that are made to celebrate people of color.  To keep up with all Kreasha is doing you can check out her website at www.mochashome.com or on Insta at @kreashawilliams and @mochashome. START THAT AIRBNB SISSSSS!!

Preparing Your Money For the Holidays

Can You Do A No Spend November Challenge?

Rules of the No Spend November Challenge: No impulse buys No eating out (will allow two eating out days if it feels overwhelming to do zero) Plan, plan plan. Plan your meals and your activities. Can spend on Black Friday or Cyber Monday if it is in your budget.

The Stigma of Turning Thirty (ft. Jasmine Hillman)

Jasmine is a writer, motivational speaker and the founder of The Leadership and Legacy Network for Women. She is also an Outreach Manager at The DEC Network, leading their community engagement efforts around entrepreneurship and developing special initiatives on college campuses. To follow Jasmine, visit her social @the_jasminemichelle or website and blog at www.jasmine-michelle.com. 

How Your Parents Affect Your Relationship with Money

Sometimes you have to parent your parents when it comes to your money and debt-free journey. 

Top 12 Tips to Save Money in a Pandemic

Resources mentioned in today's episode: Savings app: Qapital Visual savings chart: debtfreecharts.com 

To The One Who Can't Find Their Purpose

How to Move on a Budget When Moving Sucks

How to Conquer Student Debt in a Whole Pandemic (Pt. 2)

Student Loans in a Whole Pandemic

Special thanks to those who shared their story on today's episode: Erica Vladimer  Courtney Shilo Kenechukwu Nwankwo Adanna Okere   

OOPS: 22 Money Mistakes I’ve Made in my 20’s

Book mentioned: Boundaries - When to Say YES, When to Say NO, To Take Control of Your Life by Dr. Henry Cloud & Dr. John Townsend.    As always, follow us on www.instagram.com/vitalmoneymagic! If you love this episode don't forget to share and leave a review. 

Debt Free Twins: How Ify and Kosy Mora Paid off $120k of Debt in 11 Months

Loving the podcast? Leave me a review! You can also follow me on @vitalmoneymagic on Instagram.

Goal Setting Tips: Mid-Year Review

Entrepreneurship or 9-5 Life? ft. Michell Clark

Michell Clark is a writer, content creator, AUTHOR, social media strategist, and caption king. You can follow all he is doing at michellcclark.com and his social handles: @michellclark. Follow Vital Money Magic at @vitalmoneymagic on IG!

Ten Millionaire Habits That Will Transform Your Life

There are tons of information out there to learn more about millionaire mindsets. Here are some of my favorite resources: Youtube: Patricia Bright's The Break Platform Chris Hogan Graham Stephan  Minority Mindset Blogs: The Financial Diet Make It - CNBC Books: Millionaire Next Door Richest Man in Babylon 

Big Boss Millionaires mixdown

There are tons of information out there to learn more about millionaire mindsets. Here are some of my favorite resources: Youtube: Patricia Bright's The Break Platform Chris Hogan Graham Stephan  Minority Mindset Blogs: The Financial Diet Make It - CNBC Books: Millionaire Next Door Richest Man in Babylon 

Home Decor on a Budget (ft. Griffin Dorner)

You deserve a space you love. One that feels SAFE. One that you never want to leave. Griffin is an interior designer and Las Vegas native that helps families create spaces of their dreams. She has even worked with high-profile clients like the Property Brothers. Griffin shares all of her top tips that she uses with clients to create a home that is worth coming home to. Griffin is the founder of Homebody Design Company: http://homebodydesigncompany.com Instagram: @homebodydesigncompany

Emotional Spending mixdown

Tips to Get Emotional Spending Under Control: Gratitude Name it. What is the thing that you always run to?  Understand the patterns and triggers Remove the temptation and add something else instead  Place a limit on your spending Take 24 hours and make a choice after the emotions subside Keep a wish list  GRACE Please share this episode and leave a review!