David Brear is the CEO of 11:FS and since his dream of being a sportsperson was crushed (along with the ligaments in his knee!) and he had to take a different path in life, he has worked in pretty much every angle of the financial services industry never losing that competitive desire to drive forwards and win.

Having pitched, established and run billion-pound transformations for some of the biggest FS companies on the planet the realisation that "Digital Financials Services Is Only 1% Finished" has spurred his desire to establish an organisation that can actually support the industry through its greatest challenge.

11:FS is a challenger to the incumbent consultancies. They create innovative strategies and build out new propositions and ventures in the UK, US, Europe and Asia for some of the biggest brands on the planet. Alongside this 11:FS build in-house products from competitor benchmarking tools like 11:FS Pulse, to core banking and modern architecture systems like 11:FS Foundry.

In 4 years 11:FS went from zero brand and zero revenues to a multimillion a month business with one of the hottest brands in fintech all with zero external investment in the group.

During this podcast episode, Ben sits down with David to discuss the sporting and CEO mindset, and how David has created 10 banks across the world in 6 years as the industry is getting to grips with Digital Banking.