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Ep 57: Origins of the Mortgage Market (and Federal Bailouts) with Judge Glock
UCLA Housing Voice
English - August 23, 2023 10:00 - 1 hour - 53.8 MB - ★★★★★ - 86 ratingsSocial Sciences Science housing affordable housing housing affordability housing supply tenant protections housing research land use research housing policy unaffordable rent rising rent Homepage Download Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
The modern mortgage: fixed-rate, low interest, 30-year term, 80% loan-to-value, amortizing. It wouldn’t exist without the backing of the federal government, but how and why was it created? And what were the consequences for the housing market and broader economy? Judge Glock joins us to share the surprising history of the modern home mortgage, the strange bedfellows who fought for its creation, and its relationship to a century of bank bailouts.