In this episode I share Five simple steps on how to fix your own credit.

6 Factors that effect Your credit score:
1. Payment History - 35%
2. Credit Usage - 30%
3. Average Age of Credit - 15%
4. Credit Mix - 10%
5. Credit Inquires - 10%
6. Derogatory Remarks - Bonus

Free Annual Credit Report: https://www.annualcreditreport.com/index.action

Transunion Freed Credit Report: https://www.transunion.com/annual-credit-report

5 Factors that effect your credit score: https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-affects-your-credit-scores/