In this episode, I continue the discussion with Business Development Consultant, Randy T. Rowe, about Personal Financial Freedom.  We speak about more tips on credit card use, being employed vs self-employed, how much you need to start to invest in the stock market, and so much more.


How would you say being employed to a company vs being self-employed changes your trajectory?Credit Cards - How to use them, Interest rates, credit card debtWhat are some cool financial resources you use - Planet Money (Podcast; NPR), Rich Dad Poor Dad (Book), The Game of Thrones (HBO Series), Succession (HBO Series), The Intelligent Investor (Benjamin Graham)Why renting can be better than buying a house?Should people feel ashamed about the amount of money they invest in their first stock purchase?How can he be found - @RTRowe and website, http://everymickle.comFinal words on personal financial freedom 


This episode was recorded at, and is sponsored by THE HUB COWORKING:

Are you a self-employed Jamaican? An entrepreneur in need of a workspace?  Well, a coworking space may be what you are looking for, and The Hub is just that!

Coworking is designed to solve the problems of removing traditional office overheads by providing a low cost, aesthetically pleasing space with all the amenities of an office.  All this, while facilitating an environment of collaboration, community and a network that can propel your business to the next level.


Services include:

- Complimentary Coffee

​- Complimentary Wifi

- Flexible Membership Plans

​- Private Offices

- Conference Room

​- Meeting Lounge

- Business Address

- Receptionist

​- Printing, Copying & Scanning

​- Affiliate services 


Find out more information about The Hub, by visiting their website www.hubcoworkingja.com, giving them a call at 876-831-2765 or 876-833-4612 or paying them a visit at 34 Lady Musgrave Road, Unit #18, Kingston 5, Jamaica.  

The Hub Coworking, ‘Working Better Together’.

FINANCIAL TIPS:

Be observant.  Observe the financial market.Map your expensesLook at recurrent expensesINVESTING:People should invest in stocksInvest in something that should give you the safest, largest growth towards your goal.Goal-oriented Saving - Decide the cost of what you want and work backwards, then figure out what investment products in the market or things you have that can generate that income.Wait until you are absolutely ready for a credit cardWhen you get a credit card get one with a limit that is less than they are offering and at a level that you know you can manage.


RANDY T. ROWE WEBSITE/SOCIAL MEDIA - EVERYMICKLE.COM

http://everymickle.com

I don’t Save and You Shouldn’t Either - Randy T. Rowe

http://www.twitter.com/RTRowe 


BOOKS

The Intelligent Investor - Benjamin Graham

https://amzn.to/32aQu2r


Rich Dad Poor Dad - Robert Kiyosaki

https://amzn.to/2xuzdTN

Consume this podcast at:

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Send us an email to [email protected], with topics that you'd like us to discuss and any feedback you may have.

In your social media posts, tag ME, @MarioEvon and use hashtags #TalkTruthJA and #METalkTruth and @talktruthja (Twitter only).

Music for Podcast: Reggae Meets Soul (Outro) - Mario Evon

Artwork Photo by Tiffany Lue Yen Photography.

Special thanks to Wayne Guthrie for assistance with Audio Engineering.


NOTABLE QUOTES:


“No one has ever gotten wealthy from a 9-5.” - Randy T. Rowe


“You have to own equity in something to be wealthy.” - Randy T. Rowe


“Credit cards are like plastic money that I already have.” - Mario Evon


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