Did you know that half of women don’t have personal retirement savings, according to the U.S. Census?

If that’s you — whether you are 25 or 55 — it’s never too late to find your financial footing. Even if you are contributing to an individual or workplace retirement plan, you don’t want to miss this knowledge-packed episode for financial literacy month.

Mary Beth Franklin, an award-winning and veteran financial journalist who specializes in retirement income, reminisces about her 40+ years in journalism, starting as a congressional cub reporter for United Press International before distinguishing herself at Kiplinger’s Personal Finance, among other publications. During this time, she also became a wife and mother. Most inspiring, Franklin became a certified financial planner (CFP) late in her career, presenting to the CFP Board that her professional experience as a journalist was enough to meet the organization’s practical experience requirement.

This episode kicks off Financial Literacy Month by emphasizing Franklin’s prolific career and pivots while providing solid retirement information for all women — whether you are a homemaker, a solopreneur, or a CEO. Take a moment to jot down notes to ensure you are protected as best as possible when you retire. You are the one responsible for understanding your financial destiny, but there’s help and resources galore.

 

Tune in to hear Franklin tell all in this SheVentures exclusive!

1:36 Franklin shares the opportunities and pivots she took in her career
12:06 What challenges does Franklin see arising as tech plays a central role in journalism?
22:43 Franklin delves into her view of the retirement gap and women
24:33 How she educates people on the optimization of Social Security benefits
25:46 Franklin defines how Social Security is calculated for you or as a divorced or surviving spouse
32:02 Franklin lists effective ways to contribute to retirement
41:24 Why Franklin thinks it’s essential for stay-at-home moms to plan for — and understand — their retirement
45:14 Actions women can take to improve their financial future