Seven Figures: Smart Money Strategies for Women with Sandy Waters artwork

Seven Figures: Smart Money Strategies for Women with Sandy Waters

440 episodes - English - Latest episode: almost 3 years ago - ★★★★★ - 21 ratings

Having money and wealth can buy you material things BUT more importantly it buys you options and peace of mind. THAT is what this podcast is all about. Sandy Waters has always been passionate about helping women get to a spot where they feel comfortable, confident and secure about their financial future. “It doesn’t matter how much money you earn, it’s what you do with the money you have.” This show is designed to fit perfectly into your busy schedule. Each week we start with “No Dumb Questions.” A quick 5-minute explanation of the most commonly misunderstood money topics. Topics that many women are afraid to speak up and ask about.We then sit down with a financially confident woman who lets us in on her secrets of success. What does she do that we all should be doing?And finally, since most of us are parents who want to be good financial role models. Sandy ends the show with “A Seat at the Kids Table.” This is the part of the show were the kids get involved. We listen in on their responses to important money questions. Our expert leaves us with advice, how to best teach the lessons they are not learning in school.Reach out to Sandy Waters directly [email protected]

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Episodes

231. The Biggest Divorce Mistakes Women Make

June 11, 2021 04:00 - 31 minutes

Today on the show: There are so many things going through your mind, so many emotions you deal with when you decide to get a divorce. A lot of these feelings, insecurities, fears tend to cloud our judgment and decision making which is the reason why many women make divorce mistakes. Today Kitty Bressington will go over some of the most common mistakes and give you words of wisdom no matter where you are in your relationship. Kitty Bressington, CFP®, CDFA is a founding principal of Linden Fina...

230. Improvise Adapt Overcome with Kim Adams

May 28, 2021 04:00 - 57 minutes

You might already be at the point where you’re just tired. Tired of reinventing yourself. Tired of dealing with and overcoming the curve balls that life throws at you. TV/Radio host, Philanthropist and single mom of 5 Kim Adams is still being forced to improvise adapt overcome. She might have exactly what you need to hear right now. Follow Kim on Facebook Follow Kim on Linkedin Plus in our No Dumb Questions segment. We hear so much concern about inflation, what does that really mean? Especial...

229. Corporate Greed vs Your Health with Jill Schlesinger

May 14, 2021 04:00 - 31 minutes

Today on the show: It’s CRAZY how much money companies specifically Pfizer have made off of the COVID vaccine. Pure profit. Morally, how should we feel about this? We’ll ask Jill Schlesinger, she’s the CBS News Business Analyst, host of the Jill on Money show She was on Spezzano and Sandy the radio morning show I cohost and I thought I’d share it here with you. Also on the show today, in our "No Dumb Questions" segment You might be itching to renovate the house, so what IS the difference bet...

228. STOP being the corporate "Yes Girl" and find your Bold Voice with Kim B Smith

May 07, 2021 04:00 - 56 minutes

One time or another in your career you may have found yourself being the corporate "Yes Girl." For whatever reason you just sat there and bit your tongue instead of speaking up. Well, hopefully today will be the turning point. You will find the confidence to STOP being the "Yes Girl" and find your Bold Voice. Kim Boudreau Smith is passionate about being an advocate for women and helping them find their bold voices. She herself lived through navigating the ranks in the corporate world and foun...

227. You too can make good money Food Blogging with Megan Porta

April 30, 2021 04:00 - 57 minutes

Today on the show: You’ll be surprised how quickly you can start making money food blogging. If the thought of perfection is holding you back, Don't let it! You don’t have to worry about trying to be perfect, you don’t even have to be the best cook. Food Blogging Pro Megan Porta is here to talk you through the important steps you need to take. Food Blogging 101 Follow Megan's Food Blog Pip and Ebby  Follow Megan's podcast and be part of her membership group Eat Blog Talk Plus, in our "No Dum...

226. What is ESG Investing? Why should you care?

April 23, 2021 04:00 - 28 minutes

Today on the show:  Before we talk about ESG investing, we’ll start the show with our “No Dumb Questions” segment. What is the difference between a Bank and a Credit Union? President & CEO at Summit Federal Union Laurie Baker is here to explain. Have you heard the term ESG investing? It stands for Environmental, Social, and Governance. What is it and why should you care? CBS News Business Analyst and Host of the Jill on Money radio and podcast show Jill Schlesinger is here to explain. This ...

225. Coping with Imposter Syndrome

April 16, 2021 04:00 - 29 minutes

Today on the show:  Before we talk about Imposter Syndrome, we’ll start the show with our “No Dumb Questions” segment. What questions should you be asking when interviewing for Financial Advisors? There's 3 crucial things you need to make sure you know before you sign up with any advisor and today CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain what they are. Imposter Syndrome: “Anxiety or self-doubt that results from persistently undervalui...

224 How to change your Mindset when you feel stuck

April 09, 2021 04:00 - 48 minutes

Today on the show: Before we chat with Rosa and learn her simple technique that will help you change your mindset, we'll start the show with our "No Dumb Questions" segment. Is it more important to pay off all of your debt first or invest? It's one of the top Googled money questions and today Erica Cummings CFP at The Harmony Financial Wellness Group at RBC Wealth Management and host of the podcast A Strong Woman for Strong Women has the answer. Follow Erica on LinkedIn Email Erica Everybody...

223. It's Wealth not just Investments. Why YOU need to be part of the money conversation with Vanessa Martinez

April 02, 2021 04:00 - 43 minutes

`Today on the show: Before we chat with Vanessa about why everyone especially women need to be part of the money conversation, we'll start the show with our "No Dumb Questions" segment. Last year 75% of families received a tax refund of about $3,000. Is it better to owe money at the end of the year or get a refund like so many families? Erica Cummings CFP at The Harmony Financial Wellness Group at RBC Wealth Management and host of the podcast A Strong Woman for Strong Women explains which str...

222. You too can be a She-Cession success story with Denisse Espalter

March 26, 2021 04:00 - 41 minutes

`Today on the show: Before we chat with Denisse about coming away from the pandemic with more clarity and confidence, we'll start the show with our "No Dumb Questions" segment. A lot of people have questions about the new Child Tax Credit that was included in the American Rescue Plan. Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit economist Mark Schug aka Grandpa Mark explains WHO will benefit from it. WHEN you can expect the money and HO...

221. Barely in their 20s and already on the Forbes Next 1000 list

March 19, 2021 04:00 - 46 minutes

Today on the show: Before we chat with sisters Sheila and Maya Dunne and their dad Tom about being named in the Forbes Next 1000 list, we'll start the show with our "No Dumb Questions" segment. The shocking statistic that is the underlying factor which drives all bad financial decisions. CFP Erica Cummings from The Harmony Financial Group at RBC Wealth Management is here to keep you motivated to stay the course and continue to be engaged with your finances. Two Rochester sisters are making h...

220. Don't give yourself the option to have Bad Debts with Brooke Tallinger

March 12, 2021 05:00 - 39 minutes

Today on the show: Before we chat with Brooke about bad debt, we'll start the show with our "No Dumb Questions" segment. We want to make sure you have a good understanding of Overdraft Protection. CFP Erica Cummings from The Harmony Financial Group at RBC Wealth Management is here to explain the biggest misunderstandings people have. As a young adult, in her 20s Brooke Tallinger has her financial goals already figured out. She uses the Bad Debt is not an option as a motivator to keep herself...

219. Tips for Marketing Yourself with Joie Gharrity and Sheila Kennedy

March 05, 2021 05:00 - 52 minutes

Today on the show: Before we chat with Joie and Sheila about how to market yourself, we'll start the show with our "No Dumb Questions" segment. Many of our Seven Figure family have reached out with questions about credit cards and how it impacts credit score. One question in particular is the advice that encourages to always have a credit card balance in order to have good credit. We need to clarify this one. CFP Erica Cummings from the The Harmony Financial Wellness Group at RBC Wealth M...

218. How we run our family budget with Chris and Audrey

February 26, 2021 05:00 - 45 minutes

Today on the show: Before we chat with married couple Chris and Audrey, we’ll start the show with our “No Dumb Questions” segment. Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit economist Mark Schug aka Grandpa Mark is here to catch us up on everything money related that happened this month. Of course we start with Bitcoin. Everybody is talking about Bitcoin. So, should you jump in on this craze too? Plus we break down the $1.9 Trillion S...

217. Sage words of wisdom for women with JoAnne Ryan

February 19, 2021 05:00 - 38 minutes

Today on the show: Before JoAnne Ryan gives us her sage wisdom, we’ll start the show with our “No Dumb Questions” segment. CBS News Business Analyst, host of the Jill on Money podcast Jill Schlesinger is on the radio morning show (Spezzano & Sandy) every week. Last week, was a really good conversation about what to expect this year come tax time, so I thought I’d share it here with you. If you received unemployment or a stimulus check in 2020, she’ll tell you if it’ll impact your taxes. Plus,...

216. The day you say "I Do" to their finances with Steve and Kristy

February 12, 2021 05:00 - 55 minutes

  Today on the show:  Before we get real and honest about marriage and money, we’ll start the show with our “No Dumb Questions” segment. What happens to a person’s debt when they pass away? Today CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will explain.  Dear friends of mine, Steve and Kristy LaTart join the show. If you live here in Rochester NY, you know Steve as Carson from back in the day on the radio morning show I co-host. If you live in Minnesota, you kn...

215. Make your finances YOUR job with Maria Riofrio

February 05, 2021 05:00 - 43 minutes

Today on the show:  Before we talk to our featured guest today, we’ll start the show with our “No Dumb Questions” segment. Today CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give her top 3 favorite money apps Maria Riofrio is here with us today. You’ll love her. She tells it like it is! “Maria’s success as a financial educator is not only in her mastery of the subject matter, but in her genuine care for her students and colleagues. After facing the realitie...

214. What does success look like with Brandon T Adams

January 29, 2021 05:00 - 44 minutes

Today on the show: Before we talk about what success looks like, Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit… Economist Mark Schug aka Grandpa Mark is here for our “No Dumb Questions” segment. He’s going to catch us up on what’s being debated in the 3rd Stimulus plan. What does success look like? Emmy award winning producer, author, speaker and Host of Success in Your City Brandon T Adams joins the conversation. He’s fantastic, you wil...

213. Tips to Living Frugal with Frugal Friends Jen and jill

January 22, 2021 05:00 - 48 minutes

 Today on the show:   Before learn some great frugal tips from our Frugal Friends Jen and Jill we’ll start the show with our “No Dumb Questions” segment. CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give us a quick explanation of a ROTH IRA. Jen Smith and Jill Sirianni from the Frugal Friends podcast are here! Jen is a personal finance writer and owner of Modern Frugality Media.  Jill is a social worker and natural born frugalista. Both of them paid off the...

212. How to invest in Real Estate when you have limited time and money with Monick Halm

January 15, 2021 05:00 - 50 minutes

Today on the show: Before we find out how to invest in real estate with little to no time and money commitment, we’ll start the show with our “No Dumb Questions” segment. When switching jobs, what do you do with your previous employers retirement plan? CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings is here to talk us through the 4 options. Our guest today Monick Halm founder of Real Estate Investor Goddesses said it perfectly “Financial freedom is when you have en...

211. Let's Ditch Busy with Kate Erickson

January 08, 2021 05:00 - 38 minutes

Today on the show:  Before we find out how to “Ditch Busy,” we’ll start the show with a very popular question, “How can I catch up on saving for retirement?” A lot of people say they’re behind on saving for retirement so today in our “No Dumb Questions” segment, CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give you the 3 easiest ways to catch up. If you are constantly busy and sometimes feeling a bit overwhelmed, you are listening to the perfect episode! Kat...

210. How she paid off $32k in 14 months with Stephanie Schifano and Julie Hears

December 18, 2020 05:00 - 48 minutes

Today on the show: Before we find out how Stephanie paid off her debt, we’ll start the show with our “No Dumb Questions” segment. Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit, Economist Mark Schug or as we lovingly call him Grandpa Mark is here today. We’ll reflect on the pandemic. What money lessons it’s taught us. Plus, he gives us his take on Janet Yellen who is close to becoming the first woman to serve as treasury secretary. Someti...

209. How TikTok is opening doors of opportunity with Mason

December 11, 2020 05:00 - 45 minutes

Today on Seven Figures: Smart Money Strategies for Women: How much money should you save for retirement? A lot of people have reached out to us asking this question so today in our No Dumb Questions segment we’ll give you the benchmarks. Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management joins this part of the show. Plus, Long time radio host in Seattle Washington, Mason is here to talk about what it was like for her to lose her job because of downsizing...

208. How to make money with an online course with Jaclyn Mellone

December 04, 2020 05:00 - 43 minutes

Today on the show: Before we figure out if developing an online course may be a way you can make some extra money, we’ll start the show with our “No Dumb Questions” segment. A lot of talented and hardworking people have been let go from their jobs as a result of downsizing because of COVID. I want to dedicate some time today, to make sure that if (god forbid) that happens to you, you’ll know what to expect and won’t be caught off guard. Our CFP Erica Cummings from The Harmony Financial Wellne...

207. Manifesting What You Want with Jaclyn Mellone

November 27, 2020 05:00 - 35 minutes

Before we learn how to manifest what we want, we’ll start the show with our “No Dumb Questions” segment. Why is the Chair of the Federal Reserve Board worried for women? Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit, Economist Mark Schug aka Grandpa Mark is here to explain. Click here to email Mark Click here to pick up Mark’s book Click here to learn more about Mark Manifesting what you want in life. Putting together a Vision Board. Y...

206. Finding work-life balance in times of uncertainty with Kathleen Pringle

November 20, 2020 05:00 - 40 minutes

Today on the show: Before we talk get into the best way to approach your boss about work-life balance, we’ll start the show with our “No Dumb Questions” segment. One topic that we often get questions about from listeners is budgeting. What is the best way to budget? Is the 50/30/20 rule a good one to follow and is there a good app we can download that will help us stay on track? Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will have the answers to ...

205. Feel like a Fraud? Overcoming Imposter Syndrome with Mary Braunschneider

November 13, 2020 05:00 - 32 minutes

Today on the show:  Before we talk about Imposter Syndrome, we’ll start the show with our “No Dumb Questions” segment. The housing marketing is still making headlines and breaking records. If you are looking to purchase a house there’s a good chance you’ll have to pay over the asking price to win the bid. So, what’s the best rule of thumb to figure out how much you can REALLY afford? CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain. At any poi...

204. When You Feel Like You’re At Your Breaking Point with Angie Hundley

November 06, 2020 05:00 - 37 minutes

Today on the show: Before we chat with our featured guest today, we start the show with our “No Dumb Questions” segment. A listener reached out asking about CDs (certificate of deposit). CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain what it is and if it's right for you. Author of A Recipe for Bad Lemons, Ingredients for Success from Life’s Sour Moments Angie Hundley is here. Angie opens up about what it was like to grow up in the foster ca...

203. The Life-Changing $1500 Offer with Alexis Rhiannon

October 30, 2020 04:00 - 33 minutes

Today on the show: Before we talk about the $1,500 life-changing offer, we’ll start the show with our “No Dumb Questions” segment. It’s the last Friday of the month so that means Economist, Professor Emeritus at University Wisconsin-Milwaukee Mark Shug (aka Grandpa Mark) joins the show. Viewing it through the lens of an economist, he’ll give us an unbiased break-down of the most important news stories that impact you and your wallet. A lot of people have strong opinions about who will win the...

202. How to Start an Online Business with Debbie Knudsen

October 23, 2020 04:00 - 36 minutes

Today on the show: Before we talk about being a 'go to' expert and starting an online business, we’ll start the show talking about paying for college. This is a pretty big topic of discussion for a lot of families. As parents sometimes we overextend ourselves to help better our children’s lives. Which just makes us good and loving parents. BUT when it comes to paying for college, this might be where we draw the line. Why do experts suggest steering far away from Parents Plus Loans? We’ll expl...

How to Start an Online Business with Debbie Knudsen

October 23, 2020 04:00 - 36 minutes

Today on the show: Before we talk about being a 'go to' expert and starting an online business, we’ll start the show talking about paying for college. This is a pretty big topic of discussion for a lot of families. As parents sometimes we overextend ourselves to help better our children’s lives. Which just makes us good and loving parents. BUT when it comes to paying for college, this might be where we draw the line. Why do experts suggest steering far away from Parents Plus Loans? We’ll expl...

Is Your Little White Lie Holding You Back with Caren Glasser

October 16, 2020 04:00 - 30 minutes

Today on the show:  Before we chat about your little white lie, we’ll start the show talking about open enrollment. It’s right around the corner so I want to make sure you have a good understanding of what your options are. Many of you will have the choice to sign up for a High Deductible plan and the HSA that goes along with it. We’ll explain what they are in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  Then, ...

201. Is Your Little White Lie Holding You Back with Caren Glasser

October 16, 2020 04:00 - 30 minutes

Today on the show:  Before we chat about your little white lie, we’ll start the show talking about open enrollment. It’s right around the corner so I want to make sure you have a good understanding of what your options are. Many of you will have the choice to sign up for a High Deductible plan and the HSA that goes along with it. We’ll explain what they are in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  Then, ...

Simple Ways to Solve Your Most Troubling Problems with James Whittaker

October 09, 2020 04:00 - 39 minutes

Today on the show: One of the most googled money topics is Public Service Loan Forgiveness. We’ll explain what it is and who qualifies for it in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  Plus, As we push through 2020 a lot of people are facing tremendous adversity. Today, we want to help you to find happiness and harmony in a very noisy world. International bestselling author, speaker, entrepreneur, Win the ...

200. Simple Ways to Solve Your Most Troubling Problems with James Whittaker

October 09, 2020 04:00 - 39 minutes

Today on the show: One of the most googled money topics is Public Service Loan Forgiveness. We’ll explain what it is and who qualifies for it in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  Plus, As we push through 2020 a lot of people are facing tremendous adversity. Today, we want to help you to find happiness and harmony in a very noisy world. International bestselling author, speaker, entrepreneur, Win the ...

199. The Size of Your 'Love Bucket' Matters with Joie Gharrity

October 02, 2020 04:00 - 40 minutes

Today on the show: You hear everyone talking about the low interest rates. How do run the numbers to see if refinancing your mortgage right now makes sense for YOU? We’ll explain in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  Plus… Your dreams, your goals will become a reality ONLY if you have room for them in your 'Love Bucket.' So, how big is your 'Love bucket?' Founder of 113 Branding Digital Media Studio, ...

The Size of Your 'Love Bucket' Matters with Joie Gharrity

October 02, 2020 04:00 - 40 minutes

Today on the show: You hear everyone talking about the low interest rates. How do run the numbers to see if refinancing your mortgage right now makes sense for YOU? We’ll explain in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  Plus… Your dreams, your goals will become a reality ONLY if you have room for them in your 'Love Bucket.' So, how big is your 'Love bucket?' Founder of 113 Branding Digital Media Studio, ...

Stop working scared instead start 'Bossing Up' with Norma Holland

September 25, 2020 04:00 - 36 minutes

Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management we’ll explain the difference between Active and Passive investing“No Dumb Questions” Plus… How to 'Boss Up' Your Own Life and stop working scared Norma Holland joins the show. What compelled her to walk away from a 23 year career in TV to take on the new unfamiliar challenge of ...

198. Stop working scared instead start 'Bossing Up' with Norma Holland

September 25, 2020 04:00 - 36 minutes

Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management we’ll explain the difference between Active and Passive investing“No Dumb Questions” Plus… How to 'Boss Up' Your Own Life and stop working scared Norma Holland joins the show. What compelled her to walk away from a 23 year career in TV to take on the new unfamiliar challenge of d...

3 Lessons I Learned After My Divorce with Sheila Kennedy

September 18, 2020 05:30 - 25 minutes

Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  we’ll explain the difference between a Mutual Fund and an ETF To reach out to Erica: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/?utm_source=GMB&utm_medium=Yext Plus… What do you need to know after a Divorce? Author, Publisher, Confidence...

197. 3 Lessons I Learned After My Divorce with Sheila Kennedy

September 18, 2020 05:30 - 25 minutes

Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management we’ll explain the difference between a Mutual Fund and an ETF To reach out to Erica: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/?utm_source=GMB&utm_medium=Yext Plus… What do you need to know after a Divorce? Author, Publisher, Confidence C...

How to Become a Millionaire on a Teacher's Salary with Mark Schug

September 11, 2020 05:15 - 39 minutes

Today on the show: We hear the headlines about Negative Interest Rates…What does that mean? Is it a real possibility? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus… Becoming a millionaire on a teacher’s salary. Professor Emeritus at the University Wisconsin-Milwaukee and coauthor of Teachers Can be Financially Fit Mark Schug will explain how you can be rich while earning a modest income We end the s...

196. How to Become a Millionaire on a Teacher's Salary with Mark Schug

September 11, 2020 05:15 - 39 minutes

Today on the show: We hear the headlines about Negative Interest Rates…What does that mean? Is it a real possibility? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus… Becoming a millionaire on a teacher’s salary. Professor Emeritus at the University Wisconsin-Milwaukee and coauthor of Teachers Can be Financially Fit Mark Schug will explain how you can be rich while earning a modest income We end the show ...

The psychology behind saving vs spending with Dr Sarah Fallaw

September 04, 2020 05:30 - 28 minutes

Today on the show... Term or Whole life insurance? Which one is better for your family? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, What’s the psychology behind spending vs saving. Are some people just "wired" to be savers? Continuing the work of her late father Dr Thomas J Stanley, Dr Sarah Fallaw, co-author of The Next Millionaire Next Door and founder/president of DataPoints joins the show Here'...

195. The psychology behind saving vs spending with Dr Sarah Fallaw

September 04, 2020 05:30 - 28 minutes

Today on the show... Term or Whole life insurance? Which one is better for your family? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, What’s the psychology behind spending vs saving. Are some people just "wired" to be savers? Continuing the work of her late father Dr Thomas J Stanley, Dr Sarah Fallaw, co-author of The Next Millionaire Next Door and founder/president of DataPoints joins the show Here's ...

194. The Housing Market is HOT right now! Advice for buyers with Rachel Wexler and Rich Short

August 28, 2020 05:45 - 36 minutes

Today on the show... We break down the difference between a Home Equity Line of Credit and a Home Equity Loan in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, The biggest surprises that catch most people off guard when buying a new house. Rachael Wexler from Keller Williams and Rich Short from Advantage Federal Credit Union are here We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today ...

The Housing Market is HOT right now! Advice for buyers with Rachel Wexler and Rich Short

August 28, 2020 05:45 - 36 minutes

Today on the show... We break down the difference between a Home Equity Line of Credit and a Home Equity Loan in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, The biggest surprises that catch most people off guard when buying a new house. Rachael Wexler from Keller Williams and Rich Short from Advantage Federal Credit Union are here We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Tod...

Getting them to say Yes and opening up new opportunities for yourself with Sheila Kennedy

August 21, 2020 09:15 - 31 minutes

Today on the show... Your credit score is your mathematical DNA…How is it calculated? How often do you need it and how does it impact your life? We’ll break it down in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, how to put together the perfect pitch that will open up opportunities for you and increase your earning power. Author, Publisher, Confidence Coach Sheila Kennedy  is here to explain the key to turning a ‘No...

Getting them to say Yes and opening up new opportunities for yourself with Sheila Kennedy.mp3

August 21, 2020 09:15 - 30 minutes - 27.9 MB

Today on the show... Your credit score is your mathematical DNA…How is it calculated? How often do you need it and how does it impact your life? We’ll break it down in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, how to put together the perfect pitch that will open up opportunities for you and increase your earning power. Author, Publisher, Confidence Coach Sheila Kennedy  is here to explain the key to turning a ‘No...

193. Getting them to say Yes and opening up new opportunities for yourself with Sheila Kennedy

August 21, 2020 09:15 - 31 minutes

Today on the show... Your credit score is your mathematical DNA…How is it calculated? How often do you need it and how does it impact your life? We’ll break it down in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, how to put together the perfect pitch that will open up opportunities for you and increase your earning power. Author, Publisher, Confidence Coach Sheila Kennedy is here to explain the key to turning a ‘No’ i...

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James Whittaker
1 Episode
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