Savvy Budget Girl artwork

Savvy Budget Girl

35 episodes - English - Latest episode: 5 months ago - ★★★★★ - 2 ratings

Welcome to Savvy Budget Girl, the podcast where money talks get real—laughably real—but still smart, because who says you can't laugh while building your net worth? Join host Wendy Coop, Navy veteran, author, and all-around financial whiz as she dives into the nuts and bolts of making your money behave.

On Savvy Budget Girl, she’s here to arm you with the tools to end every month with a victory dance around your surplus of cash. Say goodbye to the paycheck-to-paycheck two-step and hello to financial freedom. She is a certified financial education instructor and an Accredited Financial Counselor® candidate.

Wendy's mission is clear: to make financial literacy accessible, engaging, and, dare we say, fun. This is your invitation to join a community of high-flying women who are ready to take charge of their financial destinies. Buckle up, and let’s show your budget who’s boss!

Entrepreneurship Business Marketing military veteran debt payoff debt freedom financial freedom financial independence financial literacy financial education budgeting personal finance
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed

Episodes

Ep. 030 - The ONE Reason NOT to Touch Your Retirement Savings

December 04, 2023 14:00 - 14 minutes - 10.2 MB

Imagine a future where you're living comfortably because you made smart decisions about your retirement savings now. That's the promise we're making in today's episode of the Savvy Budget Girl podcast. We're exploring the reasons you might be tempted to dip into your retirement savings early and why you should resist it. We're also distinguishing between taking a loan and withdrawing from your retirement account and the potential tax implications. Have you heard of the term 'hardship withdr...

Practical, Time-Efficient Budgeting Strategies for the Busy Individual

August 26, 2023 11:00 - 8 minutes - 6.04 MB

Recorded live at Podcast Movement 2023 in Denver! Are you constantly racing against time, feeling like budgeting is a luxury you can't afford? You needn't compromise your financial health due to time constraints, and I'm here to show you how. Welcome to this episode of Savvy Budget Girl, where we discuss practical, time-efficient budgeting strategies that can work for even the busiest individuals. We delve into the benefits of a zero-based budget and the pitfalls of leaving money unallocat...

Stop Living Paycheck to Paycheck: An Introduction to Zero-Based Budgeting

August 24, 2023 18:00 - 10 minutes - 6.95 MB

Recorded live at Podcast Movement 2023 in Denver! Are you exhausted by living paycheck to paycheck and constantly worrying about your finances? What if I told you there's a simple yet powerfully effective method you can use to break free from this cycle? Welcome to this episode of Savvy Budget Girl, where I shine a spotlight on the art of zero-based budgeting. This budgeting style is perfect for beginners, empowering you to assign a job to every dollar you earn and gain a handle on your fin...

Exploring 11 Strategies to Earn an Extra $100 a Day

August 01, 2023 15:00 - 27 minutes - 19.2 MB

Looking to make $100 a day in 2023? If so, then you're in the right place! In this video, I'll share top money-making tips for the year that will help you boost your income! ******Grab your free money tracker at http://trackingmycoins.com Read the blog post: https://savvybudgetgirl.com/how-can-i-make-100-a-day/ Join this channel to get access to the perks: https://www.youtube.com/channel/UCYGV-NQ1qM0RX6GIrzf89pw/join Get a budget audit for a special price! https://wendycoop.ck.page/produc...

Preparation for Student Loan Payment Resumption

July 01, 2023 22:00 - 16 minutes - 11.3 MB

Do you feel lost in the convoluted world of student loans? It's time to clear the fog and understand what the recent Supreme Court's rejection of President Biden's student loan plan entails for you. As someone who has navigated this labyrinth, I share my journey, which includes default, a resurge through the Fresh Start program, and articulating how to get ready for the recommencement of payments. Get ready to decode the cryptic terminologies and understand the implications of subsidized ve...

More Capital One Drama and My Debt Confession Update for Q2

June 17, 2023 18:00 - 18 minutes - 13 MB

Tune in for a debt confession update and find out what happened to my Capital One card...so embarrassing! ******Grab your Budget Binder Supplies! ➡️  https://amzn.to/3un7S3q Want to be on the channel and have your budget audited for FREE? Book an appointment at the link below: https://wendycoop.as.me/audit Read the blog: https://savvybudgetgirl.com Fresh Start Program for student loans: https://studentaid.gov/announcements-events/default-fresh-start Buy the merch! http://savvybudgetmerch...

They Almost Got Me...Capital One Story

June 06, 2023 12:00 - 5 minutes - 3.92 MB

A short and sweet episode this week on how I ALMOST got another credit card. Yikes! Enjoy the story! Join the FREE Community! https://www.facebook.com/groups/financialeducationinitiative HYSA recommendations: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts  Read the blog: https://savvybudgetgirl.com  Buy the merch! http://savvybudgetmerch.com  Buy me a coffee: https://www.buymeacoffee.com/savvybudgetgirl  You can also visit the Etsy shop!   https://www.e...

The Ultimate Guide to Emergency Funds: Tips and Strategies

May 23, 2023 22:00 - 16 minutes - 11.1 MB

Emergency Funds: Your Financial Safety Net! 🚀 Discover the superpower that can shield you from unexpected financial woes in our latest episode. We'll unravel the importance of emergency funds and equip you with the tools to build your own fortress of financial security. From smart savings strategies to choosing the right account, we'll guide you step-by-step to create and maintain your safety net. No capes required, just practical tips and expert advice. Don't let unexpected expenses catch y...

How to Become a Freelance Writer

January 17, 2023 14:00 - 16 minutes - 11.4 MB

Learn how to cut expenses and pay off debt faster with side hustle income. ******Grab your Budget Binder Supplies! ➡️  https://amzn.to/3un7S3q Hire me to design your website: https://wendycoop.com/vip-day Read the blog: https://wendycoop.com Buy the merch! http://savvybudgetmerch.com Buy me a coffee: https://www.buymeacoffee.com/savvybudgetgirl You can also visit the Etsy shop! https://www.etsy.com/shop/SavvyBudgetGirlTV This video is NOT sponsored. Some product links are affiliate lin...

Payoff Debt with Side Hustles

January 14, 2023 20:00 - 7 minutes - 5.44 MB

Learn how to cut expenses and pay off debt faster with side hustle income. ******Grab your Budget Binder Supplies! ➡️  https://amzn.to/3un7S3q Hire me to design your website: https://wendycoop.com/vip-day Read the blog: https://wendycoop.com Buy the merch! http://savvybudgetmerch.com Buy me a coffee: https://www.buymeacoffee.com/savvybudgetgirl You can also visit the Etsy shop! https://www.etsy.com/shop/SavvyBudgetGirlTV This video is NOT sponsored. Some product links are affiliate lin...

How to Have a Debt-Free Christmas

January 07, 2023 20:00 - 11 minutes - 8.15 MB

In this video, learn how to have a debt-free Christmas! ******Grab your Budget Binder Supplies! ➡️  https://amzn.to/3un7S3q USA Today article: https://www.usatoday.com/story/money/... Read the blog: https://savvybudgetgirl.com Buy the merch! http://savvybudgetmerch.com Buy me a coffee: https://www.buymeacoffee.com/savvybud... You can also visit the Etsy shop! https://www.etsy.com/shop/SavvyBudget... This video is NOT sponsored. Some product links are affiliate links, meaning if you buy...

Is Walmart Plus Worth It?

January 04, 2023 23:00 - 15 minutes - 10.8 MB

Curious about Walmart Plus? Will you actually save money? Join in the convo! ******Grab your Budget Binder Supplies! ➡️  https://amzn.to/3un7S3q Buy me a coffee: https://www.buymeacoffee.com/savvybudgetgirl Visit my shop https://savvybudgetgirl.com You can also visit the Etsy shop! https://www.etsy.com/shop/SavvyBudgetGirlTV This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission. 📒 Show Notes + Resources📒  Wa...

Should You Save or Pay Off Debt? Recession Edition

January 03, 2023 02:00 - 10 minutes - 7.18 MB

Should you save money or pay off debt? Or both? Listen in as I give you some things to consider so you can make the best decision. Savvy Budget Girl on YouTube: https://youtube.com/@savvybudgetgirl Buy me a coffee: https://www.buymeacoffee.com/savvybudgetgirl Visit my shop https://savvybudgetgirl.com You can also visit the Etsy shop! https://www.etsy.com/shop/SavvyBudgetGirlTV This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something, we'll receiv...

Top 6 Sinking Funds to Keep You Out of Debt

December 28, 2022 22:00 - 17 minutes - 12.1 MB

Let's discuss the 6 top sinking funds I recommend for protecting your budget in 2023 and beyond! Savvy Budget Girl on YouTube: https://youtube.com/@savvybudgetgirl Buy me a coffee:  https://www.buymeacoffee.com/savvybudgetgirl Visit my shop https://savvybudgetgirl.com You can also visit the Etsy shop! https://www.etsy.com/shop/SavvyBudgetGirlTV This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something, we'll receive a small commission. 📒...

Year-End Money Moves for 2022 + Goal-Setting for 2023

December 22, 2022 16:00 - 18 minutes - 13 MB

Let's talk year-end money moves for 2022 and goals and goal-setting for 2023. What are your goals for next year? Tag me on IG in your goals post! Buy me a coffee: https://www.buymeacoffee.com/savvybudgetgirl Visit my shop https://savvybudgetgirl.com You can also visit the Etsy shop! https://www.etsy.com/shop/SavvyBudgetGirlTV This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something, we'll receive a small commission. 📒 Show Notes + Resources📒  ...

4 Types of Budgets and the Anti-Budget

September 24, 2022 20:00 - 9 minutes - 6.8 MB

In this episode, I review 4 types of budgets and the anti-budget so you can choose what works best for your money and household. Read the blog post here: https://savvybrowngirl.com/what-are-the-types-of-budgets-4-types-and-1-anti-budget/ This episode is NOT sponsored. Some product links are affiliate links, meaning we'll receive a small commission if you buy something.  📒 Show Notes  + Resources 📒  Order your copy of my latest book, “Budgeting for Women” https://amzn.to/35ACDsg 1️⃣ Qu...

How to Resume Student Loan Payments - 3 Tips for Success

September 17, 2022 16:00 - 8 minutes - 5.98 MB

Let's talk about 3 ways you can prepare for student loan payments to resume in January. This episode is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission.  📒 Show Notes  + Resources 📒  Order your copy of my latest book, “Budgeting for Women” https://amzn.to/35ACDsg 1️⃣ Qube Money (digital cash envelopes) https://tracking.qubemoney.com/SH2Fhttps://tracking.qubemoney.com/SH2F 2️⃣ You Need a Budget (the book) https://amzn...

How to Not Go Broke at a Conference

June 03, 2022 13:00 - 19 minutes - 13.6 MB

Learn my 5 top takeaways from a week of conferences, how to save money for the next one, and what I actually spent money on this time around. This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.  📒 Show Notes  + Resources 📒  Order your copy of my latest book, “Savvy Brown Girl: Budgeting for Women” https://amzn.to/35ACDsg 1️⃣ YNAB (You Need a Budget) budgeting software https://wendycoop.com/ynab  2️⃣ Y...

5 Lessons I Learned From Self-Publishing My Book

April 21, 2022 18:00 - 10 minutes - 7.54 MB

Tune in for the five lessons I learned from self-publishing my book.  This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.  📒 Show Notes  + Resources 📒  Order your copy of my latest book, “Budgeting for Women” https://amzn.to/35ACDsg 1️⃣ Publisher Rocket https://publisherrocket.com  2️⃣ Draft 2 Digital https://draft2digital.com  3️⃣ Vellum (for Mac only) https://vellum.pub    My mission at Wendy C...

Biblical Money Mindset with Charissa Quade

April 07, 2022 16:00 - 38 minutes - 26.7 MB

Learn Biblical money mindset with coach Charissa Quade! ******Grab your free Money Tracker today! ➡️ link http://trackingmycoins.com  This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.  📒 Show Notes  + Resources 📒  Order your copy of my latest book, “Savvy Brown Girl: Budgeting for Women” https://amzn.to/35ACDsg From Charissa: 4 Steps to Making More Sales https://changeyourfinances.com/brown 1️⃣ Publi...

From Overspender to Millionaire with Walli Miller

March 15, 2022 10:00 - 37 minutes - 26 MB

Learn how Walli Miller when from overspender to the first millionaire in her family! ******Grab your free Money Tracker today! ➡️ link http://trackingmycoins.com  Walli's website: https://financiallythriving.com/ Walli on IG: @financially_thriving This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.  📒 Show Notes  + Resources 📒  Order your copy of my latest book, “Savvy Brown Girl: Budgeting for Women” h...

How to Fund an Emergency Fund

February 22, 2022 18:00 - 15 minutes - 10.6 MB

Learn the one way NOT to build your emergency fund, how to actually fund it, and where to stash it. ******Grab your free Money Tracker today! ➡️ link http://trackingmycoins.com  This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.  📒 Show Notes  + Resources 📒  Nerdwallet article: https://www.nerdwallet.com/article/investing/early-withdrawals-401ks Pre-Order your copy of my latest book, “Savvy Brown Girl:...

3 Lessons I Learned From Budgeting

February 08, 2022 09:00 - 6 minutes - 4.42 MB

Today we talk about three lessons I learned from budgeting! ******Grab your free Money Tracker today! ➡️ link http://trackingmycoins.com  To read this episode as a blog: https://wendycoop.com/3-lessons-i-learned-from-creating-a-budget/ This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.  📒 Show Notes  + Resources 📒  Pre-Order your copy of my latest book, “Savvy Brown Girl: Budgeting for Women” https://a...

Is the Dave Ramsey Baby Emergency Fund Enough?

February 03, 2022 21:00 - 7 minutes - 5.37 MB

Today I discuss whether or not Dave Ramsey's baby emergency fund is enough! ******Grab your free Money Tracker today! ➡️ link http://trackingmycoins.com  To read this as a blog: https://wendycoop.com/is-a-1000-baby-emergency-fund-enough-dave-ramsey/ This episode is NOT sponsored. Some product links are affiliate links which means if you buy  something we'll receive a small commission.  To read this as a blog:  📒 Show Notes + Resources  📒   Pre-Order your copy of my latest book, “Savvy B...

The Importance of Getting Tested for Diabetes with Registered Dietician Kathy Stone

November 11, 2021 14:00 - 31 minutes - 21.4 MB

In today's episode, we hear from registered dietician and certified diabetes care and education specialist Kathy Stone on the importance of testing and what you should look out for with regards to diabetes. November is National Diabetes Awareness Month. Make sure you and your loved ones get your A1C tested to learn about your risk of having type 2 diabetes. For more information: Centers for Disease Control and Prevention (CDC) https://www.cdc.gov/diabetes/index.html National Institutes of...

My Type 2 Diabetes Story - Kickoff of National Diabetes Awareness Month

November 09, 2021 00:00 - 13 minutes - 9.49 MB

In today's episode, you'll hear my story about how I was finally diagnosed with Type 2 Diabetes. November is National Diabetes Awareness Month. Make sure you and your loved ones get your A1C tested to learn about your risk of having type 2 diabetes. For more information: Centers for Disease Control and Prevention (CDC) https://www.cdc.gov/diabetes/index.html National Institutes of Health (NIH) https://www.niddk.nih.gov/health-information/diabetes American Diabetes Association https://www...

I'm Back and What's Coming Up...

October 29, 2021 16:00 - 4 minutes - 2.89 MB

Welcome back to the podcast. My name is Wendy Coop and I'm excited to bring you news about the podcast and where I am taking this show! Grab your free guide to going plant-based at https://chefwendycoop.com

How to Start a Podcast

July 17, 2021 09:00 - 12 minutes - 8.68 MB

Learn how to start a podcast. Wendy breaks down equipment for every budget level! ******  Grab your FREE beginner podcast guide ➡️ http://pastorpodcastguide.com This video is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.  📒 Show Notes  📒   1️⃣ Samson Q2U microphone: https://amzn.to/3B5y1Wp 2️⃣ Audio Technica ATR2100x microphone: https://amzn.to/3B9vw5h 3️⃣ Tascam DR-40X audio recorder and interface: https://amzn....

Busting the Top 5 Myths About Podcasting

July 15, 2021 23:00 - 8 minutes - 5.76 MB

In this bonus episode, Wendy breaks down 5 common myths that keep people from starting a podcast! ******Schedule your free discovery call to launch your podcast: ➡️ https://wendycoop.com/call This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.  📒 Show Notes  📒   1️⃣ Beginner Podcast Kit http://beginnerpodcastkit.com My mission at Coop Creative Consulting LLC is to help 10,000 women of color go full-time...

Saving Money at Amusement Parks

July 15, 2021 18:00 - 13 minutes - 9.11 MB

With everyone going back to amusement parks, how do you have a great time out and still save money? I've got those tips for you and more in this episode. Be sure to subscribe and leave a review on your favorite app and you could be featured in a future episode! Looking to start a podcast? Download your podcast beginner's guide at http://pastorpodcastguide.com

The Truth About Low-Paying Freelance Gigs

July 07, 2021 21:00 - 13 minutes - 9.53 MB

Have you ever wondered if you should take that low-paying freelance gig to build your portfolio? Is it tempting because you think if you do it quickly you'll make more money? In this episode, I dive into the truth about what it's really costing you to take those low-paying freelance gigs. Resources mentioned in the show: Profit First by Mike Michalowicz audiobook: https://amzn.to/3xrbcds Think Media Podcast Shannon Mattern's Pep Talks for Side Hustlers Podcast https://shannonmattern.com ...

7 Myths About Money Holding You Back

June 25, 2021 00:00 - 13 minutes - 9.55 MB

In this episode, we talk about 7 myths about money that are holding you back from succeeding and prospering. Grab your free landing page template at https://technicallywendy.com

Should You Save Or Pay Off Debt First?

June 20, 2021 03:00 - 11 minutes - 8.02 MB

Do you want to save or pay off debt first? It's a tough question and one that we all need to answer. I go over the pros and cons of both options in this episode, so you can make the best decision for your personal situation! Grab your FREE money tracker at http://trackingmycoins.com

Savvy Budget Girl Introduction

June 19, 2021 21:00 - 1 minute - 1 MB

Welcome to the Savvy Budget Girl podcast where we talk about how to win with money. I'm your host, Wendy Coop, and this podcast is for all of you savvy women out there looking to make more, save, more, and end the paycheck-to-paycheck life. In future episodes, we will talk about all things money and business to get you on the road to making that coin and getting to financial freedom. Don't forget to subscribe to the show! Grab your FREE money tracker here: http://trackingmycoins.com

Savvy Brown Girl Introduction

June 19, 2021 21:00 - 3 minutes - 2.31 MB

Welcome to the Savvy Brown Girl podcast where we talk about how to win with money. I'm your host, Wendy Coop, and this podcast is for all of you savvy women out there looking to make more, save, more, and end the paycheck-to-paycheck life. In future episodes, we will talk about all things money and business to get you on the road to making that coin and getting to financial freedom. Don't forget to subscribe to the show! Grab your FREE money tracker here: http://trackingmycoins.com

Twitter Mentions

@mrswendycoop 7 Episodes
@pastorwendycoop 2 Episodes