Soon the country will reach Level 4 restrictions in a bid to slow the spread of Covid 19. It means many will be working from home, but as non-essential businesses close, it mean many will struggle to pay rent. At the same time, students are returning home, leaving unfinished tenancies in their wake, and landlords are worrying about mortgage repayments. Joining Kathryn Ryan to talk about this is Robert Whitaker from Renter's United and  The New Zealand Property Investors' Federation President Sharon Cullwick.