Kiwisaver savvy? Just being in it doesn't mean you're sorted.

The Commission for Financial Capability is underscoring the need for pensioners to stretch their money through retirement, to avoid blowing their savings early on. That's why in one of its proposed changes to the retirement savings scheme, it suggests drip feeding portions of your Kiwisaver, through the years ahead. The comments come amid a three-year review and public discussion about retirement policy. Also up for debate is whether people who can't afford a home in a major city, should be allowed to use their KiwiSaver money to buy a home elsewhere, to help them get onto the property ladder. Interim Retirement Commissioner Peter Cordtz and Mint Asset Management's David Boyle join Kathryn to discuss. Submissions close on October 31st and can be made through the CFFC website.