Retirement Planning - Redefined
81 episodes - English - Latest episode: 15 days ago - ★★★★★ - 2 ratingsFinancial and retirement planning guidance from Certified Financial Planner John Teixeira and Nick McDevitt of PFG Private Wealth Management in the Tampa Bay, FL area. On this show, you'll learn about how the financial and retirement world has evolved over the past several decades, how to properly plan for your own future, and some of the important pitfalls to avoid.
PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investment involve risk and, unless otherwise stated, are not guaranteed.
Information expressed does not take into account your specific situation or objectives and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
Episodes
Retirement Questions The Baby Boomer Generation Is Asking
April 11, 2024 09:00 - 20 minutes - 19.1 MBEach generation is currently navigating a unique part of the retirement planning experience. With many baby boomers preparing for the transition into retirement, we're going to focus on some of the top questions this age group is asking in today's episode. Stay tuned to see what you can learn from John and Nick this week on Retirement Planning Redefined! Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Discl...
Don't Make These Income Planning Mistakes
April 04, 2024 09:00 - 15 minutes - 14.4 MBAre you planning for your retirement with the confidence that you're making all the right moves? In today's episode, we'll unveil the crucial income planning mistakes that could jeopardize your retirement and show you how to craft a financial plan that's built to last decades, not just years. Tune in to ensure your retirement strategy is foolproof against common pitfalls and ready to secure your financial future. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Conta...
Money Mistakes You'll Regret and How to Avoid Them
January 25, 2024 10:00 - 17 minutes - 15.8 MB“Learn from the mistakes of others. You can’t live long enough to make them all yourself.” – Eleanor Roosevelt… Ever wish you could foresee financial missteps before they happen? On today’s episode explore some real-life stories of regret and arm yourself with the essential dos and don'ts to ensure your money works for you, not against you. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Priva...
Retirement Planning’s “Hidden” Questions
January 18, 2024 10:00 - 20 minutes - 19 MBThe retirement planning world is filled with plenty of advice and suggestions, but there are critical questions lurking in the shadows – the unasked, the overlooked. These are the questions that can help define the comfort and security of your retirement future. On this episode, we unearth and tackle these hidden, but essential questions about retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclai...
Till Debt Do Us Part: Resolving Financial Sources of Tension Between Couples
October 19, 2023 14:55 - 18 minutes - 16.8 MBMoney can't buy love, but it can certainly start some spicy debates between you and your better half. In this episode, we're digging into the financial face-offs that make Monopoly fights look like child's play and exploring some money minefields that can test even the most solid relationships. Listen in as we explore how to resolve some of the most common financial sources of tension between couples. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-...
Mastering Retirement Cash Flow: Understanding Income
October 12, 2023 09:00 - 17 minutes - 15.6 MBGet ready for part two of our Retirement Cash Flow series! This time, we're diving into the income side of the equation. In our first two episodes, we tackled the ins and outs of your expenses in retirement. Now, it's all about understanding the crucial role of income analysis. We'll uncover the secrets of guaranteed income versus the uncertain stuff and shed light on the consequences of retiring without a clear income plan. Don't worry if you're feeling lost - we've got your back with pract...
Mastering Retirement Cash Flow (Part 2): Understanding Changing Expenses
August 02, 2023 15:26 - 19 minutes - 17.6 MBOn this episode, we will continue our conversation on what expenses may change when you enter into retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to...
Mastering Retirement Cash Flow (Part 1): Understanding Changing Expenses
August 02, 2023 15:24 - 20 minutes - 19 MBIn this episode, we’ll explore many of the expenses in your life that might drastically change (one way or another) in retirement. We’ll break those expenses down further to see which ones are the top priorities and analyze some of the other factors that impact your cash flow in retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment a...
Ep 60: Top Social Security Myths, Part 2
April 24, 2023 17:56 - 20 minutes - 19 MBThis is part 2 of our Social Security conversation. We will be debunking the remaining 5 myths on today's show. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject t...
Ep 59: Top Social Security Myths, Part 1
April 18, 2023 20:03 - 21 minutes - 19.3 MBHave you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best decision for your financial future? In this episode, we'll be debunking common myths about Social Security and answering the questions you've been curious about. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC i...
Ep 58: Fore Your Retirement: What Golf Teaches Us About Financial Planning
March 06, 2023 16:45 - 16 minutes - 15 MBAre you a golfer? Even if you're not, the game of golf can teach us valuable lessons about retirement planning. For example, hitting a hole-in-one might be thrilling, but it won't necessarily guarantee your overall success. And just like you need different clubs in your golf bag to play a round, you need a well-balanced approach to your investments in retirement. But perhaps the most important lesson from golf is the value of having a caddy. In retirement planning, a financial advisor can he...
Ep 57: Retirement Expenses For Which You Forgot To Plan
March 06, 2023 16:42 - 18 minutes - 17.3 MBAre you preparing for retirement but feeling confident that you have covered all the expenses? Well, think again... It turns out that many retirees overlook some crucial expenses that can leave them financially vulnerable. In this episode, we explore the retirement expenses that most people tend to forget, including skyrocketing medical bills, unexpected travel costs, taxes, and much more. We'll discuss practical tips and strategies to help you plan for these expenses and ensure a secure and...
Ep 56: Four Ways The SECURE Act 2.0 Might Impact You
February 02, 2023 19:50 - 15 minutes - 14 MBAfter being discussed in Congress for nearly a year and a half, the SECURE Act 2.0 passed in January. Listen to today’s episode to see what you need to know and learn four ways the new changes might impact you. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information consider...
Ep 55: How Bonds Work: What Retirees Need To Know
January 27, 2023 17:47 - 17 minutes - 24.3 MBToo many folks misunderstand bonds, how they work, and what role they play in a proper financial plan. We’ll address some of those bond related issues on today’s show. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relie...
Ep 54: Warning Signs: How To Spot Problems In Your Financial Life
January 27, 2023 17:43 - 15 minutes - 14.4 MBJust like the lights on your dashboard can indicate if something is wrong with your car (like low tire pressure or leaking oil), there are indicators in your financial life that might point out that you have a problem that needs to be addressed. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed ...
Ep 53: Getting It Right: Irreversible Financial Decisions
September 20, 2022 15:00 - 14 minutes - 13.3 MBThere are plenty of decisions that you’ll make in the retirement planning process that can’t be undone, so you want to make sure that you make the right call. On this episode, we’ll explain why these decisions are so important and can’t be undone. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expresse...
Ep 52: Retirement Planning From A Psychologist’s Point Of View
September 06, 2022 15:02 - 17 minutes - 15.9 MBWe always talk about the money side of financial and retirement planning. But what about the mental aspect of that big life change? Today we’ll break down an article written by a Licensed Professional Counselor (Kate Schroeder) for Psychology Today, titled The Psychological Investment In Retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered inv...
Ep 51: Financial Planning Considerations When You’re In Between Jobs
August 11, 2022 09:00 - 13 minutes - 12.5 MBFinding yourself between jobs can be frustrating—whether you were fired, laid off, or just had to step away of your own choosing. But it can also present some opportunities. Let’s discuss some of the challenges and opportunities that you need to consider if you’re between jobs. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All s...
Ep 50: Can You Get An A+ On Our Retirement Planning Quiz?
August 02, 2022 14:23 - 17 minutes - 15.7 MBDon’t dread this as much as you hated hearing these words as a kid, but it’s time for a pop quiz! We’re putting retirement planning preparedness under the microscope with 5 critical questions to which you need to know the answers. So sharpen those pencils and let’s see how ready you are for retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered ...
Ep 49: What To Do As You Count Down The Days To Retirement
June 14, 2022 14:41 - 17 minutes - 16.2 MBWe’ve assembled a list of priorities to keep in mind as you count down the days to retirement. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without ...
Ep 48: Secret To Retirement Success: Get Out Of Your Own Way
June 01, 2022 15:24 - 18 minutes - 17.1 MBThere are plenty of external factors that often negatively influence our chances of having a successful retirement. But often, failure comes from within. On this episode, we’ll talk about some of the common ways people get in their own way when it comes to financial planning. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All sta...
Ep 47: Understanding Financial Jargon: Investment Terms You Should Know
May 10, 2022 15:12 - 20 minutes - 19.1 MBThere are some important terms you’re going to come across as you prepare for retirement. Having a basic understanding of these will help you achieve financial success, so we’ll cover what they mean and what you should know on today’s episode. And don’t worry. We won’t go quite so far down the rabbit hole where we expect you to be able to explain how a company’s P/E ratio meshes with it’s Alpha and Beta ratings to determine how much stock you should buy. Helpful Information: PFG Website: h...
Ep 46: The Most Important Birthdays In Retirement Planning
April 26, 2022 17:52 - 21 minutes - 19.7 MBThere are certain age milestones where you should really pay attention to your retirement planning progress. On this episode, we’ll look at the most important birthdays as you approach retirement and cover the exact things you should be checking off your to-do list at each age. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All s...
Ep 45: Planning For Things We Can’t Predict
March 21, 2022 15:40 - 15 minutes - 14.1 MBThere are certain things in life we just can’t predict. If we knew the answers to some of these questions, planning for retirement would sure be a lot easier. So let’s see how you go about constructing a plan that addresses the kinds of questions to which you can’t possibly know the answers. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment ...
Ep 44: Do You Have A Money Bias? And How Much Is It Costing You?
March 15, 2022 13:17 - 23 minutes - 21.2 MBOn this episode, we’ll breakdown a recent CNBC article that analyzes a recent Morningstar study. The study found that most of us have at least one money bias, some of us more than one, and that those biases are very possibly costing us money in our checking, savings, investing and retirement accounts. Listen to see if you might be impacted by a specific money bias and for strategies to get it back under control. Helpful Information: CNBC Article: https://cnb.cx/3KKXSHf PFG Website: https:...
Ep 43 : Don’t Fumble Your Retirement In The Financial Red Zone
February 14, 2022 18:59 - 18 minutes - 25.1 MBIn football, teams are extra careful not to make a mistake when they get within about 20 yards of scoring points (known as the Red Zone). They’ve typically worked hard to get to that point and don’t want to cost themselves by throwing an interception or fumbling the ball and giving it to the other team. On this episode, we’ll explore the financial equivalent of the Red Zone and discuss how you can really mess things up if you’re not careful during this phase of your life. If you’re approachi...
Ep 42: How “The Great Resignation” Could Impact You Or A Loved One’s Retirement
February 14, 2022 18:53 - 22 minutes - 20.7 MBDroves of workers are retiring early or taking a break from work as they change career paths. It’s become known as The Great Resignation. On this episode, we’ll highlight some of the key takeaways of a recent Forbes article and explore a lot of the impacts on retirement planning from across different age groups in the wake of this massive workplace shift that’s underway. Forbes Article: https://bit.ly/3JtbbeQ Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 81...
Ep 41: Opportunities For Retirement’s Late Bloomers
December 29, 2021 14:49 - 17 minutes - 16.5 MBMaybe you’re close to retirement and think you don’t have nearly enough money saved. But let’s talk about some reasons that the news might not be as bad as you think. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied...
Ep 40: Quit Cutting Corners In Your Financial Plan
December 29, 2021 14:42 - 16 minutes - 22.9 MBIt can be tempting to cut corners as you make your retirement plan - but those decisions can often turn into a huge inconvenience, if not an outright disaster. We'll go over some common ways people cut corners in their financial plan, and what you should be doing instead. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All stateme...
Ep 39: Is Your Retirement Plan Out Of Tune?
November 11, 2021 10:00 - 19 minutes - 18.3 MBEven if you have a solid financial plan in place, things can quickly get out of tune if you don’t make adjustments from time to time. Let’s talk about some of the areas where we often see people get out of tune in their financial plan. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based ...
Ep 38: Financial Mistakes Couples Make
November 02, 2021 20:24 - 19 minutes - 18 MBGetting husbands and wives on the same page with their retirement plan can often be a challenge. Let’s talk about some of the things that couples often mess up. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon ...
Ep 37: Things That Don‘t Matter Till They Do
September 09, 2021 09:00 - 20 minutes - 19.1 MBFire extinguishers, airbags in your car, and smoke alarms in your house are all examples of things in life that don’t really seem to matter until they’re the only thing that matters. On that rare occasion when you need one of those items, you’ll either be very glad that you have one, or really regretting the fact that you don’t. Let’s talk about some of the things in the financial world that don’t matter until they do. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Co...
Ep 36: 5 Things About Decumulation
September 02, 2021 20:42 - 18 minutes - 16.7 MBSo much focus in the financial world revolves around accumulating money. There’s all sorts of advice, how- to guides and guardrails in place when it comes to saving and investing, but a lot less resources out there to help retirees navigate the period of time after retirement. This is known as decumulation, the spending down and managing of the assets you’ve accumulated through your life. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: inf...
Ep 35: Not Your Father’s Retirement
June 24, 2021 09:00 - 16 minutes - 15.5 MBIf you’re of the age that your mom and dad retired 20 or 30 years ago, the world was a much different place when they walked away from their paychecks. Let’s talk about how things are different now. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable ...
Ep 34: Learning Through Uncommon Sense
June 17, 2021 14:04 - 19 minutes - 17.8 MBAt first glance, each of these statements seem like basic common sense that everyone agrees with. But when we look at the way people actually behave with their money, it seems that common sense is actually a bit uncommon. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon informati...
Ep 33: Fact Or Fiction
April 22, 2021 09:00 - 16 minutes - 15.1 MBSometimes the easiest way to learn about something is make it really simple. Like some of the first true/false tests you might have taken in school, let’s play a round of fact or fiction to test your financial planning acuity. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon info...
Ep 32: Are You Flirtin' With Financial Disaster?
April 15, 2021 09:00 - 22 minutes - 20.3 MBLet’s talk about some of the areas of your financial life where you might be flirtin’ with disaster and don’t even know it. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions a...
Ep 31: Where Crisis & Opportunity Meet
March 18, 2021 09:00 - 19 minutes - 17.7 MBTo write the Chinese word for “crisis,” you combine elements of two different Chinese characters. One character means “danger” while the other one means “opportunity.” Translated into English, it means “opportunity riding on a dangerous wind.” Let’s discuss how some of these crises might actually be opportunities, depending on your situation and perspective. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclai...
Ep 30: This Is Why You Never Assume
March 10, 2021 17:34 - 21 minutes - 19.7 MBWe often see people making certain assumptions about retirement that just aren’t correct. Let’s explore some of those on today's show. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or...
Ep 29: Understanding Annuities - Fixed Index
February 16, 2021 21:19 - 18 minutes - 16.5 MBThis is the final installment for our annuity mini-series. We will wrap things up by diving into fixed-index annuities. We get more into the finer details of some properties of annuities and also take a look at how these contracts are typically structured. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions...
Ep 28: Understanding Annuities - Variable and Fixed
February 04, 2021 10:00 - 19 minutes - 17.6 MBThis is part 2 of our annuity mini-series. We focus on two types of annuities on this episode which are the variable and fixed deferred. John and Nick explain what are significant about each of these and how they may fit into a retirement plan. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed a...
Ep 27: Understanding Annuities - The Basics
October 29, 2020 19:46 - 24 minutes - 22.2 MBThere are a lot of strong opinions on annuities. Some people heavily advocate for them, while others claim they are a bad investment. Today John and Nick will break down the basics for us by discussing what an annuity is and some important terms to know. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions e...
Ep 26: How To Process A Rollover
September 16, 2020 15:55 - 15 minutes - 21.7 MBLast episode we talked about the different items to take into account if you are thinking about doing a rollover. John and Nick will discuss how to actually process a rollover and some common mistakes to avoid. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more-...
Ep 25: Is A Rollover Right For You?
August 21, 2020 18:35 - 16 minutes - 23 MBCompany retirement plans can be expensive and many people are considering to rollover their account. But what considerations should be thought about before you take any action? Today John and Nick discuss the fee structures, investment options, and a few more factors when deciding if a rollover is right for you. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] For a transcript of today's show, visit the blog relat...
Ep 24: Importance Of Risk Management & Asset Protection
July 09, 2020 09:00 - 18 minutes - 25.9 MBWhen it comes to retirement planning, many people focus on filling in an income gap, or making sure they will have enough money to get them through retirement. While this is fundamental to the plan, it's important to make sure your assets are protected. John and Nick will explain what investment vehicles have some sort of protection and will also give a hypothetical example. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewe...
Ep 23 : Should You Be Thinking About Refinancing?
July 07, 2020 09:00 - 12 minutes - 17 MBWith rates being at historic lows, a lot of clients have been asking questions about refinancing. So this week we answer the biggest questions people have. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Marc: Hey everybody. Welcome in to this edition of...
Ep 22: Case Study- Implementing Roth Conversions
June 04, 2020 09:00 - 16 minutes - 22.7 MBWe spent last podcast talking about what exactly a Roth conversion is. Today we will examine a financial plan and see how implementing Roth conversions can potentially improve this situation. Case Study Before Implementing Strategy: Dual income Household: Ages 55 & 53 Existing Accounts: $500k Pre-Tax 401k Funds $25k Roth IRA Funds $50k Cash Mortgage on the home – paying extra on mortgage ($250/m) (5% rate on 30 year loan, 10 years in) Income: Person 1: $110k Person 2: $60k Cur...
Ep 21 : Roth Conversions
June 01, 2020 21:22 - 13 minutes - 19 MBWith our tax brackets being at historically low rates, many people are looking at implementing Roth conversions in their plan. John and Nick will explain what exactly this concept is and how this may be able to save you some dollars on taxes in the future. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/po...
Ep 20: Peeling Back The Curtain
May 07, 2020 13:33 - 18 minutes - 25.5 MBOn this week's episode, we check in with John and Nick on how things are going personally with their families, communities and clients. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Speaker 1: Hey, everybody. Welcome into this edition of Retirement Pla...
Ep 19: Market Downturns And Recoveries
April 23, 2020 09:00 - 19 minutes - 26.7 MBToday our discussion revolves around bull and bear markets. We will break down the basics of what each of these types of markets mean and take a look at some historic trends that are relevant to this topic. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- ...