Retirement Armor with Jeff Christian
24 episodes - English - Latest episode: almost 3 years ago -Preparing for retirement can sometimes feel like you’re gearing up for battle. You have to mount defenses against fees, volatility and taxes while strategizing your balance of risk vs. safety. Like going into real battle, it can be intimidating without the right preparation. But that’s why Certified Financial Planner Jeff Christian is here. He wants to provide you with the armor you need before going onto the financial battlefield. On this show, you'll learn how to plan, protect, and provide your way to a prosperous financial future.
Jeff is a Certified Financial Planner and Chartered Retirement Planning Counselor at Armor Financial Group. His team serves clients throughout New Orleans and the surrounding communities with a main office in Madisonville, Louisiana.
Contact: 985-845-2922
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Episodes
Ep 24: Market Crash Survival Guide
May 18, 2021 13:30 - 11 minutes - 10.1 MBWere you prepared for this most recent downturn in the market? If you were, good for you! If not, let’s talk about what you need to do to be ready for the next one. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 23: Retirement Variables
May 18, 2021 13:00 - 11 minutes - 10.4 MBIf the variables were the same for everybody, retirement planning would be much simpler. But the fact that everyone is unique and to maximize retirement you’ll work to align the variables with who you are. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 22: Financial Feelings
May 18, 2021 12:30 - 11 minutes - 10.8 MBWhen you make a financial decision, does it start with looking at the numbers or asking the question, “How do I feel about this?” When should your feelings overrule the numbers, and when should the numbers overrule your feelings? Furthermore, what areas of your retirement plan are most likely swayed by feelings and emotions? Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 21: Universal Retirement Truths
May 18, 2021 12:00 - 10 minutes - 9.59 MBThere are certain retirement planning principles that apply to everyone regardless of who you are, how much money you have, when you’re retiring, or where you live. Let’s examine these universal truths together to determine how you can maximize the principles to complement your unique retirement plans. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 20: Stages of Retirement Planning
May 18, 2021 11:30 - 13 minutes - 13.3 MBIt is no secret that our financial plan will shift and change throughout our lives. However, this is even more prevalent, the closer we get to retirement. Jeff will discuss the different retirement planning stages and what the focus should be when you hit each of these checkpoints. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 19: Longevity Risk
May 18, 2021 11:00 - 15 minutes - 14.9 MBLiving a long time isn’t supposed to be a bad thing and it almost seems counterintuitive to categorize if it is a risk. But it is. Let’s take a look at how longevity plays a role in a financial plan and have an honest conversation about how to deal with the “problem” of living too long. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 18: Paying Off the House
May 18, 2021 10:30 - 11 minutes - 11.5 MBMany pre-retirees wonder if they should pay off their house before they go into retirement, or if it’s okay to still carry a mortgage in this phase of life. Jeff will give us some considerations when making this important decision and some common situations he sees with his clients. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 17: Long Term Care
May 18, 2021 10:00 - 12 minutes - 12.1 MBLong term care can be one of the biggest expenses in retirement, but many of us fail to plan for it. A lot of people are uncomfortable with thinking about mortality and avoid the planning altogether, while others don’t know where to start. On today’s show, we talk about the different ways you can plan for long term care and why you should get a plan for this financial aspect of retirement as soon as you can. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 16: Life Insurance
May 18, 2021 09:30 - 13 minutes - 13.7 MBLife insurance is a financial tool that many people have strong opinions about one way or the other. It’s common to see some people praising this life insurance, while others claim it’s not so important. But what’s the truth about life insurance? Today, we discuss what life insurance is, the different policies, and who may be able to benefit from it. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 15: Risk Tolerance
May 18, 2021 09:00 - 11 minutes - 11.7 MBOne of the most important factors in a financial plan is the amount of risk you have in your portfolio. You never want to lose sight of how much risk you are comfortable with because this can cause fear, worry, and irrational decisions. Risk varies from person to person, so it’s vital to get your risk tolerance customized to your comfort levels and not in a one-size-fits-all plan. Jeff talks about the considerations he goes through when determining someone’s risk and how a bucket strategy ...
Ep 14: 401(k) Rollovers
May 06, 2021 09:00 - 14 minutes - 14.1 MBThe 401(k) is one of the most common investment tools out there. A myriad of companies offer their own 401(k) plan and will often match a certain percentage to incentivize employees to contribute to the plan. As you get closer to retirement, you may consider doing a rollover. Some people choose to do this for safety. Investment options, tax implications, and much more. Jeff discusses the basic rules of rollovers and the positive attributes they can add to your retirement plan. Contact: h...
Ep 13: Traditional Vs. Roth
April 15, 2021 09:00 - 14 minutes - 14 MBIt seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA or a Roth. Let’s discuss how to determine which one is best for you based on who you are. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 12: Are You Ready to Retire?
April 01, 2021 09:00 - 10 minutes - 10.4 MBA lot of people are unsure if they are actually able to retire. Some worry about leaving a career that they love, while others are concerned if they have enough money to last a lifetime. We discuss reasons why you may feel hesitant to retire and how putting a solid plan together can solve these concerns. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 11: Annuities - What You Really Need to Know
March 18, 2021 09:00 - 14 minutes - 14.4 MBAnnuities are a hot topic in the financial industry. Some people talk about how much they love them, while others say to stay away from them at all costs. But which side should you believe? Today Jeff discusses the pros and cons of different types of annuities and how they may or may not provide value for a retirement income plan. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 10: Busting Social Security Myths
March 04, 2021 10:00 - 14 minutes - 14.2 MBSocial Security is often misunderstood and ill-planned for costing serious lost opportunity for many Americans. Myths, rumors, and misunderstandings are pervasive in the world of Social Security. In this show, we’ll look to clear up the top 5 misunderstandings about Social Security. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 9: The Importance of the Financial Red Zone
February 18, 2021 10:00 - 11 minutes - 11.5 MBWhen we hear the phrase “red zone,” most of us think of football. When a team is only 20 yards away from the goal line, and minimizing mistakes is key to scoring. We can take this concept to the financial world too. Jeff talks on today’s show about the retirement red zone and why making sound decisions during this time frame can greatly affect the rest of your retirement. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 8: Understanding the Three Worlds of Money
February 04, 2021 10:00 - 14 minutes - 14.4 MBWe discuss the three worlds of money: banking, insurance, and wall street. Jeff outlines the pros and cons of each world, how they affect your finances, and strategies you can utilize to maximize the three worlds of money. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 7: How to Find the Right Advisor
January 21, 2021 10:00 - 11 minutes - 11.7 MBA lot of concern goes into trying to pick the proper investments, build a balanced portfolio, and getting the highest return. But how much time have you really put into finding the right advisor to work together with on all these tasks and more? You might be surprised to find out that a lot of people don’t do their due diligence or put in a considerable amount of thought into picking their advisor. And ultimately, that leads a lot of people to not understanding what they should expect from ...
Ep 6: Legacy & Estate Planning
January 07, 2021 10:00 - 10 minutes - 11 MBWhen we talk about comprehensive financial planning for retirement, many people tend to focus on the investments and retirement income they want to achieve. But legacy and estate planning is important and easy to overlook when putting your plan together. Jeff discusses the elements that make up this type of planning and why you should continually make sure it is up to date and relevant to your current situation. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 5: Health Care Planning
December 17, 2020 10:00 - 11 minutes - 11.2 MBIt’s no secret that the cost of healthcare only continues to rise each year, and so we need to be proactive and plan for these costs. That’s why we decided to dedicate an entire episode to explaining the common healthcare costs in retirement as well as protecting your retirement plan against the cost of long-term care. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 4: Tax Planning
December 03, 2020 18:28 - 14 minutes - 14.4 MBTaxes in retirement can often be avoided and eliminated through strategy and planning. Jeff talks to us today about the importance of having a tax-efficient plan and some common mistakes that he has seen. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 3: Investment Planning
November 19, 2020 10:00 - 13 minutes - 13.3 MBA crucial element of a retirement plan is figuring out which investments you need to be in. It’s important you are in objective appropriate and risk-appropriate investment vehicles that match who you are in life. Jeff talks to us today about the bucket management strategy his practice uses and helping people to find and utilize their unique identity within their investments. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 2: Income Planning
November 05, 2020 10:00 - 12 minutes - 12.4 MBIncome planning is the backbone of every great retirement plan. But many people struggle with nailing down a solid income plan and transitioning from receiving that employer paycheck. Jeff talks about the components of an income plan and how to start assembling one that matches who you are. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]
Ep 1: Get to Know Jeff Christian & Armor Financial
November 02, 2020 23:16 - 13 minutes - 13.6 MBWelcome to the first episode of the Retirement Armor podcast! We dedicate the first episode to get to know who Jeff is and to ask Jeff questions about his business, his family, and why he provides educational podcasts and what he hopes people will take away from them. Contact: http://jeffchristianfp.com/ 985-845-2922 [email protected]